RF Capital Group Inc. Logo

RF Capital Group Inc.

RCG-PB.TO

(1.8)
Stock Price

12,90 CAD

-0.13% ROA

-0.45% ROE

-78.75x PER

Market Cap.

117.876.580,00 CAD

33.58% DER

0% Yield

-0.42% NPM

RF Capital Group Inc. Stock Analysis

RF Capital Group Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

RF Capital Group Inc. Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (42%), which means it has a small amount of debt compared to the ownership it holds

2 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 Dividend

Investors can trust the company's impressive dividend track record, consistently distributing dividends over the past five years, showcasing a strong commitment to rewarding shareholders.

4 PBV

The stock's PBV ratio (1.06x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

5 ROE

Negative ROE (-3.07%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

6 ROA

The stock's ROA (-0.89%) suggests that it's struggling to generate profits from its assets, making it a risky choice for investment.

7 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

8 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

9 Graham Number

Based on the Graham number, this company's stock price appears to be higher than its intrinsic value, signaling a potentially unfavorable investment choice.

10 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

11 Buffet Intrinsic Value

The company's stock shows signs of being overvalued (-246) according to Warren Buffett's formula, indicating a potential downside as its market price exceeds its estimated intrinsic value.

RF Capital Group Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

RF Capital Group Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

RF Capital Group Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

RF Capital Group Inc. Revenue
Year Revenue Growth
2002 96.332.000
2003 135.539.000 28.93%
2004 185.787.000 27.05%
2005 253.586.000 26.74%
2006 357.312.000 29.03%
2007 473.902.000 24.6%
2008 291.942.000 -62.33%
2009 344.628.000 15.29%
2010 443.536.000 22.3%
2011 301.843.000 -46.94%
2012 267.403.000 -12.88%
2013 208.251.000 -28.4%
2014 259.414.000 19.72%
2015 215.744.000 -20.24%
2016 193.055.000 -11.75%
2017 186.835.000 -3.33%
2018 177.804.000 -5.08%
2019 33.961.000 -423.55%
2020 80.535.000 57.83%
2021 321.794.000 74.97%
2022 353.972.000 9.09%
2023 351.344.000 -0.75%
2023 346.749.000 -1.33%
2024 359.276.000 3.49%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

RF Capital Group Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

RF Capital Group Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 16.144.000
2003 17.399.000 7.21%
2004 22.410.000 22.36%
2005 122.035.000 81.64%
2006 36.532.000 -234.05%
2007 50.643.000 27.86%
2008 231.294.000 78.1%
2009 243.855.000 5.15%
2010 272.417.000 10.48%
2011 243.548.000 -11.85%
2012 253.788.000 4.03%
2013 200.678.000 -26.47%
2014 236.062.000 14.99%
2015 254.326.000 7.18%
2016 197.479.000 -28.79%
2017 170.640.000 -15.73%
2018 149.299.000 -14.29%
2019 30.757.000 -385.41%
2020 47.113.000 34.72%
2021 98.524.000 52.18%
2022 87.172.000 -13.02%
2023 74.180.000 -17.51%
2023 79.639.000 6.85%
2024 153.984.000 48.28%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

RF Capital Group Inc. EBITDA
Year EBITDA Growth
2002 64.769.000
2003 86.529.000 25.15%
2004 78.960.000 -9.59%
2005 282.954.000 72.09%
2006 147.066.000 -92.4%
2007 196.679.000 25.23%
2008 66.109.000 -197.51%
2009 106.322.000 37.82%
2010 168.176.000 36.78%
2011 59.377.000 -183.23%
2012 12.839.000 -362.47%
2013 17.368.000 26.08%
2014 25.277.000 31.29%
2015 -25.158.000 200.47%
2016 -4.050.000 -521.19%
2017 18.773.000 121.57%
2018 31.841.000 41.04%
2019 6.576.000 -384.2%
2020 53.065.000 87.61%
2021 22.640.000 -134.39%
2022 53.017.000 57.3%
2023 67.728.000 21.72%
2023 50.618.000 -33.8%
2024 54.692.000 7.45%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

