Pollard Banknote Limited Logo

Pollard Banknote Limited

PBL.TO

(2.5)
Stock Price

23,63 CAD

11.71% ROA

13.12% ROE

18.9x PER

Market Cap.

715.339.488,00 CAD

40.97% DER

0.91% Yield

7.17% NPM

Pollard Banknote Limited Stock Analysis

Pollard Banknote Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Pollard Banknote Limited Fundamental Stock Analysis
# Analysis Rating
1 Revenue Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

2 Assets Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

3 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

4 ROE

The stock's ROE falls within an average range (9.06%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (8.05%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 DER

The stock maintains a fair debt to equity ratio (58%), indicating a reasonable balance between the money it owes and the ownership it possesses.

7 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (770) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 PBV

The stock's elevated P/BV ratio (3.12x) raises concerns about its overvaluation, making it an imprudent choice for investors seeking value.

9 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

10 Graham Number

The company's Graham number indicates that it is overvalued compared to its stock price, suggesting a potentially unfavorable investment opportunity.

11 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

Pollard Banknote Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Pollard Banknote Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

Pollard Banknote Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Pollard Banknote Limited Revenue
Year Revenue Growth
2005 2.005.000
2006 2.197.000 8.74%
2007 4.267.000 48.51%
2008 -3.685.000 215.79%
2009 191.848.000 101.92%
2010 163.448.000 -17.38%
2011 172.040.000 4.99%
2012 162.427.000 -5.92%
2013 184.937.000 12.17%
2014 194.471.000 4.9%
2015 221.030.000 12.02%
2016 246.414.000 10.3%
2017 285.654.000 13.74%
2018 331.868.000 13.93%
2019 397.839.000 16.58%
2020 414.134.000 3.93%
2021 459.014.000 9.78%
2022 482.278.000 4.82%
2023 514.976.000 6.35%
2023 520.441.000 1.05%
2024 551.392.000 5.61%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Pollard Banknote Limited Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 132.000 100%
2013 316.000 58.23%
2014 190.000 -66.32%
2015 147.000 -29.25%
2016 151.000 2.65%
2017 104.000 -45.19%
2018 36.000 -188.89%
2019 102.000 64.71%
2020 120.000 15%
2021 120.000 0%
2022 120.000 0%
2023 0 0%
2023 85.000 100%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Pollard Banknote Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 14.531.000 100%
2012 13.590.000 -6.92%
2013 15.241.000 10.83%
2014 16.951.000 10.09%
2015 19.177.000 11.61%
2016 20.919.000 8.33%
2017 28.609.000 26.88%
2018 32.154.000 11.03%
2019 40.625.000 20.85%
2020 40.311.000 -0.78%
2021 47.214.000 14.62%
2022 49.795.000 5.18%
2023 59.620.000 16.48%
2023 58.296.000 -2.27%
2024 66.112.000 11.82%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Pollard Banknote Limited EBITDA
Year EBITDA Growth
2005 1.931.000
2006 1.999.000 3.4%
2007 4.099.000 51.23%
2008 -3.851.000 206.44%
2009 29.722.000 112.96%
2010 16.652.000 -78.49%
2011 18.097.000 7.98%
2012 20.384.000 11.22%
2013 21.792.000 6.46%
2014 25.235.000 13.64%
2015 26.094.000 3.29%
2016 30.886.000 15.52%
2017 40.032.000 22.85%
2018 47.741.000 16.15%
2019 59.752.000 20.1%
2020 79.371.000 24.72%
2021 84.189.000 5.72%
2022 79.735.000 -5.59%
2023 100.720.000 20.83%
2023 51.833.000 -94.32%
2024 71.212.000 27.21%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Pollard Banknote Limited Gross Profit
Year Gross Profit Growth
2005 2.005.000
2006 2.197.000 8.74%
2007 4.267.000 48.51%
2008 -3.685.000 215.79%
2009 38.793.000 109.5%
2010 31.414.000 -23.49%
2011 30.087.000 -4.41%
2012 32.851.000 8.41%
2013 35.192.000 6.65%
2014 41.070.000 14.31%
2015 44.355.000 7.41%
2016 49.237.000 9.92%
2017 65.738.000 25.1%
2018 75.737.000 13.2%
2019 91.106.000 16.87%
2020 91.045.000 -0.07%
2021 91.102.000 0.06%
2022 81.823.000 -11.34%
2023 90.444.000 9.53%
2023 59.839.000 -51.15%
2024 115.964.000 48.4%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Pollard Banknote Limited Net Profit
