Société Générale Société anonyme Logo

Société Générale Société anonyme

SGE.F

(2.5)
Stock Price

26,22 EUR

0.16% ROA

3.51% ROE

7.17x PER

Market Cap.

18.160.284.709,00 EUR

448.79% DER

3.96% Yield

2.94% NPM

Société Générale Société anonyme Stock Analysis

Société Générale Société anonyme Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Société Générale Société anonyme Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.27x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Assets Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

4 ROE

The stock's ROE falls within an average range (6.57%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (0.28%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

7 Dividend Growth

With a history of consistent dividend increases over the last three years, the company has proven to be a reliable choice for investors seeking reliable income.

8 DER

The company has a high debt to equity ratio (253%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

9 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

10 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

11 Buffet Intrinsic Value

The company's stock appears overvalued (-532) by Warren Buffett's formula, suggesting a less favorable investment opportunity as its market price exceeds its estimated intrinsic value.

Société Générale Société anonyme Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Société Générale Société anonyme Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Société Générale Société anonyme Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Société Générale Société anonyme Revenue
Year Revenue Growth
2004 30.264.000.000
2005 32.639.000.000 7.28%
2006 37.473.000.000 12.9%
2007 30.822.000.000 -21.58%
2008 35.495.000.000 13.17%
2009 38.272.000.000 7.26%
2010 44.806.000.000 14.58%
2011 47.903.000.000 6.47%
2012 60.624.000.000 20.98%
2013 80.233.000.000 24.44%
2014 71.912.000.000 -11.57%
2015 77.363.000.000 7.05%
2016 43.703.000.000 -77.02%
2017 45.996.000.000 4.99%
2018 34.007.000.000 -35.25%
2019 34.131.000.000 0.36%
2020 31.823.000.000 -7.25%
2021 36.248.000.000 12.21%
2022 38.649.000.000 6.21%
2023 24.780.000.000 -55.97%
2023 44.345.000.000 44.12%
2024 167.996.000.000 73.6%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Société Générale Société anonyme Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Société Générale Société anonyme General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 3.651.000.000
2005 3.990.000.000 8.5%
2006 4.635.000.000 13.92%
2007 5.348.000.000 13.33%
2008 6.040.000.000 11.46%
2009 5.679.000.000 -6.36%
2010 6.053.000.000 6.18%
2011 6.449.000.000 6.14%
2012 6.000.000.000 -7.48%
2013 6.253.000.000 4.05%
2014 6.060.000.000 -3.18%
2015 6.477.000.000 6.44%
2016 4.519.000.000 -43.33%
2017 5.325.000.000 15.14%
2018 5.713.000.000 6.79%
2019 5.045.000.000 -13.24%
2020 4.443.000.000 -13.55%
2021 4.865.000.000 8.67%
2022 5.302.000.000 8.24%
2023 0 0%
2023 1.319.000.000 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Société Générale Société anonyme EBITDA
Year EBITDA Growth
2004 22.121.000.000
2005 24.654.000.000 10.27%
2006 36.596.000.000 32.63%
2007 39.203.000.000 6.65%
2008 38.150.000.000 -2.76%
