Royal Bank of Canada Logo

Royal Bank of Canada

RY.TO

(2.8)
Stock Price

166,93 CAD

0.75% ROA

13.31% ROE

12.44x PER

Market Cap.

186.669.470.700,00 CAD

373.35% DER

4.01% Yield

20.67% NPM

Royal Bank of Canada Stock Analysis

Royal Bank of Canada Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Royal Bank of Canada Fundamental Stock Analysis
# Analysis Rating
1 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

2 Dividend Growth

The company's dividend growth has exhibited a remarkable upward trend over the past five years, consistently delivering higher returns to investors.

3 Dividend

Investors can trust the company's impressive dividend track record, consistently distributing dividends over the past five years, showcasing a strong commitment to rewarding shareholders.

4 ROE

The stock's ROE falls within an average range (13.3%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (0.75%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 PBV

The stock's PBV ratio (1.49x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

7 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

8 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (490) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

9 DER

The company has a high debt to equity ratio (389%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

10 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

11 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

Royal Bank of Canada Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Royal Bank of Canada Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Sell
4 Stoch RSI Sell

Royal Bank of Canada Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Royal Bank of Canada Revenue
Year Revenue Growth
1993 6.490.000.000
1994 7.365.075.072 11.88%
1995 7.257.127.561 -1.49%
1996 7.911.036.789 8.27%
1997 9.278.974.792 14.74%
1998 10.049.081.648 7.66%
1999 10.607.915.258 5.27%
2000 11.958.574.474 11.29%
2001 14.730.995.081 18.82%
2002 15.719.626.169 6.29%
2003 17.417.908.480 9.75%
2004 18.121.189.953 3.88%
2005 19.215.964.104 5.7%
2006 20.637.271.402 6.89%
2007 22.462.397.124 8.13%
2008 21.582.000.000 -4.08%
2009 29.106.000.000 25.85%
2010 28.330.000.000 -2.74%
2011 27.430.000.000 -3.28%
2012 29.749.000.000 7.8%
2013 30.861.000.000 3.6%
2014 33.946.000.000 9.09%
2015 35.172.000.000 3.49%
2016 37.674.000.000 6.64%
2017 40.122.000.000 6.1%
2018 42.555.000.000 5.72%
2019 45.926.000.000 7.34%
2020 47.104.000.000 2.5%
2021 49.537.000.000 4.91%
2022 48.775.000.000 -1.56%
2023 52.996.000.000 7.96%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Royal Bank of Canada Research and Development Expenses
Year Research and Development Expenses Growth
1993 0
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Royal Bank of Canada General and Administrative Expenses
Year General and Administrative Expenses Growth
1993 2.310.000.000
1994 2.675.098.066 13.65%
1995 2.563.110.695 -4.37%
1996 2.850.969.900 10.1%
1997 3.365.019.011 15.28%
1998 3.594.073.159 6.37%
1999 4.096.071.796 12.26%
2000 4.695.400.548 12.76%
2001 5.722.901.127 17.95%
2002 6.314.641.745 9.37%
