MFA Financial, Inc. Logo

MFA Financial, Inc.

MFA

(1.8)
Stock Price

10,39 USD

0.89% ROA

10.76% ROE

12.85x PER

Market Cap.

1.248.475.090,00 USD

472.11% DER

11.45% Yield

22.64% NPM

MFA Financial, Inc. Stock Analysis

MFA Financial, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

MFA Financial, Inc. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.55x), the stock offers substantial upside potential at a bargain price.

2 Dividend

Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors.

3 ROE

ROE in an average range (4.05%) suggests satisfactory profitability and decent utilization of shareholders' equity.

4 ROA

The stock's ROA (0.84%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

6 DER

The company has a high debt to equity ratio (218%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

7 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

8 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

9 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

10 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (-8), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

MFA Financial, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

MFA Financial, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Sell
4 Stoch RSI Hold

MFA Financial, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

MFA Financial, Inc. Revenue
Year Revenue Growth
1998 4.600.000
1999 10.300.000 55.34%
2000 10.323.312 0.23%
2001 24.131.000 57.22%
2002 61.999.000 61.08%
2003 66.340.000 6.54%
2004 91.568.000 27.55%
2005 41.070.000 -122.96%
2006 16.421.000 -150.11%
2007 43.399.000 62.16%
2008 64.682.000 32.9%
2009 277.718.000 76.71%
2010 296.086.000 6.2%
2011 358.163.000 17.33%
2012 349.108.000 -2.59%
2013 340.679.000 -2.47%
2014 358.794.000 5.05%
2015 355.976.000 -0.79%
2016 358.765.000 0.78%
2017 373.058.000 3.83%
2018 347.877.000 -7.24%
2019 430.765.000 19.24%
2020 -555.867.000 177.49%
2021 337.220.000 264.84%
2022 195.854.000 -72.18%
2023 422.076.000 53.6%
2023 205.457.000 -105.43%
2024 858.088.000 76.06%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

MFA Financial, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
1998 0
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 1 0%
2017 1 0%
2018 0 0%
2019 1 0%
2020 3 100%
2021 400.000 100%
2022 800.000 50%
2023 0 0%
2023 800.000 100%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

MFA Financial, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
1998 1.700.000
1999 2.700.000 37.04%
2000 2.457.196 -9.88%
2001 5.355.000 54.11%
2002 2.929.000 -82.83%
2003 4.447.000 34.14%
2004 5.603.000 20.63%
2005 5.505.000 -1.78%
2006 9.568.000 42.46%
2007 11.682.000 18.1%
2008 15.941.000 26.72%
2009 23.047.000 30.83%
2010 24.663.000 6.55%
2011 30.209.000 18.36%
2012 33.569.000 10.01%
2013 33.689.000 0.36%
2014 40.745.000 17.32%
2015 42.045.000 3.09%
2016 45.612.000 7.82%
2017 49.633.000 8.1%
2018 46.076.000 -7.72%
2019 52.648.000 12.48%
2020 56.708.000 7.16%
2021 85.546.000 33.71%
2022 112.540.000 23.99%
2023 42.420.000 -165.3%
2023 129.946.000 67.36%
2024 130.328.000 0.29%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

MFA Financial, Inc. EBITDA
Year EBITDA Growth
1998 7.800.000
1999 27.500.000 71.64%
2000 39.861.426 31.01%
2001 44.412.000 10.25%
2002 147.679.000 69.93%
2003 161.425.000 8.52%
2004 217.888.000 25.91%
2005 249.472.000 12.66%
2006 222.314.000 -12.22%
2007 379.223.000 41.38%
2008 407.273.000 6.89%
2009 498.107.000 18.24%
2010 415.617.000 -19.85%
2011 468.489.000 11.29%
2012 482.043.000 2.81%
2013 472.553.000 -2.01%
2014 474.503.000 0.41%
2015 491.034.000 3.37%
2016 506.987.000 3.15%
2017 521.053.000 2.7%
2018 535.812.000 2.75%
2019 381.435.000 -40.47%
2020 -679.390.000 156.14%
2021 335.470.000 302.52%
2022 -243.135.000 237.98%
2023 -225.752.000 -7.7%
2023 80.164.000 381.61%
2024 694.004.000 88.45%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

