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Manulife Financial Corporation

MFC

(2.2)
Stock Price

32,66 USD

0.52% ROA

9.84% ROE

15.42x PER

Market Cap.

72.369.818.195,14 USD

28.63% DER

4.21% Yield

10.88% NPM

Manulife Financial Corporation Stock Analysis

Manulife Financial Corporation Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Manulife Financial Corporation Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (28%), which means it has a small amount of debt compared to the ownership it holds

2 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

3 ROE

The stock's ROE falls within an average range (9.78%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.59%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 PBV

The stock's PBV ratio (1.06x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

6 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

7 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (226) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

10 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

11 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

Manulife Financial Corporation Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Manulife Financial Corporation Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Manulife Financial Corporation Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Manulife Financial Corporation Revenue
Year Revenue Growth
1998 10.528.407.918
1999 14.107.362.999 25.37%
2000 14.174.468.370 0.47%
2001 16.231.000.000 12.67%
2002 16.532.000.000 1.82%
2003 16.656.000.000 0.74%
2004 27.150.000.000 38.65%
2005 32.047.000.000 15.28%
2006 34.194.000.000 6.28%
2007 35.533.000.000 3.77%
2008 33.003.000.000 -7.67%
2009 40.107.000.000 17.71%
2010 37.633.000.000 -6.57%
2011 50.983.000.000 26.19%
2012 28.841.000.000 -76.77%
2013 17.500.000.000 -64.81%
2014 53.203.000.000 67.11%
2015 32.815.000.000 -62.13%
2016 51.691.000.000 36.52%
2017 56.650.000.000 8.75%
2018 37.264.000.000 -52.02%
2019 77.822.000.000 52.12%
2020 77.121.000.000 -0.91%
2021 59.841.000.000 -28.88%
2022 15.284.000.000 -291.53%
2023 37.024.000.000 58.72%
2023 42.309.000.000 12.49%
2024 51.944.000.000 18.55%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Manulife Financial Corporation Research and Development Expenses
Year Research and Development Expenses Growth
1998 0
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Manulife Financial Corporation General and Administrative Expenses
Year General and Administrative Expenses Growth
1998 0
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 2.559.000.000 100%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 3.546.000.000 100%
2009 3.682.000.000 3.69%
2010 3.732.000.000 1.34%
2011 4.061.000.000 8.1%
2012 4.531.000.000 10.37%
2013 4.624.000.000 2.01%
2014 4.772.000.000 3.1%
2015 6.221.000.000 23.29%
2016 6.995.000.000 11.07%
2017 7.233.000.000 3.29%
2018 7.957.000.000 9.1%
2019 7.686.000.000 -3.53%
2020 7.510.000.000 -2.34%
2021 7.828.000.000 4.06%
2022 7.782.000.000 -0.59%
2023 4.168.000.000 -86.71%
2023 4.330.000.000 3.74%
2024 4.900.000.000 11.63%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Manulife Financial Corporation EBITDA
Year EBITDA Growth
1998 1.100.501.010
1999 1.351.188.230 18.55%
2000 1.533.552.210 11.89%
2001 1.620.000.000 5.34%
2002 1.917.000.000 15.49%
2003 2.105.000.000 8.93%
2004 3.258.000.000 35.39%
2005 4.361.000.000 25.29%
2006 5.361.000.000 18.65%
2007 6.919.000.000 22.52%
2008 2.067.000.000 -234.74%
2009 1.435.000.000 -44.04%
2010 106.000.000 -1253.77%
2011 1.626.000.000 93.48%
2012 2.467.000.000 34.09%
