Oracle Financial Services Software Limited Logo

Oracle Financial Services Software Limited

OFSS.NS

(2.5)
Stock Price

11.043,95 INR

23.88% ROA

42.8% ROE

21.96x PER

Market Cap.

403.439.864.625,00 INR

0.83% DER

4.83% Yield

34.49% NPM

Oracle Financial Services Software Limited Stock Analysis

Oracle Financial Services Software Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Oracle Financial Services Software Limited Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (27.9%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 ROA

This stock has a great ability to make a lot of money from the things it owns, which makes it a really good investment for smart investors.

3 DER

The stock has a low debt to equity ratio (1%), which means it has a small amount of debt compared to the ownership it holds

4 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

5 Dividend

Investors can rely on the company's consistent dividend payments over the past three years, offering a steady stream of returns.

6 Buffet Intrinsic Value

The company's stock seems undervalued (13.626) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

7 PBV

The stock's elevated P/BV ratio (5.57x) raises concerns about its overvaluation, making it an imprudent choice for investors seeking value.

8 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

9 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

10 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

11 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

Oracle Financial Services Software Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Oracle Financial Services Software Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Oracle Financial Services Software Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Oracle Financial Services Software Limited Revenue
Year Revenue Growth
2004 11.385.928.000
2005 14.823.003.000 23.19%
2006 20.609.382.000 28.08%
2007 23.802.363.000 13.41%
2008 29.276.195.000 18.7%
2009 28.739.742.000 -1.87%
2010 29.969.319.000 4.1%
2011 31.466.760.000 4.76%
2012 34.739.990.000 9.42%
2013 37.413.210.000 7.15%
2014 39.049.050.000 4.19%
2015 40.928.020.000 4.59%
2016 44.265.330.000 7.54%
2017 45.274.720.000 2.23%
2018 49.589.030.000 8.7%
2019 48.612.760.000 -2.01%
2020 49.839.370.000 2.46%
2021 52.214.550.000 4.55%
2022 56.983.090.000 8.37%
2023 57.779.360.000 1.38%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Oracle Financial Services Software Limited Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Oracle Financial Services Software Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 1.154.979.000
2005 1.722.018.000 32.93%
2006 2.462.635.000 30.07%
2007 3.392.247.000 27.4%
2008 3.603.425.000 5.86%
2009 3.018.177.000 -19.39%
2010 2.663.212.000 -13.33%
2011 2.005.030.000 -32.83%
2012 2.033.760.000 1.41%
2013 1.992.600.000 -2.07%
2014 1.871.360.000 -6.48%
2015 1.594.110.000 -17.39%
2016 1.785.970.000 10.74%
2017 1.717.880.000 -3.96%
2018 1.619.720.000 -6.06%
2019 1.558.130.000 -3.95%
2020 1.579.950.000 1.38%
2021 1.711.590.000 7.69%
2022 2.089.390.000 18.08%
