Momentum Metropolitan Holdings Limited Logo

Momentum Metropolitan Holdings Limited

MTM.JO

(2.8)
Stock Price

2.930,00 ZAc

0.59% ROA

14.44% ROE

10.2x PER

Market Cap.

39.694.009.500,00 ZAc

21.63% DER

2.02% Yield

4.42% NPM

Momentum Metropolitan Holdings Limited Stock Analysis

Momentum Metropolitan Holdings Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Momentum Metropolitan Holdings Limited Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE exceeds expectations (30.48%), revealing strong profitability and efficient use of shareholders' equity, making it an attractive investment opportunity.

2 DER

The stock has a low debt to equity ratio (31%), which means it has a small amount of debt compared to the ownership it holds

3 Net Profit Growth

This company's net profit has consistently grown over the last five years, indicating a strong financial performance and making it an attractive investment opportunity.

4 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

5 ROA

The stock's ROA (1.35%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 Revenue Growth

Over the past three years, this company's revenue has consistently grown, demonstrating a positive financial trend that makes it an appealing choice.

7 Dividend Growth

The company's dividend growth has been consistently strong over the past three years, with annual increases that demonstrate its commitment to rewarding shareholders.

8 PBV

The stock's high Price-to-Book Value (P/BV) ratio (5.06x) suggests it's overvalued, potentially making it an expensive investment.

9 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

10 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

11 Buffet Intrinsic Value

The company's stock shows signs of being overvalued (1.222) according to Warren Buffett's formula, indicating a potential downside as its market price exceeds its estimated intrinsic value.

Momentum Metropolitan Holdings Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Momentum Metropolitan Holdings Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

