PNB Gilts Ltd. Logo

PNB Gilts Ltd.

PNBGILTS.NS

(0.5)
Stock Price

114,32 INR

0% ROA

4.99% ROE

32.91x PER

Market Cap.

21.386.988.100,00 INR

0% DER

0.84% Yield

4.13% NPM

PNB Gilts Ltd. Stock Analysis

PNB Gilts Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

PNB Gilts Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's PBV ratio (1.25x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

2 Assets Growth

Over the past three years, this company's revenue has consistently grown, demonstrating a positive financial trend that makes it an appealing choice.

3 ROE

The stock's ROE indicates a negative return (-5.49%) on shareholders' equity, suggesting poor financial performance.

4 ROA

The stock's ROA (-0.46%) suggests that it's struggling to generate profits from its assets, making it a risky choice for investment.

5 DER

The company has a high debt to equity ratio (1018%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

6 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

7 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

8 Graham Number

The company's Graham number indicates that it is overvalued compared to its stock price, suggesting a potentially unfavorable investment opportunity.

9 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

10 Dividend

The company has not distributed any dividends in the past three years, which may raise concerns for investors looking for regular income from their investments.

11 Buffet Intrinsic Value

The company's stock appears overvalued (-2.058) by Warren Buffett's formula, suggesting a less favorable investment opportunity as its market price exceeds its estimated intrinsic value.

PNB Gilts Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

PNB Gilts Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Sell
3 RSI Hold
4 Stoch RSI Buy

PNB Gilts Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

PNB Gilts Ltd. Revenue
Year Revenue Growth
2006 227.648.000
2007 737.560.000 69.13%
2008 453.436.000 -62.66%
2009 633.455.000 28.42%
2010 516.462.000 -22.65%
2011 396.245.000 -30.34%
2012 972.346.000 59.25%
2013 3.355.335.000 71.02%
2014 4.097.951.000 18.12%
2015 3.421.666.000 -19.76%
2016 5.003.172.000 31.61%
2017 4.096.125.000 -22.14%
2018 5.049.501.000 18.88%
2019 8.331.749.000 39.39%
2020 10.636.192.000 21.67%
2021 8.444.127.000 -25.96%
2022 9.265.029.000 8.86%
2023 11.757.396.000 21.2%
2023 15.766.726.000 25.43%
2024 17.614.080.000 10.49%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

PNB Gilts Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 1 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 1 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

PNB Gilts Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 37.696.000
2007 40.635.000 7.23%
2008 45.005.000 9.71%
2009 39.427.000 -14.15%
2010 39.064.000 -0.93%
2011 59.369.000 34.2%
2012 46.513.000 -27.64%
2013 46.343.000 -0.37%
2014 13.471.000 -244.02%
2015 4.347.000 -209.89%
2016 9.977.000 56.43%
2017 10.672.000 6.51%
2018 14.479.000 26.29%
2019 12.252.000 -18.18%
2020 12.941.000 5.32%
2021 20.564.000 37.07%
2022 20.945.000 1.82%
2023 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

PNB Gilts Ltd. EBITDA
Year EBITDA Growth
2006 254.823.000
2007 758.723.000 66.41%
2008 507.620.000 -49.47%
2009 735.766.000 31.01%
2010 565.595.000 -30.09%
2011 1.099.561.000 48.56%
2012 2.190.698.000 49.81%
2013 3.339.223.000 34.39%
2014 3.953.281.000 15.53%
2015 3.275.350.000 -20.7%
2016 4.833.159.000 32.23%
2017 3.892.943.000 -24.15%
2018 4.868.661.000 20.04%
2019 8.516.287.000 42.83%
2020 10.197.608.000 16.49%
2021 7.137.660.000 -42.87%
2022 8.813.206.000 19.01%
2023 11.191.428.000 21.25%
2023 1.105.340.000 -912.49%
2024 2.866.268.000 61.44%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

PNB Gilts Ltd. Gross Profit
Year Gross Profit Growth
2006 227.648.000
2007 737.560.000 69.13%
2008 453.436.000 -62.66%
2009 633.455.000 28.42%
2010 516.462.000 -22.65%
2011 396.245.000 -30.34%
2012 972.346.000 59.25%
2013 3.355.335.000 71.02%
2014 4.097.951.000 18.12%
2015 3.322.647.000 -23.33%
2016 4.894.285.000 32.11%
2017 3.987.362.000 -22.74%
2018 4.942.803.000 19.33%
2019 8.138.810.000 39.27%
2020 10.438.587.000 22.03%
2021 8.205.625.000 -27.21%
2022 8.980.605.000 8.63%
2023 11.339.688.000 20.8%
2023 1.272.802.000 -790.92%
2024 3.169.588.000 59.84%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

