The Navakij Insurance Public Company Limited Logo

The Navakij Insurance Public Company Limited

NKI.BK

(3.0)
Stock Price

24,50 THB

1.79% ROA

4.53% ROE

9.8x PER

Market Cap.

950.000.000,00 THB

1.76% DER

6% Yield

2.99% NPM

The Navakij Insurance Public Company Limited Stock Analysis

The Navakij Insurance Public Company Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

The Navakij Insurance Public Company Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.47x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a minimal amount of debt (1%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Revenue Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

4 Dividend

The company's consistent dividend payouts over the past five years exemplify its strong commitment to providing shareholders with reliable returns, making it an attractive investment option.

5 ROE

ROE in an average range (4.78%) suggests satisfactory profitability and decent utilization of shareholders' equity.

6 ROA

The stock's ROA (1.61%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

7 Graham Number

The Graham number analysis indicates that this company's stock price is likely undervalued, raising prospects for a favorable investment opportunity.

8 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (2.593) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

9 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

10 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

11 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

The Navakij Insurance Public Company Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

The Navakij Insurance Public Company Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Sell
3 RSI Hold
4 Stoch RSI Hold

The Navakij Insurance Public Company Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

The Navakij Insurance Public Company Limited Revenue
Year Revenue Growth
2002 894.044.413
2003 946.555.088 5.55%
2004 1.027.190.964 7.85%
2005 1.119.065.791 8.21%
2006 1.295.246.176 13.6%
2007 1.320.685.412 1.93%
2008 1.427.057.801 7.45%
2009 515.617.558 -176.77%
2010 1.644.323.901 68.64%
2011 1.962.139.727 16.2%
2012 2.053.772.305 4.46%
2013 2.301.978.913 10.78%
2014 2.365.659.627 2.69%
2015 2.757.818.792 14.22%
2016 2.861.142.410 3.61%
2017 2.422.440.149 -18.11%
2018 2.388.632.242 -1.42%
2019 2.565.721.680 6.9%
2020 2.642.698.721 2.91%
2021 2.843.614.002 7.07%
2022 2.925.186.196 2.79%
2023 3.366.240.524 13.1%
2023 3.042.535.310 -10.64%
2024 3.173.269.680 4.12%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

The Navakij Insurance Public Company Limited Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

The Navakij Insurance Public Company Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 188.559.102 100%
2009 194.247.010 2.93%
2010 307.481.780 36.83%
2011 17.860.490 -1621.58%
2012 141.437.158 87.37%
2013 174.901.760 19.13%
2014 193.147.500 9.45%
2015 198.121.038 2.51%
2016 184.952.935 -7.12%
2017 185.066.966 0.06%
2018 223.126.655 17.06%
2019 218.353.422 -2.19%
2020 216.164.199 -1.01%
2021 234.083.693 7.66%
2022 229.817.161 -1.86%
2023 0 0%
2023 250.451.034 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

The Navakij Insurance Public Company Limited EBITDA
Year EBITDA Growth
2002 86.439.999
2003 162.028.444 46.65%
2004 174.352.310 7.07%
2005 211.956.732 17.74%
2006 184.374.754 -14.96%
2007 234.862.269 21.5%
2008 179.031.767 -31.18%
2009 192.642.158 7.07%
2010 151.778.232 -26.92%
2011 -203.897.634 174.44%
2012 74.040.057 375.39%
2013 286.009.794 74.11%
2014 288.623.392 0.91%
2015 67.883.600 -325.17%
2016 38.076.092 -78.28%
2017 129.530.489 70.6%
2018 104.677.357 -23.74%
2019 20.812.360 -402.96%
2020 86.599.929 75.97%
2021 132.570.868 34.68%
2022 48.076.057 -175.75%
2023 205.765.836 76.64%
2023 35.196.604 -484.62%
2024 -4.011.092 977.48%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

