Newtek Business Services Corp. 5.50% Notes Due 2026 Logo

Newtek Business Services Corp. 5.50% Notes Due 2026

NEWTZ

(1.2)
Stock Price

24,60 USD

1.94% ROA

18.41% ROE

12.79x PER

Market Cap.

320.673.082,00 USD

289.23% DER

5.53% Yield

18.2% NPM

Newtek Business Services Corp. 5.50% Notes Due 2026 Stock Analysis

Newtek Business Services Corp. 5.50% Notes Due 2026 Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Newtek Business Services Corp. 5.50% Notes Due 2026 Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE falls within an average range (9.18%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

2 ROA

The stock's ROA (1.96%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

3 PBV

The stock's PBV ratio (1.54x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

4 Dividend

The company has consistently provided dividends over the past three years, indicating a reliable source of income for investors.

5 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (66), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

6 DER

The stock is burdened with a heavy load of debt (353%), making it financially unstable and potentially risky for investors.

7 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

8 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

9 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

10 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

11 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

Newtek Business Services Corp. 5.50% Notes Due 2026 Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Newtek Business Services Corp. 5.50% Notes Due 2026 Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Newtek Business Services Corp. 5.50% Notes Due 2026 Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Newtek Business Services Corp. 5.50% Notes Due 2026 Revenue
Year Revenue Growth
1999 11.882.126
2000 8.710.242 -36.42%
2001 23.800.186 63.4%
2002 34.624.151 31.26%
2003 60.492.800 42.76%
2004 70.179.786 13.8%
2005 96.799.000 27.5%
2006 71.624.000 -35.15%
2007 78.792.000 9.1%
2008 87.990.000 10.45%
2009 96.261.000 8.59%
2010 111.772.000 13.88%
2011 116.299.000 3.89%
2012 131.130.000 11.31%
2013 136.525.000 3.95%
2014 130.112.000 -4.93%
2015 62.369.000 -108.62%
2016 64.218.000 2.88%
2017 76.553.000 16.11%
2018 77.692.000 1.47%
2019 88.791.000 12.5%
2020 74.959.000 -18.45%
2021 147.761.000 49.27%
2022 105.170.000 -40.5%
2023 184.632.000 43.04%
2023 253.137.000 27.06%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Newtek Business Services Corp. 5.50% Notes Due 2026 Research and Development Expenses
Year Research and Development Expenses Growth
1999 0
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 1 0%
2022 0 0%
2023 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Newtek Business Services Corp. 5.50% Notes Due 2026 General and Administrative Expenses
Year General and Administrative Expenses Growth
1999 0
2000 4.915.681 100%
2001 4.725.351 -4.03%
2002 7.711.200 38.72%
2003 8.407.347 8.28%
2004 10.842.688 22.46%
2005 16.236.000 33.22%
2006 51.729.000 68.61%
2007 65.656.000 21.21%
2008 68.067.000 3.54%
2009 74.208.000 8.28%
2010 84.886.000 12.58%
2011 87.277.000 2.74%
2012 17.732.000 -392.2%
2013 96.490.000 81.62%
2014 20.772.000 -364.52%
2015 12.697.000 -63.6%
2016 16.255.000 21.89%
2017 10.288.000 -58%
2018 10.001.000 -2.87%
2019 10.234.000 2.28%
2020 9.386.000 -9.03%
2021 13.064.000 28.15%
2022 14.807.000 11.77%
2023 78.432.000 81.12%