PNB Gilts Ltd. Net Profit
Year Net Profit Growth
2006 159.633.000
2007 451.578.000 64.65%
2008 244.919.000 -84.38%
2009 367.045.000 33.27%
2010 305.785.000 -20.03%
2011 210.526.000 -45.25%
2012 612.456.000 65.63%
2013 613.819.000 0.22%
2014 896.141.000 31.5%
2015 344.965.000 -159.78%
2016 1.671.738.000 79.36%
2017 365.758.000 -357.06%
2018 528.578.000 30.8%
2019 1.863.546.000 71.64%
2020 4.541.168.000 58.96%
2021 1.657.114.000 -174.04%
2022 -772.223.000 314.59%
2023 -1.644.968.000 53.06%
2023 694.107.000 336.99%
2024 2.137.648.000 67.53%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

PNB Gilts Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 1
2007 3 100%
2008 1 -100%
2009 2 50%
2010 2 -100%
2011 1 0%
2012 3 66.67%
2013 3 0%
2014 5 25%
2015 2 -300%
2016 9 88.89%
2017 2 -350%
2018 3 0%
2019 10 80%
2020 25 60%
2021 9 -177.78%
2022 -4 325%
2023 -9 55.56%
2023 4 400%
2024 12 72.73%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

PNB Gilts Ltd. Free Cashflow
Year Free Cashflow Growth
2006 -465.909.000
2007 451.697.000 203.15%
2008 1.244.206.000 63.7%
2009 8.186.517.000 84.8%
2010 -2.021.747.000 504.92%
2011 -12.920.001.000 84.35%
2012 -6.967.477.000 -85.43%
2013 -947.427.000 -635.41%
2014 -3.643.409.000 74%
2015 -10.878.584.000 66.51%
2016 12.123.107.000 189.73%
2017 -3.030.610.000 500.02%
2018 -38.436.891.000 92.12%
2019 -38.992.136.000 1.42%
2020 24.814.735.000 257.13%
2021 -45.642.595.000 154.37%
2022 -46.527.255.000 1.9%
2023 13.011.964.000 457.57%
2023 0 0%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

PNB Gilts Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 -464.756.000
2007 452.619.000 202.68%
2008 1.245.770.000 63.67%
2009 8.193.939.000 84.8%
2010 -2.007.018.000 508.26%
2011 -12.920.001.000 84.47%
2012 -6.964.344.000 -85.52%
2013 -944.171.000 -637.61%
2014 -3.642.757.000 74.08%
2015 -10.875.774.000 66.51%
2016 12.128.825.000 189.67%
2017 -3.027.907.000 500.57%
2018 -38.431.890.000 92.12%
2019 -38.978.708.000 1.4%
2020 24.827.162.000 257%
2021 -45.635.551.000 154.4%
2022 -46.382.774.000 1.61%
2023 13.022.887.000 456.16%
2023 0 0%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

PNB Gilts Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 1.153.000
2007 922.000 -25.05%
2008 1.564.000 41.05%
2009 7.422.000 78.93%
2010 14.729.000 49.61%
2011 0 0%
2012 3.133.000 100%
2013 3.256.000 3.78%
2014 652.000 -399.39%
2015 2.810.000 76.8%
2016 5.718.000 50.86%
2017 2.703.000 -111.54%
2018 5.001.000 45.95%
2019 13.428.000 62.76%
2020 12.427.000 -8.06%
2021 7.044.000 -76.42%
2022 144.481.000 95.12%
2023 10.923.000 -1222.72%
2023 0 0%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

PNB Gilts Ltd. Equity
Year Equity Growth
2006 5.063.669.000
2007 5.278.319.000 4.07%
2008 5.396.876.000 2.2%
2009 5.605.969.000 3.73%
2010 5.722.837.000 2.04%
2011 5.776.454.000 0.93%
2012 6.230.958.000 7.29%
2013 6.655.234.000 6.38%
2014 7.210.109.000 7.7%
2015 7.316.763.000 1.46%
2016 44.118.400.000 83.42%
2017 51.439.889.000 14.23%
2018 90.157.876.000 42.94%
2019 132.011.159.000 31.7%
2020 2.667.310.000 -4849.22%
2021 159.101.271.000 98.32%
2022 201.862.742.000 21.18%
2023 234.330.595.000 13.86%
2023 12.769.509.000 -1735.08%
2024 13.297.566.000 3.97%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

PNB Gilts Ltd. Assets
Year Assets Growth
2006 23.189.916.000
2007 23.016.634.000 -0.75%
2008 21.530.396.000 -6.9%
2009 13.829.181.000 -55.69%
2010 14.835.630.000 6.78%
2011 28.465.306.000 47.88%
2012 38.361.107.000 25.8%
2013 45.566.352.000 15.81%
2014 47.599.784.000 4.27%
2015 57.698.168.000 17.5%
2016 45.655.077.000 -26.38%
2017 53.858.060.000 15.23%
2018 95.220.404.000 43.44%
2019 142.583.006.000 33.22%
2020 121.396.836.000 -17.45%
2021 167.503.797.000 27.53%
2022 214.970.220.000 22.08%
2023 245.397.433.000 12.4%
2023 245.562.766.000 0.07%
2024 0 0%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

