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MCAN Mortgage Corporation

MKP.TO

(3.0)
Stock Price

19,62 CAD

1.6% ROA

14.64% ROE

8.45x PER

Market Cap.

690.327.063,00 CAD

373.56% DER

8.57% Yield

41.81% NPM

MCAN Mortgage Corporation Stock Analysis

MCAN Mortgage Corporation Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

MCAN Mortgage Corporation Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (15.32%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 DER

The stock has a low debt to equity ratio (26%), which means it has a small amount of debt compared to the ownership it holds

3 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

4 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

5 ROA

The stock's ROA (1.69%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 PBV

The stock's PBV ratio (1.04x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

7 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

8 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (24), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

9 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

10 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

11 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

MCAN Mortgage Corporation Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

MCAN Mortgage Corporation Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

MCAN Mortgage Corporation Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

MCAN Mortgage Corporation Revenue
Year Revenue Growth
1996 14.700.000
1997 13.600.000 -8.09%
1998 14.700.000 7.48%
1999 14.700.000 0%
2000 34.864.000 57.84%
2001 38.377.000 9.15%
2002 38.649.000 0.7%
2003 29.641.000 -30.39%
2004 34.561.000 14.24%
2005 32.790.000 -5.4%
2006 37.597.000 12.79%
2007 42.138.000 10.78%
2008 61.221.000 31.17%
2009 48.570.000 -26.05%
2010 41.849.000 -16.06%
2011 78.883.000 46.95%
2012 27.791.000 -183.84%
2013 41.494.000 33.02%
2014 38.856.000 -6.79%
2015 47.551.000 18.29%
2016 57.269.000 16.97%
2017 58.791.000 2.59%
2018 55.301.000 -6.31%
2019 68.826.000 19.65%
2020 66.423.000 -3.62%
2021 96.495.000 31.16%
2022 88.433.000 -9.12%
2023 118.768.000 25.54%
2023 123.131.000 3.54%
2024 272.796.000 54.86%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

MCAN Mortgage Corporation Research and Development Expenses
Year Research and Development Expenses Growth
1996 0
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

MCAN Mortgage Corporation General and Administrative Expenses
Year General and Administrative Expenses Growth
1996 100.000
1997 0 0%
1998 0 0%
1999 0 0%
2000 8.349.000 100%
2001 10.523.000 20.66%
2002 16.948.000 37.91%
2003 17.072.000 0.73%
2004 8.799.000 -94.02%
2005 3.332.000 -164.08%
2006 2.071.000 -60.89%
2007 2.231.000 7.17%
2008 5.734.000 61.09%
2009 5.899.000 2.8%
2010 6.331.000 6.82%
2011 6.860.000 7.71%
2012 5.040.000 -36.11%
2013 7.264.000 30.62%
2014 6.229.000 -16.62%
2015 5.993.000 -3.94%
2016 8.557.000 29.96%
2017 8.663.000 1.22%
2018 7.804.000 -11.01%
2019 7.292.000 -7.02%
2020 6.631.000 -9.97%
2021 9.083.000 27%
2022 9.030.000 -0.59%
2023 10.108.000 10.66%
2023 10.757.000 6.03%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

MCAN Mortgage Corporation EBITDA
Year EBITDA Growth
1996 15.900.000
1997 3.000.000 -430%
1998 16.300.000 81.6%
1999 2.800.000 -482.14%
2000 45.348.000 93.83%
2001 49.142.000 7.72%
2002 48.194.000 -1.97%
2003 12.133.000 -297.21%
2004 26.375.000 54%
2005 29.908.000 11.81%
2006 34.496.000 13.3%
2007 38.905.000 11.33%
2008 55.379.000 29.75%
2009 38.525.000 -43.75%
2010 33.970.000 -13.41%
2011 37.141.000 8.54%
2012 60.410.000 38.52%
2013 64.067.000 5.71%
2014 61.173.000 -4.73%
2015 74.040.000 17.38%
2016 39.516.000 -87.37%
2017 39.684.000 0.42%
2018 75.568.000 47.49%
2019 48.506.000 -55.79%
2020 42.649.000 -13.73%
2021 63.965.000 33.32%
2022 132.116.000 51.58%
2023 71.536.000 -84.68%
2023 78.227.000 8.55%
2024 110.316.000 29.09%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

