M&G plc Logo

M&G plc

MNG.L

(1.0)
Stock Price

207,00 GBp

-1.93% ROA

-15.12% ROE

-1.5x PER

Market Cap.

5.156.158.906,00 GBp

286.02% DER

8.98% Yield

-11.89% NPM

M&G plc Stock Analysis

M&G plc Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

M&G plc Fundamental Stock Analysis
# Analysis Rating
1 Dividend Growth

The company has demonstrated exceptional dividend growth over the past five years, consistently increasing payouts to shareholders year after year.

2 PBV

The stock's PBV ratio (1.82x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

3 Dividend

The company has consistently provided dividends over the past three years, indicating a reliable source of income for investors.

4 ROE

Negative ROE (-90.44%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (-1.93%) suggests that it's struggling to generate profits from its assets, making it a risky choice for investment.

6 DER

The stock is burdened with a heavy load of debt (286%), making it financially unstable and potentially risky for investors.

7 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

8 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

9 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

10 Graham Number

The Graham number analysis indicates that this company's stock price is likely overpriced, raising concerns about its investment potential.

11 Buffet Intrinsic Value

The company's stock appears overvalued (-38) by Warren Buffett's formula, suggesting a less favorable investment opportunity as its market price exceeds its estimated intrinsic value.

M&G plc Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

M&G plc Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

M&G plc Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

M&G plc Revenue
Year Revenue Growth
2016 27.539.000.000
2017 22.124.000.000 -24.48%
2018 -4.605.000.000 580.43%
2019 25.716.000.000 117.91%
2020 15.758.000.000 -63.19%
2021 15.701.000.000 -0.36%
2022 -6.309.000.000 348.87%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

M&G plc Research and Development Expenses
Year Research and Development Expenses Growth
2016 0
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

M&G plc General and Administrative Expenses
Year General and Administrative Expenses Growth
2016 0
2017 0 0%
2018 0 0%
2019 221.000.000 100%
2020 0 0%
2021 0 0%
2022 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

M&G plc EBITDA
Year EBITDA Growth
2016 2.391.000.000
2017 1.888.000.000 -26.64%
2018 762.000.000 -147.77%
2019 2.090.000.000 63.54%
2020 1.668.000.000 -25.3%
2021 731.000.000 -128.18%
2022 -2.000.000 36650%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

M&G plc Gross Profit
Year Gross Profit Growth
2016 27.539.000.000
2017 22.124.000.000 -24.48%
2018 -4.605.000.000 580.43%
2019 25.716.000.000 117.91%
2020 15.758.000.000 -63.19%
2021 15.701.000.000 -0.36%
2022 -6.309.000.000 348.87%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

M&G plc Net Profit
Year Net Profit Growth
2016 1.134.000.000
2017 1.074.000.000 -5.59%
2018 806.000.000 -33.25%
2019 1.065.000.000 24.32%
2020 1.138.000.000 6.41%
2021 83.000.000 -1271.08%
2022 -3.653.000.000 102.27%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

M&G plc Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2016 0
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 -1 100%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

M&G plc Free Cashflow
Year Free Cashflow Growth
2016 1.923.000.000
2017 194.000.000 -891.24%
2018 -186.000.000 204.3%
2019 -53.000.000 -250.94%
2020 1.755.000.000 103.02%
2021 538.000.000 -226.21%
2022 -1.077.000.000 149.95%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

M&G plc Operating Cashflow
Year Operating Cashflow Growth
2016 2.175.000.000
2017 249.000.000 -773.49%
2018 3.000.000 -8200%
2019 45.250.000 93.37%
2020 2.576.000.000 98.24%
2021 1.308.000.000 -96.94%
2022 -504.000.000 359.52%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

M&G plc Capital Expenditure
Year Capital Expenditure Growth
2016 252.000.000
2017 55.000.000 -358.18%
2018 189.000.000 70.9%
2019 98.250.000 -92.37%
2020 821.000.000 88.03%
2021 770.000.000 -6.62%
2022 573.000.000 -34.38%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

M&G plc Equity
Year Equity Growth
2016 7.891.000.000
2017 9.511.000.000 17.03%
2018 8.799.000.000 -8.09%
2019 5.131.000.000 -71.49%
2020 5.585.000.000 8.13%
2021 5.345.000.000 -4.49%
2022 2.830.000.000 -88.87%
2023 4.041.000.000 29.97%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

