MBT.PSE Metropolitan Bank & Trust Co
- Market cap
- PHP 153B
- P/E
- -
- P/B
- -
- ROE
- 12.2%
- Dividend yield
- 14.83%
- Fundamental score
- 2.1/5
Ratios use the latest price and the current fiscal year annualized from 3 quarters up to Sep 2025.
Is MBT.PSE undervalued?
Graham numberThe Graham number of Metropolitan Bank & Trust Co cannot be estimated reliably (it needs positive earnings and book value).
Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?
Metropolitan Bank & Trust Co fundamental analysis
8 of 18 checks passedROE 1/2
Moderate return on equity (12.2%), between 10% and 20%.
ROA 0/1
Return on assets (1.4%) is below the industry median (1.6%).
Profit Consistency 2/2
Profitable for 10 consecutive years.
Earnings Growth 5Y 1/1
Earnings per share grew over the past 5 years.
Earnings Acceleration 1/1
Last year's EPS growth (13.9%) is above the 5-year average (11.4% a year).
Earnings Growth vs Industry 0/1
Last year's EPS growth (13.9%) is below the industry median (14.9%).
Revenue Growth 0/2
Revenue did not grow over the past 3 years or is not reported.
Leverage 2/2
Total assets are 8.9x equity, within a prudent level for a financial company.
Equity Growth 1/1
Shareholders' equity grew over the past 5 years.
PE vs Market 0/1
PE is negative or not available.
PE vs Industry 0/1
PE is negative or not available.
PBV 0/1
Price to book is negative or not available.
Graham Number 0/1
Graham number needs positive earnings and book value.
PEG 0/1
PEG needs positive PE and positive 5-year earnings growth.
Dividend Yield 0/2
Dividend yield cannot be calculated.
Dividend Stability 0/2
Dividends were not paid steadily for the past 5 years.
Dividend Growth 1/1
Dividends paid grew over the past 5 years.
Payout Ratio 1/1
Payout ratio is 47.0%, covered by earnings.
Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score
Metropolitan Bank & Trust Co stock price
Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.
Metropolitan Bank & Trust Co financial statements
2025 annualized: Fiscal year 2025 is not finished. Income statement and cash flow are annualized from 3 quarters up to Sep 30, 2025, the balance sheet is the latest quarter. Figures change when the annual report is published.
Metropolitan Bank & Trust Co annual financial statements
| Item | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 Anlz |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||
| Net Income | 18.6B | 18.1B | 18.2B | 22.0B | 28.1B | 13.8B | 22.2B | 32.8B | 42.2B | 48.1B | 49.7B |
| EPS | - | 4.82 | 4.85 | 4.89 | 6.24 | 3.08 | 4.93 | 7.29 | 9.39 | 11 | 11 |
| Balance Sheet | |||||||||||
| Total Assets | 1.76T | 1.88T | 2.08T | 2.24T | 2.45T | 2.46T | 2.50T | 2.84T | 3.10T | 3.52T | 3.63T |
| Total Liabilities | 1.57T | 1.68T | 1.89T | 1.96T | 2.14T | 2.13T | 2.18T | 2.52T | 2.75T | 3.13T | 3.23T |
| Shareholders' Equity | 194B | 196B | 195B | 283B | 310B | 324B | 319B | 319B | 357B | 386B | 408B |
| Total Debt | 41.0B | 41.0B | 29.5B | 57.4B | 88.1B | 92.6B | - | - | - | - | - |
| Cash Flow | |||||||||||
| Operating Cash Flow | -29.0B | -18.1B | -52.9B | -104B | 84.4B | 246B | 195B | 151B | 84.7B | -181B | -1.23T |
| Capital Expenditure | 3.84B | 3.51B | 3.56B | 3.53B | 3.72B | 2.43B | 3.23B | 3.12B | 3.75B | 4.25B | 11.0B |
| Ratios | |||||||||||
| ROE | 9.6% | 9.2% | 9.4% | 7.8% | 9.1% | 4.3% | 7.0% | 10.3% | 11.8% | 12.5% | 12.2% |
| ROA | 1.1% | 1.0% | 0.9% | 1.0% | 1.1% | 0.6% | 0.9% | 1.2% | 1.4% | 1.4% | 1.4% |
| Debt to Equity | 0.21x | 0.21x | 0.15x | 0.20x | 0.28x | 0.29x | - | - | - | - | - |
What these items mean
- Net Income
- Profit left for shareholders after all expenses, interest and taxes.
- EPS
- Net income divided by shares outstanding.
- Total Assets
- Everything the company owns.
- Total Liabilities
- Everything the company owes.
- Shareholders' Equity
- Assets minus liabilities: the book value that belongs to shareholders.
- Total Debt
- Short and long-term borrowings.
- Operating Cash Flow
- Cash generated by the core business.
- Capital Expenditure
- Cash spent on property, plant and equipment.
- ROE
- Return on equity: net income divided by shareholders' equity.
- ROA
- Return on assets: net income divided by total assets.
- Debt to Equity
- Total debt divided by shareholders' equity.
Metropolitan Bank & Trust Co dividends
- Dividend yield
- 14.83%
- Forward dividend
- -
- Payout ratio
- 47.0%
- Ex-dividend date
- -
| Fiscal year | Dividends paid | Per share | Payout ratio |
|---|---|---|---|
| 2024 | PHP 22.6B | 5.04 | 47.0% |
| 2023 | PHP 13.6B | 3.03 | 32.3% |
| 2022 | PHP 13.6B | 3.03 | 41.6% |
| 2021 | PHP 18.1B | 4.03 | 81.9% |
| 2020 | PHP 4.64B | 1.03 | 33.6% |
| 2019 | PHP 4.11B | 0.91 | 14.7% |
| 2018 | PHP 3.70B | 0.82 | 16.8% |
| 2017 | PHP 3.33B | 0.89 | 18.3% |
| 2016 | PHP 3.16B | 0.84 | 17.5% |
From the cash flow statement: dividends paid in the fiscal year, divided by that year's shares outstanding. Payout ratio = dividends paid / net income.
Who owns Metropolitan Bank & Trust Co
Ownership data of Metropolitan Bank & Trust Co is not available yet.
Metropolitan Bank & Trust Co company profile
- Company name
- Metropolitan Bank & Trust Co
- Ticker
- MBT.PSE
- ISIN
- PHY6028G1361
- Exchange
- Philippine Stock Exchange
- Sector
- Financials
- Industry
- Consumer Finance
- Fiscal year end
- December
- Address
- Website
- -