RMB Holdings Limited Logo

RMB Holdings Limited

RMH.JO

(1.0)
Stock Price

41,00 ZAc

1.5% ROA

1.55% ROE

24.48x PER

Market Cap.

585.380.183,00 ZAc

0% DER

75% Yield

63.38% NPM

RMB Holdings Limited Stock Analysis

RMB Holdings Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

RMB Holdings Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.51x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a minimal amount of debt (0%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 ROE

Negative ROE (-16.52%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (-28.83%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

5 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

6 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

7 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

8 Graham Number

The Graham number analysis indicates that this company's stock price is likely overpriced, raising concerns about its investment potential.

9 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

10 Dividend

Investors should be cautious as the company hasn't distributed dividends in the last three years, possibly indicating financial challenges.

11 Buffet Intrinsic Value

The company's stock presents a potential concern as it appears overvalued (0) by Warren Buffett's formula, indicating that its market price exceeds its estimated intrinsic value.

RMB Holdings Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

RMB Holdings Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

RMB Holdings Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

RMB Holdings Limited Revenue
Year Revenue Growth
2001 0
2002 0 0%
2003 0 0%
2004 3.947.200.000 100%
2005 5.385.600.000 26.71%
2006 6.606.100.000 18.48%
2007 5.897.200.000 -12.02%
2008 4.728.900.000 -24.71%
2009 5.777.100.000 18.14%
2010 4.267.700.000 -35.37%
2011 4.642.000.000 8.06%
2012 5.100.000.000 8.98%
2013 6.468.000.000 21.15%
2014 7.900.000.000 18.13%
2015 7.668.000.000 -3.03%
2016 8.315.000.000 7.78%
2017 8.793.000.000 5.44%
2018 10.286.000.000 14.51%
2019 -35.000.000 29488.57%
2020 33.333.250 205%
2021 664.000.000 94.98%
2022 197.000.000 -237.06%
2023 80.000.000 -146.25%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

RMB Holdings Limited Research and Development Expenses
Year Research and Development Expenses Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

RMB Holdings Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2001 0
2002 0 0%
2003 0 0%
2004 1.422.500.000 100%
2005 2.864.300.000 50.34%
2006 3.519.100.000 18.61%
2007 3.617.800.000 2.73%
2008 2.911.100.000 -24.28%
2009 4.044.100.000 28.02%
2010 0 0%
2011 2.000.000 100%
2012 3.000.000 33.33%
2013 3.000.000 0%
2014 3.000.000 0%
2015 3.000.000 0%
2016 17.000.000 82.35%
2017 36.000.000 52.78%
2018 90.000.000 60%
2019 44.000.000 -104.55%
2020 25.333.327 -73.68%
2021 14.000.000 -80.95%
2022 21.000.000 33.33%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

RMB Holdings Limited EBITDA
Year EBITDA Growth
2001 129.500.000
2002 1.488.200.000 91.3%
2003 542.400.000 -174.37%
2004 -45.000.000 1305.33%
2005 3.641.900.000 101.24%
2006 4.169.100.000 12.65%
2007 3.716.700.000 -12.17%
2008 2.343.200.000 -58.62%
2009 1.556.900.000 -50.5%
2010 4.218.600.000 63.09%
2011 4.606.000.000 8.41%
2012 4.976.000.000 7.44%
2013 6.340.000.000 21.51%
2014 7.781.000.000 18.52%
2015 7.577.000.000 -2.69%
2016 8.271.000.000 8.39%
2017 8.587.000.000 3.68%
2018 10.059.000.000 14.63%
2019 32.745.000.000 69.28%
2020 -95.999.760 34209.46%
2021 629.000.000 115.26%
2022 -419.000.000 250.12%
2023 16.000.000 2718.75%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

RMB Holdings Limited Gross Profit
Year Gross Profit Growth
2001 0
2002 0 0%
2003 0 0%
2004 3.947.200.000 100%
2005 5.385.600.000 26.71%
2006 6.606.100.000 18.48%
2007 5.897.200.000 -12.02%
2008 4.728.900.000 -24.71%
2009 5.777.100.000 18.14%
2010 4.267.700.000 -35.37%
2011 4.642.000.000 8.06%
2012 5.100.000.000 8.98%
2013 6.468.000.000 21.15%
2014 7.900.000.000 18.13%
2015 7.668.000.000 -3.03%
2016 8.295.000.000 7.56%
2017 8.780.000.000 5.52%
2018 10.263.000.000 14.45%
2019 -47.000.000 21936.17%
2020 27.999.930 267.86%
2021 658.000.000 95.74%
2022 186.000.000 -253.76%
2023 26.000.000 -615.38%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

