Religare Enterprises Limited Logo

Religare Enterprises Limited

RELIGARE.NS

(1.8)
Stock Price

245,21 INR

1.97% ROA

7.4% ROE

47.28x PER

Market Cap.

88.948.443.500,00 INR

14.68% DER

0% Yield

3.07% NPM

Religare Enterprises Limited Stock Analysis

Religare Enterprises Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Religare Enterprises Limited Fundamental Stock Analysis
# Analysis Rating
1 ROA

This stock has a great ability to make a lot of money from the things it owns, which makes it a really good investment for smart investors.

2 PBV

The stock's low PBV ratio (-7.07x) suggests it's undervalued, making it an attractive opportunity for investors.

3 DER

The stock has a low debt to equity ratio (-488%), which means it has a small amount of debt compared to the ownership it holds

4 Graham Number

The Graham number analysis indicates that this company's stock price is likely undervalued, raising prospects for a favorable investment opportunity.

5 ROE

Negative ROE (-550.05%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

6 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

7 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

8 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

10 Dividend

The company's decision to withhold dividends for three years raises questions about its ability to generate consistent returns.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is overpriced (75), presenting a possible disadvantage for investors as its market price surpasses its estimated intrinsic value.

Religare Enterprises Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Religare Enterprises Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Buy

Religare Enterprises Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Religare Enterprises Limited Revenue
Year Revenue Growth
2005 311.270.000
2006 3.201.180.000 90.28%
2007 5.287.117.667 39.45%
2008 7.221.072.980 26.78%
2009 11.498.208.275 37.2%
2010 20.285.669.113 43.32%
2011 19.341.723.055 -4.88%
2012 17.298.373.165 -11.81%
2013 17.107.707.543 -1.11%
2014 23.658.697.395 27.69%
2015 26.350.430.245 10.22%
2016 20.499.740.374 -28.54%
2017 12.758.745.919 -60.67%
2018 13.917.824.000 8.33%
2019 11.802.892.000 -17.92%
2020 16.814.198.000 29.8%
2021 22.794.818.000 26.24%
2022 37.253.738.000 38.81%
2023 51.566.188.000 27.76%
2023 62.992.587.000 18.14%
2024 68.577.276.000 8.14%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Religare Enterprises Limited Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 -1 0%
2018 -1 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 1 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Religare Enterprises Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 15.320.000
2006 706.530.000 97.83%
2007 721.229.078 2.04%
2008 1.725.794.962 58.21%
2009 1.812.660.504 4.79%
2010 2.563.809.815 29.3%
2011 1.049.621.991 -144.26%
2012 693.766.507 -51.29%
2013 786.268.351 11.76%
2014 931.525.905 15.59%
2015 1.414.759.960 34.16%
2016 1.371.174.093 -3.18%
2017 1.533.489.452 10.58%
2018 1.684.731.000 8.98%
2019 1.602.723.000 -5.12%
2020 1.500.046.000 -6.84%
2021 721.887.000 -107.8%
2022 11.749.467.000 93.86%
2023 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Religare Enterprises Limited EBITDA
Year EBITDA Growth
2005 329.140.000
2006 1.287.020.000 74.43%
2007 4.000.917.183 67.83%
2008 3.339.012.309 -19.82%
2009 5.239.400.153 36.27%
2010 2.675.291.069 -95.84%
2011 8.807.795.942 69.63%
2012 10.628.721.279 17.13%
2013 14.772.353.867 28.05%
2014 16.967.992.983 12.94%
2015 17.791.660.565 4.63%
2016 14.935.148.892 -19.13%
2017 -1.671.898.767 993.3%
2018 -4.185.988.000 60.06%
2019 -189.726.000 -2106.33%
2020 2.506.535.000 107.57%
2021 -2.450.378.000 202.29%
2022 32.278.473.000 107.59%
2023 2.488.800.000 -1196.95%
2023 4.188.955.000 40.59%
2024 1.360.632.000 -207.87%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Religare Enterprises Limited Gross Profit
Year Gross Profit Growth
2005 311.270.000
2006 3.201.180.000 90.28%
2007 5.287.117.667 39.45%
2008 7.221.072.980 26.78%
2009 11.498.208.275 37.2%
2010 20.285.669.113 43.32%
2011 19.341.723.055 -4.88%
2012 17.298.373.165 -11.81%
2013 17.107.707.543 -1.11%
2014 23.658.697.395 27.69%
2015 15.117.101.002 -56.5%
2016 13.032.991.217 -15.99%
2017 11.660.141.919 -11.77%
2018 13.013.851.000 10.4%
2019 10.614.420.000 -22.61%
2020 15.179.306.000 30.07%
2021 20.244.933.000 25.02%
2022 31.445.175.000 35.62%
2023 51.566.188.000 39.02%
2023 49.729.600.000 -3.69%
2024 54.881.236.000 9.39%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Religare Enterprises Limited Net Profit
Year Net Profit Growth
2005 112.460.000
2006 248.730.000 54.79%
