RenaissanceRe Holdings Ltd. Logo

RenaissanceRe Holdings Ltd.

RNR-PE

(2.5)
Stock Price

25,24 USD

5.99% ROA

11.27% ROE

5.07x PER

Market Cap.

13.637.150.879,00 USD

19.26% DER

0.59% Yield

14.79% NPM

RenaissanceRe Holdings Ltd. Stock Analysis

RenaissanceRe Holdings Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

RenaissanceRe Holdings Ltd. Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (32.25%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 DER

The stock has a low debt to equity ratio (25%), which means it has a small amount of debt compared to the ownership it holds

3 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

4 ROA

The stock's ROA (5.2%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 PBV

The stock's PBV ratio (1.37x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

6 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

7 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (2.422), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

8 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

9 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

10 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

11 Dividend

The company's lack of dividends in the past three years may concern investors seeking regular income.

RenaissanceRe Holdings Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

RenaissanceRe Holdings Ltd. Technical Stock Analysis
# Analysis Recommendation

RenaissanceRe Holdings Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

RenaissanceRe Holdings Ltd. Revenue
Year Revenue Growth
1995 71.000.000
1996 294.849.000 75.92%
1997 254.726.000 -15.75%
1998 260.527.000 2.23%
1999 270.235.000 3.59%
2000 349.735.000 22.73%
2001 440.894.000 20.68%
2002 910.450.000 51.57%
2003 1.366.490.000 33.37%
2004 1.567.992.000 12.85%
2005 1.655.907.000 5.31%
2006 1.840.737.000 10.04%
2007 1.665.554.000 -10.52%
2008 1.231.196.000 -35.28%
2009 1.667.852.000 26.18%
2010 1.224.671.000 -36.19%
2011 1.095.036.000 -11.84%
2012 1.382.696.000 20.8%
2013 1.357.288.000 -1.87%
2014 1.234.002.000 -9.99%
2015 1.494.621.000 17.44%
2016 1.726.874.000 13.45%
2017 2.095.649.000 17.6%
2018 2.056.467.000 -1.91%
2019 4.178.730.000 50.79%
2020 5.155.122.000 18.94%
2021 5.265.400.000 2.09%
2022 5.049.163.000 -4.28%
2023 7.300.580.000 30.84%
2023 9.091.134.000 19.7%
2024 11.298.304.000 19.54%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

RenaissanceRe Holdings Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
1995 0
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

RenaissanceRe Holdings Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
1995 0
1996 2.300.000 100%
1997 3.200.000 28.13%
1998 18.900.000 83.07%
1999 9.900.000 -90.91%
2000 8.022.000 -23.41%
2001 11.485.000 30.15%
2002 14.327.000 19.84%
2003 16.043.000 10.7%
2004 17.609.000 8.89%
2005 71.813.000 75.48%
2006 24.418.000 -194.1%
2007 28.860.000 15.39%
2008 147.800.000 80.47%
2009 203.926.000 27.52%
2010 186.178.000 -9.53%
2011 187.930.000 0.93%
2012 195.993.000 4.11%
2013 224.727.000 12.79%
2014 213.626.000 -5.2%
2015 296.226.000 27.88%
2016 235.151.000 -25.97%
2017 179.350.000 -31.11%
2018 212.250.000 15.5%
2019 316.855.000 33.01%
2020 303.657.000 -4.35%
2021 253.336.000 -19.86%
2022 323.466.000 21.68%
2023 0 0%
2023 51.242.000 100%
2024 140.636.000 63.56%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

RenaissanceRe Holdings Ltd. EBITDA
Year EBITDA Growth
1995 39.200.000
1996 163.009.000 75.95%
1997 144.641.000 -12.7%
1998 73.063.000 -97.97%
1999 122.460.000 40.34%
2000 149.358.000 18.01%
2001 190.485.000 21.59%
2002 408.993.000 53.43%
2003 654.809.000 37.54%
2004 203.067.000 -222.46%
2005 -208.910.000 197.2%
2006 823.368.000 125.37%
2007 607.856.000 -35.45%
2008 45.350.000 -1240.37%
2009 914.576.000 95.04%
2010 820.155.000 -11.51%
2011 8.116.000 -10005.41%
2012 685.130.000 98.82%
2013 761.841.000 10.07%
2014 598.261.000 -27.34%
2015 439.175.000 -36.22%
2016 574.750.000 23.59%
2017 -120.467.000 577.1%
2018 268.254.000 144.91%
2019 702.100.000 61.79%
2020 781.706.000 10.18%
2021 -82.692.000 1045.32%
2022 -1.081.290.950 92.35%
2023 33.320 3245270.92%
2023 2.525.756.000 100%
2024 -926.500.000 372.61%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

