Ocwen Financial Corporation Logo

Ocwen Financial Corporation

OCN

(2.0)
Stock Price

25,08 USD

-0.95% ROA

-15.01% ROE

-2.33x PER

Market Cap.

223.247.451,00 USD

2447.88% DER

0% Yield

-5.56% NPM

Ocwen Financial Corporation Stock Analysis

Ocwen Financial Corporation Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Ocwen Financial Corporation Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.47x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Net Profit Growth

This company's net profit has consistently grown over the last five years, indicating a strong financial performance and making it an attractive investment opportunity.

3 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

4 Revenue Growth

This company's revenue has shown remarkable growth over the past three years, making it an excellent choice for seeking a consistently prosperous investment.

5 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

6 ROE

Negative ROE (-14.56%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

7 ROA

The stock's ROA (-0.64%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

8 DER

The stock is burdened with a heavy load of debt (2586%), making it financially unstable and potentially risky for investors.

9 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

10 Dividend

Investors should note the absence of dividends from the company in the last three years, indicating potential financial challenges.

11 Buffet Intrinsic Value

The company's stock presents a potential concern as it appears overvalued (-308) by Warren Buffett's formula, indicating that its market price exceeds its estimated intrinsic value.

Ocwen Financial Corporation Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Ocwen Financial Corporation Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Ocwen Financial Corporation Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Ocwen Financial Corporation Revenue
Year Revenue Growth
1996 115.009.000
1997 240.110.000 52.1%
1998 234.116.000 -2.56%
1999 243.401.000 3.81%
2000 193.251.000 -25.95%
2001 159.383.000 -21.25%
2002 115.948.000 -37.46%
2003 162.903.000 28.82%
2004 216.339.000 24.7%
2005 375.376.000 42.37%
2006 431.719.000 13.05%
2007 480.661.000 10.18%
2008 492.128.000 2.33%
2009 380.728.000 -29.26%
2010 359.665.000 -5.86%
2011 504.060.000 28.65%
2012 853.335.000 40.93%
2013 2.060.628.000 58.59%
2014 2.134.316.000 3.45%
2015 1.843.339.000 -15.79%
2016 1.414.738.000 -30.3%
2017 1.221.078.000 -15.86%
2018 1.078.396.000 -13.23%
2019 1.140.932.000 5.48%
2020 976.911.000 -16.79%
2021 1.076.473.000 9.25%
2022 999.500.000 -7.7%
2023 1.126.000.000 11.23%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Ocwen Financial Corporation Research and Development Expenses
Year Research and Development Expenses Growth
1996 0
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 45.362.000 100%
2013 140.466.000 67.71%
2014 167.053.000 15.92%
2015 154.758.000 -7.94%
2016 110.333.000 -40.26%
2017 100.490.000 -9.8%
2018 98.241.000 -2.29%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Ocwen Financial Corporation General and Administrative Expenses
Year General and Administrative Expenses Growth
1996 38.357.000
1997 77.573.000 50.55%
1998 115.556.000 32.87%
1999 102.173.000 -13.1%
2000 83.086.000 -22.97%
2001 84.914.000 2.15%
2002 77.778.000 -9.17%
2003 72.221.000 -7.69%
2004 87.284.000 17.26%
2005 94.625.000 7.76%
2006 90.986.000 -4%
2007 106.866.000 14.86%
2008 258.420.000 58.65%
2009 191.524.000 -34.93%
2010 195.900.000 2.23%
2011 185.435.000 -5.64%
2012 121.642.000 -52.44%
2013 369.497.000 67.08%
2014 602.899.000 38.71%
2015 544.015.000 -10.82%
2016 496.110.000 -9.66%
2017 395.960.000 -25.29%
2018 323.426.000 -22.43%
2019 249.950.000 -29.4%
2020 213.967.000 -16.82%
2021 174.447.000 -22.65%
2022 149.000.000 -17.08%
