Svenska Handelsbanken AB (publ) Logo

Svenska Handelsbanken AB (publ)

SHB-B.ST

(2.8)
Stock Price

143,80 SEK

0.77% ROA

14.41% ROE

7.07x PER

Market Cap.

198.464.799.000,00 SEK

881.11% DER

6.37% Yield

22.26% NPM

Svenska Handelsbanken AB (publ) Stock Analysis

Svenska Handelsbanken AB (publ) Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Svenska Handelsbanken AB (publ) Fundamental Stock Analysis
# Analysis Rating
1 Assets Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

2 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

3 ROE

The stock's ROE falls within an average range (13.29%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.68%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 PBV

The stock's PBV ratio (1.21x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

6 Revenue Growth

Company's revenue has experienced consistent growth over the last three years, indicating a favorable financial trajectory and making it an attractive investment choice.

7 Net Profit Growth

Throughout the last three years, this company has experienced consistent net profit growth, reflecting a robust financial performance and making it an attractive investment prospect.

8 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

9 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (316) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

10 DER

The stock is burdened with a heavy load of debt (815%), making it financially unstable and potentially risky for investors.

11 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

Svenska Handelsbanken AB (publ) Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Svenska Handelsbanken AB (publ) Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Svenska Handelsbanken AB (publ) Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Svenska Handelsbanken AB (publ) Revenue
Year Revenue Growth
2005 26.264.000.000
2006 29.454.000.000 10.83%
2007 27.023.000.000 -9%
2008 29.095.000.000 7.12%
2009 32.309.000.000 9.95%
2010 31.285.000.000 -3.27%
2011 32.800.000.000 4.62%
2012 35.054.000.000 6.43%
2013 36.318.000.000 3.48%
2014 38.296.000.000 5.17%
2015 39.112.000.000 2.09%
2016 40.738.000.000 3.99%
2017 41.660.000.000 2.21%
2018 42.933.000.000 2.97%
2019 44.532.000.000 3.59%
2020 44.230.000.000 -0.68%
2021 42.876.000.000 -3.16%
2022 49.204.000.000 12.86%
2023 64.776.000.000 24.04%
2023 62.198.000.000 -4.14%
2024 193.084.000.000 67.79%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Svenska Handelsbanken AB (publ) Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Svenska Handelsbanken AB (publ) General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 262.000.000
2006 259.000.000 -1.16%
2007 253.000.000 -2.37%
2008 537.000.000 52.89%
2009 345.000.000 -55.65%
2010 368.000.000 6.25%
2011 444.000.000 17.12%
2012 319.000.000 -39.18%
2013 379.000.000 15.83%
2014 412.000.000 8.01%
2015 451.000.000 8.65%
2016 514.000.000 12.26%
2017 509.000.000 -0.98%
2018 624.000.000 18.43%
2019 760.000.000 17.89%
2020 693.000.000 -9.67%
2021 435.000.000 -59.31%
2022 484.000.000 10.12%
2023 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Svenska Handelsbanken AB (publ) EBITDA
Year EBITDA Growth
2005 40.207.000.000
2006 52.882.000.000 23.97%
2007 69.479.000.000 23.89%
2008 80.072.000.000 13.23%
2009 43.538.000.000 -83.91%
2010 37.491.000.000 -16.13%
2011 55.104.000.000 31.96%
2012 54.782.000.000 -0.59%
2013 46.480.000.000 -17.86%
2014 43.369.000.000 -7.17%
2015 36.418.000.000 -19.09%
2016 33.147.000.000 -9.87%
2017 33.967.000.000 2.41%
2018 40.608.000.000 16.35%
2019 23.463.000.000 -73.07%
2020 22.038.000.000 -6.47%
2021 26.272.000.000 16.12%
2022 59.344.000.000 55.73%
2023 42.960.000.000 -38.14%
2023 39.267.000.000 -9.4%
2024 -916.000.000 4386.79%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Svenska Handelsbanken AB (publ) Gross Profit
Year Gross Profit Growth
2005 26.264.000.000
2006 29.454.000.000 10.83%
2007 27.023.000.000 -9%
2008 29.095.000.000 7.12%
2009 32.309.000.000 9.95%
2010 31.285.000.000 -3.27%
2011 32.800.000.000 4.62%
2012 35.054.000.000 6.43%
2013 36.318.000.000 3.48%
2014 38.296.000.000 5.17%
2015 39.112.000.000 2.09%
2016 40.738.000.000 3.99%
2017 41.660.000.000 2.21%
2018 42.933.000.000 2.97%
2019 44.532.000.000 3.59%
2020 44.230.000.000 -0.68%
2021 42.876.000.000 -3.16%
2022 49.204.000.000 12.86%
2023 64.776.000.000 24.04%
2023 62.198.000.000 -4.14%
2024 193.084.000.000 67.79%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Svenska Handelsbanken AB (publ) Net Profit
Year Net Profit Growth
2005 11.354.000.000
2006 13.128.000.000 13.51%
