Marqeta, Inc. Logo

Marqeta, Inc.

MQ

(0.8)
Stock Price

3,93 USD

-0.92% ROA

-1.01% ROE

-202.75x PER

Market Cap.

2.460.500.191,00 USD

1.36% DER

0% Yield

-2.62% NPM

Marqeta, Inc. Stock Analysis

Marqeta, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Marqeta, Inc. Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a minimal amount of debt (1%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

2 PBV

The stock's PBV ratio (2.31x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

3 ROE

The stock's ROE indicates a negative return (-14.3%) on shareholders' equity, suggesting poor financial performance.

4 ROA

The stock's ROA (-13.43%) suggests that it's struggling to generate profits from its assets, making it a risky choice for investment.

5 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

6 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

7 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

8 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

9 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

10 Dividend

The company's decision to withhold dividends for three years raises questions about its ability to generate consistent returns.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is overpriced (-44), presenting a possible disadvantage for investors as its market price surpasses its estimated intrinsic value.

Marqeta, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Marqeta, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Marqeta, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Marqeta, Inc. Revenue
Year Revenue Growth
2019 143.267.000
2020 290.292.000 50.65%
2021 517.175.000 43.87%
2022 748.206.000 30.88%
2023 435.564.000 -71.78%
2023 676.171.000 35.58%
2024 501.080.000 -34.94%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Marqeta, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2019 7.796.000
2020 13.239.000 41.11%
2021 33.637.000 60.64%
2022 52.361.000 35.76%
2023 0 0%
2023 55.612.000 100%
2024 59.076.000 5.86%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Marqeta, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2019 107.039.000
2020 154.566.000 30.75%
2021 374.377.000 58.71%
2022 495.448.000 24.44%
2023 484.468.000 -2.27%
2023 525.635.000 7.83%
2024 -194.240.000 370.61%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Marqeta, Inc. EBITDA
Year EBITDA Growth
2019 -55.783.000
2020 -43.589.000 -27.97%
2021 -158.472.000 72.49%
2022 -205.955.000 23.06%
2023 -266.872.000 22.83%
2023 -185.604.000 -43.79%
2024 -155.240.000 -19.56%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Marqeta, Inc. Gross Profit
Year Gross Profit Growth
2019 60.453.000
2020 117.907.000 48.73%
2021 231.705.000 49.11%
2022 320.001.000 27.59%
2023 290.032.000 -10.33%
2023 -180.822.000 260.4%
2024 -111.076.000 -62.79%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Marqeta, Inc. Net Profit
Year Net Profit Growth
2019 -58.200.000
2020 -47.695.000 -22.03%
2021 -163.929.000 70.91%
2022 -184.780.000 11.28%
2023 -219.960.000 15.99%
2023 -222.962.000 1.35%
2024 476.432.000 146.8%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Marqeta, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2019 0
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Marqeta, Inc. Free Cashflow
Year Free Cashflow Growth
2019 -20.336.000
2020 47.898.000 142.46%
2021 52.603.000 8.94%
2022 -16.885.000 411.54%
2023 37.955.000 144.49%
2023 8.453.000 -349.01%
2024 19.542.000 56.74%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Marqeta, Inc. Operating Cashflow
Year Operating Cashflow Growth
2019 -15.428.000
2020 50.273.000 130.69%
2021 55.346.000 9.17%
2022 -12.966.000 526.85%
2023 41.102.000 131.55%
2023 21.104.000 -94.76%
2024 25.708.000 17.91%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Marqeta, Inc. Capital Expenditure
Year Capital Expenditure Growth
2019 4.908.000
2020 2.375.000 -106.65%
2021 2.743.000 13.42%
2022 3.919.000 30.01%
2023 3.147.000 -24.53%
2023 12.651.000 75.12%
2024 6.166.000 -105.17%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Marqeta, Inc. Equity
Year Equity Growth
2019 137.342.000
2020 288.164.000 52.34%
2021 1.573.426.000 81.69%
2022 1.472.956.000 -6.82%
2023 1.295.083.000 -13.73%
2023 1.243.395.000 -4.16%
2024 1.142.375.000 -8.84%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Marqeta, Inc. Assets
Year Assets Growth
2019 223.191.000
2020 457.680.000 51.23%
2021 1.830.378.000 75%
2022 1.770.346.000 -3.39%
2023 1.603.249.000 -10.42%
2023 1.589.691.000 -0.85%
2024 1.488.283.000 -6.81%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Marqeta, Inc. Liabilities
Year Liabilities Growth
2019 85.849.000
2020 169.516.000 49.36%
2021 256.952.000 34.03%
2022 297.390.000 13.6%
2023 308.166.000 3.5%
2023 346.296.000 11.01%
2024 345.908.000 -0.11%

