MoneyGram International, Inc. Logo

MoneyGram International, Inc.

MGI

(1.5)
Stock Price

10,99 USD

0.92% ROA

-19.55% ROE

31.33x PER

Market Cap.

1.074.114.244,00 USD

-608.79% DER

0% Yield

3.07% NPM

MoneyGram International, Inc. Stock Analysis

MoneyGram International, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

MoneyGram International, Inc. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (-7.45x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a low debt to equity ratio (-609%), which means it has a small amount of debt compared to the ownership it holds

3 ROA

The stock's ROA (0.92%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

4 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (440), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

5 ROE

The stock's ROE indicates a negative return (-20.65%) on shareholders' equity, suggesting poor financial performance.

6 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

7 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

8 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

9 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

10 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

11 Dividend

The company has not distributed any dividends in the past three years, which may raise concerns for investors looking for regular income from their investments.

MoneyGram International, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

MoneyGram International, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

MoneyGram International, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

MoneyGram International, Inc. Revenue
Year Revenue Growth
2000 305.968.000
2001 1.283.600.000 76.16%
2003 737.223.000 -74.11%
2004 826.530.000 10.81%
2005 971.236.000 14.9%
2006 1.159.559.000 16.24%
2007 157.537.000 -636.06%
2008 927.118.000 83.01%
2009 1.171.902.000 20.89%
2010 1.166.653.000 -0.45%
2011 1.247.769.000 6.5%
2012 1.341.200.000 6.97%
2013 1.474.400.000 9.03%
2014 1.454.900.000 -1.34%
2015 1.434.700.000 -1.41%
2016 1.630.400.000 12%
2017 1.602.100.000 -1.77%
2018 1.447.600.000 -10.67%
2019 1.285.100.000 -12.64%
2020 1.217.200.000 -5.58%
2021 1.283.600.000 5.17%
2022 1.310.100.000 2.02%
2023 1.350.000.000 2.96%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

MoneyGram International, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2000 0
2001 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

MoneyGram International, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2000 0
2001 0 0%
2003 234.567.000 100%
2004 0 0%
2005 314.315.000 100%
2006 372.221.000 15.56%
2007 423.862.000 12.18%
2008 490.479.000 13.58%
2009 510.505.000 3.92%
2010 458.685.000 -11.3%
2011 511.197.000 10.27%
2012 403.400.000 -26.72%
2013 302.700.000 -33.27%
2014 386.600.000 21.7%
2015 387.100.000 0.13%
2016 371.400.000 -4.23%
2017 468.400.000 20.71%
2018 360.800.000 -29.82%
2019 268.700.000 -34.28%
2020 173.000.000 -55.32%
2021 241.000.000 28.22%
2022 59.800.000 -303.01%
2023 265.600.000 77.48%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

MoneyGram International, Inc. EBITDA
Year EBITDA Growth
2000 333.116.000
2001 82.900.000 -301.83%
2003 125.323.000 33.85%
2004 518.830.000 75.85%
2005 186.449.000 -178.27%
2006 223.679.000 16.64%
2007 -930.233.000 124.05%
2008 -167.970.000 -453.81%
2009 162.930.000 203.09%
2010 206.472.000 21.09%
2011 188.568.000 -9.49%
2012 96.300.000 -95.81%
2013 228.600.000 57.87%
2014 126.900.000 -80.14%
2015 82.300.000 -54.19%
2016 168.300.000 51.1%
2017 83.800.000 -100.84%
2018 119.000.000 29.58%
2019 86.500.000 -37.57%
2020 162.900.000 46.9%
2021 127.000.000 -28.27%
2022 140.900.000 9.87%
2023 124.800.000 -12.9%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