RenaissanceRe Holdings Ltd. Gross Profit
Year Gross Profit Growth
1995 71.000.000
1996 294.849.000 75.92%
1997 254.726.000 -15.75%
1998 260.527.000 2.23%
1999 270.235.000 3.59%
2000 349.735.000 22.73%
2001 440.894.000 20.68%
2002 910.450.000 51.57%
2003 1.366.490.000 33.37%
2004 1.567.992.000 12.85%
2005 1.655.907.000 5.31%
2006 1.840.737.000 10.04%
2007 1.665.554.000 -10.52%
2008 1.231.196.000 -35.28%
2009 1.667.852.000 26.18%
2010 1.224.671.000 -36.19%
2011 1.095.036.000 -11.84%
2012 1.382.696.000 20.8%
2013 1.357.288.000 -1.87%
2014 1.234.002.000 -9.99%
2015 1.494.621.000 17.44%
2016 1.726.874.000 13.45%
2017 2.095.649.000 17.6%
2018 2.056.467.000 -1.91%
2019 4.178.730.000 50.79%
2020 5.155.122.000 18.94%
2021 5.265.400.000 2.09%
2022 5.049.163.000 -4.28%
2023 7.343.948.000 31.25%
2023 24.045.000 -30442.52%
2024 11.465.524.000 99.79%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

RenaissanceRe Holdings Ltd. Net Profit
Year Net Profit Growth
1995 39.200.000
1996 156.160.000 74.9%
1997 139.249.000 -12.14%
1998 74.577.000 -86.72%
1999 104.241.000 28.46%
2000 127.228.000 18.07%
2001 165.784.000 23.26%
2002 376.998.000 56.03%
2003 623.448.000 39.53%
2004 164.242.000 -279.59%
2005 -246.763.000 166.56%
2006 797.110.000 130.96%
2007 612.436.000 -30.15%
2008 29.020.000 -2010.39%
2009 881.158.000 96.71%
2010 744.731.000 -18.32%
2011 -57.235.000 1401.18%
2012 600.909.000 109.52%
2013 690.624.000 12.99%
2014 532.718.000 -29.64%
2015 431.192.000 -23.55%
2016 502.962.000 14.27%
2017 -222.389.000 326.16%
2018 227.364.000 197.81%
2019 748.798.000 69.64%
2020 762.405.000 1.78%
2021 -103.440.000 837.05%
2022 -1.159.816.000 91.08%
2023 811.324.000 242.95%
2023 2.561.132.000 68.32%
2024 2.015.560.000 -27.07%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

RenaissanceRe Holdings Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1995 1
1996 2 100%
1997 2 0%
1998 1 -100%
1999 2 0%
2000 2 50%
2001 3 0%
2002 5 60%
2003 9 37.5%
2004 2 -700%
2005 -4 133.33%
2006 11 130%
2007 8 -25%
2008 0 0%
2009 14 100%
2010 12 -8.33%
2011 -1 1300%
2012 11 109.09%
2013 15 26.67%
2014 13 -25%
2015 9 -33.33%
2016 12 18.18%
2017 -6 320%
2018 6 200%
2019 16 68.75%
2020 15 -6.67%
2021 -2 850%
2022 -27 92.31%
2023 15 273.33%
2023 52 71.15%
2024 38 -40.54%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

RenaissanceRe Holdings Ltd. Free Cashflow
Year Free Cashflow Growth
1996 171.828.000
1997 153.284.000 -12.1%
1998 102.492.000 -49.56%
1999 130.305.000 21.34%
2000 250.828.000 48.05%
2001 326.526.000 23.18%
2002 778.426.000 58.05%
2003 820.409.000 5.12%
2004 518.113.000 -58.35%
2005 335.613.000 -54.38%
2006 813.316.000 58.74%
2007 793.165.000 -2.54%
2008 544.038.000 -45.79%
2009 588.889.000 7.62%
2010 494.720.000 -19.03%
2011 165.933.000 -198.14%
2012 716.929.000 76.86%
2013 855.721.000 16.22%
2014 660.657.000 -29.53%
2015 414.737.000 -59.3%
2016 469.829.000 11.73%
2017 1.045.787.000 55.07%
2018 1.221.701.000 14.4%
2019 2.133.087.001 42.73%
2020 4.297.424.000 50.36%
2021 2.051.111.000 -109.52%
2022 1.122.381.000 -82.75%
2023 183.940.000 -510.19%
2023 3.300.524.000 94.43%
2024 1.212.305.000 -172.25%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