The Navakij Insurance Public Company Limited Gross Profit
Year Gross Profit Growth
2002 894.044.413
2003 946.555.088 5.55%
2004 1.027.190.964 7.85%
2005 1.119.065.791 8.21%
2006 1.295.246.176 13.6%
2007 1.320.685.412 1.93%
2008 1.427.057.801 7.45%
2009 515.617.558 -176.77%
2010 1.644.323.901 68.64%
2011 1.962.139.727 16.2%
2012 2.053.772.305 4.46%
2013 2.301.978.913 10.78%
2014 2.365.659.627 2.69%
2015 2.757.818.792 14.22%
2016 2.861.142.410 3.61%
2017 2.422.440.149 -18.11%
2018 2.388.632.242 -1.42%
2019 2.565.721.680 6.9%
2020 2.642.698.721 2.91%
2021 2.843.614.002 7.07%
2022 2.925.186.196 2.79%
2023 3.366.240.524 13.1%
2023 3.042.535.310 -10.64%
2024 3.173.269.680 4.12%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

The Navakij Insurance Public Company Limited Net Profit
Year Net Profit Growth
2002 60.458.960
2003 135.277.216 55.31%
2004 148.711.908 9.03%
2005 173.680.804 14.38%
2006 184.374.711 5.8%
2007 226.969.183 18.77%
2008 119.365.625 -90.15%
2009 158.559.601 24.72%
2010 160.013.330 0.91%
2011 -197.161.608 181.16%
2012 37.807.410 621.49%
2013 247.807.576 84.74%
2014 235.465.127 -5.24%
2015 49.680.510 -373.96%
2016 34.022.277 -46.02%
2017 110.649.277 69.25%
2018 86.510.021 -27.9%
2019 29.645.422 -191.82%
2020 71.325.050 58.44%
2021 109.345.180 34.77%
2022 24.842.321 -340.16%
2023 187.078.316 86.72%
2023 120.025.373 -55.87%
2024 91.083.484 -31.78%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

The Navakij Insurance Public Company Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 2
2003 4 50%
2004 4 0%
2005 5 20%
2006 5 0%
2007 6 16.67%
2008 3 -100%
2009 4 25%
2010 5 0%
2011 -5 180%
2012 1 600%
2013 7 83.33%
2014 7 0%
2015 1 -500%
2016 1 0%
2017 3 100%
2018 2 0%
2019 1 0%
2020 2 100%
2021 3 50%
2022 1 0%
2023 5 100%
2023 3 -66.67%
2024 2 -50%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

The Navakij Insurance Public Company Limited Free Cashflow
Year Free Cashflow Growth
2002 68.301.509
2003 97.661.449 30.06%
2004 114.911.324 15.01%
2005 70.833.690 -62.23%
2006 111.244.448 36.33%
2007 98.640.833 -12.78%
2008 290.845.162 66.08%
2009 266.988.103 -8.94%
2010 119.694.702 -123.06%
2011 241.180.739 50.37%
2012 19.690.388 -1124.87%
2013 236.137.180 91.66%
2014 140.795.213 -67.72%
2015 15.536.338 -806.23%
2016 -17.119.051 190.75%
2017 98.985.397 117.29%
2018 51.803.200 -91.08%
2019 78.734.541 34.21%
2020 157.186.153 49.91%
2021 104.612.550 -50.26%
2022 -127.196.537 182.24%
2023 -55.017.127 -131.19%
2023 -6.276.012 -776.63%
2024 90.814.473 106.91%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

The Navakij Insurance Public Company Limited Operating Cashflow
Year Operating Cashflow Growth
2002 82.157.832
2003 155.285.362 47.09%
2004 138.329.329 -12.26%
2005 131.251.831 -5.39%
2006 143.514.001 8.54%
2007 139.087.218 -3.18%
2008 305.751.999 54.51%
2009 276.124.888 -10.73%
2010 148.166.570 -86.36%
2011 300.596.526 50.71%
2012 37.807.410 -695.07%
2013 247.807.576 84.74%
2014 235.465.127 -5.24%
2015 49.680.510 -373.96%
2016 34.022.277 -46.02%
2017 110.649.277 69.25%
2018 86.510.021 -27.9%
2019 81.901.392 -5.63%
2020 164.109.897 50.09%
2021 115.175.689 -42.49%
2022 24.842.321 -363.63%
2023 -20.631.472 220.41%
2023 0 0%
2024 93.995.768 100%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