Marqeta, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.91
Net Income per Share
-0.02
Price to Earning Ratio
-202.75x
Price To Sales Ratio
5.22x
POCF Ratio
29.81
PFCF Ratio
37.56
Price to Book Ratio
2.19
EV to Sales
3.33
EV Over EBITDA
-8.11
EV to Operating CashFlow
18.71
EV to FreeCashFlow
23.92
Earnings Yield
-0
FreeCashFlow Yield
0.03
Market Cap
2,46 Bil.
Enterprise Value
1,57 Bil.
Graham Number
1.09
Graham NetNet
1.71

Income Statement Metrics

Net Income per Share
-0.02
Income Quality
-6.8
ROE
-0.01
Return On Assets
-0.01
Return On Capital Employed
-0.18
Net Income per EBT
0.96
EBT Per Ebit
0.06
Ebit per Revenue
-0.44
Effective Tax Rate
0.04

Margins

Sales, General, & Administrative to Revenue
0.64
Research & Developement to Revenue
0.12
Stock Based Compensation to Revenue
0.34
Gross Profit Margin
0.21
Operating Profit Margin
-0.44
Pretax Profit Margin
-0.03
Net Profit Margin
-0.03

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
0.16
Free CashFlow per Share
0.13
Capex to Operating CashFlow
0.22
Capex to Revenue
0.04
Capex to Depreciation
1.27
Return on Invested Capital
-0.17
Return on Tangible Assets
-0.01
Days Sales Outstanding
69.27
Days Payables Outstanding
177.11
Days of Inventory on Hand
0
Receivables Turnover
5.27
Payables Turnover
2.06
Inventory Turnover
0
Capex per Share
0.04

Balance Sheet

Cash per Share
2,25
Book Value per Share
2,21
Tangible Book Value per Share
1.91
Shareholders Equity per Share
2.21
Interest Debt per Share
0.05
Debt to Equity
0.01
Debt to Assets
0.01
Net Debt to EBITDA
4.62
Current Ratio
3.77
Tangible Asset Value
0,99 Bil.
Net Current Asset Value
0,93 Bil.
Invested Capital
1129944000
Working Capital
0,94 Bil.
Intangibles to Total Assets
0.1
Average Receivables
0,10 Bil.
Average Payables
0,19 Bil.
Average Inventory
4250000
Debt to Market Cap
0.01

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Marqeta, Inc. Dividends
Year Dividends Growth

Marqeta, Inc. Profile

About Marqeta, Inc.

Marqeta, Inc. operates a cloud-based open application programming interface platform that delivers card issuing and transaction processing services to developers, technical product managers, and visionary entrepreneurs. It offers its solutions in various verticals, including commerce disruptors, digital banks, tech giants, and financial institutions. As of December 31, 2021, the company had approximately 200 customers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.

CEO
Mr. Simon Khalaf
Employee
771
Address
180 Grand Avenue
Oakland, 94612

Marqeta, Inc. Executives & BODs

Marqeta, Inc. Executives & BODs
# Name Age
1 Mr. Jason M. Gardner
Founder & Non Executive Director
70
2 Ms. Crystal Sumner
Chief Administrative Officer, General Counsel & Corporate Secretary
70
3 Ms. Stacey Finerman
Vice President of Investor Relations
70
4 Mr. Todd Pollak
Chief Revenue Officer
70
5 Mr. Alan Richard Carlisle
Chief Compliance Officer
70
6 Mr. Randall F. Kern
Chief Technology Officer
70
7 Ms. Heather Gantt-Evans
Chief Information Security Officer
70
8 Mr. Simon Khalaf
Chief Executive Officer & Director
70
9 Mr. Michael Milotich
Chief Financial Officer
70
10 Ms. Karna Crawford
Chief Marketing Officer
70

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