2003 6.448.635.105 2.08%
2004 8.978.297.976 28.18%
2005 9.391.899.870 4.4%
2006 9.848.535.847 4.64%
2007 10.033.109.450 1.84%
2008 9.410.000.000 -6.62%
2009 13.587.000.000 30.74%
2010 14.745.000.000 7.85%
2011 12.318.000.000 -19.7%
2012 12.908.000.000 4.57%
2013 12.974.000.000 0.51%
2014 14.604.000.000 11.16%
2015 14.546.000.000 -0.4%
2016 15.625.000.000 6.91%
2017 16.383.000.000 4.63%
2018 16.452.000.000 0.42%
2019 18.685.000.000 11.95%
2020 18.935.000.000 1.32%
2021 20.430.000.000 7.32%
2022 18.311.000.000 -11.57%
2023 19.172.000.000 4.49%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Royal Bank of Canada EBITDA
Year EBITDA Growth
1993 5.758.000.000
1994 8.227.783.038 30.02%
1995 10.426.181.234 21.09%
1996 11.197.859.532 6.89%
1997 11.458.104.492 2.27%
1998 13.053.094.613 12.22%
1999 12.240.988.673 -6.63%
2000 14.910.143.162 17.9%
2001 15.213.458.181 1.99%
2002 12.119.937.695 -25.52%
2003 12.346.037.189 1.83%
2004 11.527.676.176 -7.1%
2005 15.317.038.612 24.74%
2006 22.019.522.047 30.44%
2007 26.258.632.106 16.14%
2008 22.582.000.000 -16.28%
2009 14.852.000.000 -52.05%
2010 14.975.000.000 0.82%
2011 15.925.000.000 5.97%
2012 18.333.000.000 13.13%
2013 18.882.000.000 2.91%
2014 20.692.000.000 8.75%
2015 21.726.000.000 4.76%
2016 22.713.000.000 4.35%
2017 26.012.000.000 12.68%
2018 32.211.000.000 19.24%
2019 17.100.000.000 -88.37%
2020 15.657.000.000 -9.22%
2021 23.211.000.000 32.54%
2022 40.802.000.000 43.11%
2023 19.328.000.000 -111.1%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Royal Bank of Canada Gross Profit
Year Gross Profit Growth
1993 6.490.000.000
1994 7.365.075.072 11.88%
1995 7.257.127.561 -1.49%
1996 7.911.036.789 8.27%
1997 9.278.974.792 14.74%
1998 10.049.081.648 7.66%
1999 10.607.915.258 5.27%
2000 11.958.574.474 11.29%
2001 14.730.995.081 18.82%
2002 15.719.626.169 6.29%
2003 17.417.908.480 9.75%
2004 18.121.189.953 3.88%
2005 19.215.964.104 5.7%
2006 20.637.271.402 6.89%
2007 22.462.397.124 8.13%
2008 19.951.000.000 -12.59%
2009 24.497.000.000 18.56%
2010 23.222.000.000 -5.49%
2011 24.070.000.000 3.52%
2012 26.128.000.000 7.88%
2013 28.077.000.000 6.94%
2014 30.373.000.000 7.56%
2015 32.132.000.000 5.47%
2016 34.250.000.000 6.18%
2017 37.069.000.000 7.6%
2018 39.839.000.000 6.95%
2019 45.926.000.000 13.25%
2020 47.104.000.000 2.5%
2021 49.537.000.000 4.91%
2022 48.775.000.000 -1.56%
2023 52.996.000.000 7.96%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Royal Bank of Canada Net Profit
Year Net Profit Growth
1993 300.000.000
1994 1.168.537.806 74.33%
1995 1.262.080.043 7.41%
1996 1.429.966.555 11.74%
1997 1.679.059.287 14.84%
1998 1.824.046.921 7.95%
1999 1.725.025.747 -5.74%
2000 2.208.346.025 21.89%
2001 2.410.728.456 8.4%
2002 2.761.682.243 12.71%
2003 3.005.406.831 8.11%
2004 2.817.605.462 -6.67%
2005 3.387.649.073 16.83%
2006 4.727.925.502 28.35%
2007 5.492.384.826 13.92%
2008 4.555.000.000 -20.58%
2009 3.858.000.000 -18.07%
2010 5.223.000.000 26.13%
2011 4.852.000.000 -7.65%
2012 7.442.000.000 34.8%
2013 8.331.000.000 10.67%
2014 8.910.000.000 6.5%
2015 9.925.000.000 10.23%
2016 10.405.000.000 4.61%
2017 11.428.000.000 8.95%