RenaissanceRe Holdings Ltd. Operating Cashflow
Year Operating Cashflow Growth
1996 174.817.000
1997 153.284.000 -14.05%
1998 102.492.000 -49.56%
1999 130.305.000 21.34%
2000 250.828.000 48.05%
2001 326.526.000 23.18%
2002 778.426.000 58.05%
2003 820.409.000 5.12%
2004 518.113.000 -58.35%
2005 335.613.000 -54.38%
2006 813.316.000 58.74%
2007 793.165.000 -2.54%
2008 544.038.000 -45.79%
2009 588.889.000 7.62%
2010 494.720.000 -19.03%
2011 165.933.000 -198.14%
2012 716.929.000 76.86%
2013 795.721.000 9.9%
2014 660.657.000 -20.44%
2015 414.737.000 -59.3%
2016 469.829.000 11.73%
2017 1.045.787.000 55.07%
2018 1.221.701.000 14.4%
2019 2.137.195.000 42.84%
2020 1.992.735.000 -7.25%
2021 1.234.815.000 -61.38%
2022 1.603.683.000 23%
2023 183.940.000 -771.85%
2023 1.911.634.000 90.38%
2024 1.212.305.000 -57.69%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

RenaissanceRe Holdings Ltd. Capital Expenditure
Year Capital Expenditure Growth
1996 2.989.000
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 -60.000.000 100%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 4.107.999 100%
2020 -2.304.689.000 100.18%
2021 -816.296.000 -182.33%
2022 481.302.000 269.6%
2023 0 0%
2023 -1.388.890.000 100%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

RenaissanceRe Holdings Ltd. Equity
Year Equity Growth
1996 561.439.000
1997 712.385.000 21.19%
1998 712.232.000 -0.02%
1999 689.959.000 -3.23%
2000 788.448.000 12.49%
2001 1.587.605.000 50.34%
2002 2.090.211.000 24.05%
2003 2.765.141.000 24.41%
2004 2.991.836.000 7.58%
2005 2.716.751.000 -10.13%
2006 3.930.781.000 30.89%
2007 4.292.954.000 8.44%
2008 3.801.274.000 -12.93%
2009 4.627.433.000 17.85%
2010 3.939.214.000 -17.47%
2011 4.266.260.000 7.67%
2012 4.475.315.000 4.67%
2013 5.004.244.000 10.57%
2014 4.997.423.000 -0.14%
2015 5.778.148.000 13.51%
2016 6.042.171.000 4.37%
2017 5.687.881.000 -6.23%
2018 7.096.780.000 19.85%
2019 9.042.675.000 21.52%
2020 10.948.567.000 17.41%
2021 10.178.334.000 -7.57%
2022 9.860.663.000 -3.22%
2023 13.250.851.000 25.58%
2023 15.555.789.000 14.82%
2024 16.514.203.000 5.8%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

RenaissanceRe Holdings Ltd. Assets
Year Assets Growth
1996 904.764.000
1997 960.749.000 5.83%
1998 1.356.164.000 29.16%
1999 1.617.243.000 16.14%
2000 1.468.989.000 -10.09%
2001 2.643.652.000 44.43%
2002 3.745.736.000 29.42%
2003 4.299.204.000 12.87%
2004 5.526.318.000 22.2%
2005 6.871.261.000 19.57%
2006 7.769.026.000 11.56%
2007 8.286.355.000 6.24%
2008 7.984.051.000 -3.79%
2009 7.801.041.000 -2.35%
2010 8.138.278.000 4.14%
2011 7.744.912.000 -5.08%
2012 7.928.628.000 2.32%
2013 8.179.131.000 3.06%
2014 8.203.550.000 0.3%
2015 11.560.871.000 29.04%
2016 12.352.082.000 6.41%
2017 15.226.131.000 18.88%
2018 18.676.196.000 18.47%
2019 26.330.094.000 29.07%
2020 30.820.580.000 14.57%
2021 33.959.502.000 9.24%
2022 36.552.878.000 7.09%
2023 40.843.076.000 10.5%
2023 49.007.105.000 16.66%
2024 45.278.887.000 -8.23%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

RenaissanceRe Holdings Ltd. Liabilities
Year Liabilities Growth
1996 150.000.000
1997 248.364.000 39.6%
1998 643.932.000 61.43%
1999 927.284.000 30.56%
2000 680.541.000 -36.26%
2001 1.056.047.000 35.56%
2002 1.655.525.000 36.21%
2003 1.534.063.000 -7.92%
2004 2.534.482.000 39.47%
2005 4.154.510.000 38.99%
2006 3.838.245.000 -8.24%
2007 3.993.401.000 3.89%
2008 4.182.777.000 4.53%
2009 3.173.608.000 -31.8%
2010 4.199.064.000 24.42%
2011 3.478.652.000 -20.71%
2012 3.453.313.000 -0.73%
2013 3.174.887.000 -8.77%
2014 3.206.127.000 0.97%
2015 5.782.723.000 44.56%
2016 6.309.911.000 8.35%
2017 9.538.250.000 33.85%
2018 11.579.416.000 17.63%
2019 17.287.419.000 33.02%
2020 19.872.013.000 13.01%
2021 23.781.168.000 16.44%
2022 26.692.215.000 10.91%
2023 27.592.225.000 3.26%
2023 33.451.316.000 17.52%
2024 28.764.684.000 -16.29%