2023 137.200.000 -8.6%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Ocwen Financial Corporation EBITDA
Year EBITDA Growth
1996 196.761.000
1997 330.227.000 40.42%
1998 235.227.000 -40.39%
1999 209.761.000 -12.14%
2000 189.379.000 -10.76%
2001 81.707.000 -131.78%
2002 45.214.000 -80.71%
2003 153.726.000 70.59%
2004 163.502.000 5.98%
2005 154.833.000 -5.6%
2006 253.562.000 38.94%
2007 237.758.000 -6.65%
2008 186.011.000 -27.82%
2009 194.809.000 4.52%
2010 167.136.000 -16.56%
2011 298.761.000 44.06%
2012 347.936.000 14.13%
2013 637.954.000 45.46%
2014 667.429.000 4.42%
2015 1.135.000 -58704.32%
2016 -162.783.000 100.7%
2017 -62.131.000 -162%
2018 -165.975.000 62.57%
2019 259.181.000 164.04%
2020 59.040.000 -338.99%
2021 239.001.000 75.3%
2022 284.600.000 16.02%
2023 329.200.000 13.55%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Ocwen Financial Corporation Gross Profit
Year Gross Profit Growth
1996 115.009.000
1997 240.110.000 52.1%
1998 234.116.000 -2.56%
1999 243.401.000 3.81%
2000 193.251.000 -25.95%
2001 159.383.000 -21.25%
2002 115.948.000 -37.46%
2003 162.903.000 28.82%
2004 216.339.000 24.7%
2005 375.376.000 42.37%
2006 249.011.000 -50.75%
2007 283.479.000 12.16%
2008 274.185.000 -3.39%
2009 215.955.000 -26.96%
2010 161.497.000 -33.72%
2011 315.726.000 48.85%
2012 482.002.000 34.5%
2013 1.092.882.000 55.9%
2014 974.290.000 -12.17%
2015 601.351.000 -62.02%
2016 341.014.000 -76.34%
2017 356.176.000 4.26%
2018 374.022.000 4.77%
2019 604.288.000 38.11%
2020 524.984.000 -15.11%
2021 520.931.000 -0.78%
2022 459.200.000 -13.44%
2023 544.000.000 15.59%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Ocwen Financial Corporation Net Profit
Year Net Profit Growth
1996 50.142.000
1997 78.932.000 36.47%
1998 -1.200.000 6677.67%
1999 19.832.000 106.05%
2000 2.192.000 -804.74%
2001 -124.782.000 101.76%
2002 -68.775.000 -81.44%
2003 4.772.000 1541.22%
2004 57.724.000 91.73%
2005 15.065.000 -283.17%
2006 206.510.000 92.7%
2007 38.597.000 -435.04%
2008 17.917.000 -115.42%
2009 297.000 -5932.66%
2010 37.984.000 99.22%
2011 78.331.000 51.51%
2012 180.923.000 56.7%
2013 294.149.000 38.49%
2014 -546.292.000 153.84%
2015 -247.017.000 -121.16%
2016 -199.762.000 -23.66%
2017 -127.966.000 -56.11%
2018 -70.772.000 -80.81%
2019 -142.125.000 50.2%
2020 -40.178.000 -253.74%
2021 18.078.000 322.25%
2022 25.700.000 29.66%
2023 34.000.000 24.41%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Ocwen Financial Corporation Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1996 14
1997 21 33.33%
1998 0 0%
1999 5 100%
2000 0 0%
2001 -28 100%
2002 -15 -80%
2003 1 1600%
2004 13 92.31%
2005 4 -333.33%
2006 49 93.88%
2007 9 -444.44%
2008 3 -200%
2009 0 0%
2010 6 100%
2011 11 54.55%
2012 20 45%
2013 31 35.48%
2014 -62 150%
2015 -30 -113.79%
2016 -24 -20.83%
2017 -15 -60%
2018 -8 -114.29%
2019 -16 53.33%
2020 -5 -275%
2021 2 300%
2022 3 0%
2023 4 50%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Ocwen Financial Corporation Free Cashflow
Year Free Cashflow Growth
1996 96.125.000
1997 100.521.000 4.37%
1998 374.999.000 73.19%
1999 -209.801.000 278.74%
2000 -47.591.000 -340.84%
2001 -37.964.000 -25.36%
2002 109.657.000 134.62%
2003 -74.503.000 247.18%
2004 -94.513.000 21.17%
2005 -453.403.000 79.15%
2006 245.639.000 284.58%
2007 -629.493.000 139.02%
2008 113.625.000 654.01%
2009 192.705.000 41.04%
2010 171.416.000 -12.42%
2011 978.323.000 82.48%
2012 1.796.637.000 45.55%
2013 855.504.000 -110.01%
2014 341.094.000 -150.81%
2015 544.196.000 37.32%
2016 387.710.000 -40.36%
2017 399.968.000 3.06%
2018 263.562.000 -51.75%
2019 149.986.000 -75.72%
2020 256.874.001 41.61%
2021 -475.455.000 154.03%
2022 167.700.000 383.52%
2023 339.600.000 50.62%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Ocwen Financial Corporation Operating Cashflow
Year Operating Cashflow Growth
1996 101.368.000
1997 114.265.000 11.29%