2007 919.742.093 72.96%
2008 -635.802.036 244.66%
2009 969.236.912 165.6%
2010 -3.005.200.832 132.25%
2011 -2.127.651.274 -41.24%
2012 -5.540.748.323 61.6%
2013 -692.943.422 -699.6%
2014 1.537.937.659 145.06%
2015 -476.573.164 422.71%
2016 -1.742.736.877 72.65%
2017 -11.925.005.164 85.39%
2018 -12.871.665.000 7.35%
2019 -9.324.695.000 -38.04%
2020 -5.084.613.000 -83.39%
2021 -15.438.667.000 67.07%
2022 30.816.862.000 150.1%
2023 1.012.200.000 -2944.54%
2023 2.329.103.000 56.54%
2024 720.080.000 -223.45%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Religare Enterprises Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 2
2006 4 75%
2007 13 66.67%
2008 -8 250%
2009 11 172.73%
2010 -23 150%
2011 -15 -46.67%
2012 -37 59.46%
2013 -5 -825%
2014 9 150%
2015 -3 500%
2016 -10 77.78%
2017 -67 86.36%
2018 -50 -34.69%
2019 -36 -36.11%
2020 -20 -89.47%
2021 -51 62.75%
2022 96 153.13%
2023 3 -3100%
2023 7 57.14%
2024 2 -250%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Religare Enterprises Limited Free Cashflow
Year Free Cashflow Growth
2005 -205.590.000
2006 -1.284.740.000 84%
2007 -7.794.926.436 83.52%
2008 -4.721.308.102 -65.1%
2009 -29.941.260.978 84.23%
2010 -44.023.029.651 31.99%
2011 -13.527.264.260 -225.44%
2012 28.922.567.954 146.77%
2013 15.964.730.773 -81.17%
2014 -7.436.700.882 314.67%
2015 -22.053.285.683 66.28%
2016 58.292.093.749 137.83%
2017 56.926.720.147 -2.4%
2018 35.200.179.000 -61.72%
2019 24.078.770.000 -46.19%
2019 8.800.044.750 -173.62%
2020 13.739.153.000 35.95%
2021 15.563.918.000 11.72%
2022 14.655.618.000 -6.2%
2023 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Religare Enterprises Limited Operating Cashflow
Year Operating Cashflow Growth
2005 -189.330.000
2006 -739.240.000 74.39%
2007 -6.801.215.297 89.13%
2008 2.323.003.212 392.78%
2009 -28.221.350.742 108.23%
2010 -41.773.911.289 32.44%
2011 -12.932.091.780 -223.03%
2012 29.362.962.548 144.04%
2013 16.343.542.576 -79.66%
2014 -7.056.756.078 331.6%
2015 -21.540.123.020 67.24%
2016 58.705.921.566 136.69%
2017 57.226.690.994 -2.58%
2018 35.539.644.000 -61.02%
2019 24.327.966.000 -46.09%
2019 8.884.911.000 -173.81%
2020 13.936.499.000 36.25%
2021 15.960.066.000 12.68%
2022 15.059.610.000 -5.98%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Religare Enterprises Limited Capital Expenditure
Year Capital Expenditure Growth
2005 16.260.000
2006 545.500.000 97.02%
2007 993.711.139 45.1%
2008 7.044.311.314 85.89%
2009 1.719.910.236 -309.57%
2010 2.249.118.362 23.53%
2011 595.172.480 -277.89%
2012 440.394.594 -35.15%
2013 378.811.803 -16.26%
2014 379.944.804 0.3%
2015 513.162.663 25.96%
2016 413.827.817 -24%
2017 299.970.847 -37.96%
2018 339.465.000 11.63%
2019 249.196.000 -36.22%
2019 84.866.250 -193.63%
2020 197.346.000 57%
2021 396.148.000 50.18%
2022 403.992.000 1.94%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Religare Enterprises Limited Equity
Year Equity Growth
2005 656.030.000
2006 3.204.490.000 79.53%
2007 5.825.471.245 44.99%
2008 25.610.879.572 77.25%
2009 26.254.774.791 2.45%
2010 33.939.040.208 22.64%
2011 38.999.131.289 12.97%
2012 33.888.789.469 -15.08%
2013 34.132.606.402 0.71%
2014 41.283.731.676 17.32%
2015 40.482.668.708 -1.98%
2016 32.477.422.689 -24.65%
2017 20.258.979.204 -60.31%
2018 10.522.387.000 -92.53%
2019 1.942.962.000 -441.56%
2020 2.978.216.000 34.76%
2021 -5.321.051.000 155.97%
2022 26.774.516.000 119.87%
2023 31.746.216.000 15.66%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Religare Enterprises Limited Assets
Year Assets Growth
2005 4.565.430.000
2006 12.629.020.000 63.85%
2007 36.469.896.241 65.37%
2008 38.337.249.041 4.87%
2009 165.227.649.336 76.8%
2010 149.311.667.393 -10.66%
2011 203.435.179.625 26.6%
2012 202.948.668.189 -0.24%
2013 211.252.012.128 3.93%
2014 254.390.255.911 16.96%
2015 274.293.112.323 7.26%
2016 210.377.586.595 -30.38%
2017 158.761.455.196 -32.51%
2018 95.780.210.000 -65.76%
2019 81.301.786.000 -17.81%
2020 87.255.715.000 6.82%
2021 93.528.068.000 6.71%
2022 80.938.939.000 -15.55%
2023 95.771.362.000 15.49%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Religare Enterprises Limited Liabilities
Year Liabilities Growth
2005 3.909.400.000
2006 9.424.530.000 58.52%
2007 30.644.424.996 69.25%
2008 12.726.369.469 -140.79%
2009 138.972.874.545 90.84%
2010 115.372.627.185 -20.46%
2011 164.436.048.336 29.84%
2012 169.059.878.720 2.74%
2013 177.119.405.726 4.55%
2014 213.106.524.235 16.89%
2015 233.810.443.615 8.86%
2016 177.900.163.906 -31.43%
2017 138.502.475.992 -28.45%
2018 85.257.823.000 -62.45%
2019 79.358.824.000 -7.43%
2020 84.277.499.000 5.84%
2021 98.849.119.000 14.74%
2022 54.164.423.000 -82.5%
2023 64.025.146.000 15.4%