RenaissanceRe Holdings Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
202.4
Net Income per Share
51.58
Price to Earning Ratio
5.07x
Price To Sales Ratio
1.3x
POCF Ratio
4.25
PFCF Ratio
9.82
Price to Book Ratio
1.33
EV to Sales
1.34
EV Over EBITDA
30.83
EV to Operating CashFlow
4.39
EV to FreeCashFlow
10.06
Earnings Yield
0.2
FreeCashFlow Yield
0.1
Market Cap
13,64 Bil.
Enterprise Value
13,97 Bil.
Graham Number
478.12
Graham NetNet
-415.42

Income Statement Metrics

Net Income per Share
51.58
Income Quality
0.9
ROE
0.29
Return On Assets
0.38
Return On Capital Employed
0.9
Net Income per EBT
0.77
EBT Per Ebit
1.31
Ebit per Revenue
0.15
Effective Tax Rate
0

Margins

Sales, General, & Administrative to Revenue
0.01
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0
Operating Profit Margin
0.15
Pretax Profit Margin
0.19
Net Profit Margin
0.15

Dividends

Dividend Yield
0.01
Dividend Yield %
0.59
Payout Ratio
0.04
Dividend Per Share
1.55

Operating Metrics

Operating Cashflow per Share
61.55
Free CashFlow per Share
26.86
Capex to Operating CashFlow
0.56
Capex to Revenue
0.17
Capex to Depreciation
-50.44
Return on Invested Capital
0.24
Return on Tangible Assets
0.06
Days Sales Outstanding
495.72
Days Payables Outstanding
-22105.98
Days of Inventory on Hand
131783.27
Receivables Turnover
0.74
Payables Turnover
-0.02
Inventory Turnover
0
Capex per Share
34.68

Balance Sheet

Cash per Share
130,39
Book Value per Share
319,55
Tangible Book Value per Share
305.28
Shareholders Equity per Share
196.96
Interest Debt per Share
39.73
Debt to Equity
0.19
Debt to Assets
0.04
Net Debt to EBITDA
0.73
Current Ratio
0.81
Tangible Asset Value
15,78 Bil.
Net Current Asset Value
-12,45 Bil.
Invested Capital
22232014000
Working Capital
-3,74 Bil.
Intangibles to Total Assets
0.02
Average Receivables
14,40 Bil.
Average Payables
3,37 Bil.
Average Inventory
-28013634500
Debt to Market Cap
0.14

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

RenaissanceRe Holdings Ltd. Dividends
Year Dividends Growth
2013 1
2014 1 100%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 100%
2019 1 0%
2020 0 0%
2021 0 0%

RenaissanceRe Holdings Ltd. Profile

About RenaissanceRe Holdings Ltd.

RenaissanceRe Holdings Ltd. provides reinsurance and insurance products in the United States and internationally. The company operates through Property, and Casualty and Specialty segments. The Property segment writes property catastrophe excess of loss reinsurance and excess of loss retrocessional reinsurance to insure insurance and reinsurance companies against natural and man-made catastrophes, including hurricanes, earthquakes, and other windstorms, as well as claims arising from other natural and man-made catastrophes comprising tsunamis, winter storms, freezes, floods, fires, tornadoes, explosions and acts of terrorism; and other property class of products, such as proportional reinsurance, property per risk, property reinsurance, and binding facilities and regional U.S. multi-line reinsurance. The Casualty and Specialty segment writes various classes of products, such as directors and officers, medical malpractice, and professional indemnity; automobile and employer's liability, casualty clash, umbrella or excess casualty, workers' compensation, and general liability; financial and mortgage guaranty, political risk, surety, and trade credit; and accident and health, agriculture, aviation, cyber, energy, marine, satellite, and terrorism. It distributes its products and services primarily through intermediaries. The company was founded in 1993 and is headquartered in Pembroke, Bermuda.

CEO
Mr. Kevin Joseph O'Donnell
Employee
604
Address
Renaissance House
Pembroke,

RenaissanceRe Holdings Ltd. Executives & BODs

RenaissanceRe Holdings Ltd. Executives & BODs
# Name Age

RenaissanceRe Holdings Ltd. Competitors