2009 22.095.000.000 -72.66%
2010 24.693.000.000 10.52%
2011 27.021.000.000 8.62%
2012 22.962.000.000 -17.68%
2013 23.247.000.000 1.23%
2014 22.030.000.000 -5.52%
2015 25.437.000.000 13.39%
2016 24.912.000.000 -2.11%
2017 22.060.000.000 -12.93%
2018 21.673.000.000 -1.79%
2019 9.693.000.000 -123.59%
2020 6.209.000.000 -56.11%
2021 12.782.000.000 51.42%
2022 3.578.000.000 -257.24%
2023 3.676.000.000 2.67%
2023 11.882.000.000 69.06%
2024 -240.000.000 5050.83%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Société Générale Société anonyme Gross Profit
Year Gross Profit Growth
2004 30.264.000.000
2005 32.639.000.000 7.28%
2006 37.473.000.000 12.9%
2007 30.822.000.000 -21.58%
2008 35.495.000.000 13.17%
2009 38.272.000.000 7.26%
2010 44.806.000.000 14.58%
2011 47.903.000.000 6.47%
2012 60.624.000.000 20.98%
2013 80.233.000.000 24.44%
2014 71.912.000.000 -11.57%
2015 77.363.000.000 7.05%
2016 43.703.000.000 -77.02%
2017 45.996.000.000 4.99%
2018 34.007.000.000 -35.25%
2019 34.131.000.000 0.36%
2020 31.823.000.000 -7.25%
2021 36.248.000.000 12.21%
2022 38.649.000.000 6.21%
2023 24.780.000.000 -55.97%
2023 44.345.000.000 44.12%
2024 53.320.000.000 16.83%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Société Générale Société anonyme Net Profit
Year Net Profit Growth
2004 3.281.000.000
2005 4.402.000.000 25.47%
2006 5.221.000.000 15.69%
2007 947.000.000 -451.32%
2008 2.010.000.000 52.89%
2009 678.000.000 -196.46%
2010 3.917.000.000 82.69%
2011 2.385.000.000 -64.23%
2012 774.000.000 -208.14%
2013 2.175.000.000 64.41%
2014 2.692.000.000 19.21%
2015 4.001.000.000 32.72%
2016 3.874.000.000 -3.28%
2017 2.806.000.000 -38.06%
2018 3.864.000.000 27.38%
2019 3.248.000.000 -18.97%
2020 196.000.000 -1557.14%
2021 5.641.000.000 96.53%
2022 2.947.000.000 -91.41%
2023 1.180.000.000 -149.75%
2023 2.493.000.000 52.67%
2024 4.452.000.000 44%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Société Générale Société anonyme Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 7
2005 10 22.22%
2006 11 18.18%
2007 2 -1000%
2008 3 66.67%
2009 0 0%
2010 5 100%
2011 3 -33.33%
2012 1 0%
2013 2 100%
2014 3 0%
2015 4 50%
2016 4 0%
2017 3 -100%
2018 5 50%
2019 3 -33.33%
2020 0 0%
2021 6 100%
2022 4 -66.67%
2023 1 -200%
2023 2 50%
2024 7 71.43%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Société Générale Société anonyme Free Cashflow
Year Free Cashflow Growth
2004 -384.000.000
2005 -332.000.000 -15.66%
2006 4.326.000.000 107.67%
2007 7.562.000.000 42.79%
2008 -12.981.000.000 158.25%
2009 4.697.000.000 376.37%
2010 2.764.000.000 -69.93%
2011 34.013.000.000 91.87%
2012 25.791.000.000 -31.88%
2013 -1.738.000.000 1583.95%
2014 -16.992.000.000 89.77%
2015 16.613.000.000 202.28%
2016 17.199.000.000 3.41%
2017 22.470.000.000 23.46%
2018 -8.675.000.000 359.02%
2019 3.194.000.000 371.6%
2020 75.203.000.000 95.75%
2021 13.828.000.000 -443.85%
2022 29.498.000.000 53.12%
2023 25.556.000.000 -15.42%
2024 8.025.000.000 -218.45%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Société Générale Société anonyme Operating Cashflow
Year Operating Cashflow Growth
2004 861.000.000
2005 2.829.000.000 69.57%
2006 7.837.000.000 63.9%
2007 11.108.000.000 29.45%
2008 -9.688.000.000 214.66%