MCAN Mortgage Corporation Gross Profit
Year Gross Profit Growth
1996 14.700.000
1997 13.600.000 -8.09%
1998 14.700.000 7.48%
1999 14.700.000 0%
2000 34.864.000 57.84%
2001 38.377.000 9.15%
2002 38.649.000 0.7%
2003 29.641.000 -30.39%
2004 34.561.000 14.24%
2005 32.790.000 -5.4%
2006 37.597.000 12.79%
2007 42.138.000 10.78%
2008 36.082.000 -16.78%
2009 30.641.000 -17.76%
2010 31.696.000 3.33%
2011 31.708.000 0.04%
2012 -31.631.000 200.24%
2013 3.541.000 993.28%
2014 682.000 -419.21%
2015 720.000 5.28%
2016 8.226.000 91.25%
2017 12.514.000 34.27%
2018 44.183.000 71.68%
2019 32.707.000 -35.09%
2020 26.873.000 -21.71%
2021 55.587.000 51.66%
2022 32.992.000 -68.49%
2023 118.768.000 72.22%
2023 32.134.000 -269.6%
2024 149.892.000 78.56%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

MCAN Mortgage Corporation Net Profit
Year Net Profit Growth
1996 2.700.000
1997 2.900.000 6.9%
1998 2.700.000 -7.41%
1999 2.700.000 0%
2000 6.210.000 56.52%
2001 6.795.000 8.61%
2002 5.430.000 -25.14%
2003 8.247.000 34.16%
2004 11.601.000 28.91%
2005 14.116.000 17.82%
2006 15.211.000 7.2%
2007 14.843.000 -2.48%
2008 30.348.000 51.09%
2009 24.742.000 -22.66%
2010 25.365.000 2.46%
2011 27.103.000 6.41%
2012 21.493.000 -26.1%
2013 30.203.000 28.84%
2014 25.446.000 -18.69%
2015 32.857.000 22.56%
2016 40.182.000 18.23%
2017 39.928.000 -0.64%
2018 36.293.000 -10.02%
2019 48.294.000 24.85%
2020 42.893.000 -12.59%
2021 64.362.000 33.36%
2022 55.354.000 -16.27%
2023 73.916.000 25.11%
2023 77.498.000 4.62%
2024 78.996.000 1.9%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

MCAN Mortgage Corporation Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1996 1
1997 1 0%
1998 1 0%
1999 1 0%
2000 1 0%
2001 1 0%
2002 1 0%
2003 1 0%
2004 1 100%
2005 1 0%
2006 1 0%
2007 1 0%
2008 2 50%
2009 2 -100%
2010 2 0%
2011 2 0%
2012 1 0%
2013 2 0%
2014 1 0%
2015 1 0%
2016 2 0%
2017 2 0%
2018 2 0%
2019 2 0%
2020 2 0%
2021 2 50%
2022 2 -100%
2023 2 50%
2023 2 0%
2024 2 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

MCAN Mortgage Corporation Free Cashflow
Year Free Cashflow Growth
1996 2.800.000
1997 3.000.000 6.67%
1998 3.100.000 3.23%
1999 2.800.000 -10.71%
2000 -3.828.000 173.15%
2001 2.855.000 234.08%
2002 4.688.000 39.1%
2003 -3.950.000 218.68%
2004 -2.031.000 -94.49%
2005 10.604.000 119.15%
2006 14.357.000 26.14%
2007 15.467.000 7.18%
2008 12.831.000 -20.54%
2009 23.443.000 45.27%
2010 30.139.000 22.22%
2011 389.245.000 92.26%
2012 -443.622.000 187.74%
2013 -654.113.000 32.18%
2014 -443.818.000 -47.38%
2015 21.247.000 2188.85%
2016 51.778.000 58.97%
2017 23.160.000 -123.57%
2018 -3.936.000 688.41%
2019 -32.335.000 87.83%
2020 58.810.000 154.98%
2021 -113.732.000 151.71%
2022 27.985.000 506.4%
2023 -60.264.000 146.44%
2023 -13.151.000 -358.25%
2024 92.402.000 114.23%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

MCAN Mortgage Corporation Operating Cashflow
Year Operating Cashflow Growth
1996 2.800.000
1997 3.000.000 6.67%
1998 3.100.000 3.23%
1999 2.800.000 -10.71%
2000 -2.515.000 211.33%
2001 3.617.000 169.53%
2002 8.679.000 58.32%
2003 -1.420.000 711.2%
2004 -1.467.000 3.2%
2005 11.470.000 112.79%
2006 14.849.000 22.76%
2007 16.480.000 9.9%
2008 12.831.000 -28.44%
2009 23.443.000 45.27%
2010 30.139.000 22.22%
2011 389.245.000 92.26%
2012 -443.622.000 187.74%
2013 -654.113.000 32.18%
2014 -443.491.000 -47.49%
2015 21.982.000 2117.52%
2016 52.350.000 58.01%
2017 23.561.000 -122.19%
2018 -3.739.000 730.14%
2019 -31.895.000 88.28%
2020 59.117.000 153.95%
2021 -113.571.000 152.05%
2022 28.267.000 501.78%
2023 -59.595.000 147.43%
2023 -13.098.000 -354.99%
2024 94.570.000 113.85%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