2023 32.310.000 -142.75%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Newtek Business Services Corp. 5.50% Notes Due 2026 EBITDA
Year EBITDA Growth
1999 10.463.664
2000 3.776.712 -177.06%
2001 15.995.994 76.39%
2002 18.703.648 14.48%
2003 30.282.191 38.24%
2004 32.690.025 7.37%
2005 36.121.000 9.5%
2006 19.006.000 -90.05%
2007 4.208.000 -351.66%
2008 6.398.000 34.23%
2009 11.295.000 43.36%
2010 10.065.000 -12.22%
2011 10.633.000 5.34%
2012 18.091.000 41.22%
2013 21.421.000 15.55%
2014 17.594.000 -21.75%
2015 9.539.000 -84.44%
2016 9.549.000 0.1%
2017 13.537.000 29.46%
2018 10.130.000 -33.63%
2019 14.821.000 31.65%
2020 33.022.000 55.12%
2021 85.773.000 61.5%
2022 65.339.000 -31.27%
2023 55.180.000 -18.41%
2023 125.700.000 56.1%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Newtek Business Services Corp. 5.50% Notes Due 2026 Gross Profit
Year Gross Profit Growth
1999 11.882.126
2000 8.710.242 -36.42%
2001 23.800.186 63.4%
2002 34.624.151 31.26%
2003 60.492.800 42.76%
2004 70.179.786 13.8%
2005 96.799.000 27.5%
2006 71.624.000 -35.15%
2007 78.792.000 9.1%
2008 36.881.000 -113.64%
2009 37.949.000 2.81%
2010 43.585.000 12.93%
2011 47.154.000 7.57%
2012 36.633.000 -28.72%
2013 36.404.000 -0.63%
2014 63.154.000 42.36%
2015 49.616.000 -27.29%
2016 48.984.000 -1.29%
2017 57.261.000 14.45%
2018 56.610.000 -1.15%
2019 74.486.000 24%
2020 56.271.000 -32.37%
2021 117.951.000 52.29%
2022 84.984.000 -38.79%
2023 184.632.000 53.97%
2023 192.372.000 4.02%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Newtek Business Services Corp. 5.50% Notes Due 2026 Net Profit
Year Net Profit Growth
1999 5.425.794
2000 -3.425.172 258.41%
2001 929.560 468.47%
2002 8.168.251 88.62%
2003 9.568.787 14.64%
2004 10.615.014 9.86%
2005 7.727.000 -37.38%
2006 -2.120.000 464.48%
2007 -11.219.000 81.1%
2008 -10.463.000 -7.23%
2009 -429.000 -2338.93%
2010 1.439.000 129.81%
2011 3.481.000 58.66%
2012 5.643.000 38.31%
2013 7.528.000 25.04%
2014 3.974.000 -89.43%
2015 35.736.000 88.88%
2016 27.305.000 -30.88%
2017 38.976.000 29.94%
2018 35.678.000 -9.24%
2019 41.135.000 13.27%
2020 33.619.000 -22.36%
2021 84.142.000 60.04%
2022 32.311.000 -160.41%
2023 39.888.000 19%
2023 45.373.000 12.09%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Newtek Business Services Corp. 5.50% Notes Due 2026 Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1999 1
2000 -1 0%
2001 0 0%
2002 2 100%
2003 2 0%
2004 2 0%
2005 1 0%
2006 0 0%
2007 -2 100%
2008 -1 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 1 0%
2013 1 100%
2014 0 0%
2015 3 100%
2016 2 -200%
2017 2 50%
2018 2 -100%
2019 2 50%
2020 2 -100%
2021 4 66.67%
2022 1 -200%
2023 1 0%
2023 2 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Newtek Business Services Corp. 5.50% Notes Due 2026 Free Cashflow
Year Free Cashflow Growth
1999 -2.402.201
2000 -6.530.472 63.22%
2001 -5.944.576 -9.86%
2002 -10.187.579 41.65%
2003 -12.301.152 17.18%
2004 -6.454.965 -90.57%
2005 -9.674.000 33.28%
2006 -890.000 -986.97%
2007 -5.857.000 84.8%
2008 -13.037.000 55.07%
2009 1.364.000 1055.79%
2010 -4.283.000 131.85%
2011 9.907.000 143.23%
2012 -7.409.000 233.72%
2013 2.942.000 351.84%
2014 -38.943.000 107.55%
2015 -38.056.000 -2.33%
2016 -11.287.000 -237.17%
2017 -68.932.000 83.63%
2018 -74.293.000 7.22%
2019 -89.083.000 16.6%
2020 17.753.000 601.79%
2021 140.923.000 87.4%
2022 -62.429.000 325.73%
2023 87.998.000 170.94%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Newtek Business Services Corp. 5.50% Notes Due 2026 Operating Cashflow