2013 5.170.000.000 52.28%
2014 5.786.000.000 10.65%
2015 4.230.000.000 -36.78%
2016 4.892.000.000 13.53%
2017 4.006.000.000 -22.12%
2018 7.327.000.000 45.33%
2019 -3.786.000.000 293.53%
2020 4.303.000.000 187.99%
2021 5.968.000.000 27.9%
2022 10.636.000.000 43.89%
2023 3.380.000.000 -214.67%
2023 4.099.000.000 17.54%
2024 264.000.000 -1452.65%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Manulife Financial Corporation Gross Profit
Year Gross Profit Growth
1998 10.528.407.918
1999 14.107.362.999 25.37%
2000 14.174.468.370 0.47%
2001 16.231.000.000 12.67%
2002 16.532.000.000 1.82%
2003 16.656.000.000 0.74%
2004 27.150.000.000 38.65%
2005 32.047.000.000 15.28%
2006 34.194.000.000 6.28%
2007 35.533.000.000 3.77%
2008 33.003.000.000 -7.67%
2009 40.107.000.000 17.71%
2010 37.633.000.000 -6.57%
2011 50.983.000.000 26.19%
2012 28.841.000.000 -76.77%
2013 17.500.000.000 -64.81%
2014 53.203.000.000 67.11%
2015 32.815.000.000 -62.13%
2016 51.691.000.000 36.52%
2017 56.650.000.000 8.75%
2018 37.264.000.000 -52.02%
2019 77.822.000.000 52.12%
2020 77.121.000.000 -0.91%
2021 59.841.000.000 -28.88%
2022 15.284.000.000 -291.53%
2023 37.024.000.000 58.72%
2023 42.309.000.000 12.49%
2024 51.944.000.000 18.55%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Manulife Financial Corporation Net Profit
Year Net Profit Growth
1998 704.535.678
1999 868.766.138 18.9%
2000 1.069.431.120 18.76%
2001 1.167.000.000 8.36%
2002 1.370.000.000 14.82%
2003 1.536.000.000 10.81%
2004 2.565.000.000 40.12%
2005 3.291.000.000 22.06%
2006 3.970.000.000 17.1%
2007 4.229.000.000 6.12%
2008 517.000.000 -717.99%
2009 1.402.000.000 63.12%
2010 -391.000.000 458.57%
2011 129.000.000 403.1%
2012 1.633.000.000 92.1%
2013 3.118.000.000 47.63%
2014 3.522.000.000 11.47%
2015 2.221.000.000 -58.58%
2016 2.990.000.000 25.72%
2017 2.068.000.000 -44.58%
2018 4.673.000.000 55.75%
2019 5.269.000.000 11.31%
2020 5.326.000.000 1.07%
2021 6.657.000.000 19.99%
2022 7.183.000.000 7.32%
2023 4.800.000.000 -49.65%
2023 5.463.000.000 12.14%
2024 4.372.000.000 -24.95%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Manulife Financial Corporation Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1998 1
1999 1 0%
2000 1 100%
2001 1 0%
2002 1 0%
2003 2 0%
2004 2 0%
2005 2 50%
2006 3 0%
2007 3 0%
2008 0 0%
2009 1 0%
2010 0 0%
2011 0 0%
2012 1 0%
2013 2 100%
2014 2 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 2 100%
2019 3 0%
2020 3 0%
2021 4 33.33%
2022 4 0%
2023 2 -50%
2023 3 0%
2024 2 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Manulife Financial Corporation Free Cashflow
Year Free Cashflow Growth
1998 -10.905.174
1999 2.908.175.054 100.37%
2000 1.913.560.740 -51.98%
2001 -2.732.000.000 170.04%
2002 2.258.000.000 220.99%
2003 2.655.000.000 14.95%
2004 5.753.000.000 53.85%
2005 8.199.000.000 29.83%
2006 8.046.000.000 -1.9%
2007 7.471.000.000 -7.7%
2008 7.922.000.000 5.69%
2009 12.022.000.000 34.1%
2010 66.618.000.000 81.95%
2011 9.333.000.000 -613.79%
2012 11.080.000.000 15.77%
2013 9.708.000.000 -14.13%
2014 10.806.000.000 10.16%
2015 10.334.000.000 -4.57%
2016 17.036.000.000 39.34%
2017 17.791.000.000 4.24%
2018 19.188.000.000 7.28%
2019 101.152.000.000 81.03%
2020 20.048.000.000 -404.55%
2021 47.405.000.000 57.71%
2022 35.937.000.000 -31.91%
2023 34.177.000.000 -5.15%
2023 5.506.000.000 -520.72%
2024 7.273.000.000 24.3%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Manulife Financial Corporation Operating Cashflow
Year Operating Cashflow Growth
1998 -10.905.174
1999 2.908.175.054 100.37%
2000 1.913.560.740 -51.98%
2001 -2.732.000.000 170.04%
