PICC Property and Casualty Company Limited Logo

PICC Property and Casualty Company Limited

PPCCY

(4.0)
Stock Price

32,89 USD

3.57% ROA

3.11% ROE

7.4x PER

Market Cap.

198.431.828.720,90 USD

4.57% DER

5.48% Yield

1.98% NPM

PICC Property and Casualty Company Limited Stock Analysis

PICC Property and Casualty Company Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

PICC Property and Casualty Company Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.9x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a minimal amount of debt (5%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

4 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

5 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

6 ROE

The stock's ROE falls within an average range (12.94%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

7 ROA

The stock's ROA (3.57%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

8 Net Profit Growth

With continuous net profit growth in the past three years, this company demonstrates a strong financial performance, making it an enticing investment opportunity.

9 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

10 Dividend Growth

The company's dividend growth has been consistently strong over the past three years, with annual increases that demonstrate its commitment to rewarding shareholders.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (4.240), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

PICC Property and Casualty Company Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

PICC Property and Casualty Company Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Sell
3 RSI Hold
4 Stoch RSI Buy

PICC Property and Casualty Company Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

PICC Property and Casualty Company Limited Revenue
Year Revenue Growth
2004 62.003.000.000
2005 62.332.000.000 0.53%
2006 71.348.000.000 12.64%
2007 76.411.000.000 6.63%
2008 85.514.000.000 10.65%
2009 97.873.000.000 12.63%
2010 44.935.000.000 -117.81%
2011 137.063.000.000 67.22%
2012 162.583.000.000 15.7%
2013 191.793.000.000 15.23%
2014 224.395.000.000 14.53%
2015 265.103.000.000 15.36%
2016 286.041.000.000 7.32%
2017 324.468.000.000 11.84%
2018 359.427.000.000 9.73%
2019 398.109.000.000 9.72%
2020 411.072.000.000 3.15%
2021 417.889.000.000 1.63%
2022 454.152.000.000 7.98%
2023 440.219.000.000 -3.17%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

PICC Property and Casualty Company Limited Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

PICC Property and Casualty Company Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 11.311.000.000 100%
2008 10.474.000.000 -7.99%
2009 11.044.000.000 5.16%
2010 14.252.000.000 22.51%
2011 0 0%
2012 19.496.000.000 100%
2013 21.247.000.000 8.24%
2014 7.831.000.000 -171.32%
2015 7.514.000.000 -4.22%
2016 7.377.000.000 -1.86%
2017 7.974.000.000 7.49%
2018 8.189.000.000 2.63%
2019 9.341.000.000 12.33%
2020 9.826.000.000 4.94%
2021 10.208.000.000 3.74%
2022 11.965.000.000 14.68%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

PICC Property and Casualty Company Limited EBITDA
Year EBITDA Growth
2004 -8.270.000.000
2005 -8.083.000.000 -2.31%
2006 -6.969.000.000 -15.99%
2007 5.453.000.000 227.8%
2008 189.000.000 -2785.19%
2009 3.160.000.000 94.02%
2010 90.513.000.000 96.51%
2011 11.537.000.000 -684.55%
2012 14.721.000.000 21.63%
2013 15.250.000.000 3.47%
2014 21.574.000.000 29.31%
2015 29.496.000.000 26.86%
2016 23.492.000.000 -25.56%
2017 29.031.000.000 19.08%
2018 24.815.000.000 -16.99%
2019 26.420.000.000 6.07%
2020 28.577.000.000 7.55%
2021 29.524.000.000 3.21%
2022 33.564.000.000 12.04%
2023 31.384.000.000 -6.95%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

PICC Property and Casualty Company Limited Gross Profit
Year Gross Profit Growth
2004 62.003.000.000
2005 62.332.000.000 0.53%
2006 71.348.000.000 12.64%
2007 76.411.000.000 6.63%
2008 85.514.000.000 10.65%
2009 97.873.000.000 12.63%
2010 44.935.000.000 -117.81%
2011 137.063.000.000 67.22%
2012 162.583.000.000 15.7%
2013 191.793.000.000 15.23%
2014 224.395.000.000 14.53%
2015 265.103.000.000 15.36%
2016 286.041.000.000 7.32%
2017 324.468.000.000 11.84%
2018 359.427.000.000 9.73%
2019 398.109.000.000 9.72%
2020 411.072.000.000 3.15%
2021 417.889.000.000 1.63%
2022 454.152.000.000 7.98%
2023 440.219.000.000 -3.17%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

PICC Property and Casualty Company Limited Net Profit
Year Net Profit Growth
2004 208.000.000
2005 1.113.000.000 81.31%
2006 2.082.000.000 46.54%
2007 2.991.000.000 30.39%
2008 50.000.000 -5882%
2009 1.783.000.000 97.2%
2010 5.212.000.000 65.79%
2011 8.027.000.000 35.07%
2012 10.405.000.000 22.85%
2013 10.558.000.000 1.45%
2014 15.115.000.000 30.15%
2015 21.847.000.000 30.81%
2016 18.020.000.000 -21.24%
2017 19.807.000.000 9.02%
2018 15.485.000.000 -27.91%
2019 24.282.000.000 36.23%
2020 20.868.000.000 -16.36%
2021 22.360.000.000 6.67%
2022 29.163.000.000 23.33%
2023 24.585.000.000 -18.62%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