Religare Enterprises Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
185.56
Net Income per Share
5.7
Price to Earning Ratio
47.28x
Price To Sales Ratio
1.45x
POCF Ratio
81.57
PFCF Ratio
81.64
Price to Book Ratio
3.79
EV to Sales
1.35
EV Over EBITDA
25.03
EV to Operating CashFlow
75.86
EV to FreeCashFlow
75.86
Earnings Yield
0.02
FreeCashFlow Yield
0.01
Market Cap
88,95 Bil.
Enterprise Value
82,65 Bil.
Graham Number
95.39
Graham NetNet
-155.91

Income Statement Metrics

Net Income per Share
5.7
Income Quality
0.47
ROE
0.07
Return On Assets
0.02
Return On Capital Employed
0.03
Net Income per EBT
0.51
EBT Per Ebit
1.41
Ebit per Revenue
0.04
Effective Tax Rate
0.24

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
-0
Gross Profit Margin
0.77
Operating Profit Margin
0.04
Pretax Profit Margin
0.06
Net Profit Margin
0.03

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
3.3
Free CashFlow per Share
3.3
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.07
Return on Tangible Assets
0.02
Days Sales Outstanding
14.61
Days Payables Outstanding
206.05
Days of Inventory on Hand
0.68
Receivables Turnover
24.97
Payables Turnover
1.77
Inventory Turnover
534.26
Capex per Share
0

Balance Sheet

Cash per Share
32,49
Book Value per Share
96,20
Tangible Book Value per Share
94.81
Shareholders Equity per Share
71
Interest Debt per Share
12.88
Debt to Equity
0.15
Debt to Assets
0.04
Net Debt to EBITDA
-1.91
Current Ratio
1.36
Tangible Asset Value
31,29 Bil.
Net Current Asset Value
-53,30 Bil.
Invested Capital
4491107000
Working Capital
2,83 Bil.
Intangibles to Total Assets
0
Average Receivables
1,23 Bil.
Average Payables
3,95 Bil.
Average Inventory
13091000
Debt to Market Cap
0.04

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Religare Enterprises Limited Dividends
Year Dividends Growth
2008 1
2010 2 50%

Religare Enterprises Limited Profile

About Religare Enterprises Limited

Religare Enterprises Limited operates as an investment company in India and internationally. The company provides broking services in equities, currencies, and commodities; depository participant services; tax information network and income tax permanent account number facilities; and tax deduction at source/tax collection at source filing services, as well as operates as an NSDL-appointed enrolment agency for Aadhaar unique identification number and an AMFI-registered mutual fund distributor. It also offers finance for small and medium enterprises; and housing finance, including home-purchase, home construction, and home improvement loans. In addition, the company provides e-governance and financial advisory services; and issues digital signature certificate. Further, it offers health insurance services to employees of corporates, and individual customers. Additionally, the company provides critical illness, personal accident, top-up coverage, international travel, and maternity insurance products, as well as group health and personal accident insurance. Religare Enterprises Limited was incorporated in 1984 and is based in New Delhi, India.

CEO
Dr. Rashmi Saluja
Employee
11.000
Address
1407, Chiranjiv Tower
New Delhi, 110019

Religare Enterprises Limited Executives & BODs

Religare Enterprises Limited Executives & BODs
# Name Age
1 Mr. Sanjeev Tandon
Senior Vice President of Finance & Accounts
70
2 Ms. Reena Jayara
Senior Vice President & Company Secretary
70
3 Sandeep Kumar Diwan
Vice President of Finance & Accounts
70
4 Richa Mishra
Director & Group Head - HR
70
5 Mr. Shalabh Garg
Senior Vice President of Information Technology
70
6 Dr. Rashmi Saluja
Executive Chairperson
70
7 Rajesh Sharma
President of Internal Audit
70
8 Mr. Nishant Singhal
President & General Counsel
70
9 Ms. Gunjan Anand Ray
Vice President of Human Resources
70
10 Mr. Nitin Aggarwal
Group Chief Financial Officer
70

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