2002 2.258.000.000 220.99%
2003 2.655.000.000 14.95%
2004 5.753.000.000 53.85%
2005 8.199.000.000 29.83%
2006 8.046.000.000 -1.9%
2007 7.471.000.000 -7.7%
2008 7.922.000.000 5.69%
2009 12.022.000.000 34.1%
2010 11.562.000.000 -3.98%
2011 9.333.000.000 -23.88%
2012 11.080.000.000 15.77%
2013 9.708.000.000 -14.13%
2014 10.806.000.000 10.16%
2015 10.334.000.000 -4.57%
2016 17.036.000.000 39.34%
2017 17.791.000.000 4.24%
2018 19.188.000.000 7.28%
2019 20.542.000.000 6.59%
2020 20.048.000.000 -2.46%
2021 23.155.000.000 13.42%
2022 17.735.000.000 -30.56%
2023 20.423.000.000 13.16%
2023 5.506.000.000 -270.92%
2024 7.273.000.000 24.3%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Manulife Financial Corporation Capital Expenditure
Year Capital Expenditure Growth
1998 0
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 -55.056.000.000 100%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 -80.610.000.000 100%
2020 0 0%
2021 -24.250.000.000 100%
2022 -18.202.000.000 -33.23%
2023 -13.754.000.000 -32.34%
2023 0 0%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Manulife Financial Corporation Equity
Year Equity Growth
1998 6.810.511.554
1999 7.964.028.242 14.48%
2000 8.277.577.110 3.79%
2001 9.357.000.000 11.54%
2002 9.807.000.000 4.59%
2003 10.295.000.000 4.74%
2004 24.488.000.000 57.96%
2005 23.974.000.000 -2.14%
2006 25.858.000.000 7.29%
2007 24.481.000.000 -5.62%
2008 27.455.000.000 10.83%
2009 28.907.000.000 5.02%
2010 26.873.000.000 -7.57%
2011 24.879.000.000 -8.01%
2012 26.096.000.000 4.66%
2013 29.033.000.000 10.12%
2014 33.926.000.000 14.42%
2015 41.938.000.000 19.1%
2016 42.823.000.000 2.07%
2017 42.163.000.000 -1.57%
2018 47.151.000.000 10.58%
2019 50.106.000.000 5.9%
2020 53.006.000.000 5.47%
2021 58.869.000.000 9.96%
2022 56.379.000.000 -4.42%
2023 48.727.000.000 -15.7%
2023 49.035.000.000 0.63%
2024 50.377.000.000 2.66%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Manulife Financial Corporation Assets
Year Assets Growth
1998 52.501.193.892
1999 56.887.201.478 7.71%
2000 60.160.006.530 5.44%
2001 78.613.000.000 23.47%
2002 81.195.000.000 3.18%
2003 77.516.000.000 -4.75%
2004 184.246.000.000 57.93%
2005 181.810.000.000 -1.34%
2006 186.169.000.000 2.34%
2007 176.458.000.000 -5.5%
2008 211.025.000.000 16.38%
2009 205.140.000.000 -2.87%
2010 217.672.000.000 5.76%
2011 462.102.000.000 52.9%
2012 486.056.000.000 4.93%
2013 513.628.000.000 5.37%
2014 579.406.000.000 11.35%
2015 704.643.000.000 17.77%
2016 720.681.000.000 2.23%
2017 729.533.000.000 1.21%
2018 750.271.000.000 2.76%
2019 809.130.000.000 7.27%
2020 880.349.000.000 8.09%
2021 917.643.000.000 4.06%
2022 848.941.000.000 -8.09%
2023 875.574.000.000 3.04%
2023 835.874.000.000 -4.75%
2024 915.273.000.000 8.67%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Manulife Financial Corporation Liabilities
Year Liabilities Growth
1998 45.690.682.338
1999 48.923.173.236 6.61%
2000 51.882.429.420 5.7%
2001 69.256.000.000 25.09%
2002 71.388.000.000 2.99%
2003 67.221.000.000 -6.2%
2004 159.758.000.000 57.92%
2005 157.836.000.000 -1.22%
2006 160.311.000.000 1.54%
2007 151.977.000.000 -5.48%
2008 183.570.000.000 17.21%
2009 176.233.000.000 -4.16%
2010 190.799.000.000 7.63%
2011 437.223.000.000 56.36%
2012 459.960.000.000 4.94%
2013 484.595.000.000 5.08%
2014 545.480.000.000 11.16%
2015 662.705.000.000 17.69%
2016 677.858.000.000 2.24%
2017 687.370.000.000 1.38%
2018 703.120.000.000 2.24%
2019 13.635.000.000 -5056.73%
2020 16.607.000.000 17.9%
2021 14.631.000.000 -13.51%
2022 792.562.000.000 98.15%
2023 826.847.000.000 4.15%
2023 786.839.000.000 -5.08%
2024 864.517.000.000 8.99%