RMB Holdings Limited Net Profit
Year Net Profit Growth
2001 1.476.800.000
2002 1.429.600.000 -3.3%
2003 2.058.800.000 30.56%
2004 3.516.300.000 41.45%
2005 3.144.600.000 -11.82%
2006 4.108.900.000 23.47%
2007 4.121.500.000 0.31%
2008 2.484.900.000 -65.86%
2009 3.606.500.000 31.1%
2010 11.467.700.000 68.55%
2011 4.490.000.000 -155.41%
2012 4.969.000.000 9.64%
2013 6.337.000.000 21.59%
2014 7.769.000.000 18.43%
2015 7.559.000.000 -2.78%
2016 8.202.000.000 7.84%
2017 8.560.000.000 4.18%
2018 9.978.000.000 14.21%
2019 32.596.000.000 69.39%
2020 -95.999.760 34054.25%
2021 611.000.000 115.71%
2022 -440.000.000 238.86%
2023 60.000.000 833.33%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

RMB Holdings Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2001 1
2002 1 0%
2003 2 0%
2004 3 50%
2005 3 0%
2006 4 33.33%
2007 3 0%
2008 2 -50%
2009 3 33.33%
2010 9 66.67%
2011 3 -200%
2012 4 0%
2013 4 25%
2014 6 20%
2015 5 0%
2016 581 99.14%
2017 6 -9583.33%
2018 7 14.29%
2019 23 69.57%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

RMB Holdings Limited Free Cashflow
Year Free Cashflow Growth
2001 193.600.000
2002 689.300.000 71.91%
2003 814.900.000 15.41%
2004 396.700.000 -105.42%
2005 325.300.000 -21.95%
2006 2.189.800.000 85.14%
2007 2.353.600.000 6.96%
2008 2.376.100.000 0.95%
2009 2.363.000.000 -0.55%
2010 2.050.800.000 -15.22%
2011 3.059.000.000 32.96%
2012 2.120.000.000 -44.29%
2013 3.007.000.000 29.5%
2014 3.661.000.000 17.86%
2015 4.273.000.000 14.32%
2016 4.397.000.000 2.82%
2017 5.193.000.000 15.33%
2018 6.403.000.000 18.9%
2019 5.510.000.000 -16.21%
2020 -14.000.000 39457.14%
2021 -7.000.000 -100%
2022 -10.000.000 30%
2023 -28.000.000 64.29%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

RMB Holdings Limited Operating Cashflow
Year Operating Cashflow Growth
2001 193.600.000
2002 689.300.000 71.91%
2003 814.900.000 15.41%
2004 399.700.000 -103.88%
2005 351.600.000 -13.68%
2006 2.218.000.000 84.15%
2007 2.399.400.000 7.56%
2008 2.459.600.000 2.45%
2009 2.476.100.000 0.67%
2010 2.050.800.000 -20.74%
2011 3.059.000.000 32.96%
2012 2.120.000.000 -44.29%
2013 3.007.000.000 29.5%
2014 3.661.000.000 17.86%
2015 4.273.000.000 14.32%
2016 4.397.000.000 2.82%
2017 5.193.000.000 15.33%
2018 5.187.000.000 -0.12%
2019 5.510.000.000 5.86%
2020 -14.000.000 39457.14%
2021 -7.000.000 -100%
2022 -10.000.000 30%
2023 -28.000.000 64.29%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

RMB Holdings Limited Capital Expenditure
Year Capital Expenditure Growth
2001 0
2002 0 0%
2003 0 0%
2004 3.000.000 100%
2005 26.300.000 88.59%
2006 28.200.000 6.74%
2007 45.800.000 38.43%
2008 83.500.000 45.15%
2009 113.100.000 26.17%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 -1.216.000.000 100%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

RMB Holdings Limited Equity
Year Equity Growth
2001 10.431.100.000
2002 11.420.500.000 8.66%
2003 12.729.000.000 10.28%
2004 15.243.200.000 16.49%
2005 14.515.700.000 -5.01%
2006 17.594.800.000 17.5%
2007 21.350.400.000 17.59%
2008 21.740.900.000 1.8%
2009 23.883.200.000 8.97%
2010 23.701.000.000 -0.77%
2011 25.822.000.000 8.21%
2012 29.318.000.000 11.92%
2013 32.220.000.000 9.01%
2014 35.174.000.000 8.4%
2015 38.244.000.000 8.03%
2016 41.381.000.000 7.58%
2017 46.323.000.000 10.67%
2018 49.303.000.000 6.04%
2019 4.960.000.000 -894.01%
2020 4.622.000.000 -7.31%
2021 3.910.000.000 -18.21%
2022 1.416.000.000 -176.13%
2023 1.449.000.000 2.28%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

RMB Holdings Limited Assets
Year Assets Growth
2001 12.875.700.000
2002 14.302.000.000 9.97%
2003 16.353.900.000 12.55%
2004 19.543.800.000 16.32%
2005 19.177.100.000 -1.91%
2006 23.403.700.000 18.06%
2007 28.292.500.000 17.28%
2008 28.471.200.000 0.63%
2009 31.406.800.000 9.35%
2010 25.121.400.000 -25.02%
2011 27.201.000.000 7.65%
2012 30.619.000.000 11.16%
2013 33.566.000.000 8.78%
2014 36.523.000.000 8.1%
2015 39.573.000.000 7.71%
2016 43.634.000.000 9.31%
2017 49.272.000.000 11.44%
2018 53.258.000.000 7.48%
2019 5.054.000.000 -953.78%
2020 4.707.000.000 -7.37%
2021 3.979.000.000 -18.3%
2022 1.526.000.000 -160.75%
2023 1.497.000.000 -1.94%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