MoneyGram International, Inc. Gross Profit
Year Gross Profit Growth
2000 305.968.000
2001 599.500.000 48.96%
2003 359.890.000 -66.58%
2004 674.935.000 46.68%
2005 500.764.000 -34.78%
2006 595.900.000 15.97%
2007 -506.371.000 217.68%
2008 322.509.000 257.01%
2009 673.435.000 52.11%
2010 665.157.000 -1.24%
2011 699.765.000 4.95%
2012 500.100.000 -39.93%
2013 531.300.000 5.87%
2014 513.500.000 -3.47%
2015 469.400.000 -9.39%
2016 539.700.000 13.03%
2017 552.200.000 2.26%
2018 455.600.000 -21.2%
2019 394.500.000 -15.49%
2020 340.400.000 -15.89%
2021 371.700.000 8.42%
2022 391.900.000 5.15%
2023 394.400.000 0.63%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

MoneyGram International, Inc. Net Profit
Year Net Profit Growth
2000 75.047.000
2001 -37.900.000 298.01%
2003 113.902.000 133.27%
2004 86.412.000 -31.81%
2005 112.946.000 23.49%
2006 124.054.000 8.95%
2007 -1.071.997.000 111.57%
2008 -261.385.000 -310.12%
2009 18.344.000 1524.91%
2010 43.801.000 58.12%
2011 59.406.000 26.27%
2012 -49.300.000 220.5%
2013 52.400.000 194.08%
2014 72.100.000 27.32%
2015 -76.900.000 193.76%
2016 16.300.000 571.78%
2017 -29.800.000 154.7%
2018 -24.000.000 -24.17%
2019 -60.300.000 60.2%
2020 -7.900.000 -663.29%
2021 -37.900.000 79.16%
2022 34.200.000 210.82%
2023 20.000.000 -71%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

MoneyGram International, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2000 6.761
2001 0 0%
2003 10 100%
2004 8 -42.86%
2005 11 30%
2006 12 9.09%
2007 -104 110.68%
2008 -25 -312%
2009 -10 -177.78%
2010 -9 -12.5%
2011 -9 11.11%
2012 -1 0%
2013 1 0%
2014 1 100%
2015 -1 200%
2016 0 0%
2017 0 0%
2018 0 0%
2019 -1 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

MoneyGram International, Inc. Free Cashflow
Year Free Cashflow Growth
2000 27.148.000
2003 -223.291.000 112.16%
2004 416.928.000 153.56%
2005 54.594.000 -663.69%
2006 -451.039.000 112.1%
2007 -426.261.000 -5.81%
2008 -4.678.251.000 90.89%
2009 44.586.000 10592.65%
2010 20.546.000 -117.01%
2011 143.887.000 85.72%
2012 -115.700.000 224.36%
2013 561.700.000 120.6%
2014 -23.500.000 2490.21%
2015 -76.300.000 69.2%
2016 35.400.000 315.54%
2017 48.900.000 27.61%
2018 -28.500.000 271.58%
2019 8.500.000 435.29%
2020 56.500.000 84.96%
2021 -4.300.000 1413.95%
2022 31.900.000 113.48%
2023 -26.900.000 218.59%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

MoneyGram International, Inc. Operating Cashflow
Year Operating Cashflow Growth
2000 27.148.000
2003 -196.163.000 113.84%
2004 446.517.000 143.93%
2005 101.953.000 -337.96%
2006 -370.006.000 127.55%
2007 -355.804.000 -3.99%
2008 -4.639.781.000 92.33%
2009 82.534.000 5721.66%
2010 60.737.000 -35.89%
2011 188.110.000 67.71%
2012 -56.100.000 435.31%
2013 610.500.000 109.19%
2014 62.300.000 -879.94%
2015 33.600.000 -85.42%
2016 118.200.000 71.57%
2017 132.500.000 10.79%
2018 29.300.000 -352.22%
2019 63.000.000 53.49%
2020 97.300.000 35.25%
2021 37.100.000 -162.26%
2022 85.700.000 56.71%
2023 -7.000.000 1324.29%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