Manulife Financial Corporation Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
24.25
Net Income per Share
2.64
Price to Earning Ratio
15.42x
Price To Sales Ratio
1.66x
POCF Ratio
3.1
PFCF Ratio
2.47
Price to Book Ratio
1.49
EV to Sales
1.66
EV Over EBITDA
24.3
EV to Operating CashFlow
3.06
EV to FreeCashFlow
2.46
Earnings Yield
0.06
FreeCashFlow Yield
0.4
Market Cap
72,37 Bil.
Enterprise Value
72,00 Bil.
Graham Number
40.27
Graham NetNet
-469.84

Income Statement Metrics

Net Income per Share
2.64
Income Quality
4.67
ROE
0.1
Return On Assets
0.01
Return On Capital Employed
0
Net Income per EBT
0.8
EBT Per Ebit
1.47
Ebit per Revenue
0.09
Effective Tax Rate
0.14

Margins

Sales, General, & Administrative to Revenue
0.1
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.09
Pretax Profit Margin
0.14
Net Profit Margin
0.11

Dividends

Dividend Yield
0.04
Dividend Yield %
4.21
Payout Ratio
0.65
Dividend Per Share
1.25

Operating Metrics

Operating Cashflow per Share
13.12
Free CashFlow per Share
16.34
Capex to Operating CashFlow
0.25
Capex to Revenue
0.13
Capex to Depreciation
-5.42
Return on Invested Capital
0.06
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
3.22

Balance Sheet

Cash per Share
12,32
Book Value per Share
28,31
Tangible Book Value per Share
22.34
Shareholders Equity per Share
27.31
Interest Debt per Share
8.74
Debt to Equity
0.29
Debt to Assets
0.02
Net Debt to EBITDA
-0.12
Current Ratio
0
Tangible Asset Value
40,05 Bil.
Net Current Asset Value
-781,83 Bil.
Invested Capital
669129000000
Working Capital
82,69 Bil.
Intangibles to Total Assets
0.01
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.19

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Manulife Financial Corporation Dividends
Year Dividends Growth
2000 0
2001 0 0%
2002 1 0%
2003 1 0%
2004 1 0%
2005 1 100%
2006 1 0%
2007 1 0%
2008 1 100%
2009 1 0%
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 100%
2023 1 0%
2024 1 0%

Manulife Financial Corporation Profile

About Manulife Financial Corporation

Manulife Financial Corporation, together with its subsidiaries, provides financial products and services in Asia, Canada, the United States, and internationally. The company operates through Wealth and Asset Management Businesses; Insurance and Annuity Products; And Corporate and Other segments. The Wealth and Asset Management Businesses segment provides mutual funds and exchange-traded funds, group retirement and savings products, and institutional asset management services through agents and brokers affiliated with the company, securities brokerage firms, and financial advisors pension plan consultants and banks. The Insurance and Annuity Products segment offers deposit and credit products; individual life, and individual and group long-term care insurance; and guaranteed and partially guaranteed annuity products through insurance agents, brokers, banks, financial planners, and direct marketing. The Corporate and Other segment is involved in property and casualty insurance and reinsurance businesses; and run-off reinsurance operations, including variable annuities, and accident and health. It also manages timberland and agricultural portfolios; and engages in insurance agency, portfolio and mutual fund management, mutual fund dealer, life, annuity, long-term care, and financial reinsurance; and fund management businesses. Additionally, the company holds and manages provides investment management, counseling, advisory, and dealer services. Manulife Financial Corporation was incorporated in 1887 and is headquartered in Toronto, Canada.

CEO
Mr. Roy Gori
Employee
38.000
Address
200 Bloor Street East
Toronto, M4W 1E5

Manulife Financial Corporation Executives & BODs

Manulife Financial Corporation Executives & BODs
# Name Age
1 Mr. Roy Gori
President, Chief Executive Officer & Director
70
2 Mr. James David Gallagher
General Counsel
70
3 Mr. Trevor Kreel
Chief Investment Officer
70
4 Ms. Lynda D. Sullivan
Executive Vice President & Chief Accounting Officer
70
5 Mr. Paul Raymon Lorentz
President and Chief Executive Officer of Global Wealth & Asset Management
70
6 Mr. Rahul Madhav Joshi
Chief Operations Officer
70
7 Mr. Philip James Witherington
President & Chief Executive Officer of Manulife Asia
70
8 Mr. Marc M. Costantini
Global Head of Strategy and Inforce Management
70
9 Mr. Shamus Edward Weiland
Global Chief Information Officer
70
10 Mr. Colin L. Simpson
Chief Financial Officer
70

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