MFA Financial, Inc. Gross Profit
Year Gross Profit Growth
1998 4.600.000
1999 10.300.000 55.34%
2000 10.323.312 0.23%
2001 24.131.000 57.22%
2002 61.999.000 61.08%
2003 66.340.000 6.54%
2004 91.568.000 27.55%
2005 41.070.000 -122.96%
2006 16.421.000 -150.11%
2007 43.399.000 62.16%
2008 64.682.000 32.9%
2009 277.718.000 76.71%
2010 296.086.000 6.2%
2011 358.163.000 17.33%
2012 349.108.000 -2.59%
2013 340.679.000 -2.47%
2014 310.121.000 -9.85%
2015 293.163.000 -5.78%
2016 284.409.000 -3.08%
2017 278.889.000 -1.98%
2018 234.627.000 -18.86%
2019 289.193.000 18.87%
2020 -1.111.734.000 126.01%
2021 299.753.000 470.88%
2022 143.760.000 -108.51%
2023 422.076.000 65.94%
2023 749.016.000 43.65%
2024 820.020.000 8.66%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

MFA Financial, Inc. Net Profit
Year Net Profit Growth
1998 2.900.000
1999 7.600.000 61.84%
2000 7.866.116 3.38%
2001 3.784.000 -107.88%
2002 56.094.000 93.25%
2003 57.848.000 3.03%
2004 78.073.000 25.91%
2005 6.708.000 -1063.88%
2006 8.758.000 23.41%
2007 30.210.000 71.01%
2008 45.797.000 34.03%
2009 268.189.000 82.92%
2010 269.762.000 0.58%
2011 316.414.000 14.74%
2012 306.839.000 -3.12%
2013 302.709.000 -1.36%
2014 313.504.000 3.44%
2015 313.226.000 -0.09%
2016 312.668.000 -0.18%
2017 322.393.000 3.02%
2018 301.801.000 -6.82%
2019 378.117.000 20.18%
2020 -679.390.000 155.66%
2021 328.870.000 306.58%
2022 -247.341.000 232.96%
2023 -225.752.000 -9.56%
2023 80.164.000 381.61%
2024 167.784.000 52.22%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

MFA Financial, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1998 1
1999 3 66.67%
2000 4 0%
2001 1 -200%
2002 5 80%
2003 4 -25%
2004 4 -33.33%
2005 0 0%
2006 0 0%
2007 1 0%
2008 1 0%
2009 4 100%
2010 4 -33.33%
2011 4 0%
2012 3 0%
2013 3 0%
2014 3 0%
2015 3 0%
2016 3 0%
2017 3 0%
2018 3 -50%
2019 3 33.33%
2020 -6 150%
2021 3 400%
2022 -2 200%
2023 -2 0%
2023 0 0%
2024 1 100%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

MFA Financial, Inc. Free Cashflow
Year Free Cashflow Growth
1998 400.000
1999 10.300.000 96.12%
2000 4.921.640 -109.28%
2001 21.670.000 77.29%
2002 83.367.000 74.01%
2003 112.150.000 25.66%
2004 128.298.000 12.59%
2005 136.194.000 5.8%
2006 15.883.000 -757.48%
2007 68.447.000 76.8%
2008 186.425.000 63.28%
2009 269.976.000 30.95%
2010 245.500.000 -9.97%
2011 332.066.000 26.07%
2012 309.944.000 -7.14%
2013 297.715.000 -4.11%
2014 255.027.000 -16.74%
2015 280.614.000 9.12%
2016 84.804.000 -230.9%
2017 175.198.000 51.6%
2018 146.748.000 -19.39%
2019 213.896.000 31.39%
2020 33.534.000 -537.85%
2021 108.245.000 69.02%
2022 365.777.000 70.41%
2023 108.739.000 -236.38%
2023 0 0%
2024 46.480.000 100%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

MFA Financial, Inc. Operating Cashflow
Year Operating Cashflow Growth
1998 400.000
1999 10.300.000 96.12%
2000 4.921.640 -109.28%
2001 21.670.000 77.29%
2002 83.367.000 74.01%
2003 112.150.000 25.66%
2004 128.298.000 12.59%
2005 136.194.000 5.8%
2006 15.883.000 -757.48%
2007 68.678.000 76.87%
2008 186.425.000 63.16%
2009 269.964.000 30.94%
2010 245.938.000 -9.77%
2011 334.409.000 26.46%
2012 310.387.000 -7.74%
2013 298.088.000 -4.13%
2014 255.813.000 -16.53%
2015 282.174.000 9.34%
2016 85.512.000 -229.98%
2017 176.070.000 51.43%
2018 147.881.000 -19.06%
2019 215.775.000 31.47%
2020 38.396.000 -461.97%
2021 120.293.000 68.08%
2022 366.077.000 67.14%
2023 108.739.000 -236.66%
2023 0 0%
2024 46.480.000 100%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