RF Capital Group Inc. Gross Profit
Year Gross Profit Growth
2002 96.332.000
2003 135.539.000 28.93%
2004 185.787.000 27.05%
2005 253.586.000 26.74%
2006 357.312.000 29.03%
2007 473.902.000 24.6%
2008 291.942.000 -62.33%
2009 344.628.000 15.29%
2010 443.536.000 22.3%
2011 301.843.000 -46.94%
2012 79.477.000 -279.79%
2013 65.020.000 -22.23%
2014 87.320.000 25.54%
2015 30.644.000 -184.95%
2016 56.078.000 45.35%
2017 70.707.000 20.69%
2018 67.938.000 -4.08%
2019 19.720.000 -244.51%
2020 56.809.000 65.29%
2021 179.183.000 68.3%
2022 204.224.000 12.26%
2023 207.296.000 1.48%
2023 174.068.000 -19.09%
2024 183.532.000 5.16%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

RF Capital Group Inc. Net Profit
Year Net Profit Growth
2002 61.527.000
2003 79.384.000 22.49%
2004 49.172.000 -61.44%
2005 67.832.000 27.51%
2006 119.964.000 43.46%
2007 146.139.000 17.91%
2008 26.178.000 -458.25%
2009 43.135.000 39.31%
2010 20.473.000 -110.69%
2011 25.929.000 21.04%
2012 3.577.000 -624.88%
2013 4.838.000 26.06%
2014 14.894.000 67.52%
2015 -28.064.000 153.07%
2016 -11.557.000 -142.83%
2017 -47.121.000 75.47%
2018 2.545.000 1951.51%
2019 -13.710.000 118.56%
2020 28.747.000 147.69%
2021 -20.152.000 242.65%
2022 -4.803.000 -319.57%
2023 -756.000 -535.32%
2023 -11.892.000 93.64%
2024 10.856.000 209.54%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

RF Capital Group Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 -11
2003 2 1100%
2004 9 87.5%
2005 12 33.33%
2006 20 40%
2007 23 13.04%
2008 4 -475%
2009 6 33.33%
2010 3 -100%
2011 3 0%
2012 0 0%
2013 0 0%
2014 1 100%
2015 -4 125%
2016 -2 -300%
2017 -7 83.33%
2018 0 0%
2019 -2 100%
2020 3 133.33%
2021 -3 250%
2022 -1 0%
2023 0 0%
2023 -1 0%
2024 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

RF Capital Group Inc. Free Cashflow
Year Free Cashflow Growth
2002 66.762.000
2003 92.101.000 27.51%
2004 45.508.000 -102.38%
2005 -9.630.000 572.56%
2006 161.550.000 105.96%
2007 209.244.000 22.79%
2008 96.390.000 -117.08%
2009 -11.633.000 928.59%
2010 224.653.000 105.18%
2011 94.007.000 -138.97%
2012 17.654.000 -432.5%
2013 63.551.000 72.22%
2014 67.061.000 5.23%
2015 105.064.000 36.17%
2016 24.490.000 -329.01%
2017 108.488.000 77.43%
2018 -88.277.000 222.89%
2019 169.000 52334.91%
2020 3.037.000 94.44%
2021 -23.542.000 112.9%
2022 -136.445.000 82.75%
2023 -273.744.000 50.16%
2023 18.222.000 1602.27%
2024 4.374.000 -316.6%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

RF Capital Group Inc. Operating Cashflow
Year Operating Cashflow Growth
2002 66.930.000
2003 92.243.000 27.44%
2004 46.819.000 -97.02%
2005 -8.500.000 650.81%
2006 175.217.000 104.85%
2007 213.130.000 17.79%
2008 104.404.000 -104.14%
2009 -10.497.000 1094.61%
2010 231.476.000 104.53%
2011 96.794.000 -139.14%
2012 19.359.000 -399.99%
2013 63.816.000 69.66%
2014 71.277.000 10.47%
2015 106.966.000 33.36%
2016 24.809.000 -331.16%
2017 108.744.000 77.19%
2018 -87.563.000 224.19%
2019 2.830.000 3194.1%
2020 5.383.000 47.43%
2021 -14.207.000 137.89%
2022 -107.402.000 86.77%
2023 -268.557.000 60.01%
2023 20.159.000 1432.19%
2024 5.184.000 -288.87%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