RMB Holdings Limited Liabilities
Year Liabilities Growth
2001 0
2002 0 0%
2003 0 0%
2004 544.500.000 100%
2005 4.661.400.000 88.32%
2006 5.808.900.000 19.75%
2007 6.942.100.000 16.32%
2008 6.730.300.000 -3.15%
2009 7.523.600.000 10.54%
2010 1.420.400.000 -429.68%
2011 1.379.000.000 -3%
2012 1.301.000.000 -6%
2013 1.346.000.000 3.34%
2014 1.349.000.000 0.22%
2015 1.329.000.000 -1.5%
2016 2.253.000.000 41.01%
2017 2.949.000.000 23.6%
2018 3.955.000.000 25.44%
2019 94.000.000 -4107.45%
2020 85.000.000 -10.59%
2021 69.000.000 -23.19%
2022 32.000.000 -115.63%
2023 32.000.000 0%

RMB Holdings Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.03
Net Income per Share
0.02
Price to Earning Ratio
24.48x
Price To Sales Ratio
16.49x
POCF Ratio
-13.11
PFCF Ratio
-13.94
Price to Book Ratio
0.38
EV to Sales
14.12
EV Over EBITDA
37.14
EV to Operating CashFlow
-11.94
EV to FreeCashFlow
-11.94
Earnings Yield
0.04
FreeCashFlow Yield
-0.07
Market Cap
0,59 Bil.
Enterprise Value
0,50 Bil.
Graham Number
0.64
Graham NetNet
0.93

Income Statement Metrics

Net Income per Share
0.02
Income Quality
-1.87
ROE
0.02
Return On Assets
0.02
Return On Capital Employed
0
Net Income per EBT
-1.22
EBT Per Ebit
-3.08
Ebit per Revenue
0.17
Effective Tax Rate
-0.65

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.24
Operating Profit Margin
0.17
Pretax Profit Margin
-0.52
Net Profit Margin
0.63

Dividends

Dividend Yield
0.75
Dividend Yield %
75
Payout Ratio
0
Dividend Per Share
0.31

Operating Metrics

Operating Cashflow per Share
-0.03
Free CashFlow per Share
-0.03
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.01
Return on Tangible Assets
0.02
Days Sales Outstanding
5624.08
Days Payables Outstanding
432.59
Days of Inventory on Hand
12802.04
Receivables Turnover
0.06
Payables Turnover
0.84
Inventory Turnover
0.03
Capex per Share
0

Balance Sheet

Cash per Share
0,30
Book Value per Share
1,09
Tangible Book Value per Share
1.09
Shareholders Equity per Share
1.08
Interest Debt per Share
0
Debt to Equity
0
Debt to Assets
0
Net Debt to EBITDA
-6.22
Current Ratio
19.72
Tangible Asset Value
1,47 Bil.
Net Current Asset Value
0,60 Bil.
Invested Capital
599000000
Working Capital
0,60 Bil.
Intangibles to Total Assets
0
Average Receivables
0,53 Bil.
Average Payables
0,03 Bil.
Average Inventory
473500000
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

RMB Holdings Limited Dividends
Year Dividends Growth
2000 21
2001 36 44.44%
2002 44 18.18%
2003 55 20%
2004 78 28.57%
2005 194 60.31%
2006 114 -71.68%
2007 142 19.86%
2008 142 0%
2009 99 -42.42%
2010 124 20.16%
2011 138 9.49%
2012 126 -9.6%
2013 171 26.47%
2014 228 25.11%
2015 276 17.75%
2016 295 6.44%
2017 327 9.79%
2018 351 6.84%
2019 376 6.65%
2021 80 -370%
2022 142 43.26%
2024 31 -370%

RMB Holdings Limited Profile

About RMB Holdings Limited

RMB Holdings Limited, an investment holding company, offers financial services primarily in South Africa. The company was founded in 1987 and is based in Sandton, South Africa.

CEO
Mr. Brian M. Roberts
Employee
11
Address
The Bank
Sandton, 2196

RMB Holdings Limited Executives & BODs

RMB Holdings Limited Executives & BODs
# Name Age
1 Ms. Ellen Janet Marais CA (SA)
Financial Director & Executive Director
70
2 Mr. Brian M. Roberts
Chief Executive Officer & Executive Director
70

RMB Holdings Limited Competitors

FirstRand Limited Logo
FirstRand Limited

FSR.JO

(2.8)
Sasol Limited Logo
Sasol Limited

SOL.JO

(1.5)
Remgro Limited Logo
Remgro Limited

REM.JO

(2.2)
Nedbank Group Limited Logo
Nedbank Group Limited

NED.JO

(3.0)