The Navakij Insurance Public Company Limited Capital Expenditure
Year Capital Expenditure Growth
2002 13.856.323
2003 57.623.913 75.95%
2004 23.418.005 -146.07%
2005 60.418.141 61.24%
2006 32.269.553 -87.23%
2007 40.446.385 20.22%
2008 14.906.837 -171.33%
2009 9.136.785 -63.15%
2010 28.471.868 67.91%
2011 59.415.787 52.08%
2012 18.117.022 -227.96%
2013 11.670.396 -55.24%
2014 94.669.914 87.67%
2015 34.144.172 -177.27%
2016 51.141.328 33.24%
2017 11.663.880 -338.46%
2018 34.706.821 66.39%
2019 3.166.851 -995.94%
2020 6.923.744 54.26%
2021 10.563.139 34.45%
2022 152.038.858 93.05%
2023 34.385.655 -342.16%
2023 6.276.012 -447.89%
2024 3.181.295 -97.28%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

The Navakij Insurance Public Company Limited Equity
Year Equity Growth
2002 1.329.928.781
2003 1.647.518.455 19.28%
2004 1.638.436.702 -0.55%
2005 1.809.827.127 9.47%
2006 1.896.894.378 4.59%
2007 2.074.302.698 8.55%
2008 1.788.154.740 -16%
2009 2.020.409.085 11.5%
2010 2.235.913.144 9.64%
2011 1.814.302.847 -23.24%
2012 2.124.446.148 14.6%
2013 2.161.671.060 1.72%
2014 2.249.361.861 3.9%
2015 2.138.894.528 -5.16%
2016 2.095.991.726 -2.05%
2017 2.172.421.464 3.52%
2018 2.107.174.742 -3.1%
2019 2.066.486.868 -1.97%
2020 2.094.556.517 1.34%
2021 2.248.284.830 6.84%
2022 2.185.030.937 -2.89%
2023 2.205.191.807 0.91%
2023 2.206.712.498 0.07%
2024 2.047.802.877 -7.76%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

The Navakij Insurance Public Company Limited Assets
Year Assets Growth
2002 2.387.936.672
2003 2.724.060.581 12.34%
2004 2.805.007.314 2.89%
2005 3.063.961.898 8.45%
2006 3.442.176.818 10.99%
2007 3.462.252.487 0.58%
2008 3.307.762.947 -4.67%
2009 3.593.390.558 7.95%
2010 4.121.932.123 12.82%
2011 42.997.994.274 90.41%
2012 20.515.472.918 -109.59%
2013 6.566.603.543 -212.42%
2014 5.130.247.109 -28%
2015 5.697.117.326 9.95%
2016 5.532.199.779 -2.98%
2017 5.164.947.804 -7.11%
2018 5.227.995.271 1.21%
2019 5.703.301.281 8.33%
2020 6.077.934.171 6.16%
2021 6.278.910.785 3.2%
2022 6.280.634.942 0.03%
2023 5.603.268.035 -12.09%
2023 6.267.936.511 10.6%
2024 5.437.847.385 -15.27%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

The Navakij Insurance Public Company Limited Liabilities
Year Liabilities Growth
2002 1.058.007.891
2003 0 0%
2004 0 0%
2005 1.254.134.771 100%
2006 1.545.282.440 18.84%
2007 1.387.949.789 -11.34%
2008 1.519.608.207 8.66%
2009 1.572.981.473 3.39%
2010 1.886.018.979 16.6%
2011 41.183.691.427 95.42%
2012 18.391.026.770 -123.93%
2013 4.404.932.483 -317.51%
2014 2.880.885.248 -52.9%
2015 3.558.222.798 19.04%
2016 3.436.208.053 -3.55%
2017 2.992.526.340 -14.83%
2018 3.120.820.529 4.11%
2019 3.636.814.413 14.19%
2020 3.983.377.654 8.7%
2021 4.030.625.955 1.17%
2022 4.095.604.005 1.59%
2023 3.398.076.228 -20.53%
2023 4.061.224.013 16.33%
2024 3.390.044.508 -19.8%

The Navakij Insurance Public Company Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
85.28
Net Income per Share
2.55
Price to Earning Ratio
9.8x
Price To Sales Ratio
0.29x
POCF Ratio
7.76
PFCF Ratio
10.7
Price to Book Ratio
0.46
EV to Sales
0.25
EV Over EBITDA
16.14
EV to Operating CashFlow
6.56
EV to FreeCashFlow
9.04
Earnings Yield
0.1
FreeCashFlow Yield
0.09
Market Cap
0,95 Bil.
Enterprise Value
0,80 Bil.
Graham Number
55.63
Graham NetNet
-93.49

