Mountain Pacific Bancorp, Inc. Logo

Mountain Pacific Bancorp, Inc.

MPCB

(0.0)
Stock Price

11,25 USD

8.43% ROA

12.6% ROE

7.8x PER

Market Cap.

65.890.020,00 USD

117.96% DER

0% Yield

18.13% NPM

Mountain Pacific Bancorp, Inc. Stock Analysis

Mountain Pacific Bancorp, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Mountain Pacific Bancorp, Inc. Fundamental Stock Analysis
# Analysis Rating
1 ROE

Unidentified ROE

2 ROA

Unidentified ROA

3 PBV

Unidentified ROA

4 DER

Unidentified DER

5 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

6 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

7 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

8 Graham Number

Unidentified Graham Number

9 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

10 Dividend

Investors should note the absence of dividends from the company in the last three years, indicating potential financial challenges.

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (0), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

Mountain Pacific Bancorp, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Mountain Pacific Bancorp, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Sell
3 RSI Hold
4 Stoch RSI Buy

Mountain Pacific Bancorp, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Mountain Pacific Bancorp, Inc. Revenue
Year Revenue Growth
2017 14.276.005
2018 18.423.029 22.51%
2019 21.215.262 13.16%
2020 24.696.336 14.1%
2021 28.441.154 13.17%
2022 29.500.389 3.59%
2023 41.317.540 28.6%
2024 49.851.600 17.12%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Mountain Pacific Bancorp, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2017 0
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Mountain Pacific Bancorp, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2017 997.669
2018 1.068.610 6.64%
2019 1.375.878 22.33%
2020 867.577 -58.59%
2021 1.037.227 16.36%
2022 926.239 -11.98%
2023 1.464.733 36.76%
2024 1.625.828 9.91%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Mountain Pacific Bancorp, Inc. EBITDA
Year EBITDA Growth
2017 4.523.386
2018 5.826.544 22.37%
2019 -174.945 3430.5%
2020 -42.403 -312.58%
2021 -43.207 1.86%
2022 11.140.630 100.39%
2023 13.988.647 20.36%
2024 291.084 -4705.71%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Mountain Pacific Bancorp, Inc. Gross Profit
Year Gross Profit Growth
2017 14.276.005
2018 18.423.029 22.51%
2019 21.215.262 13.16%
2020 24.696.336 14.1%
2021 28.441.154 13.17%
2022 29.500.389 3.59%
2023 41.317.540 28.6%
2024 49.851.600 17.12%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Mountain Pacific Bancorp, Inc. Net Profit
Year Net Profit Growth
2017 1.555.000
2018 4.139.999 62.44%
2019 4.050.000 -2.22%
2020 4.437.000 8.72%
2021 7.075.000 37.29%
2022 7.615.000 7.09%
2023 8.965.000 15.06%
2024 7.540.000 -18.9%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Mountain Pacific Bancorp, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2017 0
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 100%
2022 1 0%
2023 1 0%
2024 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Mountain Pacific Bancorp, Inc. Free Cashflow
Year Free Cashflow Growth
2017 -8.773.011
2018 3.052.828 387.37%
2019 3.548.447 13.97%
2020 4.835.344 26.61%
2021 7.345.564 34.17%
2022 8.883.556 17.31%
2023 9.075.004 2.11%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Mountain Pacific Bancorp, Inc. Operating Cashflow
Year Operating Cashflow Growth
2017 2.323.537
2018 3.136.090 25.91%
2019 3.914.756 19.89%
2020 4.924.683 20.51%
2021 7.460.910 33.99%
2022 9.063.303 17.68%
2023 9.624.622 5.83%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Mountain Pacific Bancorp, Inc. Capital Expenditure
Year Capital Expenditure Growth
2017 11.096.548
2018 83.262 -13227.27%
2019 366.309 77.27%
2020 89.339 -310.02%
2021 115.346 22.55%
2022 179.747 35.83%
2023 549.618 67.3%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Mountain Pacific Bancorp, Inc. Equity
Year Equity Growth
2017 27.361.826
2018 31.603.595 13.42%
2019 36.898.975 14.35%
2020 41.835.419 11.8%
2021 49.432.985 15.37%
2022 56.363.408 12.3%
2023 66.709.242 15.51%
2024 69.936.707 4.61%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Mountain Pacific Bancorp, Inc. Assets
Year Assets Growth
2017 287.227.951
2018 329.620.290 12.86%
2019 367.188.362 10.23%
2020 512.795.122 28.39%
2021 618.653.456 17.11%
2022 564.383.805 -9.62%
2023 677.132.395 16.65%
2024 703.876.840 3.8%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Mountain Pacific Bancorp, Inc. Liabilities
Year Liabilities Growth
2017 259.866.125
2018 298.016.695 12.8%
2019 330.289.387 9.77%
2020 470.959.703 29.87%
2021 569.220.471 17.26%
2022 508.020.397 -12.05%
2023 611.432.519 16.91%
2024 633.940.134 3.55%