Year Net Profit Growth
2005 1.931.000
2006 1.999.000 3.4%
2007 4.683.000 57.31%
2008 -3.851.000 221.6%
2009 17.825.000 121.6%
2010 1.712.000 -941.18%
2011 3.147.000 45.6%
2012 6.655.000 52.71%
2013 5.448.000 -22.15%
2014 8.746.000 37.71%
2015 7.463.000 -17.19%
2016 12.269.000 39.17%
2017 16.784.000 26.9%
2018 14.852.000 -13.01%
2019 22.017.000 32.54%
2020 33.288.000 33.86%
2021 19.701.000 -68.97%
2022 19.277.000 -2.2%
2023 30.940.000 37.7%
2023 31.418.000 1.52%
2024 47.476.000 33.82%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Pollard Banknote Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 0
2006 0 0%
2007 1 0%
2008 -1 0%
2009 1 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 100%
2021 1 0%
2022 1 0%
2023 1 100%
2023 1 0%
2024 2 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Pollard Banknote Limited Free Cashflow
Year Free Cashflow Growth
2005 1.928.000
2006 5.974.000 67.73%
2007 5.974.000 0%
2008 5.974.000 0%
2009 10.496.000 43.08%
2010 3.692.000 -184.29%
2011 8.201.000 54.98%
2012 2.106.000 -289.41%
2013 3.950.000 46.68%
2014 65.000 -5976.92%
2015 3.600.000 98.19%
2016 5.606.000 35.78%
2017 19.164.000 70.75%
2018 17.426.000 -9.97%
2019 3.502.000 -397.6%
2020 40.716.000 91.4%
2021 21.707.000 -87.57%
2022 -2.816.000 870.85%
2023 557.000 605.57%
2023 26.481.000 97.9%
2024 -5.291.000 600.49%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Pollard Banknote Limited Operating Cashflow
Year Operating Cashflow Growth
2005 1.928.000
2006 5.974.000 67.73%
2007 5.974.000 0%
2008 5.974.000 0%
2009 14.134.000 57.73%
2010 6.372.000 -121.81%
2011 11.461.000 44.4%
2012 9.505.000 -20.58%
2013 12.320.000 22.85%
2014 18.859.000 34.67%
2015 19.658.000 4.06%
2016 11.726.000 -67.64%
2017 28.358.000 58.65%
2018 39.661.000 28.5%
2019 29.295.000 -35.38%
2020 59.651.000 50.89%
2021 56.537.000 -5.51%
2022 30.404.000 -85.95%
2023 10.220.000 -197.5%
2023 64.581.000 84.17%
2024 8.580.000 -652.69%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Pollard Banknote Limited Capital Expenditure
Year Capital Expenditure Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 3.638.000 100%
2010 2.680.000 -35.75%
2011 3.260.000 17.79%
2012 7.399.000 55.94%
2013 8.370.000 11.6%
2014 18.794.000 55.46%
2015 16.058.000 -17.04%
2016 6.120.000 -162.39%
2017 9.194.000 33.43%
2018 22.235.000 58.65%
2019 25.793.000 13.79%
2020 18.935.000 -36.22%
2021 34.830.000 45.64%
2022 33.220.000 -4.85%
2023 9.663.000 -243.79%
2023 38.100.000 74.64%
2024 13.871.000 -174.67%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Pollard Banknote Limited Equity
Year Equity Growth
2005 62.194.000
2006 58.219.000 -6.83%
2007 56.074.000 -3.83%
2008 46.463.000 -20.69%
2009 -8.640.000 637.77%
2010 34.701.000 124.9%
2011 27.661.000 -25.45%
2012 26.010.000 -6.35%
2013 33.640.000 22.68%
2014 33.915.000 0.81%
2015 43.577.000 22.17%
2016 51.837.000 15.93%
2017 57.569.000 9.96%
2018 117.638.000 51.06%
2019 123.284.000 4.58%
2020 142.383.000 13.41%
2021 206.957.000 31.2%
2022 251.934.000 17.85%
2023 276.164.000 8.77%
2023 274.804.000 -0.49%
2024 309.139.000 11.11%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Pollard Banknote Limited Assets
Year Assets Growth
2005 62.711.000
2006 58.747.000 -6.75%
2007 56.596.000 -3.8%
2008 46.989.000 -20.45%
2009 104.954.000 55.23%
2010 135.962.000 22.81%
2011 121.622.000 -11.79%
2012 126.953.000 4.2%
2013 133.375.000 4.81%
2014 149.319.000 10.68%
2015 164.090.000 9%
2016 176.760.000 7.17%
2017 228.274.000 22.57%
2018 305.600.000 25.3%
2019 352.265.000 13.25%
2020 404.567.000 12.93%
2021 461.405.000 12.32%
2022 499.266.000 7.58%
2023 500.846.000 0.32%
2023 515.712.999 2.88%
2024 551.162.000 6.43%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Pollard Banknote Limited Liabilities
Year Liabilities Growth
2005 517.000
2006 528.000 2.08%
2007 522.000 -1.15%
2008 526.000 0.76%
2009 113.594.000 99.54%
2010 101.261.000 -12.18%
2011 93.961.000 -7.77%
2012 100.943.000 6.92%
2013 99.735.000 -1.21%
2014 115.404.000 13.58%
2015 120.513.000 4.24%
2016 124.923.000 3.53%
2017 170.705.000 26.82%
2018 187.962.000 9.18%
2019 228.981.000 17.91%
2020 262.184.000 12.66%
2021 254.448.000 -3.04%
2022 247.332.000 -2.88%
2023 224.682.000 -10.08%
2023 240.909.000 6.74%
2024 242.023.000 0.46%