MCAN Mortgage Corporation Capital Expenditure
Year Capital Expenditure Growth
1996 0
1997 0 0%
1998 0 0%
1999 0 0%
2000 1.313.000 100%
2001 762.000 -72.31%
2002 3.991.000 80.91%
2003 2.530.000 -57.75%
2004 564.000 -348.58%
2005 866.000 34.87%
2006 492.000 -76.02%
2007 1.013.000 51.43%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 327.000 100%
2015 735.000 55.51%
2016 572.000 -28.5%
2017 401.000 -42.64%
2018 197.000 -103.55%
2019 440.000 55.23%
2020 307.000 -43.32%
2021 161.000 -90.68%
2022 282.000 42.91%
2023 669.000 57.85%
2023 53.000 -1162.26%
2024 2.168.000 97.56%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

MCAN Mortgage Corporation Equity
Year Equity Growth
1996 36.100.000
1997 36.100.000 0%
1998 36.100.000 0%
1999 36.000.000 -0.28%
2000 42.945.000 16.17%
2001 48.149.000 10.81%
2002 58.383.000 17.53%
2003 61.741.000 5.44%
2004 74.965.000 17.64%
2005 81.164.000 7.64%
2006 84.611.000 4.07%
2007 103.007.000 17.86%
2008 116.609.000 11.66%
2009 122.879.000 5.1%
2010 129.369.000 5.02%
2011 158.465.000 18.36%
2012 177.781.000 10.87%
2013 210.396.000 15.5%
2014 225.303.000 6.62%
2015 258.802.000 12.94%
2016 1.171.640.000 77.91%
2017 1.119.146.000 -4.69%
2018 1.026.567.000 -9.02%
2019 1.002.996.000 -2.35%
2020 1.323.739.000 24.23%
2021 1.890.260.000 29.97%
2022 2.071.816.000 8.76%
2023 2.373.536.000 12.71%
2023 527.688.000 -349.8%
2024 585.211.000 9.83%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

MCAN Mortgage Corporation Assets
Year Assets Growth
1996 183.600.000
1997 194.300.000 5.51%
1998 200.900.000 3.29%
1999 211.600.000 5.06%
2000 246.455.000 14.14%
2001 221.601.000 -11.22%
2002 326.549.000 32.14%
2003 369.477.000 11.62%
2004 454.365.000 18.68%
2005 434.369.000 -4.6%
2006 498.107.000 12.8%
2007 557.629.000 10.67%
2008 570.154.000 2.2%
2009 506.683.000 -12.53%
2010 578.702.000 12.44%
2011 3.894.158.000 85.14%
2012 2.986.621.000 -30.39%
2013 2.092.286.000 -42.74%
2014 1.804.945.000 -15.92%
2015 2.246.958.000 19.67%
2016 2.280.855.000 1.49%
2017 2.216.775.000 -2.89%
2018 2.141.072.000 -3.54%
2019 2.179.341.000 1.76%
2020 2.728.715.000 20.13%
2021 3.808.070.000 28.34%
2022 4.078.676.000 6.63%
2023 4.739.087.000 13.94%
2023 4.540.482.000 -4.37%
2024 5.096.887.000 10.92%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

MCAN Mortgage Corporation Liabilities
Year Liabilities Growth
1996 147.500.000
1997 158.200.000 6.76%
1998 164.800.000 4%
1999 175.600.000 6.15%
2000 203.510.000 13.71%
2001 173.452.000 -17.33%
2002 268.166.000 35.32%
2003 307.736.000 12.86%
2004 379.400.000 18.89%
2005 353.205.000 -7.42%
2006 413.496.000 14.58%
2007 454.622.000 9.05%
2008 453.545.000 -0.24%
2009 383.804.000 -18.17%
2010 449.333.000 14.58%
2011 3.735.693.000 87.97%
2012 2.808.840.000 -33%
2013 1.881.890.000 -49.26%
2014 1.579.642.000 -19.13%
2015 1.988.156.000 20.55%
2016 1.999.079.000 0.55%
2017 1.919.798.000 -4.13%
2018 1.834.378.000 -4.66%
2019 1.849.029.000 0.79%
2020 2.382.203.000 22.38%
2021 3.374.812.000 29.41%
2022 3.589.366.000 5.98%
2023 4.207.243.000 14.69%
2023 83.235.000 -4954.66%
2024 4.511.676.000 98.16%

