The Scottish American Investment Company P.L.C. Logo

The Scottish American Investment Company P.L.C.

SAIN.L

(1.2)
Stock Price

505,00 GBp

10.16% ROA

11.39% ROE

8.39x PER

Market Cap.

910.693.980,00 GBp

9.75% DER

2.81% Yield

107.62% NPM

The Scottish American Investment Company P.L.C. Stock Analysis

The Scottish American Investment Company P.L.C. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

The Scottish American Investment Company P.L.C. Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (11%), which means it has a small amount of debt compared to the ownership it holds

2 Dividend

The company's consistent dividend payouts over the past five years exemplify its strong commitment to providing shareholders with reliable returns, making it an attractive investment option.

3 PBV

The stock's PBV ratio (1.06x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

4 ROE

The stock's ROE indicates a negative return (-7.38%) on shareholders' equity, suggesting poor financial performance.

5 ROA

The stock's ROA (-6.95%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

6 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

7 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

8 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Graham Number

The company's Graham number indicates that it is overvalued compared to its stock price, suggesting a potentially unfavorable investment opportunity.

10 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (4), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

The Scottish American Investment Company P.L.C. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

The Scottish American Investment Company P.L.C. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

The Scottish American Investment Company P.L.C. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

The Scottish American Investment Company P.L.C. Revenue
Year Revenue Growth
2002 0
2003 45.903.000 100%
2004 37.850.000 -21.28%
2005 70.184.000 46.07%
2006 43.612.000 -60.93%
2007 11.033.000 -295.29%
2008 -151.630.000 107.28%
2009 86.572.000 275.15%
2010 67.290.000 -28.66%
2011 -21.756.000 409.29%
2012 36.336.000 159.87%
2013 41.212.000 11.83%
2014 14.832.000 -177.86%
2015 19.268.000 23.02%
2016 98.565.000 80.45%
2017 73.810.000 -33.54%
2018 -14.773.000 599.63%
2019 0 0%
2019 110.027.000 100%
2020 87.721.000 -25.43%
2021 160.014.000 45.18%
2022 -62.574.000 355.72%
2023 108.437.000 157.71%
2024 110.454.000 1.83%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

The Scottish American Investment Company P.L.C. Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 3 100%
2017 1 -100%
2018 -1 0%
2019 0 0%
2019 3 100%
2020 4 0%
2021 3 -50%
2022 -2 300%
2023 2 200%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

The Scottish American Investment Company P.L.C. General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 0
2003 6.746.000 100%
2004 8.602.000 21.58%
2005 1.608.000 -434.95%
2006 1.791.000 10.22%
2007 1.938.000 7.59%
2008 1.237.000 -56.67%
2009 858.000 -44.17%
2010 2.048.000 58.11%
2011 2.163.000 5.32%
2012 881.000 -145.52%
2013 958.000 8.04%
2014 949.000 -0.95%
2015 1.137.000 16.53%
2016 968.000 -17.46%
2017 1.086.000 10.87%
2018 1.073.000 -1.21%
2019 0 0%
2019 1.247.000 100%
2020 1.221.000 -2.13%
2021 1.252.000 2.48%
2022 1.257.000 0.4%
2023 893.000 -40.76%
2024 5.744.000 84.45%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

The Scottish American Investment Company P.L.C. EBITDA
Year EBITDA Growth
2002 0
2003 39.157.000 100%
2004 29.248.000 -33.88%
2005 74.646.000 60.82%
2006 47.873.000 -55.93%
2007 15.273.000 -213.45%
2008 -146.863.000 110.4%
2009 91.694.000 260.17%
2010 71.196.000 -28.79%
2011 -17.993.000 495.69%
2012 41.350.000 143.51%
2013 46.118.000 10.34%
2014 19.714.000 -133.94%
2015 23.926.000 17.6%
2016 103.194.000 76.81%
2017 78.440.000 -31.56%
2018 -10.172.000 871.14%
2019 0 0%
2019 108.780.000 100%
2020 86.500.000 -25.76%
2021 158.762.000 45.52%
2022 -60.147.000 363.96%
2023 107.169.000 156.12%
2024 -2.690.000 4083.98%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

The Scottish American Investment Company P.L.C. Gross Profit
Year Gross Profit Growth
2002 0
2003 45.903.000 100%
2004 37.850.000 -21.28%
2005 70.184.000 46.07%
2006 43.612.000 -60.93%
2007 11.033.000 -295.29%
2008 -151.630.000 107.28%
2009 86.572.000 275.15%
2010 67.290.000 -28.66%
2011 -21.756.000 409.29%
2012 36.336.000 159.87%
2013 41.212.000 11.83%
2014 14.832.000 -177.86%
2015 19.268.000 23.02%
2016 98.406.000 80.42%
2017 71.102.000 -38.4%
2018 -17.579.000 504.47%
2019 0 0%
2019 106.862.000 100%
2020 84.409.000 -26.6%
2021 155.864.000 45.84%
2022 -66.745.000 333.52%
2023 104.133.000 164.1%
2024 101.706.000 -2.39%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