2018 12.400.000.000 7.84%
2019 12.860.000.000 3.58%
2020 11.432.000.000 -12.49%
2021 16.038.000.000 28.72%
2022 15.794.000.000 -1.54%
2023 16.516.000.000 4.37%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Royal Bank of Canada Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1993 0
1994 1 0%
1995 1 0%
1996 1 100%
1997 1 0%
1998 1 0%
1999 1 0%
2000 2 0%
2001 2 0%
2002 2 50%
2003 2 0%
2004 2 0%
2005 3 0%
2006 4 33.33%
2007 4 25%
2008 3 -33.33%
2009 3 -50%
2010 3 33.33%
2011 4 25%
2012 5 0%
2013 6 20%
2014 6 16.67%
2015 7 0%
2016 7 0%
2017 8 14.29%
2018 9 12.5%
2019 9 0%
2020 8 -14.29%
2021 11 36.36%
2022 11 0%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Royal Bank of Canada Free Cashflow
Year Free Cashflow Growth
1993 1.361.000.000
1994 1.529.960.774 11.04%
1995 1.074.956.498 -42.33%
1996 -2.540.066.890 142.32%
1997 128.010.139 2084.27%
1998 -7.029.942.892 101.82%
1999 4.638.075.622 251.57%
2000 -15.444.715.200 130.03%
2001 -7.573.401.047 -103.93%
2002 -3.442.367.601 -120.01%
2003 -7.991.560.069 56.92%
2004 304.803.706 2721.87%
2005 -29.911.441.728 101.02%
2006 -15.506.563.447 -92.9%
2007 18.767.382.462 182.63%
2008 10.167.000.000 -84.59%
2009 6.703.000.000 -51.68%
2010 10.222.000.000 34.43%
2011 9.000.000.000 -13.58%
2012 -3.425.000.000 362.77%
2013 6.296.000.000 154.4%
2014 13.947.000.000 54.86%
2015 22.812.000.000 38.86%
2016 25.599.000.000 10.89%
2017 36.361.000.000 29.6%
2018 15.494.000.000 -134.68%
2019 12.004.000.000 -29.07%
2020 136.190.000.000 91.19%
2021 58.858.000.000 -131.39%
2022 19.442.000.000 -202.74%
2023 -11.891.000.000 263.5%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Royal Bank of Canada Operating Cashflow
Year Operating Cashflow Growth
1993 1.573.000.000
1994 1.783.038.009 11.78%
1995 1.330.076.295 -34.06%
1996 -2.300.066.890 157.83%
1997 421.067.455 646.25%
1998 -6.511.961.722 106.47%
1999 4.893.041.048 233.09%
2000 -15.152.299.726 132.29%
2001 -7.203.618.473 -110.34%
2002 -3.023.364.486 -138.26%
2003 -7.572.200.976 60.07%
2004 748.597.903 1111.52%
2005 -29.528.869.996 102.54%
2006 -14.996.073.152 -96.91%
2007 19.473.086.747 177.01%
2008 11.432.000.000 -70.34%
2009 7.403.000.000 -54.42%
2010 11.294.000.000 34.45%
2011 10.338.000.000 -9.25%
2012 -2.074.000.000 598.46%
2013 7.242.000.000 128.64%
2014 15.174.000.000 52.27%
2015 24.149.000.000 37.17%
2016 26.856.000.000 10.08%
2017 37.725.000.000 28.81%
2018 17.474.000.000 -115.89%
2019 14.265.000.000 -22.5%
2020 138.819.000.000 89.72%
2021 61.044.000.000 -127.41%
2022 21.942.000.000 -178.21%
2023 -11.123.000.000 297.27%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Royal Bank of Canada Capital Expenditure
Year Capital Expenditure Growth
1993 212.000.000
1994 253.077.235 16.23%
1995 255.119.797 0.8%
1996 240.000.000 -6.3%
1997 293.057.316 18.1%
1998 517.981.170 43.42%
1999 254.965.426 -103.16%
2000 292.415.474 12.81%
2001 369.782.574 20.92%
2002 419.003.115 11.75%
2003 419.359.093 0.08%
2004 443.794.197 5.51%
2005 382.571.732 -16%
2006 510.490.295 25.06%
2007 705.704.285 27.66%
2008 1.265.000.000 44.21%
2009 700.000.000 -80.71%
2010 1.072.000.000 34.7%
2011 1.338.000.000 19.88%
