PNJ.VN Phu Nhuan Jewelry JSC

Consumer Cyclical Luxury Goods Vietnam Stocks
Add to portfolio Ask AI about PNJ.VN
16,200 VND
Close of Oct 29, 2026
16,000 84,667
Market cap
VND 8.29T
P/E
3.2x
P/B
0.63x
ROE
17.0%
Dividend yield
8.13%
Fundamental score
3.4/5

Ratios use the latest price and the current fiscal year annualized from 2 quarters up to Jun 2026.

Is PNJ.VN undervalued?

Graham number

The Graham number of Phu Nhuan Jewelry JSC cannot be estimated reliably (the estimate is too far from the market price).

Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?

Phu Nhuan Jewelry JSC fundamental analysis

17 of 22 checks passed

ROE 1/2

Moderate return on equity (17.0%), between 10% and 20%.

ROA 1/1

Return on assets (11.3%) is above the industry median (3.6%).

Profit Consistency 2/2

Profitable for 7 consecutive years.

Earnings Growth 5Y 1/1

Earnings per share grew over the past 5 years.

Earnings Acceleration 1/1

Last year's EPS growth (98.9%) is above the 5-year average (18.6% a year).

Earnings Growth vs Industry 1/1

Last year's EPS growth (98.9%) is above the industry median (32.8%).

Revenue Growth 1/2

Revenue grew 1.1% a year over the past 3 years.

Short-term Liquidity 1/1

Current assets cover short-term liabilities.

Long-term Liabilities 1/1

Current assets cover long-term liabilities.

Debt to Equity 0/2

Debt to equity cannot be calculated: debt is not reported or equity is negative.

Debt Trend 0/1

Debt to equity has risen over the past 5 years.

Debt Coverage 0/1

Debt is not reported.

Interest Coverage 1/1

EBIT is 12.1x against interest expense, well covered.

PE vs Market 1/1

PE (3.2x) is below the market median (11.2x).

PE vs Industry 0/1

PE (3.2x) is above the industry median (3.2x).

PBV 0/1

Price to book (0.6x) is above the industry median (0.6x).

Graham Number 1/1

The price is below the Graham number (PE x PB = 2.1, limit 22.5).

PEG 1/1

PEG on 5-year earnings growth is 0.17, growth is cheap.

Dividend Yield 2/2

Dividend yield (8.1%) is in the top 25% of dividend payers in the market.

Dividend Stability 1/2

Dividends paid without a cut of more than 10% for 5 years.

Dividend Growth 1/1

Dividends paid grew over the past 5 years.

Payout Ratio 1/1

Payout ratio is 23.8%, covered by earnings.

Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score

Phu Nhuan Jewelry JSC stock price

Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.

About Phu Nhuan Jewelry JSC

Phu Nhuan Jewelry Joint Stock Company manufactures, trades, imports, and exports gold, silver, jewelry, gemstones, fashion accessories, and souvenirs in Vietnam. The company is also involved in the provision of testing services for diamonds, gems, and precious metals; trading of watches; and consultancy and appraisal services for gold, silver, and gemstones. The company sells its products through stores and online sales channels. The company was incorporated in 2004 and is h…

Full company profile