PAN.VN PAN Group JSC

Consumer Defensive Farm Products Vietnam Stocks
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17,350 VND
Close of Oct 30, 2026
17,350 26,086
Market cap
VND 4.35T
P/E
3.7x
P/B
0.81x
ROE
23.8%
Dividend yield
7.43%
Fundamental score
3.9/5

Ratios use the latest price and the current fiscal year annualized from 3 quarters up to Sep 2026.

Is PAN.VN undervalued?

Graham number
Price17,350
Graham value47,313
Discount63.3%

PAN.VN trades 63.3% below its Graham number.

Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?

PAN Group JSC fundamental analysis

18 of 22 checks passed

ROE 2/2

High return on equity (23.8%), above 20%.

ROA 1/1

Return on assets (8.0%) is above the industry median (6.2%).

Profit Consistency 2/2

Profitable for 7 consecutive years.

Earnings Growth 5Y 1/1

Earnings per share grew over the past 5 years.

Earnings Acceleration 0/1

Last year's EPS growth (10.5%) is not above the 5-year average (24.4% a year).

Earnings Growth vs Industry 0/1

Last year's EPS growth (10.5%) is below the industry median (69.3%).

Revenue Growth 1/2

Revenue grew 8.8% a year over the past 3 years.

Short-term Liquidity 1/1

Current assets cover short-term liabilities.

Long-term Liabilities 1/1

Current assets cover long-term liabilities.

Debt to Equity 2/2

Low debt to equity (4.1%), 40% or less.

Debt Trend 1/1

Debt to equity has not risen over the past 5 years.

Debt Coverage 0/1

Operating cash flow does not cover 20% of total debt.

Interest Coverage 1/1

EBIT is 11.2x against interest expense, well covered.

PE vs Market 1/1

PE (3.7x) is below the market median (11.2x).

PE vs Industry 1/1

PE (3.7x) is below the industry median (6.1x).

PBV 1/1

Price to book (0.8x) is below the industry median (1.2x).

Graham Number 1/1

The price is below the Graham number (PE x PB = 3.0, limit 22.5).

PEG 1/1

PEG on 5-year earnings growth is 0.15, growth is cheap.

Dividend Yield 2/2

Dividend yield (7.4%) is in the top 25% of dividend payers in the market.

Dividend Stability 0/2

Dividends were not paid steadily for the past 5 years.

Dividend Growth 1/1

Dividends paid grew over the past 5 years.

Payout Ratio 1/1

Payout ratio is 48.1%, covered by earnings.

Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score

PAN Group JSC stock price

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About PAN Group JSC

The PAN Group Joint Stock Company engages in agricultural, food, financial investment, and other related activities in Vietnam and internationally. The company is involved in the mixed crop and livestock farming; cultivation, processing, and trading of agricultural, forestry, and aquatic products; food trading investment consulting activities; cultivation, processing, and preservation of aquatic products; purchase and sale of food, foodstuffs, and semi-processed agricultural…

Full company profile