Momentum Metropolitan Holdings Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Momentum Metropolitan Holdings Limited Revenue
Year Revenue Growth
2002 0
2003 0 0%
2004 0 0%
2005 17.748.000.000 100%
2006 20.530.000.000 13.55%
2007 30.869.000.000 33.49%
2008 7.468.000.000 -313.35%
2009 15.420.000.000 51.57%
2010 44.818.000.000 65.59%
2011 51.031.000.000 12.17%
2012 71.761.000.000 28.89%
2013 87.381.000.000 17.88%
2014 66.270.000.000 -31.86%
2015 65.667.000.000 -0.92%
2016 54.292.000.000 -20.95%
2017 74.808.000.000 27.42%
2018 68.143.000.000 -9.78%
2019 50.890.000.000 -33.9%
2020 106.526.000.000 52.23%
2021 69.613.000.000 -53.03%
2022 69.613.000.000 0%
2022 124.222.000.000 43.96%
2023 51.516.000.000 -141.13%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Momentum Metropolitan Holdings Limited Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Momentum Metropolitan Holdings Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 1.089.000.000 100%
2013 1.228.000.000 11.32%
2014 1.374.000.000 10.63%
2015 1.471.000.000 6.59%
2016 1.465.000.000 -0.41%
2017 1.501.000.000 2.4%
2018 1.298.000.000 -15.64%
2019 1.296.000.000 -0.15%
2020 1.337.000.000 3.07%
2021 1.505.000.000 11.16%
2022 1.986.000.000 24.22%
2022 1.221.000.000 -62.65%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Momentum Metropolitan Holdings Limited EBITDA
Year EBITDA Growth
2002 -357.000.000
2003 1.357.000.000 126.31%
2004 2.047.000.000 33.71%
2005 2.370.000.000 13.63%
2006 2.573.000.000 7.89%
2007 2.490.000.000 -3.33%
2008 37.000.000 -6629.73%
2009 1.985.000.000 98.14%
2010 2.025.000.000 1.98%
2011 4.758.000.000 57.44%
2012 5.334.000.000 10.8%
2013 6.921.000.000 22.93%
2014 6.853.000.000 -0.99%
2015 5.893.000.000 -16.29%
2016 5.975.000.000 1.37%
2017 5.924.000.000 -0.86%
2018 6.802.000.000 12.91%
2019 2.250.000.000 -202.31%
2020 2.640.000.000 14.77%
2021 10.656.000.000 75.23%
2022 10.656.000.000 0%
2022 8.686.000.000 -22.68%
2023 -2.116.000.000 510.49%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Momentum Metropolitan Holdings Limited Gross Profit
Year Gross Profit Growth
2002 0
2003 0 0%
2004 0 0%
2005 17.748.000.000 100%
2006 20.530.000.000 13.55%
2007 30.869.000.000 33.49%
2008 7.468.000.000 -313.35%
2009 15.420.000.000 51.57%
2010 44.818.000.000 65.59%
2011 51.031.000.000 12.17%
2012 71.761.000.000 28.89%
2013 87.381.000.000 17.88%
2014 66.270.000.000 -31.86%
2015 65.667.000.000 -0.92%
2016 54.292.000.000 -20.95%
2017 74.808.000.000 27.42%
2018 68.143.000.000 -9.78%
2019 50.890.000.000 -33.9%
2020 106.526.000.000 52.23%
2021 69.613.000.000 -53.03%
2022 69.613.000.000 0%
2022 124.222.000.000 43.96%
2023 19.316.000.000 -543.1%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Momentum Metropolitan Holdings Limited Net Profit
Year Net Profit Growth
2002 -382.000.000
2003 1.085.000.000 135.21%
2004 1.697.000.000 36.06%
2005 1.743.000.000 2.64%
2006 1.983.000.000 12.1%
2007 1.528.000.000 -29.78%
2008 -295.000.000 617.97%
2009 1.146.000.000 125.74%
2010 1.645.000.000 30.33%
2011 2.332.000.000 29.46%
2012 2.619.000.000 10.96%
2013 3.197.000.000 18.08%
2014 2.857.000.000 -11.9%
2015 2.142.000.000 -33.38%
2016 1.536.000.000 -39.45%
2017 1.369.000.000 -12.2%
2018 2.255.000.000 39.29%
2019 286.000.000 -688.46%
2020 451.000.000 36.59%
2021 3.711.000.000 87.85%
2022 3.808.000.000 2.55%
2022 4.333.000.000 12.12%
2023 4.382.000.000 1.12%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Momentum Metropolitan Holdings Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 -1
2003 2 100%
2004 3 50%
2005 3 0%
2006 3 33.33%
2007 3 -50%
2008 -1 0%
2009 2 100%
2010 1 -100%
2011 2 0%
2012 2 0%
2013 2 50%
2014 2 -100%
2015 1 0%
2016 1 0%
2017 1 0%
2018 2 100%
2019 0 0%
2020 0 0%
2021 3 100%
2022 3 0%
2022 3 33.33%
2023 3 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Momentum Metropolitan Holdings Limited Free Cashflow
Year Free Cashflow Growth
2002 1.974.000.000
2003 1.862.000.000 -6.02%
2004 1.610.000.000 -15.65%
2005 3.192.000.000 49.56%
2006 1.875.000.000 -70.24%
2007 3.001.000.000 37.52%