MCAN Mortgage Corporation Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
5.12
Net Income per Share
2.14
Price to Earning Ratio
8.45x
Price To Sales Ratio
3.55x
POCF Ratio
2.34
PFCF Ratio
2.37
Price to Book Ratio
1.17
EV to Sales
14.26
EV Over EBITDA
29.21
EV to Operating CashFlow
9.43
EV to FreeCashFlow
9.52
Earnings Yield
0.12
FreeCashFlow Yield
0.42
Market Cap
0,69 Bil.
Enterprise Value
2,77 Bil.
Graham Number
27.25
Graham NetNet
-114.79

Income Statement Metrics

Net Income per Share
2.14
Income Quality
3.62
ROE
0.15
Return On Assets
0.02
Return On Capital Employed
0.02
Net Income per EBT
1.2
EBT Per Ebit
0.72
Ebit per Revenue
0.49
Effective Tax Rate
0.02

Margins

Sales, General, & Administrative to Revenue
0.04
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.43
Operating Profit Margin
0.49
Pretax Profit Margin
0.35
Net Profit Margin
0.42

Dividends

Dividend Yield
0.09
Dividend Yield %
8.57
Payout Ratio
0.48
Dividend Per Share
1.55

Operating Metrics

Operating Cashflow per Share
7.74
Free CashFlow per Share
7.67
Capex to Operating CashFlow
0.01
Capex to Revenue
0.01
Capex to Depreciation
3.81
Return on Invested Capital
0.03
Return on Tangible Assets
0.02
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.07

Balance Sheet

Cash per Share
4,05
Book Value per Share
15,41
Tangible Book Value per Share
15.41
Shareholders Equity per Share
15.41
Interest Debt per Share
60.51
Debt to Equity
3.74
Debt to Assets
0.43
Net Debt to EBITDA
21.94
Current Ratio
0
Tangible Asset Value
0,59 Bil.
Net Current Asset Value
-4,51 Bil.
Invested Capital
-15485000
Working Capital
-0,02 Bil.
Intangibles to Total Assets
0
Average Receivables
1,19 Bil.
Average Payables
0,00 Bil.
Average Inventory
-1153496000
Debt to Market Cap
3.17

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

MCAN Mortgage Corporation Dividends
Year Dividends Growth
1996 0
1997 1 0%
1998 1 0%
1999 1 0%
2000 1 0%
2001 1 0%
2002 1 0%
2003 1 0%
2004 1 100%
2005 1 0%
2006 1 0%
2007 1 100%
2008 1 0%
2009 1 100%
2010 1 0%
2011 2 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 2 50%
2022 1 -100%
2023 1 0%
2024 1 0%

MCAN Mortgage Corporation Profile

About MCAN Mortgage Corporation

MCAN Mortgage Corporation operates as a loan and mortgage investment corporation in Canada. The company offers single-family residential mortgages, as well as residential construction, non-residential construction, and commercial loans, as well as engages in the real estate investments trusts and private investment activities. It also provides term deposits through a network of independent financial agents. The company was formerly known as MCAP Inc. and changed its name to MCAN Mortgage Corporation in September 2006. MCAN Mortgage Corporation was founded in 1980 and is headquartered in Toronto, Canada.

CEO
Mr. Donald E. Coulter B.Sc., C
Employee
163
Address
200 King Street West
Toronto, M5H 3T4

MCAN Mortgage Corporation Executives & BODs

MCAN Mortgage Corporation Executives & BODs
# Name Age
1 Justin Silva
Vice President & Treasurer
70
2 Mr. Avish Buck
Senior Vice President, Chief Operating Officer & President of MCAN Home Mortgage Corporation
70
3 Mr. Michael Edward Jensen
Vice President, Chief Compliance Officer and Chief Anti Money Laundering & Privacy Officer
70
4 Mr. Dale Klein
Chief Executive Officer of Canada ICI Capital Corporation
70
5 Mr. Aaron John Corr
Vice President & Chief Risk Officer
70
6 Ms. Nazeera Khan
Vice President & Chief Audit Officer
70
7 Ms. Sylvia Pinto
Vice President, Corporate Secretary & Governance Officer
70
8 Mr. Carl Scott Brown
Senior Vice President of Investments & Corporate Development
70
9 Mr. Donald E. Coulter B.Sc., C.A., C.P.A., M.Sc.
President, Chief Executive Officer & Director
70
10 Michelle Liotta
Vice President of Human Resources
70

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