1998 398.679.000 71.34%
1999 -180.516.000 320.86%
2000 5.614.000 3315.46%
2001 53.850.000 89.57%
2002 251.350.000 78.58%
2003 33.129.000 -658.7%
2004 -23.287.000 242.26%
2005 -328.174.000 92.9%
2006 391.781.000 183.76%
2007 -512.044.000 176.51%
2008 123.091.000 515.99%
2009 206.646.000 40.43%
2010 727.544.000 71.6%
2011 982.145.000 25.92%
2012 1.815.854.000 45.91%
2013 884.419.000 -105.32%
2014 352.524.000 -150.88%
2015 581.683.000 39.4%
2016 421.228.000 -38.09%
2017 409.021.000 -2.98%
2018 272.578.000 -50.06%
2019 151.940.000 -79.4%
2020 260.974.000 41.78%
2021 -472.155.000 155.27%
2022 173.200.000 372.61%
2023 377.300.000 54.09%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Ocwen Financial Corporation Capital Expenditure
Year Capital Expenditure Growth
1996 5.243.000
1997 13.744.000 61.85%
1998 23.680.000 41.96%
1999 29.285.000 19.14%
2000 53.205.000 44.96%
2001 91.814.000 42.05%
2002 141.693.000 35.2%
2003 107.632.000 -31.65%
2004 71.226.000 -51.11%
2005 125.229.000 43.12%
2006 146.142.000 14.31%
2007 117.449.000 -24.43%
2008 9.466.000 -1140.75%
2009 13.941.000 32.1%
2010 556.128.000 97.49%
2011 3.822.000 -14450.71%
2012 19.217.000 80.11%
2013 28.915.000 33.54%
2014 11.430.000 -152.97%
2015 37.487.000 69.51%
2016 33.518.000 -11.84%
2017 9.053.000 -270.24%
2018 9.016.000 -0.41%
2019 1.954.000 -361.41%
2020 4.099.999 52.34%
2021 3.300.000 -24.24%
2022 5.500.000 40%
2023 37.700.000 85.41%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Ocwen Financial Corporation Equity
Year Equity Growth
1996 203.596.000
1997 419.692.000 51.49%
1998 436.376.000 3.82%
1999 509.442.000 14.34%
2000 503.426.000 -1.2%
2001 379.106.000 -32.79%
2002 310.718.000 -22.01%
2003 317.258.000 2.06%
2004 330.108.000 3.89%
2005 347.407.000 4.98%
2006 557.979.000 37.74%
2007 586.146.000 4.81%
2008 607.780.000 3.56%
2009 865.611.000 29.79%
2010 904.571.000 4.31%
2011 1.343.311.000 32.66%
2012 1.764.794.000 23.88%
2013 1.856.683.000 4.95%
2014 961.407.000 -93.12%
2015 851.562.000 -12.9%
2016 652.958.000 -30.42%
2017 545.040.000 -19.8%
2018 554.705.000 1.74%
2019 412.011.000 -34.63%
2020 415.372.000 0.81%
2021 476.694.000 12.86%
2022 456.700.000 -4.38%
2023 445.100.000 -2.61%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Ocwen Financial Corporation Assets
Year Assets Growth
1996 2.483.685.000
1997 3.069.165.000 19.08%
1998 3.308.079.000 7.22%
1999 3.309.313.000 0.04%
2000 2.249.420.000 -47.12%
2001 1.711.150.000 -31.46%
2002 1.222.242.000 -40%
2003 1.240.118.000 1.44%
2004 1.327.493.000 6.58%
2005 1.854.133.000 28.4%
2006 2.009.743.000 7.74%
2007 2.394.696.000 16.08%
2008 2.238.012.000 -7%
2009 1.769.350.000 -26.49%
2010 2.921.409.000 39.44%
2011 4.737.157.000 38.33%
2012 5.671.882.000 16.48%
2013 7.873.770.000 27.96%
2014 8.190.291.000 3.86%
2015 7.404.809.000 -10.61%
2016 7.655.663.000 3.28%
2017 8.403.164.000 8.9%
2018 9.394.216.000 10.55%
2019 10.406.199.000 9.72%
2020 10.651.127.000 2.3%
2021 12.147.123.000 12.32%
2022 12.399.200.000 2.03%
2023 13.011.700.000 4.71%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Ocwen Financial Corporation Liabilities
Year Liabilities Growth
1996 2.280.089.000
1997 2.648.430.000 13.91%
1998 2.871.111.000 7.76%
1999 2.799.871.000 -2.54%
2000 1.666.464.000 -68.01%
2001 1.270.885.000 -31.13%
2002 909.746.000 -39.7%
2003 921.574.000 1.28%
2004 995.855.000 7.46%
2005 1.504.873.000 33.82%
2006 1.448.184.000 -3.91%
2007 1.804.592.000 19.75%
2008 1.629.826.000 -10.72%
2009 903.487.000 -80.39%
2010 2.016.592.000 55.2%
2011 3.393.846.000 40.58%
2012 3.907.088.000 13.14%
2013 6.017.087.000 35.07%
2014 7.226.113.000 16.73%
2015 6.550.171.000 -10.32%
2016 7.000.380.000 6.43%
2017 7.856.290.000 10.89%
2018 8.839.511.000 11.12%
2019 9.994.188.000 11.55%
2020 10.235.755.000 2.36%
2021 11.670.429.000 12.29%
2022 11.942.500.000 2.28%
2023 12.566.600.000 4.97%