2023 2.051.480.000 -1.85%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Oracle Financial Services Software Limited EBITDA
Year EBITDA Growth
2004 3.001.456.000
2005 3.320.098.000 9.6%
2006 4.424.501.000 24.96%
2007 4.672.307.000 5.3%
2008 8.223.692.000 43.18%
2009 10.281.018.000 20.01%
2010 11.219.918.000 8.37%
2011 11.892.670.000 5.66%
2012 13.078.740.000 9.07%
2013 14.041.970.000 6.86%
2014 15.929.420.000 11.85%
2015 17.447.700.000 8.7%
2016 18.248.020.000 4.39%
2017 18.033.310.000 -1.19%
2018 21.984.120.000 17.97%
2019 24.279.070.000 9.45%
2020 25.790.150.000 5.86%
2021 26.535.170.000 2.81%
2022 26.632.210.000 0.36%
2023 24.930.160.000 -6.83%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Oracle Financial Services Software Limited Gross Profit
Year Gross Profit Growth
2004 5.684.821.000
2005 6.993.990.000 18.72%
2006 9.543.332.000 26.71%
2007 10.762.073.000 11.32%
2008 14.784.559.000 27.21%
2009 15.652.882.000 5.55%
2010 16.625.680.000 5.85%
2011 31.466.760.000 47.16%
2012 34.739.990.000 9.42%
2013 37.413.210.000 7.15%
2014 39.049.050.000 4.19%
2015 40.928.020.000 4.59%
2016 44.265.330.000 7.54%
2017 45.274.720.000 2.23%
2018 49.589.030.000 8.7%
2019 27.291.210.000 -81.7%
2020 27.708.460.000 1.51%
2021 28.051.500.000 1.22%
2022 29.241.370.000 4.07%
2023 27.858.400.000 -4.96%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Oracle Financial Services Software Limited Net Profit
Year Net Profit Growth
2004 2.325.151.000
2005 2.468.042.000 5.79%
2006 3.715.174.000 33.57%
2007 4.160.311.000 10.7%
2008 7.378.353.000 43.61%
2009 7.738.505.000 4.65%
2010 11.109.888.000 30.35%
2011 9.092.730.000 -22.18%
2012 10.751.430.000 15.43%
2013 13.593.190.000 20.91%
2014 11.923.200.000 -14.01%
2015 11.657.760.000 -2.28%
2016 11.853.850.000 1.65%
2017 12.370.410.000 4.18%
2018 13.858.980.000 10.74%
2019 14.622.170.000 5.22%
2020 17.618.550.000 17.01%
2021 18.888.260.000 6.72%
2022 18.061.410.000 -4.58%
2023 16.697.840.000 -8.17%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Oracle Financial Services Software Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 31
2005 31 0%
2006 47 34.04%
2007 50 4.08%
2008 88 43.68%
2009 92 5.43%
2010 132 30.3%
2011 108 -22.22%
2012 128 14.96%
2013 162 21.12%
2014 141 -14.18%
2015 124 -14.63%
2016 140 11.51%
2017 145 4.14%
2018 162 9.94%
2019 170 5.29%
2020 205 16.67%
2021 219 6.85%
2022 209 -4.78%
2023 193 -8.29%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Oracle Financial Services Software Limited Free Cashflow
Year Free Cashflow Growth
2004 757.937.000
2005 -184.286.000 511.28%
2006 -912.660.000 79.81%
2007 2.845.009.000 132.08%
2008 5.451.158.000 47.81%
2009 6.738.097.000 19.1%
2010 5.619.774.000 -19.9%
2011 6.818.190.000 17.58%
2012 10.914.810.000 37.53%
2013 6.421.330.000 -69.98%
2014 10.452.460.000 38.57%
2015 6.872.460.000 -52.09%
2016 10.598.800.000 35.16%
2017 11.268.990.000 5.95%
2018 13.028.710.000 13.51%
2019 14.682.330.000 11.26%
2020 19.005.060.000 22.75%
2021 18.185.870.000 -4.5%
2022 17.202.890.000 -5.71%
2023 3.286.670.000 -423.41%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Oracle Financial Services Software Limited Operating Cashflow