Pollard Banknote Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
19.51
Net Income per Share
1.4
Price to Earning Ratio
18.9x
Price To Sales Ratio
1.36x
POCF Ratio
11.05
PFCF Ratio
33.54
Price to Book Ratio
2.31
EV to Sales
1.57
EV Over EBITDA
11.96
EV to Operating CashFlow
12.79
EV to FreeCashFlow
38.84
Earnings Yield
0.05
FreeCashFlow Yield
0.03
Market Cap
0,72 Bil.
Enterprise Value
0,83 Bil.
Graham Number
18.96
Graham NetNet
-4.46

Income Statement Metrics

Net Income per Share
1.4
Income Quality
1.71
ROE
0.13
Return On Assets
0.07
Return On Capital Employed
0.06
Net Income per EBT
4.16
EBT Per Ebit
0.36
Ebit per Revenue
0.05
Effective Tax Rate
0.95

Margins

Sales, General, & Administrative to Revenue
0.12
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.18
Operating Profit Margin
0.05
Pretax Profit Margin
0.02
Net Profit Margin
0.07

Dividends

Dividend Yield
0.01
Dividend Yield %
0.91
Payout Ratio
0.12
Dividend Per Share
0.24

Operating Metrics

Operating Cashflow per Share
2.39
Free CashFlow per Share
0.79
Capex to Operating CashFlow
0.67
Capex to Revenue
0.08
Capex to Depreciation
0.98
Return on Invested Capital
0
Return on Tangible Assets
0.12
Days Sales Outstanding
56.52
Days Payables Outstanding
70.75
Days of Inventory on Hand
55.51
Receivables Turnover
6.46
Payables Turnover
5.16
Inventory Turnover
6.57
Capex per Share
1.6

Balance Sheet

Cash per Share
1,01
Book Value per Share
11,43
Tangible Book Value per Share
3
Shareholders Equity per Share
11.43
Interest Debt per Share
5.05
Debt to Equity
0.41
Debt to Assets
0.23
Net Debt to EBITDA
1.63
Current Ratio
1.78
Tangible Asset Value
0,08 Bil.
Net Current Asset Value
-0,06 Bil.
Invested Capital
414338000
Working Capital
0,08 Bil.
Intangibles to Total Assets
0.41
Average Receivables
0,08 Bil.
Average Payables
0,09 Bil.
Average Inventory
64160500
Debt to Market Cap
0.18

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Pollard Banknote Limited Dividends
Year Dividends Growth
2008 0
2009 1 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

Pollard Banknote Limited Profile

About Pollard Banknote Limited

Pollard Banknote Limited, together with its subsidiaries, manufactures and sells a range of gaming products and services for the lottery and charitable gaming industries worldwide. The company operates through two segments, Lotteries and Charitable Gaming, and eGaming Systems. It designs, manufactures, and distributes instant tickets, as well as offers related services. The company also offers a range of bingo and bingo-related products; manufactures and sells pull-tab tickets, as well as pull-tab ticket vending machines and pull-tab ticket counting machines. In addition, it provides licensed games; and various solutions for licensed games, such as ticket design and manufacturing, prize structure consultation, merchandise selection and fulfillment, publicity and promotional opportunities, and second chance draw management. Further, the company offers lottery ticket dispensers and point-of-sale displays; charitable gaming machines; and lottery management services and information systems, as well as warehouse and distribution services to lotteries. Additionally, it engages in the interactive digital games and website development; and internet-based gaming businesses. The company was formerly known as 7510101 Canada Limited. Pollard Banknote Limited was founded in 1907 and is headquartered in Winnipeg, Canada. Pollard Banknote Limited is a subsidiary of Pollard Equities Limited.

CEO
Mr. John S. Pollard B.Comm, CA
Employee
2.285
Address
140 Otter Street
Winnipeg, R3T 0M8

Pollard Banknote Limited Executives & BODs

Pollard Banknote Limited Executives & BODs
# Name Age
1 Mr. John S. Pollard B.Comm, CA
Co-Chief Executive Officer & Director
70
2 Mr. Paul Franzmann
Executive Vice President of Corporate Development
70
3 Mr. Douglas E. Pollard
Co-Chief Executive Officer & Director
70
4 Ms. Margaret Proven
Executive Vice President of Human Resources
70
5 Mr. Robert Rose
Executive Vice President of Finance & Chief Financial Officer
70
6 Ms. Jennifer Westbury
Executive Vice President of Sales & Customer Development
70
7 Mr. Robert Young
Executive Vice President of Operations
70
8 Ms. Riva J. Richard
Executive Vice President of Legal Affairs, General Counsel & Corporate Secretary
70
9 Mr. Pedro Melo
Executive Vice President of Information Technology & Digital
70
10 Mr. Gordon O. Pollard
Executive Chairman
70

Pollard Banknote Limited Competitors