MFA Financial, Inc. Capital Expenditure
Year Capital Expenditure Growth
1998 0
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 231.000 100%
2008 0 0%
2009 -12.000 100%
2010 438.000 102.74%
2011 2.343.000 81.31%
2012 443.000 -428.89%
2013 373.000 -18.77%
2014 786.000 52.54%
2015 1.560.000 49.62%
2016 708.000 -120.34%
2017 872.000 18.81%
2018 1.133.000 23.04%
2019 1.879.000 39.7%
2020 4.862.000 61.35%
2021 12.048.000 59.64%
2022 300.000 -3916%
2023 0 0%
2023 0 0%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

MFA Financial, Inc. Equity
Year Equity Growth
1998 71.000.000
1999 67.600.000 -5.03%
2000 69.911.496 3.31%
2001 203.624.000 65.67%
2002 371.200.000 45.14%
2003 484.958.000 23.46%
2004 728.834.000 33.46%
2005 661.102.000 -10.25%
2006 678.558.000 2.57%
2007 927.263.000 26.82%
2008 1.257.077.000 26.24%
2009 2.168.262.000 42.02%
2010 2.250.447.000 3.65%
2011 2.497.760.000 9.9%
2012 3.311.006.000 24.56%
2013 3.142.251.000 -5.37%
2014 3.203.272.000 1.9%
2015 2.967.261.000 -7.95%
2016 12.010.095.000 75.29%
2017 10.378.052.000 -15.73%
2018 11.987.715.000 13.43%
2019 13.280.894.000 9.74%
2020 6.040.895.000 -119.85%
2021 8.562.160.000 29.45%
2022 8.352.168.000 -2.51%
2023 9.992.025.000 16.41%
2023 1.848.516.000 -440.54%
2024 1.883.242.000 1.84%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

MFA Financial, Inc. Assets
Year Assets Growth
1998 264.700.000
1999 524.400.000 49.52%
2000 522.490.312 -0.37%
2001 2.068.933.000 74.75%
2002 3.603.859.000 42.59%
2003 4.564.930.000 21.05%
2004 6.913.684.000 33.97%
2005 5.846.917.000 -18.24%
2006 6.443.967.000 9.27%
2007 8.605.859.000 25.12%
2008 10.641.419.000 19.13%
2009 9.627.209.000 -10.53%
2010 8.687.407.000 -10.82%
2011 11.750.634.000 26.07%
2012 13.517.550.000 13.07%
2013 12.471.908.000 -8.38%
2014 12.354.744.000 -0.95%
2015 13.167.323.000 6.17%
2016 12.484.022.000 -5.47%
2017 10.954.734.000 -13.96%
2018 12.420.327.000 11.8%
2019 13.567.364.000 8.45%
2020 6.932.300.000 -95.71%
2021 9.139.688.000 24.15%
2022 9.112.405.000 -0.3%
2023 10.772.690.000 15.41%
2023 10.104.800.000 -6.61%
2024 11.076.925.000 8.78%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

MFA Financial, Inc. Liabilities
Year Liabilities Growth
1998 193.700.000
1999 456.800.000 57.6%
2000 452.578.816 -0.93%
2001 1.865.309.000 75.74%
2002 3.232.659.000 42.3%
2003 4.079.972.000 20.77%
2004 6.184.850.000 34.03%
2005 5.185.815.000 -19.26%
2006 5.765.409.000 10.05%
2007 7.678.596.000 24.92%
2008 9.384.342.000 18.18%
2009 7.458.947.000 -25.81%
2010 6.436.960.000 -15.88%
2011 9.252.874.000 30.43%
2012 10.206.544.000 9.34%
2013 9.329.657.000 -9.4%
2014 9.151.472.000 -1.95%
2015 10.200.062.000 10.28%
2016 9.450.120.000 -7.94%
2017 7.693.098.000 -22.84%
2018 9.004.226.000 14.56%
2019 10.183.412.000 11.58%
2020 4.407.498.000 -131.05%
2021 6.596.840.000 33.19%
2022 7.123.556.000 7.39%
2023 8.872.775.000 19.71%
2023 0 0%
2024 9.193.683.000 100%