Ocwen Financial Corporation Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
145.27
Net Income per Share
-12.49
Price to Earning Ratio
-2.33x
Price To Sales Ratio
0.2x
POCF Ratio
-0.62
PFCF Ratio
-0.56
Price to Book Ratio
0.5
EV to Sales
9.8
EV Over EBITDA
110.87
EV to Operating CashFlow
-30.53
EV to FreeCashFlow
-27.45
Earnings Yield
-0.43
FreeCashFlow Yield
-1.78
Market Cap
0,22 Bil.
Enterprise Value
10,92 Bil.
Graham Number
127.64
Graham NetNet
-742.51

Income Statement Metrics

Net Income per Share
-12.49
Income Quality
3.73
ROE
-0.22
Return On Assets
-0.01
Return On Capital Employed
0.02
Net Income per EBT
1.1
EBT Per Ebit
-0.23
Ebit per Revenue
0.23
Effective Tax Rate
-0.1

Margins

Sales, General, & Administrative to Revenue
0.1
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.62
Operating Profit Margin
0.23
Pretax Profit Margin
-0.05
Net Profit Margin
-0.06

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
-46.61
Free CashFlow per Share
-51.85
Capex to Operating CashFlow
0.11
Capex to Revenue
-0.04
Capex to Depreciation
-3.11
Return on Invested Capital
0.01
Return on Tangible Assets
-0.01
Days Sales Outstanding
2911.61
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0.13
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-5.24

Balance Sheet

Cash per Share
25,27
Book Value per Share
57,98
Tangible Book Value per Share
-315.46
Shareholders Equity per Share
57.98
Interest Debt per Share
1409.61
Debt to Equity
24.48
Debt to Assets
0.84
Net Debt to EBITDA
108.6
Current Ratio
45.53
Tangible Asset Value
-2,42 Bil.
Net Current Asset Value
-2,79 Bil.
Invested Capital
24.48
Working Capital
9,56 Bil.
Intangibles to Total Assets
0.22
Average Receivables
9,06 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
48.8

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Ocwen Financial Corporation Dividends
Year Dividends Growth
1999 0

Ocwen Financial Corporation Profile

About Ocwen Financial Corporation

Ocwen Financial Corporation, a financial services company, originates and services mortgage loans in the United States, the United States Virgin Islands, India, and the Philippines. The company operates through Servicing and Originations segments. It provides commercial mortgage loan servicing, special servicing, and asset management services, as well as residential mortgage loan servicing, such as forward and reverse conventional, government-insured, and non-agency loans, including the reverse mortgage loans to owners of mortgage loans and foreclosed real estate. The company also originates and purchases conventional and government-insured residential forward and reverse mortgage loans through its correspondent lending arrangements, broker relationships, and retail channels. Ocwen Financial Corporation serves primarily under the PHH Mortgage and Liberty Reverse Mortgage brands. The company was founded in 1988 and is headquartered in West Palm Beach, Florida.

CEO
Mr. Glen A. Messina
Employee
4.500
Address
1661 Worthington Road
West Palm Beach, 33409

Ocwen Financial Corporation Executives & BODs

Ocwen Financial Corporation Executives & BODs
# Name Age
1 Mr. Glen A. Messina
Chief Executive Officer, President & Chair of the Board
70
2 Ms. Jenna D. Evans
Executive Vice President, Chief Risk & Compliance Officer
70
3 Mr. Francois Grunenwald
Senior Vice President & Chief Accounting Officer
70
4 Mr. Dennis Zeleny
Executive Vice President & Chief Administrative Officer
70
5 Mr. Joseph J. Samarias
Chief Ethics Officer, Chief Legal Officer, Executive Vice President & Company Secretary
70
6 Andy Peach
Senior Vice President & Interim Originations Leader
70
7 Mr. Michael K. Short
Vice President of Business Development and Investor Relations
70
8 Mr. Sean Bradley O'Neil
Executive Vice President & Chief Financial Officer
70
9 Mr. Scott William Anderson
Executive Vice President & Chief Servicing Officer
70
10 Mr. Aaron D. Wade
Executive Vice President & Chief Investment Officer
70

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