RF Capital Group Inc. Capital Expenditure
Year Capital Expenditure Growth
2002 168.000
2003 142.000 -18.31%
2004 1.311.000 89.17%
2005 1.130.000 -16.02%
2006 13.667.000 91.73%
2007 3.886.000 -251.7%
2008 8.014.000 51.51%
2009 1.136.000 -605.46%
2010 6.823.000 83.35%
2011 2.787.000 -144.82%
2012 1.705.000 -63.46%
2013 265.000 -543.4%
2014 4.216.000 93.71%
2015 1.902.000 -121.66%
2016 319.000 -496.24%
2017 256.000 -24.61%
2018 714.000 64.15%
2019 2.661.000 73.17%
2020 2.346.000 -13.43%
2021 9.335.000 74.87%
2022 29.043.000 67.86%
2023 5.187.000 -459.92%
2023 1.937.000 -167.79%
2024 810.000 -139.14%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

RF Capital Group Inc. Equity
Year Equity Growth
2002 63.832.000
2003 129.199.000 50.59%
2004 149.315.000 13.47%
2005 177.712.000 15.98%
2006 267.558.000 33.58%
2007 292.108.000 8.4%
2008 245.333.000 -19.07%
2009 334.719.000 26.7%
2010 338.426.000 1.1%
2011 370.210.000 8.59%
2012 371.734.000 0.41%
2013 387.133.000 3.98%
2014 370.291.000 -4.55%
2015 337.130.000 -9.84%
2016 -148.626.000 326.83%
2017 -308.827.000 51.87%
2018 -197.226.000 -56.59%
2019 -294.535.000 33.04%
2020 -38.720.000 -660.68%
2021 -29.031.000 -33.37%
2022 152.443.000 119.04%
2023 335.513.000 54.56%
2023 420.307.000 20.17%
2024 330.326.000 -27.24%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

RF Capital Group Inc. Assets
Year Assets Growth
2002 258.118.000
2003 493.908.000 47.74%
2004 577.061.000 14.41%
2005 690.044.000 16.37%
2006 1.033.477.000 33.23%
2007 1.099.299.000 5.99%
2008 873.599.000 -25.84%
2009 1.148.505.000 23.94%
2010 1.441.612.000 20.33%
2011 1.267.753.000 -13.71%
2012 1.346.899.000 5.88%
2013 1.921.149.000 29.89%
2014 1.902.230.000 -0.99%
2015 1.801.575.000 -5.59%
2016 2.005.036.000 10.15%
2017 1.977.822.000 -1.38%
2018 1.723.420.000 -14.76%
2019 1.357.862.000 -26.92%
2020 2.119.919.000 35.95%
2021 2.216.015.000 4.34%
2022 1.699.654.000 -30.38%
2023 1.390.770.000 -22.21%
2023 1.379.983.000 -0.78%
2024 1.424.915.000 3.15%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

RF Capital Group Inc. Liabilities
Year Liabilities Growth
2002 194.286.000
2003 364.709.000 46.73%
2004 427.746.000 14.74%
2005 512.332.000 16.51%
2006 765.919.000 33.11%
2007 807.191.000 5.11%
2008 628.266.000 -28.48%
2009 813.786.000 22.8%
2010 1.103.186.000 26.23%
2011 897.543.000 -22.91%
2012 975.165.000 7.96%
2013 1.534.016.000 36.43%
2014 1.531.939.000 -0.14%
2015 1.464.445.000 -4.61%
2016 1.668.929.000 12.25%
2017 1.684.396.000 0.92%
2018 1.433.390.000 -17.51%
2019 1.155.002.000 -24.1%
2020 1.740.056.000 33.62%
2021 1.861.125.000 6.51%
2022 1.352.733.000 -37.58%
2023 1.055.257.000 -28.19%
2023 1.049.444.000 -0.55%
2024 1.094.589.000 4.12%