MFA Financial, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
6.49
Net Income per Share
0.95
Price to Earning Ratio
12.85x
Price To Sales Ratio
1.86x
POCF Ratio
8.81
PFCF Ratio
8.7
Price to Book Ratio
0.67
EV to Sales
14.37
EV Over EBITDA
26.82
EV to Operating CashFlow
67.15
EV to FreeCashFlow
67.15
Earnings Yield
0.08
FreeCashFlow Yield
0.11
Market Cap
1,25 Bil.
Enterprise Value
9,64 Bil.
Graham Number
19.75
Graham NetNet
-82.73

Income Statement Metrics

Net Income per Share
0.95
Income Quality
1.46
ROE
0.05
Return On Assets
0.02
Return On Capital Employed
0.05
Net Income per EBT
0.99
EBT Per Ebit
0.34
Ebit per Revenue
0.66
Effective Tax Rate
0.01

Margins

Sales, General, & Administrative to Revenue
0.17
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.02
Gross Profit Margin
1.16
Operating Profit Margin
0.66
Pretax Profit Margin
0.23
Net Profit Margin
0.23

Dividends

Dividend Yield
0.11
Dividend Yield %
11.45
Payout Ratio
1.79
Dividend Per Share
1.4

Operating Metrics

Operating Cashflow per Share
1.39
Free CashFlow per Share
1.39
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.03
Return on Tangible Assets
0.01
Days Sales Outstanding
68.43
Days Payables Outstanding
-86.81
Days of Inventory on Hand
0
Receivables Turnover
5.33
Payables Turnover
-4.2
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
5,23
Book Value per Share
18,21
Tangible Book Value per Share
17.55
Shareholders Equity per Share
18.21
Interest Debt per Share
89.72
Debt to Equity
4.72
Debt to Assets
0.8
Net Debt to EBITDA
23.34
Current Ratio
8.75
Tangible Asset Value
1,82 Bil.
Net Current Asset Value
-8,90 Bil.
Invested Capital
360281000
Working Capital
0,26 Bil.
Intangibles to Total Assets
0.01
Average Receivables
0,12 Bil.
Average Payables
0,03 Bil.
Average Inventory
64189499.5
Debt to Market Cap
7.12

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

MFA Financial, Inc. Dividends
Year Dividends Growth
1998 1
1999 1 0%
2000 0 0%
2001 1 100%
2002 1 0%
2003 1 0%
2004 1 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 1 0%
2009 1 0%
2010 1 0%
2011 1 100%
2012 1 0%
2013 2 100%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 0 0%
2021 0 0%
2022 1 100%
2023 1 0%
2024 1 0%

MFA Financial, Inc. Profile

About MFA Financial, Inc.

MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust (REIT) in the United States. The company invests in residential mortgage assets, including non-agency mortgage-backed securities (MBS), agency MBS, and credit risk transfer securities; residential whole loans, including purchased performing loans, purchased credit deteriorated, and non-performing loans; and mortgage servicing rights related assets. The company has elected to be taxed as a REIT and would not be subject to federal income taxes if it distributes at least 90% of its taxable income to its stockholders. MFA Financial, Inc. was incorporated in 1997 and is headquartered in New York, New York.

CEO
Mr. Craig L. Knutson
Employee
377
Address
One Vanderbilt Avenue
New York, 10017

MFA Financial, Inc. Executives & BODs

MFA Financial, Inc. Executives & BODs
# Name Age
1 Mr. Bryan Wulfsohn CFA
President & Chief Investment Officer
70
2 Mr. Harold E. Schwartz J.D.
Senior Vice President, General Counsel & Secretary
70
3 Ms. Mei Lin
Senior Vice President & Co-Controller
70
4 Mr. Craig L. Knutson
Chief Executive Officer & Director
70
5 Mr. Bryan Doran
Senior Vice President & Chief Accounting Officer
70
6 Ms. Natasha Seemungal
Senior Vice President & Co-Controller
70
7 Mr. Michael C. Roper
Senior Vice President & Chief Financial Officer
70
8 Mr. John W. Elliott
Senior Vice President & Chief Technology Officer
70

MFA Financial, Inc. Competitors