SCR.VN Saigon Thuong Tin Real Estate JSC
- Market cap
- VND 1.71T
- P/E
- 24.2x
- P/B
- 0.33x
- ROE
- 1.0%
- Dividend yield
- 0.84%
- Fundamental score
- 2.1/5
Ratios use the latest price and the current fiscal year annualized from 2 quarters up to Jun 2026.
Is SCR.VN undervalued?
Graham numberSCR.VN trades 40.6% below its Graham number.
Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?
Saigon Thuong Tin Real Estate JSC fundamental analysis
10 of 22 checks passedROE 0/2
Low return on equity (1.0%), below 10%.
ROA 0/1
Return on assets (0.4%) is below the industry median (1.5%).
Profit Consistency 2/2
Profitable for 7 consecutive years.
Earnings Growth 5Y 0/1
Earnings per share did not grow over the past 5 years.
Earnings Acceleration 1/1
Last year's EPS growth (2,499.2%) is above the 5-year average (-18.0% a year).
Earnings Growth vs Industry 1/1
Last year's EPS growth (2,499.2%) is above the industry median (59.6%).
Revenue Growth 2/2
Revenue grew 11.2% a year over the past 3 years.
Short-term Liquidity 1/1
Current assets cover short-term liabilities.
Long-term Liabilities 1/1
Current assets cover long-term liabilities.
Debt to Equity 1/2
Moderate debt to equity (54.1%), up to 100%.
Debt Trend 0/1
Debt to equity has risen over the past 5 years.
Debt Coverage 0/1
Operating cash flow does not cover 20% of total debt.
Interest Coverage 0/1
EBIT is 1.2x against interest expense, below 5x.
PE vs Market 0/1
PE (24.2x) is above the market median (11.2x).
PE vs Industry 0/1
PE (24.2x) is above the industry median (7.6x).
PBV 1/1
Price to book (0.3x) is below the industry median (0.9x).
Graham Number 1/1
The price is below the Graham number (PE x PB = 7.9, limit 22.5).
PEG 0/1
PEG needs positive PE and positive 5-year earnings growth.
Dividend Yield 0/2
Dividend yield (0.8%) is in the bottom 25% of dividend payers in the market.
Dividend Stability 0/2
Dividends were not paid steadily for the past 5 years.
Dividend Growth 0/1
Dividends paid did not grow over the past 5 years.
Payout Ratio 1/1
Payout ratio is 19.0%, covered by earnings.
Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score
Saigon Thuong Tin Real Estate JSC stock price
Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.
About Saigon Thuong Tin Real Estate JSC
Sai Gon Thuong Tin Real Estate Joint Stock Company engages in the real estate business in Vietnam. It trades in real estate land use rights belonging to owners; and invests in construction of infrastructure of industrial parks and residential areas. The company also engages in housing business; leasing warehouses and offices; financial service support activities; and consulting, brokerage, real estate auction, and land use right auction services. In addition, it is involved …
Full company profileSaigon Thuong Tin Real Estate JSC financial statements
2026 annualized: Fiscal year 2026 is not finished. Income statement and cash flow are annualized from 2 quarters up to Jun 30, 2026, the balance sheet is the latest quarter. Figures change when the annual report is published.
Saigon Thuong Tin Real Estate JSC annual financial statements (VND; K = thousand, M = million, B = billion, T = trillion)
| Item | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 Anlz |
|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||
| Revenue | 1.03T | 918B | 1.68T | 893B | 371B | 799B | 1.23T | 673B |
| Gross Profit | 422B | -308B | 312B | 243B | 107B | -49.4B | 396B | 172B |
| Operating Income | 209B | -486B | 109B | 58.4B | 662M | -126B | 123B | 71.9B |
| EBITDA | 535B | 492B | 634B | 439B | 377B | 398B | 457B | 433B |
| Net Income | 274B | 189B | 187B | 50.2B | 8.72B | 2.94B | 76.3B | 52.1B |
| EPS | 749 | 477 | 473 | 127 | 22 | 6.82 | 177 | 121 |
| Balance Sheet | ||||||||
| Total Assets | 10.9T | 11.4T | 9.80T | 9.69T | 10.6T | 11.8T | 12.9T | 13.3T |
| Total Liabilities | 6.15T | 6.52T | 4.76T | 4.62T | 5.51T | 6.38T | 7.54T | 7.88T |
| Shareholders' Equity | 4.51T | 4.66T | 4.83T | 4.86T | 4.88T | 5.22T | 5.29T | 5.31T |
| Cash & Short-term Investments | 83.5B | 208B | 40.9B | 122B | 40.2B | 151B | 143B | 43.4B |
| Cash Flow | ||||||||
| Operating Cash Flow | -577B | 389B | 916B | -631B | -1.30T | 14.8B | -1.07T | -1.78T |
| Capital Expenditure | 40.8B | 98.9B | 4.73B | 319B | 318B | 1.01B | 749B | 1.93B |
| Free Cash Flow | -617B | 290B | 911B | -950B | -1.62T | 13.8B | -1.82T | -1.78T |
| Ratios | ||||||||
| ROE | 6.1% | 4.0% | 3.9% | 1.0% | 0.2% | 0.1% | 1.4% | 1.0% |
| ROA | 2.5% | 1.7% | 1.9% | 0.5% | 0.1% | 0.0% | 0.6% | 0.4% |
| Net Profit Margin | 26.6% | 20.6% | 11.1% | 5.6% | 2.3% | 0.4% | 6.2% | 7.7% |
What these items mean
- Revenue
- Total sales of goods and services in the period.