PICC Property and Casualty Company Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 0
2005 1 100%
2006 3 50%
2007 4 33.33%
2008 0 0%
2009 2 100%
2010 7 66.67%
2011 10 40%
2012 13 16.67%
2013 13 0%
2014 18 29.41%
2015 25 29.17%
2016 20 -20%
2017 22 9.09%
2018 17 -29.41%
2019 27 37.04%
2020 23 -17.39%
2021 25 8%
2022 30 16.67%
2023 28 -11.11%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

PICC Property and Casualty Company Limited Free Cashflow
Year Free Cashflow Growth
2004 5.424.000.000
2005 974.000.000 -456.88%
2006 4.370.000.000 77.71%
2007 10.369.000.000 57.86%
2008 3.009.000.000 -244.6%
2009 20.556.000.000 85.36%
2010 32.940.000.000 37.6%
2011 23.013.000.000 -43.14%
2012 7.644.000.000 -201.06%
2013 20.325.000.000 62.39%
2014 29.618.000.000 31.38%
2015 25.091.000.000 -18.04%
2016 19.972.000.000 -25.63%
2017 19.711.000.000 -1.32%
2018 5.702.000.000 -245.69%
2019 22.032.000.000 74.12%
2020 3.031.000.000 -626.89%
2021 13.919.000.000 78.22%
2022 37.147.000.000 62.53%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

PICC Property and Casualty Company Limited Operating Cashflow
Year Operating Cashflow Growth
2004 6.705.000.000
2005 2.651.000.000 -152.92%
2006 5.324.000.000 50.21%
2007 11.259.000.000 52.71%
2008 4.276.000.000 -163.31%
2009 21.682.000.000 80.28%
2010 34.152.000.000 36.51%
2011 25.642.000.000 -33.19%
2012 9.897.000.000 -159.09%
2013 22.297.000.000 55.61%
2014 31.467.000.000 29.14%
2015 27.232.000.000 -15.55%
2016 22.077.000.000 -23.35%
2017 21.441.000.000 -2.97%
2018 9.879.000.000 -117.04%
2019 25.845.000.000 61.78%
2020 12.811.000.000 -101.74%
2021 16.336.000.000 21.58%
2022 42.710.000.000 61.75%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

PICC Property and Casualty Company Limited Capital Expenditure
Year Capital Expenditure Growth
2004 1.281.000.000
2005 1.677.000.000 23.61%
2006 954.000.000 -75.79%
2007 890.000.000 -7.19%
2008 1.267.000.000 29.76%
2009 1.126.000.000 -12.52%
2010 1.212.000.000 7.1%
2011 2.629.000.000 53.9%
2012 2.253.000.000 -16.69%
2013 1.972.000.000 -14.25%
2014 1.849.000.000 -6.65%
2015 2.141.000.000 13.64%
2016 2.105.000.000 -1.71%
2017 1.730.000.000 -21.68%
2018 4.177.000.000 58.58%
2019 3.813.000.000 -9.55%
2020 9.780.000.000 61.01%
2021 2.417.000.000 -304.63%
2022 5.563.000.000 56.55%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

PICC Property and Casualty Company Limited Equity
Year Equity Growth
2004 16.518.000.000
2005 16.836.000.000 1.89%
2006 20.727.000.000 18.77%
2007 26.078.000.000 20.52%
2008 21.809.000.000 -19.57%
2009 21.763.000.000 -0.21%
2010 24.834.000.000 12.37%
2011 35.160.000.000 29.37%
2012 45.450.000.000 22.64%
2013 57.499.000.000 20.96%
2014 85.770.000.000 32.96%
2015 108.946.000.000 21.27%
2016 119.306.000.000 8.68%
2017 133.107.000.000 10.37%
2018 141.495.000.000 5.93%
2019 169.953.000.000 16.74%
2020 187.513.000.000 9.36%
2021 202.887.000.000 7.58%
2022 209.856.000.000 3.32%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

PICC Property and Casualty Company Limited Assets
Year Assets Growth
2004 88.262.000.000
2005 93.380.000.000 5.48%
2006 106.124.000.000 12.01%
2007 134.265.000.000 20.96%
2008 152.852.000.000 12.16%
2009 165.383.000.000 7.58%
2010 201.785.000.000 18.04%
2011 265.644.000.000 24.04%
2012 290.424.000.000 8.53%
2013 319.424.000.000 9.08%
2014 366.130.000.000 12.76%
2015 420.420.000.000 12.91%
2016 475.949.000.000 11.67%
2017 524.566.000.000 9.27%
2018 550.619.000.000 4.73%
2019 596.081.000.000 7.63%
2020 646.801.000.000 7.84%
2021 682.622.000.000 5.25%
2022 751.887.000.000 9.21%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