Year Operating Cashflow Growth
1999 -2.402.201
2000 -6.501.574 63.05%
2001 -5.837.215 -11.38%
2002 -9.908.141 41.09%
2003 -11.977.247 17.28%
2004 -4.861.499 -146.37%
2005 -5.840.000 16.76%
2006 1.881.000 410.47%
2007 -2.007.000 193.72%
2008 -9.540.000 78.96%
2009 3.128.000 404.99%
2010 -2.208.000 241.67%
2011 11.405.000 119.36%
2012 -4.354.000 361.94%
2013 4.974.000 187.54%
2014 -38.923.000 112.78%
2015 -37.951.000 -2.56%
2016 -10.912.000 -247.79%
2017 -68.486.000 84.07%
2018 -73.666.000 7.03%
2019 -88.957.000 17.19%
2020 17.763.000 600.8%
2021 140.923.000 87.4%
2022 -62.418.000 325.77%
2023 88.162.000 170.8%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Newtek Business Services Corp. 5.50% Notes Due 2026 Capital Expenditure
Year Capital Expenditure Growth
1999 0
2000 28.898 100%
2001 107.361 73.08%
2002 279.438 61.58%
2003 323.905 13.73%
2004 1.593.466 79.67%
2005 3.834.000 58.44%
2006 2.771.000 -38.36%
2007 3.850.000 28.03%
2008 3.497.000 -10.09%
2009 1.764.000 -98.24%
2010 2.075.000 14.99%
2011 1.498.000 -38.52%
2012 3.055.000 50.97%
2013 2.032.000 -50.34%
2014 20.000 -10060%
2015 105.000 80.95%
2016 375.000 72%
2017 446.000 15.92%
2018 627.000 28.87%
2019 126.000 -397.62%
2020 10.000 -1160%
2021 0 0%
2022 11.000 100%
2023 164.000 93.29%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Newtek Business Services Corp. 5.50% Notes Due 2026 Equity
Year Equity Growth
1999 8.308.927
2000 9.269.349 10.36%
2001 11.391.537 18.63%
2002 27.172.294 58.08%
2003 40.247.422 32.49%
2004 77.094.848 47.79%
2005 87.525.000 11.92%
2006 87.069.000 -0.52%
2007 56.580.000 -53.89%
2008 53.771.000 -5.22%
2009 52.412.000 -2.59%
2010 54.285.000 3.45%
2011 58.119.000 6.6%
2012 66.847.000 13.06%
2013 75.344.000 11.28%
2014 166.418.000 54.73%
2015 203.949.000 18.4%
2016 209.094.000 2.46%
2017 278.329.000 24.88%
2018 287.445.000 3.17%
2019 322.226.000 10.79%
2020 339.353.000 5.05%
2021 403.887.000 15.98%
2022 375.358.000 -7.6%
2023 227.033.000 -65.33%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Newtek Business Services Corp. 5.50% Notes Due 2026 Assets
Year Assets Growth
1999 54.645.029
2000 83.538.926 34.59%
2001 83.362.802 -0.21%
2002 169.054.738 50.69%
2003 192.184.009 12.03%
2004 228.397.916 15.86%
2005 265.013.000 13.82%
2006 240.737.000 -10.08%
2007 217.816.000 -10.52%
2008 169.527.000 -28.48%
2009 136.082.000 -24.58%
2010 165.015.000 17.53%
2011 132.010.000 -25%
2012 152.742.000 13.57%
2013 198.612.000 23.1%
2014 301.832.000 34.2%
2015 355.485.000 15.09%
2016 401.450.000 11.45%
2017 519.611.000 22.74%
2018 653.341.000 20.47%
2019 797.411.000 18.07%
2020 840.979.000 5.18%
2021 1.056.561.000 20.4%
2022 998.902.000 -5.77%
2023 1.380.934.000 27.66%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Newtek Business Services Corp. 5.50% Notes Due 2026 Liabilities
Year Liabilities Growth
1999 40.397.991
2000 70.106.524 42.38%
2001 66.889.573 -4.81%
2002 137.109.703 51.21%
2003 143.543.436 4.48%
2004 145.582.118 1.4%
2005 172.455.000 15.58%
2006 158.264.000 -8.97%
2007 156.266.000 -1.28%
2008 113.448.000 -37.74%
2009 82.055.000 -38.26%
2010 109.421.000 25.01%
2011 72.711.000 -50.49%
2012 83.840.000 13.27%
2013 121.603.000 31.05%
2014 135.414.000 10.2%
2015 151.536.000 10.64%
2016 192.356.000 21.22%
2017 241.282.000 20.28%
2018 365.896.000 34.06%
2019 475.185.000 23%
2020 501.626.000 5.27%
2021 652.674.000 23.14%
2022 623.544.000 -4.67%
2023 1.153.901.000 45.96%