2012 1.351.000.000 0.96%
2013 946.000.000 -42.81%
2014 1.227.000.000 22.9%
2015 1.337.000.000 8.23%
2016 1.257.000.000 -6.36%
2017 1.364.000.000 7.84%
2018 1.980.000.000 31.11%
2019 2.261.000.000 12.43%
2020 2.629.000.000 14%
2021 2.186.000.000 -20.27%
2022 2.500.000.000 12.56%
2023 768.000.000 -225.52%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Royal Bank of Canada Equity
Year Equity Growth
1993 7.930.000.000
1994 8.589.070.743 7.67%
1995 9.032.124.214 4.91%
1996 10.336.989.967 12.62%
1997 10.389.945.078 0.51%
1998 11.891.958.636 12.63%
1999 12.408.121.230 4.16%
2000 13.297.289.065 6.69%
2001 18.163.783.526 26.79%
2002 18.783.489.097 3.3%
2003 18.375.313.201 -2.22%
2004 18.204.096.562 -0.94%
2005 19.847.679.773 8.28%
2006 22.420.060.586 11.47%
2007 24.438.558.320 8.26%
2008 30.758.000.000 20.55%
2009 36.906.000.000 16.66%
2010 38.951.000.000 5.25%
2011 41.707.000.000 6.61%
2012 44.267.000.000 5.78%
2013 48.540.000.000 8.8%
2014 52.690.000.000 7.88%
2015 62.146.000.000 15.22%
2016 71.017.000.000 12.49%
2017 73.829.000.000 3.81%
2018 79.955.000.000 7.66%
2019 83.625.000.000 4.39%
2020 86.767.000.000 3.62%
2021 98.762.000.000 12.15%
2022 108.175.000.000 8.7%
2023 117.760.000.000 8.14%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Royal Bank of Canada Assets
Year Assets Growth
1993 164.941.000.000
1994 173.078.993.643 4.7%
1995 183.651.987.686 5.76%
1996 218.075.050.168 15.78%
1997 244.773.975.496 10.91%
1998 274.398.981.324 10.8%
1999 273.298.072.679 -0.4%
2000 294.054.218.702 7.06%
2001 359.260.434.852 18.15%
2002 376.956.386.293 4.69%
2003 403.033.100.356 6.47%
2004 429.196.537.430 6.1%
2005 469.520.604.558 8.59%
2006 536.779.984.293 12.53%
2007 600.346.230.253 10.59%
2008 723.859.000.000 17.06%
2009 654.989.000.000 -10.51%
2010 726.206.000.000 9.81%
2011 751.702.000.000 3.39%
2012 825.100.000.000 8.9%
2013 860.819.000.000 4.15%
2014 940.550.000.000 8.48%
2015 1.074.208.000.000 12.44%
2016 1.180.258.000.000 8.99%
2017 1.212.853.000.000 2.69%
2018 1.334.734.000.000 9.13%
2019 1.428.935.000.000 6.59%
2020 1.624.548.000.000 12.04%
2021 1.706.323.000.000 4.79%
2022 1.917.219.000.000 11%
2023 2.004.992.000.000 4.38%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Royal Bank of Canada Liabilities
Year Liabilities Growth
1993 156.925.000.000
1994 164.489.922.900 4.6%
1995 174.619.863.472 5.8%
1996 207.738.060.201 15.94%
1997 234.384.030.418 11.37%
1998 262.008.025.930 10.54%
1999 260.889.951.449 -0.43%
2000 280.053.304.905 6.84%
2001 339.617.521.028 17.54%
2002 356.704.049.844 4.79%
2003 382.269.550.309 6.69%
2004 408.583.272.373 6.44%
2005 447.429.448.578 8.68%
2006 512.584.988.220 12.71%
2007 574.424.368.556 10.77%
2008 690.730.000.000 16.84%
2009 616.012.000.000 -12.13%
2010 684.999.000.000 10.07%
2011 708.054.000.000 3.26%
2012 779.072.000.000 9.12%
2013 810.484.000.000 3.88%
2014 886.047.000.000 8.53%
2015 1.010.264.000.000 12.3%
2016 1.108.646.000.000 8.87%
2017 1.138.425.000.000 2.62%
2018 1.254.779.000.000 9.27%
2019 1.345.310.000.000 6.73%
2020 1.537.781.000.000 12.52%
2021 1.607.561.000.000 4.34%
2022 1.809.044.000.000 11.14%
2023 1.887.232.000.000 4.14%