2008 1.280.000.000 -134.45%
2009 -612.000.000 309.15%
2010 -1.742.000.000 64.87%
2011 -1.142.000.000 -52.54%
2012 5.970.000.000 119.13%
2013 4.820.000.000 -23.86%
2014 931.000.000 -417.72%
2015 8.210.000.000 88.66%
2016 -268.000.000 3163.43%
2017 2.325.000.000 111.53%
2018 1.300.000.000 -78.85%
2019 4.363.000.000 70.2%
2020 8.648.000.000 49.55%
2021 -3.195.000.000 370.67%
2022 9.613.000.000 133.24%
2022 -798.750.000 1303.51%
2023 59.500.000 1442.44%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Momentum Metropolitan Holdings Limited Operating Cashflow
Year Operating Cashflow Growth
2002 2.061.000.000
2003 1.953.000.000 -5.53%
2004 1.804.000.000 -8.26%
2005 3.280.000.000 45%
2006 2.013.000.000 -62.94%
2007 3.166.000.000 36.42%
2008 1.455.000.000 -117.59%
2009 -475.000.000 406.32%
2010 -1.570.000.000 69.75%
2011 -1.142.000.000 -37.48%
2012 6.321.000.000 118.07%
2013 5.201.000.000 -21.53%
2014 1.505.000.000 -245.58%
2015 8.842.000.000 82.98%
2016 586.000.000 -1408.87%
2017 2.650.000.000 77.89%
2018 1.739.000.000 -52.39%
2019 4.885.000.000 64.4%
2020 9.200.000.000 46.9%
2021 -2.602.000.000 453.57%
2022 9.994.000.000 126.04%
2022 -650.500.000 1636.36%
2023 124.500.000 622.49%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Momentum Metropolitan Holdings Limited Capital Expenditure
Year Capital Expenditure Growth
2002 87.000.000
2003 91.000.000 4.4%
2004 194.000.000 53.09%
2005 88.000.000 -120.45%
2006 138.000.000 36.23%
2007 165.000.000 16.36%
2008 175.000.000 5.71%
2009 137.000.000 -27.74%
2010 172.000.000 20.35%
2011 0 0%
2012 351.000.000 100%
2013 381.000.000 7.87%
2014 574.000.000 33.62%
2015 632.000.000 9.18%
2016 854.000.000 26%
2017 325.000.000 -162.77%
2018 439.000.000 25.97%
2019 522.000.000 15.9%
2020 552.000.000 5.43%
2021 593.000.000 6.91%
2022 381.000.000 -55.64%
2022 148.250.000 -157%
2023 65.000.000 -128.08%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Momentum Metropolitan Holdings Limited Equity
Year Equity Growth
2002 4.329.000.000
2003 5.271.000.000 17.87%
2004 5.504.000.000 4.23%
2005 6.766.000.000 18.65%
2006 7.255.000.000 6.74%
2007 6.941.000.000 -4.52%
2008 5.988.000.000 -15.92%
2009 6.779.000.000 11.67%
2010 23.139.000.000 70.7%
2011 24.298.000.000 4.77%
2012 23.864.000.000 -1.82%
2013 25.214.000.000 5.35%
2014 25.048.000.000 -0.66%
2015 24.399.000.000 -2.66%
2016 23.248.000.000 -4.95%
2017 22.790.000.000 -2.01%
2018 23.546.000.000 3.21%
2019 22.947.000.000 -2.61%
2020 21.923.000.000 -4.67%
2021 24.986.000.000 12.26%
2022 27.151.000.000 7.97%
2022 6.246.500.000 -334.66%
2023 30.057.000.000 79.22%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Momentum Metropolitan Holdings Limited Assets
Year Assets Growth
2002 32.347.000.000
2003 37.108.000.000 12.83%
2004 44.059.000.000 15.78%
2005 53.391.000.000 17.48%
2006 66.410.000.000 19.6%
2007 75.358.000.000 11.87%
2008 69.613.000.000 -8.25%
2009 71.571.000.000 2.74%
2010 292.551.000.000 75.54%
2011 302.604.000.000 3.32%
2012 343.143.000.000 11.81%
2013 414.306.000.000 17.18%
2014 446.841.000.000 7.28%
2015 458.702.000.000 2.59%
2016 455.900.000.000 -0.61%
2017 476.365.000.000 4.3%
2018 502.902.000.000 5.28%
2019 506.393.000.000 0.69%
2020 552.784.000.000 8.39%
2021 574.065.000.000 3.71%
2022 636.799.000.000 9.85%
2022 143.516.250.000 -343.71%
2023 706.635.000.000 79.69%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Momentum Metropolitan Holdings Limited Liabilities
Year Liabilities Growth
2002 10.000.000
2003 37.000.000 72.97%
2004 305.000.000 87.87%
2005 46.625.000.000 99.35%
2006 59.155.000.000 21.18%
2007 68.417.000.000 13.54%
2008 63.625.000.000 -7.53%
2009 64.792.000.000 1.8%
2010 269.412.000.000 75.95%
2011 278.306.000.000 3.2%
2012 319.279.000.000 12.83%
2013 389.092.000.000 17.94%
2014 421.793.000.000 7.75%
2015 434.303.000.000 2.88%
2016 432.652.000.000 -0.38%
2017 453.575.000.000 4.61%
2018 3.222.000.000 -13977.44%
2019 483.446.000.000 99.33%
2020 530.861.000.000 8.93%
2021 549.079.000.000 3.32%
2022 609.648.000.000 9.94%
2022 137.269.750.000 -344.12%
2023 9.974.000.000 -1276.28%