Newtek Business Services Corp. 5.50% Notes Due 2026 Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
6.18
Net Income per Share
1.02
Price to Earning Ratio
12.79x
Price To Sales Ratio
2.01x
POCF Ratio
-6.53
PFCF Ratio
-6.19
Price to Book Ratio
1.48
EV to Sales
5.14
EV Over EBITDA
16.86
EV to Operating CashFlow
-15.96
EV to FreeCashFlow
-15.87
Earnings Yield
0.08
FreeCashFlow Yield
-0.16
Market Cap
0,32 Bil.
Enterprise Value
0,82 Bil.
Graham Number
14.17
Graham NetNet
-35.48

Income Statement Metrics

Net Income per Share
1.02
Income Quality
-1.96
ROE
0.1
Return On Assets
0.03
Return On Capital Employed
0.08
Net Income per EBT
0.89
EBT Per Ebit
0.41
Ebit per Revenue
0.5
Effective Tax Rate
0.11

Margins

Sales, General, & Administrative to Revenue
0.45
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
-0.04
Gross Profit Margin
0.85
Operating Profit Margin
0.5
Pretax Profit Margin
0.2
Net Profit Margin
0.18

Dividends

Dividend Yield
0.06
Dividend Yield %
5.53
Payout Ratio
0.97
Dividend Per Share
0.72

Operating Metrics

Operating Cashflow per Share
-1.99
Free CashFlow per Share
-2
Capex to Operating CashFlow
0.01
Capex to Revenue
-0
Capex to Depreciation
-0.11
Return on Invested Capital
0.04
Return on Tangible Assets
0.02
Days Sales Outstanding
145.97
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
2.5
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.01

Balance Sheet

Cash per Share
7,27
Book Value per Share
8,78
Tangible Book Value per Share
8.78
Shareholders Equity per Share
8.78
Interest Debt per Share
27.65
Debt to Equity
2.89
Debt to Assets
0.48
Net Debt to EBITDA
10.29
Current Ratio
1.26
Tangible Asset Value
0,20 Bil.
Net Current Asset Value
-1,11 Bil.
Invested Capital
2.89
Working Capital
0,01 Bil.
Intangibles to Total Assets
0.02
Average Receivables
0,09 Bil.
Average Payables
0,04 Bil.
Average Inventory
0
Debt to Market Cap
2.05

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Newtek Business Services Corp. 5.50% Notes Due 2026 Dividends
Year Dividends Growth
2021 1
2022 1 100%
2023 1 0%

Newtek Business Services Corp. 5.50% Notes Due 2026 Profile

About Newtek Business Services Corp. 5.50% Notes Due 2026

NewtekOne, Inc. is a financial holding company, which engages in the provision of business and financial solutions. Its brands include Newtek Bank, Newtek Lending, Newtek Payments, Newtek Insurance, Newtek Payroll, and Newtek Technology. The company was founded by Barry Sloane in 1998 and is headquartered in Boca Raton, FL.

CEO
Barry Sloane
Employee
0
Address

Boca Raton,

Newtek Business Services Corp. 5.50% Notes Due 2026 Executives & BODs

Newtek Business Services Corp. 5.50% Notes Due 2026 Executives & BODs
# Name Age

Newtek Business Services Corp. 5.50% Notes Due 2026 Competitors