PNB Gilts Ltd. Liabilities
Year Liabilities Growth
2006 18.126.247.000
2007 17.738.315.000 -2.19%
2008 16.133.520.000 -9.95%
2009 8.223.212.000 -96.19%
2010 9.112.793.000 9.76%
2011 22.688.852.000 59.84%
2012 32.130.149.000 29.38%
2013 38.911.118.000 17.43%
2014 40.389.675.000 3.66%
2015 50.381.405.000 19.83%
2016 36.666.577.000 -37.4%
2017 45.045.442.000 18.6%
2018 86.343.682.000 47.83%
2019 132.157.698.000 34.67%
2020 108.233.108.000 -22.1%
2021 153.230.680.000 29.37%
2022 202.370.253.000 24.28%
2023 232.099.867.000 12.81%
2023 232.793.257.000 0.3%
2024 0 0%

PNB Gilts Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
87.43
Net Income per Share
3.61
Price to Earning Ratio
32.91x
Price To Sales Ratio
1.36x
POCF Ratio
140.74
PFCF Ratio
140.74
Price to Book Ratio
1.61
EV to Sales
1.36
EV Over EBITDA
2.7
EV to Operating CashFlow
140.74
EV to FreeCashFlow
140.74
Earnings Yield
0.03
FreeCashFlow Yield
0.01
Market Cap
21,39 Bil.
Enterprise Value
21,39 Bil.
Graham Number
77.46
Graham NetNet
0

Income Statement Metrics

Net Income per Share
3.61
Income Quality
0.23
ROE
0.05
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.66
EBT Per Ebit
0.21
Ebit per Revenue
0.3
Effective Tax Rate
0.34

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.52
Operating Profit Margin
0.3
Pretax Profit Margin
0.06
Net Profit Margin
0.04

Dividends

Dividend Yield
0.01
Dividend Yield %
0.84
Payout Ratio
0
Dividend Per Share
1

Operating Metrics

Operating Cashflow per Share
0.84
Free CashFlow per Share
0.84
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.24
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
0,00
Book Value per Share
0,00
Tangible Book Value per Share
0
Shareholders Equity per Share
73.87
Interest Debt per Share
78.42
Debt to Equity
0
Debt to Assets
0
Net Debt to EBITDA
0
Current Ratio
0
Tangible Asset Value
0,00 Bil.
Net Current Asset Value
0,00 Bil.
Invested Capital
0
Working Capital
0,00 Bil.
Intangibles to Total Assets
0
Average Receivables
0,01 Bil.
Average Payables
0,01 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

PNB Gilts Ltd. Dividends
Year Dividends Growth
2002 1
2003 4 66.67%
2004 1 -200%
2006 1 0%
2008 2 100%
2009 1 0%
2010 1 100%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 2 100%
2016 1 0%
2017 3 50%
2018 1 -100%
2019 1 0%
2020 6 83.33%
2021 7 14.29%
2022 5 -40%
2024 1 -400%

PNB Gilts Ltd. Profile

About PNB Gilts Ltd.

PNB Gilts Ltd. operates as a primary dealer in government securities in India. The company is involved in underwriting government securities issuances; and trading of fixed income instruments, such as government securities, treasury bills, state development loans, corporate bonds, and interest rate swaps, as well as various money market instruments, including certificates of deposits, commercial papers, etc.; and provision of custodian services to its constituents. It also provides gilts accounts and mutual funds, and bonds issued by public sector undertakings and other corporate bodies. In addition, the company trades in short term money market instruments comprising call/notice/term money, repo/reverse repo, inter corporate deposits, and commercial papers. It serves provident funds trusts, regional rural banks, co-operative banks, corporates, individuals, etc. The company was incorporated in 1996 and is based in New Delhi, India. PNB Gilts Ltd. is a subsidiary of Punjab National Bank.

CEO
Mr. Vikas Goel
Employee
52
Address
5, Sansad Marg
New Delhi, 110001

PNB Gilts Ltd. Executives & BODs

PNB Gilts Ltd. Executives & BODs
# Name Age
1 Mr. Chandra Prakash
Chief Financial Officer & Chief Information Security Officer
70
2 Ms. Monika Kochar B.Com., L.L.B.
Senior Vice President, Chief Compliance Officer & Company Secretary
70
3 Mr. Vijay Sharma
Senior Executive Vice President of Information Technology
70
4 Mr. Uttam Kumar Saha
Executive Vice President of Mumbai Branch Office
70
5 Mr. P. Sunil CAIIB, M.A.
Deputy Chief Executive Officer
70
6 Mr. Neeraj Aggarwal
Head of Internal Audit
70
7 Mr. Pareed Sunil
Deputy Chief Executive Officer
70
8 Mr. Vikas Goel
MD, Chief Executive Officer & Executive Director
70

PNB Gilts Ltd. Competitors