MoneyGram International, Inc. Capital Expenditure
Year Capital Expenditure Growth
2000 0
2003 27.128.000 100%
2004 29.589.000 8.32%
2005 47.359.000 37.52%
2006 81.033.000 41.56%
2007 70.457.000 -15.01%
2008 38.470.000 -83.15%
2009 37.948.000 -1.38%
2010 40.191.000 5.58%
2011 44.223.000 9.12%
2012 59.600.000 25.8%
2013 48.800.000 -22.13%
2014 85.800.000 43.12%
2015 109.900.000 21.93%
2016 82.800.000 -32.73%
2017 83.600.000 0.96%
2018 57.800.000 -44.64%
2019 54.500.000 -6.06%
2020 40.800.000 -33.58%
2021 41.400.000 1.45%
2022 53.800.000 23.05%
2023 19.900.000 -170.35%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

MoneyGram International, Inc. Equity
Year Equity Growth
2000 793.635.000
2003 849.800.000 6.61%
2004 565.191.000 -50.36%
2005 624.129.000 9.44%
2006 669.063.000 6.72%
2007 -488.517.000 236.96%
2008 -781.736.000 37.51%
2009 -862.763.000 9.39%
2010 -942.482.000 8.46%
2011 -110.198.000 -755.26%
2012 -161.400.000 31.72%
2013 -77.000.000 -109.61%
2014 -182.700.000 57.85%
2015 -222.800.000 18%
2016 -208.400.000 -6.91%
2017 -245.300.000 15.04%
2018 -268.800.000 8.74%
2019 -240.400.000 -11.81%
2020 -237.000.000 -1.43%
2021 -185.000.000 -28.11%
2022 -145.800.000 -26.89%
2023 -143.400.000 -1.67%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

MoneyGram International, Inc. Assets
Year Assets Growth
2000 6.551.492.000
2003 9.222.200.000 28.96%
2004 8.630.735.000 -6.85%
2005 9.075.164.000 4.9%
2006 9.276.137.000 2.17%
2007 7.935.011.000 -16.9%
2008 6.642.296.000 -19.46%
2009 5.879.370.000 -12.98%
2010 5.115.736.000 -14.93%
2011 5.175.578.000 1.16%
2012 5.150.600.000 -0.48%
2013 4.786.900.000 -7.6%
2014 4.642.200.000 -3.12%
2015 4.505.200.000 -3.04%
2016 4.597.400.000 2.01%
2017 4.772.500.000 3.67%
2018 4.296.100.000 -11.09%
2019 4.185.000.000 -2.65%
2020 4.674.100.000 10.46%
2021 4.476.500.000 -4.41%
2022 4.505.200.000 0.64%
2023 4.135.500.000 -8.94%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

MoneyGram International, Inc. Liabilities
Year Liabilities Growth
2000 5.236.577.000
2003 8.372.300.000 37.45%
2004 8.065.544.000 -3.8%
2005 8.451.035.000 4.56%
2006 8.607.074.000 1.81%
2007 8.423.528.000 -2.18%
2008 7.424.032.000 -13.46%
2009 6.742.133.000 -10.11%
2010 6.058.218.000 -11.29%
2011 5.285.776.000 -14.61%
2012 5.312.000.000 0.49%
2013 4.863.900.000 -9.21%
2014 4.824.900.000 -0.81%
2015 4.728.000.000 -2.05%
2016 4.805.800.000 1.62%
2017 5.017.800.000 4.22%
2018 4.564.900.000 -9.92%
2019 4.425.400.000 -3.15%
2020 4.911.100.000 9.89%
2021 4.661.500.000 -5.35%
2022 4.651.000.000 -0.23%
2023 4.278.900.000 -8.7%

MoneyGram International, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
13.79
Net Income per Share
0.35
Price to Earning Ratio
31.33x
Price To Sales Ratio
0.8x
POCF Ratio
9.83
PFCF Ratio
23.71
Price to Book Ratio
-7.45
EV to Sales
0.3
EV Over EBITDA
2.78
EV to Operating CashFlow
3.65
EV to FreeCashFlow
8.76
Earnings Yield
0.03
FreeCashFlow Yield
0.04
Market Cap
1,07 Bil.
Enterprise Value
0,40 Bil.
Graham Number
3.41
Graham NetNet
-11.58