Year Operating Cashflow Growth
2004 1.477.989.000
2005 1.079.095.000 -36.97%
2006 329.445.000 -227.55%
2007 4.012.052.000 91.79%
2008 6.213.518.000 35.43%
2009 7.138.438.000 12.96%
2010 6.297.475.000 -13.35%
2011 7.714.090.000 18.36%
2012 11.343.520.000 32%
2013 6.732.120.000 -68.5%
2014 10.603.910.000 36.51%
2015 7.142.810.000 -48.46%
2016 11.211.330.000 36.29%
2017 11.574.160.000 3.13%
2018 13.796.120.000 16.11%
2019 15.218.190.000 9.34%
2020 19.195.060.000 20.72%
2021 18.561.530.000 -3.41%
2022 17.584.150.000 -5.56%
2023 3.405.220.000 -416.39%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Oracle Financial Services Software Limited Capital Expenditure
Year Capital Expenditure Growth
2004 720.052.000
2005 1.263.381.000 43.01%
2006 1.242.105.000 -1.71%
2007 1.167.043.000 -6.43%
2008 762.360.000 -53.08%
2009 400.341.000 -90.43%
2010 677.701.000 40.93%
2011 895.900.000 24.36%
2012 428.710.000 -108.98%
2013 310.790.000 -37.94%
2014 151.450.000 -105.21%
2015 270.350.000 43.98%
2016 612.530.000 55.86%
2017 305.170.000 -100.72%
2018 767.410.000 60.23%
2019 535.860.000 -43.21%
2020 190.000.000 -182.03%
2021 375.660.000 49.42%
2022 381.260.000 1.47%
2023 118.550.000 -221.6%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Oracle Financial Services Software Limited Equity
Year Equity Growth
2004 11.452.903.000
2005 13.796.863.000 16.99%
2006 24.020.207.000 42.56%
2007 27.770.573.000 13.5%
2008 35.048.752.000 20.77%
2009 42.903.964.000 18.31%
2010 54.057.382.000 20.63%
2011 63.174.900.000 14.43%
2012 74.064.370.000 14.7%
2013 87.765.490.000 15.61%
2014 34.440.680.000 -154.83%
2015 36.751.080.000 6.29%
2016 32.645.860.000 -12.58%
2017 47.073.930.000 30.65%
2018 49.365.390.000 4.64%
2019 65.695.800.000 24.86%
2020 68.487.740.000 4.08%
2021 70.996.940.000 3.53%
2022 74.589.070.000 4.82%
2023 64.963.590.000 -14.82%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Oracle Financial Services Software Limited Assets
Year Assets Growth
2004 14.198.038.000
2005 17.797.519.000 20.22%
2006 29.353.622.000 39.37%
2007 33.910.273.000 13.44%
2008 42.122.211.000 19.5%
2009 48.957.667.000 13.96%
2010 61.293.219.000 20.13%
2011 72.179.710.000 15.08%
2012 84.168.230.000 14.24%
2013 97.251.320.000 13.45%
2014 62.706.970.000 -55.09%
2015 56.769.610.000 -10.46%
2016 60.208.360.000 5.71%
2017 59.331.610.000 -1.48%
2018 61.314.420.000 3.23%
2019 80.213.440.000 23.56%
2020 82.835.560.000 3.17%
2021 87.347.320.000 5.17%
2022 92.755.400.000 5.83%
2023 82.915.890.000 -11.87%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Oracle Financial Services Software Limited Liabilities
Year Liabilities Growth
2004 2.745.135.000
2005 4.000.656.000 31.38%
2006 5.333.415.000 24.99%
2007 6.133.427.000 13.04%
2008 7.054.261.000 13.05%
2009 6.053.703.000 -16.53%
2010 7.235.837.000 16.34%
2011 9.004.810.000 19.64%
2012 10.103.860.000 10.88%
2013 9.485.830.000 -6.52%
2014 28.266.290.000 66.44%
2015 20.018.530.000 -41.2%
2016 27.562.500.000 27.37%
2017 12.257.680.000 -124.86%
2018 11.949.030.000 -2.58%
2019 14.517.640.000 17.69%
2020 14.347.820.000 -1.18%
2021 16.350.380.000 12.25%
2022 18.166.330.000 10%
2023 17.952.300.000 -1.19%