PICC Property and Casualty Company Limited Liabilities
Year Liabilities Growth
2004 2.320.000.000
2005 2.482.000.000 6.53%
2006 5.230.000.000 52.54%
2007 108.187.000.000 95.17%
2008 131.043.000.000 17.44%
2009 143.620.000.000 8.76%
2010 176.951.000.000 18.84%
2011 230.484.000.000 23.23%
2012 244.974.000.000 5.91%
2013 261.920.000.000 6.47%
2014 280.355.000.000 6.58%
2015 311.469.000.000 9.99%
2016 356.637.000.000 12.66%
2017 391.452.000.000 8.89%
2018 409.116.000.000 4.32%
2019 426.127.000.000 3.99%
2020 456.770.000.000 6.71%
2021 476.973.000.000 4.24%
2022 539.139.000.000 11.53%

PICC Property and Casualty Company Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
510.47
Net Income per Share
30.02
Price to Earning Ratio
7.4x
Price To Sales Ratio
0.44x
POCF Ratio
4.63
PFCF Ratio
5.34
Price to Book Ratio
0.94
EV to Sales
0.43
EV Over EBITDA
5.87
EV to Operating CashFlow
4.62
EV to FreeCashFlow
5.31
Earnings Yield
0.14
FreeCashFlow Yield
0.19
Market Cap
198,43 Bil.
Enterprise Value
197,16 Bil.
Graham Number
399.15
Graham NetNet
-593.79

Income Statement Metrics

Net Income per Share
30.02
Income Quality
1.38
ROE
0.13
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
1.01
EBT Per Ebit
1.06
Ebit per Revenue
0.02
Effective Tax Rate
-0

Margins

Sales, General, & Administrative to Revenue
0.03
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.02
Pretax Profit Margin
0.02
Net Profit Margin
0.02

Dividends

Dividend Yield
0.05
Dividend Yield %
5.48
Payout Ratio
0.34
Dividend Per Share
1.7

Operating Metrics

Operating Cashflow per Share
48.01
Free CashFlow per Share
41.75
Capex to Operating CashFlow
-0.13
Capex to Revenue
-0.01
Capex to Depreciation
-1.5
Return on Invested Capital
0.12
Return on Tangible Assets
0.04
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-6.25

Balance Sheet

Cash per Share
12,20
Book Value per Share
235,88
Tangible Book Value per Share
236.02
Shareholders Equity per Share
235.88
Interest Debt per Share
11.88
Debt to Equity
0.05
Debt to Assets
0.01
Net Debt to EBITDA
-0.04
Current Ratio
0.32
Tangible Asset Value
209,98 Bil.
Net Current Asset Value
-528,29 Bil.
Invested Capital
0.05
Working Capital
-22,67 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
31,51 Bil.
Average Inventory
0
Debt to Market Cap
0.05

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

PICC Property and Casualty Company Limited Dividends
Year Dividends Growth
2012 1
2013 2 100%
2014 3 0%
2015 1 -100%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 2 100%
2021 1 0%
2022 2 0%
2023 2 0%

PICC Property and Casualty Company Limited Profile

About PICC Property and Casualty Company Limited

PICC Property and Casualty Company Limited, together with its subsidiaries, operates as a property and casualty insurance company in the People's Republic of China. It operates through Motor Vehicle; Commercial Property; Cargo; Liability; Accidental Injury and Health; Agriculture; Credit and Surety; and Others segments. The company offers accidental injury and medical expenses, short-term health, homeowners, special risk, marine hull, construction, and other insurance products. It also provides reinsurance, investment and funds application, insurance and claim handling agency, training, information technology and business, and property management services. The company was incorporated in 2003 and is based in Beijing, China. PICC Property and Casualty Company Limited is a subsidiary of The People's Insurance Company (Group) of China Limited.

CEO
Mr. Ze Yu
Employee
163.439
Address
Tower 2
Beijing, 100022

PICC Property and Casualty Company Limited Executives & BODs

PICC Property and Casualty Company Limited Executives & BODs
# Name Age
1 Mr. Dong Shen
Executive Vice President, Senior Accountant, Financial Officer & Chief Accountant
70
2 Mr. Wei Hu
Assistant to President & Executive Director
70
3 Mr. Ze Yu
President & Executive Vice Chairman
70
4 Mr. Daoming Zhang
Vice President & Executive Director
70
5 Mr. Yuzhen Zhu
General Manager of Administrative Department
70
6 Mr. Liduo Shao
President of PICC Health
70
7 Mr. Xin Jin
Compliance Officer & Chief Risk Officer
70
8 Mr. Jianlin Wu
Executive Vice President
70
9 Mr. Xianguo Feng
Executive Vice President
70
10 Mr. Caishi Jiang Ph.D.
Vice President & Executive Director
70

PICC Property and Casualty Company Limited Competitors