Income Statement Metrics

Net Income per Share
2.55
Income Quality
1.26
ROE
0.05
Return On Assets
0.02
Return On Capital Employed
0.02
Net Income per EBT
0.82
EBT Per Ebit
1.81
Ebit per Revenue
0.02
Effective Tax Rate
0.17

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.02
Operating Profit Margin
0.02
Pretax Profit Margin
0.04
Net Profit Margin
0.03

Dividends

Dividend Yield
0.06
Dividend Yield %
6
Payout Ratio
0.57
Dividend Per Share
1.5

Operating Metrics

Operating Cashflow per Share
3.22
Free CashFlow per Share
2.34
Capex to Operating CashFlow
0.27
Capex to Revenue
0.01
Capex to Depreciation
1.09
Return on Invested Capital
0.03
Return on Tangible Assets
0.02
Days Sales Outstanding
93.01
Days Payables Outstanding
-3369.06
Days of Inventory on Hand
27690.61
Receivables Turnover
3.92
Payables Turnover
-0.11
Inventory Turnover
0.01
Capex per Share
0.88

Balance Sheet

Cash per Share
28,19
Book Value per Share
53,89
Tangible Book Value per Share
53.51
Shareholders Equity per Share
53.89
Interest Debt per Share
0.99
Debt to Equity
0.02
Debt to Assets
0.01
Net Debt to EBITDA
-2.96
Current Ratio
1.41
Tangible Asset Value
2,03 Bil.
Net Current Asset Value
-1,48 Bil.
Invested Capital
944595580
Working Capital
0,55 Bil.
Intangibles to Total Assets
0
Average Receivables
0,80 Bil.
Average Payables
0,50 Bil.
Average Inventory
-3720749278.5
Debt to Market Cap
0.04

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

The Navakij Insurance Public Company Limited Dividends
Year Dividends Growth
2000 1
2001 2 50%
2002 2 0%
2003 2 0%
2004 2 0%
2005 2 0%
2006 3 33.33%
2007 3 0%
2008 4 25%
2009 4 -33.33%
2010 4 0%
2011 4 0%
2013 1 -200%
2014 3 66.67%
2015 3 0%
2016 2 -50%
2017 1 -100%
2018 2 0%
2019 2 0%
2020 1 0%
2021 2 0%
2022 2 0%
2023 1 0%
2024 2 0%

The Navakij Insurance Public Company Limited Profile

About The Navakij Insurance Public Company Limited

The Navakij Insurance Public Company Limited provides non-life insurance products in Thailand. The company offers fire, marine and transportation, motor, and miscellaneous insurance products. It offers its products through 24 branches. The company was formerly known as Luang Lee Insurance Company Limited and changed its name to The Navakij Insurance Public Company Limited in 1985. The Navakij Insurance Public Company Limited was founded in 1933 and is headquartered in Bangkok, Thailand.

CEO
Mr. Pitiphong Bisalputra
Employee
250
Address
100/47-55, 90/3-6 Sathorn Nakorn Tower
Bangkok, 10500

The Navakij Insurance Public Company Limited Executives & BODs

The Navakij Insurance Public Company Limited Executives & BODs
# Name Age
1 Ms. Nalina Bodharamik
Executive Vice President of Underwriting & Risk Management and Deputy MD
70
2 Mr. Anin Wanglee
Executive Vice President of Claims Management, Deputy MD & Director
70
3 Ms. Maysa Suntranusorn
Senior Manager of Finance Department & Accounting Supervisor
70
4 Mr. Phisit Photisatian
Head of the Internal Audit & Vice President - Office of Internal Audit
70
5 Mr. Pitiphong Bisalputra
Chief Executive Officer, President, MD & Executive Director
70
6 Mr. Anak Wanglee
Executive Vice President of Asset Mgmt, Organ. Dvlpmt., Admin. & Info., Sys., Deputy MD, Chief Financial Officer and Director
70
7 Ms. Charuwan Chabchamrun
Company Secretary and Senior Vice President for Office of President, Secretary & Compliance
70
8 Dr. Saran Wanglee Ph.D.
Executive Vice President of Bs Dev, Mktg Salesforce, Channel Mgt, Mktg Support, Corp Id & Com. and Director
70
9 Mr. Nipol Tangjeerawong
Advisor to the Chairman & Non-Executive Director
70

The Navakij Insurance Public Company Limited Competitors