2009 6.828.000.000 241.89%
2010 5.380.000.000 -26.91%
2011 37.928.000.000 85.82%
2012 29.817.000.000 -27.2%
2013 2.092.000.000 -1325.29%
2014 -13.585.000.000 115.4%
2015 21.115.000.000 164.34%
2016 22.730.000.000 7.11%
2017 28.398.000.000 19.96%
2018 -1.054.000.000 2794.31%
2019 10.404.000.000 110.13%
2020 80.791.000.000 87.12%
2021 20.294.000.000 -298.1%
2022 39.092.000.000 48.09%
2023 37.423.000.000 -4.46%
2024 14.221.000.000 -163.15%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Société Générale Société anonyme Capital Expenditure
Year Capital Expenditure Growth
2004 1.245.000.000
2005 3.161.000.000 60.61%
2006 3.511.000.000 9.97%
2007 3.546.000.000 0.99%
2008 3.293.000.000 -7.68%
2009 2.131.000.000 -54.53%
2010 2.616.000.000 18.54%
2011 3.915.000.000 33.18%
2012 4.026.000.000 2.76%
2013 3.830.000.000 -5.12%
2014 3.407.000.000 -12.42%
2015 4.502.000.000 24.32%
2016 5.531.000.000 18.6%
2017 5.928.000.000 6.7%
2018 7.621.000.000 22.21%
2019 7.210.000.000 -5.7%
2020 5.588.000.000 -29.03%
2021 6.466.000.000 13.58%
2022 9.594.000.000 32.6%
2023 11.867.000.000 19.15%
2024 6.196.000.000 -91.53%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Société Générale Société anonyme Equity
Year Equity Growth
2005 27.200.000.000
2006 33.432.000.000 18.64%
2007 31.275.000.000 -6.9%
2008 40.887.000.000 23.51%
2009 46.838.000.000 12.71%
2010 50.975.000.000 8.12%
2011 51.112.000.000 0.27%
2012 54.097.000.000 5.52%
2013 54.101.000.000 0.01%
2014 58.813.000.000 8.01%
2015 62.675.000.000 6.16%
2016 65.706.000.000 4.61%
2017 64.037.000.000 -2.61%
2018 65.809.000.000 2.69%
2019 68.570.000.000 4.03%
2020 66.979.000.000 -2.38%
2021 70.863.000.000 5.48%
2022 72.782.000.000 2.64%
2023 78.257.000.000 7%
2023 76.247.000.000 -2.64%
2024 76.412.000.000 0.22%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Société Générale Société anonyme Assets
Year Assets Growth
2005 835.134.000.000
2006 956.841.000.000 12.72%
2007 1.071.762.000.000 10.72%
2008 1.130.003.000.000 5.15%
2009 1.023.701.000.000 -10.38%
2010 1.132.072.000.000 9.57%
2011 1.181.372.000.000 4.17%
2012 1.250.696.000.000 5.54%
2013 1.235.262.000.000 -1.25%
2014 1.308.170.000.000 5.57%
2015 1.334.391.000.000 1.97%
2016 1.382.241.000.000 3.46%
2017 1.275.128.000.000 -8.4%
2018 1.309.428.000.000 2.62%
2019 1.356.303.000.000 3.46%
2020 1.461.952.000.000 7.23%
2021 1.464.449.000.000 0.17%
2022 1.486.818.000.000 1.5%
2023 1.599.447.000.000 7.04%
2023 1.554.045.000.000 -2.92%
2024 1.592.144.000.000 2.39%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Société Générale Société anonyme Liabilities
Year Liabilities Growth
2005 807.934.000.000
2006 923.409.000.000 12.51%
2007 1.040.487.000.000 11.25%
2008 1.089.116.000.000 4.46%
2009 976.863.000.000 -11.49%
2010 1.081.097.000.000 9.64%
2011 1.130.260.000.000 4.35%
2012 1.196.599.000.000 5.54%
2013 1.181.161.000.000 -1.31%
2014 1.249.357.000.000 5.46%
2015 1.271.716.000.000 1.76%
2016 1.316.535.000.000 3.4%
2017 1.211.091.000.000 -8.71%
2018 1.243.619.000.000 2.62%
2019 1.287.733.000.000 3.43%
2020 1.394.973.000.000 7.69%
2021 1.393.586.000.000 -0.1%
2022 1.414.036.000.000 1.45%
2023 168.834.000.000 -737.53%
2023 179.810.000.000 6.1%
2024 1.515.732.000.000 88.14%