Mountain Pacific Bancorp, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
7.42
Net Income per Share
1.35
Price to Earning Ratio
7.8x
Price To Sales Ratio
1.41x
POCF Ratio
12.35
PFCF Ratio
12.35
Price to Book Ratio
0.94
EV to Sales
2.39
EV Over EBITDA
13.36
EV to Operating CashFlow
20.89
EV to FreeCashFlow
20.89
Earnings Yield
0.13
FreeCashFlow Yield
0.08
Market Cap
0,07 Bil.
Enterprise Value
0,11 Bil.
Graham Number
18.37
Graham NetNet
-97.81

Income Statement Metrics

Net Income per Share
1.35
Income Quality
0.63
ROE
0.13
Return On Assets
0.01
Return On Capital Employed
0.04
Net Income per EBT
0.78
EBT Per Ebit
0.51
Ebit per Revenue
0.45
Effective Tax Rate
0.22

Margins

Sales, General, & Administrative to Revenue
0.02
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
1
Operating Profit Margin
0.45
Pretax Profit Margin
0.23
Net Profit Margin
0.18

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
0.85
Free CashFlow per Share
0.85
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.11
Return on Tangible Assets
0.08
Days Sales Outstanding
25.82
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
14.14
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
6,15
Book Value per Share
11,14
Tangible Book Value per Share
-85.07
Shareholders Equity per Share
11.14
Interest Debt per Share
14.22
Debt to Equity
1.18
Debt to Assets
0.12
Net Debt to EBITDA
5.46
Current Ratio
0.38
Tangible Asset Value
-0,53 Bil.
Net Current Asset Value
-0,59 Bil.
Invested Capital
552765160
Working Capital
-0,07 Bil.
Intangibles to Total Assets
0.86
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
-48455202.5
Debt to Market Cap
1.25

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Mountain Pacific Bancorp, Inc. Dividends
Year Dividends Growth

Mountain Pacific Bancorp, Inc. Profile

About Mountain Pacific Bancorp, Inc.

Mountain Pacific Bancorp, Inc. operates as the bank holding for Mountain Pacific Bank that provides various banking products and services for businesses, professionals, and individuals. The company offers a range of deposits, including checking, savings, and individual retirement accounts, as well as certificates of deposit; and loans, such as owner-occupied real estate loans, investment real estate loans, construction loans, business loans, small business administration loans, maritime loans, and credit cards, as well as home loans. The company also provides merchant services, remote deposit capture, wire transfers, e-statements, online cash management, letter of credit, ATM, and online and mobile banking services. It has branches in Everett, Lynnwood, Ballard, and Burlington. The company was founded in 2006 and is headquartered in Everett, Washington.

CEO
Mr. Richard Emil Pedack
Employee
0
Address
3732 Broadway
Everett, 98201

Mountain Pacific Bancorp, Inc. Executives & BODs

Mountain Pacific Bancorp, Inc. Executives & BODs
# Name Age
1 Mr. Tim Rawlins
Senior Vice President of Market Manager
70
2 Mr. Richard Emil Pedack
Chairman & Chief Executive Officer
70
3 Ms. Racquel Folchi
Senior Vice President & Chief Financial Officer
70
4 Ms. Tracy Nguyen
Vice President of Marketing & Business Development Manager
70
5 Mr. Kirby R. Duncan
Executive Vice President & Chief Credit Officer
70
6 Ms. April Hogan
Executive Vice President & Chief Banking Officer
70
7 Mr. Marcus Duffy
Senior Vice President of Loan Officer
70
8 Mr. Mark A. Duffy
President & Director
70
9 Ms. Shannon Carmody
Vice President & Operations Manager
70
10 Ms. Karlee Munger
Senior Vice President & Retail Banking Manager - Everett Branch
70

Mountain Pacific Bancorp, Inc. Competitors