- Gross Profit
- Revenue minus the direct cost of producing what was sold.
- Operating Income
- Profit from the core business after operating expenses.
- EBITDA
- Earnings before interest, taxes, depreciation and amortization.
- Net Income
- Profit left for shareholders after all expenses, interest and taxes.
- EPS
- Net income divided by shares outstanding.
- Total Assets
- Everything the company owns.
- Total Liabilities
- Everything the company owes.
- Shareholders' Equity
- Assets minus liabilities: the book value that belongs to shareholders.
- Cash & Short-term Investments
- Cash and investments that can be turned into cash quickly.
- Operating Cash Flow
- Cash generated by the core business.
- Capital Expenditure
- Cash spent on property, plant and equipment.
- Free Cash Flow
- Operating cash flow minus capital expenditure: cash left for dividends, buybacks or debt repayment.
- ROE
- Return on equity: net income divided by shareholders' equity.
- ROA
- Return on assets: net income divided by total assets.
- Net Profit Margin
- Net income as a share of revenue.
Saigon Thuong Tin Real Estate JSC dividends
- Dividend yield
- 0.84%
- Forward dividend
- -
- Payout ratio
- 19.0%
- Ex-dividend date
- Oct 7, 2021
| Fiscal year | Dividends paid | Per share | Payout ratio |
|---|---|---|---|
| 2025 | VND 14.5B | 34 | 19.0% |
| 2024 | VND 1.07B | 2.49 | 36.5% |
| 2023 | VND 524M | 1.32 | 6.0% |
| 2022 | - | - | - |
| 2021 | - | - | - |
| 2020 | - | - | - |
| 2019 | VND 1.50B | 4.09 | 0.5% |
| 2017 | - | - | - |
From the cash flow statement: dividends paid in the fiscal year, divided by that year's shares outstanding. Payout ratio = dividends paid / net income.
Last stock split: 108:100 on Oct 25, 2022.
Who owns Saigon Thuong Tin Real Estate JSC
- Insiders 39.82%
- Institutions 0.00%
- Public & others 60.19%
- Shares outstanding 431M
- Free float 403M
Saigon Thuong Tin Real Estate JSC company profile
- Company name
- Saigon Thuong Tin Real Estate JSC
- Ticker
- SCR.VN
- ISIN
- VN000000SCR6
- Exchange
- Vietnam Stocks
- Sector
- Real Estate
- Industry
- Real Estate - Diversified
- Employees
- 329
- Fiscal year end
- December
- Address
- No. 512, Ho Chi Minh City, Vietnam
- Phone
- 84 28 3824 9988
- Website
- ttcland.vn
About Saigon Thuong Tin Real Estate JSC
Sai Gon Thuong Tin Real Estate Joint Stock Company engages in the real estate business in Vietnam. It trades in real estate land use rights belonging to owners; and invests in construction of infrastructure of industrial parks and residential areas. The company also engages in housing business; leasing warehouses and offices; financial service support activities; and consulting, brokerage, real estate auction, and land use right auction services. In addition, it is involved in the construction of other civil engineering projects; management consulting activities; market research and public opinion polling; trade in production of construction materials from clay; provision of architectural and related technical consulting services; and specialized design activities. The company was founded in 2004 and is headquartered in Ho Chi Minh City, Vietnam.
Saigon Thuong Tin Real Estate JSC management
5- Mr. Lam Thanh VoGeneral Director & Member of Management Board
- Ms. An Van TranDirector of Finance & Director
- Ms. Trang Thi Ngoc DinhDeputy General Director & Member of Management Board
- Mr. Hung Viet NguyenChief Accountant
- Tu Quang BaoInvestor Relations Officer