Royal Bank of Canada Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
40.52
Net Income per Share
10.7
Price to Earning Ratio
12.44x
Price To Sales Ratio
3.32x
POCF Ratio
7.09
PFCF Ratio
7.99
Price to Book Ratio
1.57
EV to Sales
8.76
EV Over EBITDA
10.12
EV to Operating CashFlow
18.9
EV to FreeCashFlow
21.11
Earnings Yield
0.08
FreeCashFlow Yield
0.13
Market Cap
186,67 Bil.
Enterprise Value
492,88 Bil.
Graham Number
142.87
Graham NetNet
-1190.61

Income Statement Metrics

Net Income per Share
10.7
Income Quality
1.75
ROE
0.13
Return On Assets
0.01
Return On Capital Employed
0.03
Net Income per EBT
0.87
EBT Per Ebit
0.64
Ebit per Revenue
0.37
Effective Tax Rate
0.13

Margins

Sales, General, & Administrative to Revenue
0.41
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.37
Pretax Profit Margin
0.24
Net Profit Margin
0.21

Dividends

Dividend Yield
0.04
Dividend Yield %
4.01
Payout Ratio
0.37
Dividend Per Share
5.34

Operating Metrics

Operating Cashflow per Share
18.79
Free CashFlow per Share
16.82
Capex to Operating CashFlow
-0.1
Capex to Revenue
-0.05
Capex to Depreciation
-0.95
Return on Invested Capital
0.07
Return on Tangible Assets
0.01
Days Sales Outstanding
193.8
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
1.88
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-1.97

Balance Sheet

Cash per Share
152,72
Book Value per Share
84,76
Tangible Book Value per Share
71.5
Shareholders Equity per Share
84.76
Interest Debt per Share
361
Debt to Equity
3.73
Debt to Assets
0.22
Net Debt to EBITDA
6.29
Current Ratio
1.82
Tangible Asset Value
99,26 Bil.
Net Current Asset Value
-1.645,36 Bil.
Invested Capital
3.73
Working Capital
109,23 Bil.
Intangibles to Total Assets
0.01
Average Receivables
14,93 Bil.
Average Payables
10,30 Bil.
Average Inventory
0
Debt to Market Cap
2.35

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Royal Bank of Canada Dividends
Year Dividends Growth
1995 1
1996 1 0%
1997 2 0%
1998 2 0%
1999 2 0%
2000 2 0%
2001 1 0%
2002 2 0%
2003 2 0%
2004 2 50%
2005 2 0%
2006 2 -100%
2007 2 0%
2008 2 50%
2009 2 0%
2010 2 0%
2011 2 0%
2012 2 0%
2013 3 0%
2014 3 0%
2015 3 33.33%
2016 3 0%
2017 3 0%
2018 4 0%
2019 4 25%
2020 4 0%
2021 4 0%
2022 5 0%
2023 5 20%

Royal Bank of Canada Profile

About Royal Bank of Canada

Royal Bank of Canada operates as a diversified financial service company worldwide. The company's Personal & Commercial Banking segment offers checking and savings accounts, home equity financing, personal lending, private banking, indirect lending, including auto financing, mutual funds and self-directed brokerage accounts, guaranteed investment certificates, credit cards, and payment products and solutions; and lending, leasing, deposit, investment, foreign exchange, cash management, auto dealer financing, trade products, and services to small and medium-sized commercial businesses. This segment offers financial products and services through branches, automated teller machines, and mobile sales network. Its Wealth Management segment provides a suite of advice-based solutions and strategies to high net worth and ultra-high net worth individuals, and institutional clients. The company's Insurance segment offers life, health, home, auto, travel, wealth, annuities, and reinsurance advice and solutions; and business insurance services to individual, business, and group clients through its advice centers, RBC insurance stores, and mobile advisors; digital, mobile, and social platforms; independent brokers; and travel partners. Its Investor & Treasury Services segment provides asset servicing, custody, payments, and treasury services to financial and other investors; and fund and investment administration, shareholder, private capital, performance measurement and compliance monitoring, distribution, transaction banking, cash and liquidity management, foreign exchange, and global securities finance services. The company's Capital Markets segment offers corporate and investment banking, as well as equity and debt origination, distribution, advisory services, sale, and trading services for corporations, institutional investors, asset managers, private equity firms, and governments. The company was founded in 1864 and is headquartered in Toronto, Canada.

CEO
Mr. David I. McKay
Employee
90.166
Address
200 Bay Street
Toronto, M5J 2J5

Royal Bank of Canada Executives & BODs

Royal Bank of Canada Executives & BODs
# Name Age
1 Mr. David I. McKay
President, Chief Executive Officer & Director
70
2 Ms. Amy Cairncross
Senior Vice President of Communications
70
3 Mr. Douglas Antony Guzman
Group Head of RBC Wealth Management & RBC Insurance
70
4 Mr. Asim Imran
Vice President & Head of Investor Relations
70
5 Ms. Maria Douvas
Chief Legal Officer
70
6 Mr. Christoph Knoess
Chief Administrative & Strategy Officer
70
7 Ms. Nadine Ahn
Chief Financial Officer
70
8 Mr. Neil McLaughlin
Group Head of Personal & Commercial Banking
70
9 Mr. Derek Neldner CFA
Group Head & Chief Executive Officer of RBC Capital Markets
70
10 Mr. Bruce Ross
Group Head of Technology & Operations
70

Royal Bank of Canada Competitors