Oracle Financial Services Software Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
673.47
Net Income per Share
212.1
Price to Earning Ratio
21.96x
Price To Sales Ratio
6.92x
POCF Ratio
24.08
PFCF Ratio
24.6
Price to Book Ratio
6.2
EV to Sales
6.56
EV Over EBITDA
14.69
EV to Operating CashFlow
22.87
EV to FreeCashFlow
23.33
Earnings Yield
0.05
FreeCashFlow Yield
0.04
Market Cap
403,44 Bil.
Enterprise Value
382,52 Bil.
Graham Number
1892.99
Graham NetNet
338.43

Income Statement Metrics

Net Income per Share
212.1
Income Quality
0.91
ROE
0.33
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.73
EBT Per Ebit
1.03
Ebit per Revenue
0.46
Effective Tax Rate
0.27

Margins

Sales, General, & Administrative to Revenue
0.03
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.02
Gross Profit Margin
0.53
Operating Profit Margin
0.46
Pretax Profit Margin
0.47
Net Profit Margin
0.34

Dividends

Dividend Yield
0.05
Dividend Yield %
4.83
Payout Ratio
1.06
Dividend Per Share
225

Operating Metrics

Operating Cashflow per Share
193.36
Free CashFlow per Share
189.53
Capex to Operating CashFlow
-0.02
Capex to Revenue
-0.01
Capex to Depreciation
-0.43
Return on Invested Capital
0.27
Return on Tangible Assets
0.24
Days Sales Outstanding
0
Days Payables Outstanding
5.69
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
64.18
Inventory Turnover
0
Capex per Share
-3.83

Balance Sheet

Cash per Share
545,93
Book Value per Share
750,87
Tangible Book Value per Share
680.52
Shareholders Equity per Share
750.87
Interest Debt per Share
8.8
Debt to Equity
0.01
Debt to Assets
0.01
Net Debt to EBITDA
-0.8
Current Ratio
5.99
Tangible Asset Value
58,88 Bil.
Net Current Asset Value
43,98 Bil.
Invested Capital
0.01
Working Capital
51,59 Bil.
Intangibles to Total Assets
0.07
Average Receivables
0,00 Bil.
Average Payables
0,46 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Oracle Financial Services Software Limited Dividends
Year Dividends Growth
2002 1
2003 3 50%
2004 4 33.33%
2005 5 40%
2006 5 0%
2014 485 98.97%
2015 180 -169.44%
2016 100 -80%
2017 170 41.18%
2018 260 34.62%
2020 180 -44.44%
2021 200 10%
2022 190 -5.26%
2023 225 15.56%

Oracle Financial Services Software Limited Profile

About Oracle Financial Services Software Limited

Oracle Financial Services Software Limited provides information technology (IT) solutions and business processing services to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT Solutions and Consulting Services. The company offers Oracle FLEXCUBE, a banking solution for retail, corporate and investment banking, consumer lending, asset management, and investor servicing with payments; Oracle Banking Digital Experience, a digital banking solution; Oracle Financial Services Lending and Leasing, an asset finance solution; and Oracle Banking APIs that enables banks to build partnerships with third-party technology organizations. It also provides Oracle FLEXCUBE Universal Banking; Oracle Banking Platform; Oracle FLEXCUBE Investor Servicing; Oracle Banking Enterprise Limits and Collateral Management; Oracle FLEXCUBE for Islamic Banking; Oracle Banking Branch; Oracle Banking Origination; Oracle Banking Cash Management; Oracle Banking Liquidity Management; Oracle Banking Corporate Lending; Oracle Banking Supply Chain Finance; Oracle Banking Trade Finance; Oracle Banking Treasury Management; Oracle Banking Virtual Account Management; Oracle Banking Payments; Oracle Banking Corporate Lending Process Management; Oracle Banking Credit Facilities Process Management; Oracle Banking Enterprise Collections; and Oracle Banking Enterprise Originations. In addition, the company offers a suite of industry applications catering to the areas of risk, finance, treasury, front office, regulatory reporting, and compliance. Further, it provides Oracle Financial Services PrimeSourcing, a suite of consulting and application services; and Oracle Financial Services BPO Services for back-office work and contact center services. The company was incorporated in 1989 and is headquartered in Mumbai, India. Oracle Financial Services Software Limited is a subsidiary of Oracle Global (Mauritius) Limited.

CEO
Mr. S. Makarand Padalkar
Employee
8.593
Address
Oracle Park
Mumbai, 400063

Oracle Financial Services Software Limited Executives & BODs

Oracle Financial Services Software Limited Executives & BODs
# Name Age
1 Mr. Ganesh Ramakrishnan
Senior Director of Human Resources and Head of Organization & Talent Development
70
2 Mr. Venkatesh Srinivasan
Chief of Staff & Vice President of Corporate Development
70
3 Mr. S. Makarand Padalkar
Chief Executive Officer, MD & Director
70
4 Mr. Dinesh V. Shetty
Vice President of Administration
70
5 Mr. Avadhut D. Ketkar
Chief Financial Officer
70
6 Ms. Bindu Venkatesh
Vice President of Human Resources & Training
70
7 Mr. Onkarnath Banerjee
Compliance Officer & Company Secretary
70
8 Rakesh Sharma
Legal counsel
70
9 Mr. Tushar Chitra
Vice President of Product Strategy & Marketing
70
10 Mr. Manmath Kulkarni
Senior Vice President
70

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