RF Capital Group Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
22.81
Net Income per Share
-0.1
Price to Earning Ratio
-78.75x
Price To Sales Ratio
0.34x
POCF Ratio
9.36
PFCF Ratio
9.04
Price to Book Ratio
0.35
EV to Sales
0.61
EV Over EBITDA
3.77
EV to Operating CashFlow
17.12
EV to FreeCashFlow
16.37
Earnings Yield
-0.01
FreeCashFlow Yield
0.11
Market Cap
0,12 Bil.
Enterprise Value
0,21 Bil.
Graham Number
6.81
Graham NetNet
39.69

Income Statement Metrics

Net Income per Share
-0.1
Income Quality
-8.41
ROE
-0
Return On Assets
-0
Return On Capital Employed
0.03
Net Income per EBT
-0.61
EBT Per Ebit
0.13
Ebit per Revenue
0.05
Effective Tax Rate
1.61

Margins

Sales, General, & Administrative to Revenue
0.33
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.59
Operating Profit Margin
0.05
Pretax Profit Margin
0.01
Net Profit Margin
-0

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
-2.89
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
0.81
Free CashFlow per Share
0.85
Capex to Operating CashFlow
0.05
Capex to Revenue
0
Capex to Depreciation
0.02
Return on Invested Capital
-0.04
Return on Tangible Assets
-0
Days Sales Outstanding
971.96
Days Payables Outstanding
1941.87
Days of Inventory on Hand
0
Receivables Turnover
0.38
Payables Turnover
0.19
Inventory Turnover
0
Capex per Share
0.04

Balance Sheet

Cash per Share
65,12
Book Value per Share
21,43
Tangible Book Value per Share
0.69
Shareholders Equity per Share
21.43
Interest Debt per Share
8.83
Debt to Equity
0.34
Debt to Assets
0.08
Net Debt to EBITDA
1.69
Current Ratio
1.14
Tangible Asset Value
0,01 Bil.
Net Current Asset Value
-0,09 Bil.
Invested Capital
512084000
Working Capital
0,12 Bil.
Intangibles to Total Assets
0.22
Average Receivables
0,93 Bil.
Average Payables
0,87 Bil.
Average Inventory
0
Debt to Market Cap
0.94

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

RF Capital Group Inc. Dividends
Year Dividends Growth
2012 1
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%
2024 1 0%

RF Capital Group Inc. Profile

About RF Capital Group Inc.

RF Capital Group Inc., together with its subsidiaries, provides wealth management services to high-net worth and ultra-high-net worth individuals in Canada. The company offers portfolio management and investment advisory services, as well as distributes securities, investment funds, and insurance products. It also provides financial, tax, estate, succession, retirement, risk management, and philanthropic planning services. The company was formerly known as GMP Capital Inc. and changed its name to RF Capital Group Inc. in November 2020. RF Capital Group Inc. was founded in 1995 and is headquartered in Toronto, Canada.

CEO
Mr. Michael Williams CIM, L.L
Employee
900
Address
145 King Street West
Toronto, M5H 1J8

RF Capital Group Inc. Executives & BODs

RF Capital Group Inc. Executives & BODs
# Name Age
1 Mr. James King
Regional Head of Advisor Experience & Growth, Eastern Canada
70
2 Mr. Michael Williams CIM, L.L.B., M.B.A.
Senior Vice President and Chief Risk & Compliance Officer
70
3 Ms. Krista Coburn L.L.B.
Senior Vice President, General Counsel & Corporate Secretary
70
4 Ms. Natalie Bisset
Senior Vice President & Head of Corporate Development
70
5 Mr. James Price
Senior Vice President & Head of Investment Strategies
70
6 Mr. Neil Bosch
Regional Head of Advisor Experience & Growth, Western Canada
70
7 Ms. Lynne Brejak
Senior Vice President & Chief People Officer
70
8 Mr. Scott Stennett
Senior Vice President and Head of Digital Strategies & Advisor Services
70
9 Mr. Chris G. Bond
Vice Chairman & Head of Institutional Trading of GMP Securities
70
10 Ms. Sarah Widmeyer CIMA
Senior Vice President & Head of Wealth Strategies
70

RF Capital Group Inc. Competitors