The Scottish American Investment Company P.L.C. Net Profit
Year Net Profit Growth
2002 0
2003 39.048.000 100%
2004 29.105.000 -34.16%
2005 68.438.000 57.47%
2006 41.727.000 -64.01%
2007 8.832.000 -372.45%
2008 -153.210.000 105.76%
2009 85.256.000 279.71%
2010 64.714.000 -31.74%
2011 -24.490.000 364.25%
2012 34.739.000 170.5%
2013 39.519.000 12.1%
2014 12.997.000 -204.06%
2015 17.499.000 25.73%
2016 96.934.000 81.95%
2017 71.948.000 -34.73%
2018 -16.910.000 525.48%
2019 0 0%
2019 107.553.000 100%
2020 85.145.000 -26.32%
2021 156.985.000 45.76%
2022 -65.581.000 339.38%
2023 105.038.000 162.44%
2024 99.234.000 -5.85%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

The Scottish American Investment Company P.L.C. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 0
2003 0 0%
2004 0 0%
2005 1 0%
2006 0 0%
2007 0 0%
2008 -1 100%
2009 1 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 1 0%
2017 1 0%
2018 0 0%
2019 0 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 0 0%
2023 1 0%
2024 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

The Scottish American Investment Company P.L.C. Free Cashflow
Year Free Cashflow Growth
2011 7.298.000
2012 8.712.000 16.23%
2013 8.509.000 -2.39%
2014 8.700.000 2.2%
2015 8.294.000 -4.9%
2016 8.590.000 3.45%
2017 9.662.000 11.1%
2018 16.060.000 39.84%
2019 11.283.000 -42.34%
2019 2.820.750 -300%
2020 10.999.000 74.35%
2021 12.910.000 14.8%
2022 19.449.000 33.62%
2023 19.640.000 0.97%
2024 5.261.000 -273.31%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

The Scottish American Investment Company P.L.C. Operating Cashflow
Year Operating Cashflow Growth
2011 7.298.000
2012 8.712.000 16.23%
2013 8.509.000 -2.39%
2014 8.700.000 2.2%
2015 8.294.000 -4.9%
2016 8.590.000 3.45%
2017 9.662.000 11.1%
2018 16.060.000 39.84%
2019 11.283.000 -42.34%
2019 2.820.750 -300%
2020 10.999.000 74.35%
2021 12.910.000 14.8%
2022 19.449.000 33.62%
2023 19.640.000 0.97%
2024 5.261.000 -273.31%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

The Scottish American Investment Company P.L.C. Capital Expenditure
Year Capital Expenditure Growth
2011 0
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

The Scottish American Investment Company P.L.C. Equity
Year Equity Growth
2003 251.286.000
2004 271.931.000 7.59%
2005 336.591.000 19.21%
2006 373.594.000 9.9%
2007 371.386.000 -0.59%
2008 200.775.000 -84.98%
2009 277.175.000 27.56%
2010 330.823.000 16.22%
2011 294.194.000 -12.45%
2012 315.313.000 6.7%
2013 342.382.000 7.91%
2014 343.806.000 0.41%
2015 348.453.000 1.33%
2016 431.646.000 19.27%
2017 497.938.000 13.31%
2018 483.453.000 -3%
2019 600.488.000 19.49%
2020 731.162.000 17.87%
2021 930.185.000 21.4%
2022 846.674.000 -9.86%
2023 907.767.000 6.73%
2023 935.184.000 2.93%
2024 971.873.000 3.78%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

The Scottish American Investment Company P.L.C. Assets
Year Assets Growth
2003 346.370.000
2004 365.820.000 5.32%
2005 427.936.000 14.52%
2006 464.761.000 7.92%
2007 467.527.000 0.59%
2008 293.176.000 -59.47%
2009 367.718.000 20.27%
2010 420.885.000 12.63%
2011 385.122.000 -9.29%
2012 404.409.000 4.77%
2013 431.162.000 6.2%
2014 432.077.000 0.21%
2015 436.382.000 0.99%
2016 518.980.000 15.92%
2017 584.711.000 11.24%
2018 569.200.000 -2.73%
2019 685.629.000 16.98%
2020 815.983.000 15.98%
2021 1.028.437.000 20.66%
2022 943.984.000 -8.95%
2023 1.005.142.000 6.08%
2023 1.032.699.000 2.67%
2024 1.068.676.999 3.37%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

The Scottish American Investment Company P.L.C. Liabilities
Year Liabilities Growth
2003 95.084.000
2004 93.889.000 -1.27%
2005 91.345.000 -2.79%
2006 91.167.000 -0.2%
2007 96.141.000 5.17%
2008 92.401.000 -4.05%
2009 90.543.000 -2.05%
2010 90.062.000 -0.53%
2011 90.928.000 0.95%
2012 89.096.000 -2.06%
2013 88.780.000 -0.36%
2014 88.271.000 -0.58%
2015 87.929.000 -0.39%
2016 87.334.000 -0.68%
2017 86.773.000 -0.65%
2018 85.747.000 -1.2%
2019 85.141.000 -0.71%
2020 84.821.000 -0.38%
2021 98.252.000 13.67%
2022 97.310.000 -0.97%
2023 94.721.000 -2.73%
2023 97.515.000 2.87%
2024 96.804.000 -0.73%