Société Générale Société anonyme Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
100.89
Net Income per Share
3.17
Price to Earning Ratio
7.17x
Price To Sales Ratio
0.23x
POCF Ratio
0.72
PFCF Ratio
1.49
Price to Book Ratio
0.27
EV to Sales
-0.14
EV Over EBITDA
-4.27
EV to Operating CashFlow
-0.43
EV to FreeCashFlow
-0.89
Earnings Yield
0.14
FreeCashFlow Yield
0.67
Market Cap
18,16 Bil.
Enterprise Value
-10,88 Bil.
Graham Number
77.47
Graham NetNet
-1733.85

Income Statement Metrics

Net Income per Share
3.17
Income Quality
10.34
ROE
0.04
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.38
EBT Per Ebit
2.3
Ebit per Revenue
0.03
Effective Tax Rate
0.3

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.64
Operating Profit Margin
0.03
Pretax Profit Margin
0.08
Net Profit Margin
0.03

Dividends

Dividend Yield
0.04
Dividend Yield %
3.96
Payout Ratio
0.54
Dividend Per Share
0.9

Operating Metrics

Operating Cashflow per Share
31.68
Free CashFlow per Share
15.39
Capex to Operating CashFlow
0.51
Capex to Revenue
0.16
Capex to Depreciation
1.33
Return on Invested Capital
0.01
Return on Tangible Assets
0
Days Sales Outstanding
99.1
Days Payables Outstanding
71.78
Days of Inventory on Hand
-3666.82
Receivables Turnover
3.68
Payables Turnover
5.08
Inventory Turnover
-0.1
Capex per Share
16.29

Balance Sheet

Cash per Share
335,21
Book Value per Share
96,20
Tangible Book Value per Share
85.55
Shareholders Equity per Share
84.14
Interest Debt per Share
380.85
Debt to Equity
4.49
Debt to Assets
0.19
Net Debt to EBITDA
-11.41
Current Ratio
0.92
Tangible Asset Value
67,95 Bil.
Net Current Asset Value
-840,91 Bil.
Invested Capital
12637000000
Working Capital
-57,18 Bil.
Intangibles to Total Assets
0.01
Average Receivables
10,88 Bil.
Average Payables
2,82 Bil.
Average Inventory
-144005500000
Debt to Market Cap
16.52

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Société Générale Société anonyme Dividends
Year Dividends Growth
2008 1
2009 1 100%
2010 0 0%
2011 2 100%
2013 0 0%
2014 1 100%
2015 1 0%
2016 2 50%
2017 2 0%
2018 2 0%
2019 2 0%
2020 2 0%
2021 1 0%
2022 2 100%
2023 2 0%
2024 1 0%

Société Générale Société anonyme Profile

About Société Générale Société anonyme

Société Générale Société anonyme provides banking and financial services to individuals, businesses, and institutional investors in Europe and internationally. It operates through three segments: Retail Banking in France, International Retail Banking and Financial Services, and Global Banking and Investor Solutions. It offers retail banking services, such as consumer credit, vehicle leasing and fleet management, financing of professional equipment, and long-term leasing activities under the Societe Generale, Credit du Nord, and Boursorama brand names; and insurance products, including home, vehicle, family, health, and mortgage insurance. The company also provides corporate and investment banking, securities, market and investor, financing and consulting, and asset management and private banking services. In addition, it offers security brokerage, equipment finance, cash management, payment services, factoring, and supply chain financing services. The company serves through a network of 1849 branches. Société Générale Société anonyme was founded in 1864 and is based in Paris, France.

CEO
Mr. Slawomir Krupa
Employee
126.000
Address
29, boulevard Haussmann
Paris, 75009

Société Générale Société anonyme Executives & BODs

Société Générale Société anonyme Executives & BODs
# Name Age
1 Ms. Laura Mather
Group Chief Operating Officer
70
2 Ms. Claire Dumas
Group Chief Financial Officer & Head of Finance Department
70
3 Mr. Philippe Aymerich
Deputy Chief Executive Officer
70
4 Mr. Slawomir Krupa
Chief Executive Officer & Director
70
5 Mr. Pierre Palmieri
Deputy Chief executive Officer
70
6 Mr. Vincent Robillard
Head of Financial Communication & Investor Relations
70
7 Mr. Bruno Delas
Group Chief Information Officer
70
8 Mr. Alain Voiment
Chief Technology Officer
70
9 Mr. Gregoire Simon-Barboux
Group Chief Compliance Officer
70
10 Mr. Dominique Bourrinet
Group General Counsel
70

Société Générale Société anonyme Competitors