M&G plc Assets
Year Assets Growth
2016 198.300.000.000
2017 250.637.000.000 20.88%
2018 211.503.000.000 -18.5%
2019 226.243.000.000 6.52%
2020 228.726.000.000 1.09%
2021 219.134.000.000 -4.38%
2022 191.560.000.000 -14.39%
2023 189.420.000.000 -1.13%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

M&G plc Liabilities
Year Liabilities Growth
2016 190.409.000.000
2017 241.123.000.000 21.03%
2018 202.704.000.000 -18.95%
2019 221.112.000.000 8.33%
2020 223.141.000.000 0.91%
2021 213.789.000.000 -4.37%
2022 188.730.000.000 -13.28%
2023 8.730.000.000 -2061.86%

M&G plc Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
-2.55
Net Income per Share
-1.48
Price to Earning Ratio
-1.5x
Price To Sales Ratio
-0.82x
POCF Ratio
-10.87
PFCF Ratio
-4.79
Price to Book Ratio
1.97
EV to Sales
-1.3
EV Over EBITDA
-4114.58
EV to Operating CashFlow
-16.33
EV to FreeCashFlow
-7.64
Earnings Yield
-0.67
FreeCashFlow Yield
-0.21
Market Cap
5,16 Bil.
Enterprise Value
8,23 Bil.
Graham Number
6.11
Graham NetNet
-74.31

Income Statement Metrics

Net Income per Share
-1.48
Income Quality
0.2
ROE
-0.9
Return On Assets
-0
Return On Capital Employed
0
Net Income per EBT
0.8
EBT Per Ebit
-3.29
Ebit per Revenue
0.05
Effective Tax Rate
0.21

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.05
Pretax Profit Margin
-0.15
Net Profit Margin
-0.12

Dividends

Dividend Yield
0.09
Dividend Yield %
8.98
Payout Ratio
-0.13
Dividend Per Share
0.2

Operating Metrics

Operating Cashflow per Share
-0.2
Free CashFlow per Share
-0.44
Capex to Operating CashFlow
1.14
Capex to Revenue
0.09
Capex to Depreciation
-3.26
Return on Invested Capital
-0.02
Return on Tangible Assets
-0.02
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.23

Balance Sheet

Cash per Share
1,97
Book Value per Share
1,12
Tangible Book Value per Share
-0.24
Shareholders Equity per Share
1.12
Interest Debt per Share
3.34
Debt to Equity
2.86
Debt to Assets
0.04
Net Debt to EBITDA
-1536.5
Current Ratio
1.01
Tangible Asset Value
0,95 Bil.
Net Current Asset Value
-183,85 Bil.
Invested Capital
2.86
Working Capital
0,04 Bil.
Intangibles to Total Assets
0.01
Average Receivables
0,00 Bil.
Average Payables
4,45 Bil.
Average Inventory
0
Debt to Market Cap
1.54

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

M&G plc Dividends
Year Dividends Growth
2020 10
2021 18 50%
2022 18 0%
2023 20 5.26%

M&G plc Profile

About M&G plc

M&G plc, through its subsidiaries, engages in savings and investment businesses in the United Kingdom and internationally. The company operates through two segments, Asset Management, and Retail and Savings. It offers retirement, savings, and investment management solutions to its retail and institutional customers. The company also provides individual and corporate pensions, annuities, life, savings, and investment products. It serves individual savers and investors, financial advisers and paraplanners, and institutional investors. The company was formerly known as M&G Prudential PLC and changed its name to M&G plc in September 2019. M&G plc was founded in 1848 and is headquartered in London, the United Kingdom.

CEO
Mr. Paolo Andrea Rossi
Employee
5.837
Address
10 Fenchurch Avenue
London, EC3M 5AG

M&G plc Executives & BODs

M&G plc Executives & BODs
# Name Age
1 Ms. Louise Gelling
Interim Group Chief Risk & Compliance Officer
70
2 Ms. Charlotte Dawn Alethea Heiss
Group General Counsel & Company Secretary
70
3 Rupert Krefting
Head of Corporate Finance & Stewardship
70
4 Mr. Nicola Caverzan
Head of Credit & Rating Agency Relations
70
5 Mr. Matt Howells
Chief People Officer
70
6 Mr. Paolo Andrea Rossi
Group Chief Executive Officer & Executive Director
70
7 Ms. Kathryn McLeland
Chief Financial Officer & Executive Director
70
8 Luca Gagliardi
Director of Investor Relations
70
9 Jonathan Miller
Head of External Communications
70
10 Mr. William Nicoll
Head of Institutional Fixed Income
70

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