The Scottish American Investment Company P.L.C. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.57
Net Income per Share
0.61
Price to Earning Ratio
8.39x
Price To Sales Ratio
9.02x
POCF Ratio
38.57
PFCF Ratio
38.55
Price to Book Ratio
0.94
EV to Sales
9.92
EV Over EBITDA
24.16
EV to Operating CashFlow
42.38
EV to FreeCashFlow
42.38
Earnings Yield
0.12
FreeCashFlow Yield
0.03
Market Cap
0,91 Bil.
Enterprise Value
1,00 Bil.
Graham Number
8.64
Graham NetNet
-0.48

Income Statement Metrics

Net Income per Share
0.61
Income Quality
0.22
ROE
0.11
Return On Assets
0.1
Return On Capital Employed
0.11
Net Income per EBT
0.98
EBT Per Ebit
0.92
Ebit per Revenue
1.19
Effective Tax Rate
0.02

Margins

Sales, General, & Administrative to Revenue
0.06
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.96
Operating Profit Margin
1.19
Pretax Profit Margin
1.1
Net Profit Margin
1.08

Dividends

Dividend Yield
0.03
Dividend Yield %
2.81
Payout Ratio
0.35
Dividend Per Share
0.14

Operating Metrics

Operating Cashflow per Share
0.13
Free CashFlow per Share
0.13
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.11
Return on Tangible Assets
0.1
Days Sales Outstanding
14.74
Days Payables Outstanding
0
Days of Inventory on Hand
715.85
Receivables Turnover
24.76
Payables Turnover
0
Inventory Turnover
0.51
Capex per Share
0

Balance Sheet

Cash per Share
0,02
Book Value per Share
5,45
Tangible Book Value per Share
5.45
Shareholders Equity per Share
5.45
Interest Debt per Share
0.53
Debt to Equity
0.1
Debt to Assets
0.09
Net Debt to EBITDA
2.18
Current Ratio
4.03
Tangible Asset Value
0,97 Bil.
Net Current Asset Value
-0,09 Bil.
Invested Capital
6277999
Working Capital
0,01 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
4173500
Debt to Market Cap
0.1

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

The Scottish American Investment Company P.L.C. Dividends
Year Dividends Growth
1973 0
1974 0 0%
1975 0 0%
1976 0 0%
1977 1 0%
1978 1 0%
1979 1 0%
1980 1 0%
1981 1 100%
1982 1 0%
1983 1 0%
1984 1 0%
1985 1 0%
1986 3 50%
1987 2 0%
1988 2 -100%
1989 3 66.67%
1990 4 0%
1991 4 25%
1992 4 0%
1993 5 0%
1994 5 0%
1995 6 33.33%
1996 6 0%
1997 5 -20%
1998 5 0%
1999 7 16.67%
2000 7 0%
2001 6 -20%
2002 6 0%
2003 6 0%
2004 6 0%
2005 6 16.67%
2006 7 14.29%
2007 8 12.5%
2008 9 0%
2009 9 11.11%
2010 9 0%
2011 9 0%
2012 10 0%
2013 10 10%
2014 10 0%
2015 11 0%
2016 11 0%
2017 11 9.09%
2018 11 0%
2019 12 0%
2020 12 8.33%
2021 12 0%
2022 14 7.69%
2023 14 0%
2024 11 -30%

The Scottish American Investment Company P.L.C. Profile

About The Scottish American Investment Company P.L.C.

The Scottish American Investment Company P.L.C. is a closed-ended equity mutual fund launched and managed by Baillie Gifford & Co Ltd. The fund is co-managed by Baillie Gifford & Co. and OLIM Property Limited. It invests in public equity markets across the globe. The fund seeks to invest in stocks of companies operating across diversified sectors. It primarily invests in dividend paying growth stocks of companies. The fund benchmarks the performance of its portfolio against a composite index comprised of 50% FTSE All-Share Index and 50% FTSE All-World Ex UK Index. The Scottish American Investment Company P.L.C. was formed in 1873 and is domiciled in the United Kingdom.

CEO
Mr. Stuart Watson Paul CFA
Employee
0
Address
Calton Square
Edinburgh, EH1 3AN

The Scottish American Investment Company P.L.C. Executives & BODs

The Scottish American Investment Company P.L.C. Executives & BODs
# Name Age
1 Mr. Toby Ross C.F.A.
Portfolio Manager
70
2 Mr. Stuart Watson Paul CFA
Chief Investment Officer
70
3 Mr. James Dow CFA
Portfolio Manager
70

The Scottish American Investment Company P.L.C. Competitors