Income Statement Metrics

Net Income per Share
0.35
Income Quality
3.19
ROE
-0.21
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.93
EBT Per Ebit
0.43
Ebit per Revenue
0.08
Effective Tax Rate
0.07

Margins

Sales, General, & Administrative to Revenue
0.16
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.3
Operating Profit Margin
0.08
Pretax Profit Margin
0.03
Net Profit Margin
0.03

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
1.12
Free CashFlow per Share
0.47
Capex to Operating CashFlow
-0.58
Capex to Revenue
-0.05
Capex to Depreciation
-1.22
Return on Invested Capital
0.11
Return on Tangible Assets
0.01
Days Sales Outstanding
256.62
Days Payables Outstanding
56.31
Days of Inventory on Hand
0
Receivables Turnover
1.42
Payables Turnover
6.48
Inventory Turnover
0
Capex per Share
-0.65

Balance Sheet

Cash per Share
25,17
Book Value per Share
-1,48
Tangible Book Value per Share
-6.02
Shareholders Equity per Share
-1.48
Interest Debt per Share
9.53
Debt to Equity
-6.09
Debt to Assets
0.21
Net Debt to EBITDA
-4.74
Current Ratio
23.39
Tangible Asset Value
-0,59 Bil.
Net Current Asset Value
-0,89 Bil.
Invested Capital
-6.09
Working Capital
3,24 Bil.
Intangibles to Total Assets
0.11
Average Receivables
1,02 Bil.
Average Payables
0,15 Bil.
Average Inventory
0
Debt to Market Cap
0.81

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

MoneyGram International, Inc. Dividends
Year Dividends Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%

MoneyGram International, Inc. Profile

About MoneyGram International, Inc.

MoneyGram International, Inc., together with its subsidiaries, provides cross-border peer-to-peer payments and money transfer services in the United States and internationally. The company operates through two segments, Global Funds Transfer and Financial Paper Products. The Global Funds Transfer segment offers money transfer services and bill payment services through third-party agents, including retail chains, independent retailers, post offices, banks, and other financial institutions; and digital solutions, such as moneygram.com, account deposit, and kiosk-based services, as well as mobile app solutions. The Financial Paper Products segment provides money orders to consumers through its agents and financial institutions under the MoneyGram brand and on a private label or co-branded basis with various agents and financial institutions; and official check outsourcing services for banks and credit unions. MoneyGram International, Inc. was incorporated in 2003 and is based in Dallas, Texas.

CEO
Mr. W. Alexander Holmes
Employee
3.186
Address
2828 N. Harwood Street
Dallas, 75201

MoneyGram International, Inc. Executives & BODs

MoneyGram International, Inc. Executives & BODs
# Name Age
1 Mr. Christopher H. Russell Jr.
Chief Accounting Officer
70
2 Mr. W. Alexander Holmes
Chairman & Chief Executive Officer
70
3 Mr. Stephen Reiff
Head of Global Strategy & Corporation Communications
70
4 Mr. Brian Johnson C.F.A., CVA
Chief Financial Officer
70
5 Ms. Hilary Jackson
Chief Operating Officer
70
6 Mr. Joe Vaughan
Chief Technology Officer
70
7 Mr. Grant A. Lines
Chief Revenue Officer
70
8 Ms. Anna Greenwald
Chief Operating Officer
70
9 Mr. Robert L. Villasenor
Chief Admin. Officer, Gen. Counsel & Corporation Sec.
70
10 Mr. Andres Villareal
Chief Compliance Officer
70
11 Mr. Lawrence Angelilli
Executive Vice Chairman
70

MoneyGram International, Inc. Competitors