Momentum Metropolitan Holdings Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
66.05
Net Income per Share
2.92
Price to Earning Ratio
10.2x
Price To Sales Ratio
0.42x
POCF Ratio
17.16
PFCF Ratio
18.86
Price to Book Ratio
1.42
EV to Sales
0.13
EV Over EBITDA
-5.88
EV to Operating CashFlow
4.98
EV to FreeCashFlow
5.81
Earnings Yield
0.1
FreeCashFlow Yield
0.05
Market Cap
39,69 Bil.
Enterprise Value
12,23 Bil.
Graham Number
37.1
Graham NetNet
16.89

Income Statement Metrics

Net Income per Share
2.92
Income Quality
0.59
ROE
0.14
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.44
EBT Per Ebit
1.04
Ebit per Revenue
0.1
Effective Tax Rate
0.55

Margins

Sales, General, & Administrative to Revenue
0.02
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.91
Operating Profit Margin
0.1
Pretax Profit Margin
0.1
Net Profit Margin
0.04

Dividends

Dividend Yield
0.02
Dividend Yield %
2.02
Payout Ratio
0.53
Dividend Per Share
0.6

Operating Metrics

Operating Cashflow per Share
1.73
Free CashFlow per Share
1.49
Capex to Operating CashFlow
0.14
Capex to Revenue
0
Capex to Depreciation
0.37
Return on Invested Capital
0.11
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.25

Balance Sheet

Cash per Share
23,93
Book Value per Share
491,74
Tangible Book Value per Share
488.44
Shareholders Equity per Share
20.98
Interest Debt per Share
5.15
Debt to Equity
0.22
Debt to Assets
0.01
Net Debt to EBITDA
13.2
Current Ratio
0
Tangible Asset Value
691,98 Bil.
Net Current Asset Value
23,92 Bil.
Invested Capital
41900000000
Working Capital
33,90 Bil.
Intangibles to Total Assets
0.01
Average Receivables
0,00 Bil.
Average Payables
86,09 Bil.
Average Inventory
0
Debt to Market Cap
0.16

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Momentum Metropolitan Holdings Limited Dividends
Year Dividends Growth
2002 37
2003 39 2.63%
2004 46 15.56%
2005 156 70.97%
2006 68 -127.94%
2007 113 39.82%
2008 99 -14.14%
2009 95 -4.21%
2010 102 6.86%
2011 84 -21.43%
2012 109 22.94%
2013 127 14.17%
2014 107 -18.69%
2015 155 30.97%
2016 157 1.27%
2017 157 0%
2019 70 -124.29%
2020 40 -75%
2021 40 0%
2022 100 60%
2023 120 16.67%
2024 125 4%

Momentum Metropolitan Holdings Limited Profile

About Momentum Metropolitan Holdings Limited

Momentum Metropolitan Holdings Limited, together with its subsidiaries, provides insurance-based financial services for individuals, companies, institutions, and organizations in South Africa and internationally. It operates through Momentum Life, Momentum Investments, Metropolitan Life, Momentum Corporate, Momentum Metropolitan Health, Non-life Insurance, Momentum Metropolitan Africa, and New Initiatives segments. The company offers long and short-term insurance; employee benefits, including healthcare and retirement provision; asset management, property management, investments, and savings; healthcare administration and health risk management services; and client engagement solutions, such as wellness and rewards programs. It operates under the Metropolitan, Momentum, Guardrisk, and Eris Properties brands names. The company is headquartered in Centurion, South Africa.

CEO
Ms. Jeanette Christina Marais
Employee
15.821
Address
268 West Avenue
Centurion, 0157

Momentum Metropolitan Holdings Limited Executives & BODs

Momentum Metropolitan Holdings Limited Executives & BODs
# Name Age
1 Mr. Gerhard Kruger
Head of Corporate Finance
70
2 Ms. Nontokozo Madonsela
Group Chief Marketing Officer
70
3 Ms. Linda Mthenjane
Chief Executive of Human Capital
70
4 Mr. Ravikumaran Govender
Group Chief Digital & Technology Officer
70
5 Mr. Jan Lubbe CA (SA), M.Comm., MBA
Group Chief Risk Officer
70
6 Ms. Jeanette Christina Marais
Group Chief Executive Officer & Director
70
7 Mr. Peter Tshiguvho
Chief Executive Officer of Metropolitan Life
70
8 Mr. Risto S. Ketola C.F.A.
Group Finance Director & Executive Director
70
9 Estee Sevenster
Head of Investor Relations
70
10 Mr. Dan Moyane EDP (GIBS), MAP (Wits)
Head of Group Communications & CSI
70

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