2007 15.508.000.000 15.35%
2008 12.131.000.000 -27.84%
2009 10.244.000.000 -18.42%
2010 11.025.000.000 7.08%
2011 12.323.000.000 10.53%
2012 14.547.000.000 15.29%
2013 14.295.000.000 -1.76%
2014 15.183.000.000 5.85%
2015 16.342.000.000 7.09%
2016 16.244.000.000 -0.6%
2017 16.099.000.000 -0.9%
2018 17.354.000.000 7.23%
2019 16.922.000.000 -2.55%
2020 15.585.000.000 -8.58%
2021 19.527.000.000 20.19%
2022 21.676.000.000 9.91%
2023 31.800.000.000 31.84%
2023 29.107.000.000 -9.25%
2024 27.172.000.000 -7.12%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Svenska Handelsbanken AB (publ) Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 6
2006 7 16.67%
2007 8 25%
2008 6 -33.33%
2009 5 -20%
2010 6 0%
2011 7 16.67%
2012 7 14.29%
2013 8 0%
2014 8 0%
2015 9 12.5%
2016 8 0%
2017 8 0%
2018 9 0%
2019 9 0%
2020 8 -14.29%
2021 10 22.22%
2022 11 10%
2023 16 37.5%
2023 15 -14.29%
2024 14 -7.69%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Svenska Handelsbanken AB (publ) Free Cashflow
Year Free Cashflow Growth
2005 -15.123.000.000
2006 1.714.000.000 982.32%
2007 -5.410.000.000 131.68%
2008 50.681.000.000 110.67%
2009 -3.356.000.000 1610.16%
2010 25.632.000.000 113.09%
2011 199.438.000.000 87.15%
2012 9.686.000.000 -1959.03%
2013 107.129.000.000 90.96%
2014 52.149.000.000 -105.43%
2015 -273.261.000.000 119.08%
2016 3.051.000.000 9056.44%
2017 38.466.000.000 92.07%
2018 75.181.000.000 48.84%
2019 20.164.000.000 -272.85%
2020 85.520.000.000 76.42%
2021 47.648.000.000 -79.48%
2022 -39.795.000.000 219.73%
2023 21.662.000.000 283.71%
2023 -25.637.000.000 184.5%
2024 24.691.000.000 203.83%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Svenska Handelsbanken AB (publ) Operating Cashflow
Year Operating Cashflow Growth
2005 -14.824.000.000
2006 2.120.000.000 799.25%
2007 -5.125.000.000 141.37%
2008 50.843.000.000 110.08%
2009 -2.906.000.000 1849.59%
2010 26.030.000.000 111.16%
2011 200.097.000.000 86.99%
2012 10.324.000.000 -1838.17%
2013 107.784.000.000 90.42%
2014 52.798.000.000 -104.14%
2015 -272.295.000.000 119.39%
2016 4.052.000.000 6820.01%
2017 39.891.000.000 89.84%
2018 76.662.000.000 47.97%
2019 22.378.000.000 -242.58%
2020 87.260.000.000 74.35%
2021 49.381.000.000 -76.71%
2022 -38.298.000.000 228.94%
2023 23.125.000.000 265.61%
2023 -25.305.000.000 191.39%
2024 25.007.000.000 201.19%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Svenska Handelsbanken AB (publ) Capital Expenditure
Year Capital Expenditure Growth
2005 299.000.000
2006 406.000.000 26.35%
2007 285.000.000 -42.46%
2008 162.000.000 -75.93%
2009 450.000.000 64%
2010 398.000.000 -13.07%
2011 659.000.000 39.61%
2012 638.000.000 -3.29%
2013 655.000.000 2.6%
2014 649.000.000 -0.92%
2015 966.000.000 32.82%
2016 1.001.000.000 3.5%
2017 1.425.000.000 29.75%
2018 1.481.000.000 3.78%
2019 2.214.000.000 33.11%
2020 1.740.000.000 -27.24%
2021 1.733.000.000 -0.4%
2022 1.497.000.000 -15.76%
2023 1.463.000.000 -2.32%
2023 332.000.000 -340.66%
2024 316.000.000 -5.06%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Svenska Handelsbanken AB (publ) Equity
Year Equity Growth
2005 65.758.000.000
2006 66.226.000.000 0.71%
2007 74.491.000.000 11.1%
2008 74.963.000.000 0.63%
2009 83.088.000.000 9.78%
2010 88.391.000.000 6%
2011 94.524.000.000 6.49%
2012 106.897.000.000 11.57%
2013 111.339.000.000 3.99%
2014 126.827.000.000 12.21%
2015 128.268.000.000 1.12%
2016 136.381.000.000 5.95%
2017 141.604.000.000 3.69%
2018 142.261.000.000 0.46%
2019 159.832.000.000 10.99%
2020 171.473.000.000 6.79%
2021 181.731.000.000 5.64%
2022 196.030.000.000 7.29%
2023 203.747.000.000 3.79%
2023 205.086.000.000 0.65%
2024 195.035.000.000 -5.15%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Svenska Handelsbanken AB (publ) Assets
Year Assets Growth
2005 1.582.907.000.000
2006 1.790.008.000.000 11.57%
2007 1.859.382.000.000 3.73%
2008 2.158.784.000.000 13.87%
2009 2.122.843.000.000 -1.69%
2010 2.153.530.000.000 1.42%
2011 2.454.366.000.000 12.26%
2012 2.387.858.000.000 -2.79%
2013 2.489.806.000.000 4.09%
2014 2.816.676.000.000 11.6%
2015 2.522.133.000.000 -11.68%
2016 2.627.580.000.000 4.01%
2017 2.766.977.000.000 5.04%
2018 2.978.174.000.000 7.09%
2019 3.069.667.000.000 2.98%
2020 3.135.288.000.000 2.09%
2021 3.346.764.000.000 6.32%
2022 3.453.716.000.000 3.1%
2023 3.679.330.000.000 6.13%
2023 3.537.792.000.000 -4%
2024 3.727.558.000.000 5.09%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Svenska Handelsbanken AB (publ) Liabilities
Year Liabilities Growth
2005 1.517.149.000.000
2006 1.723.782.000.000 11.99%
2007 1.784.891.000.000 3.42%
2008 2.083.821.000.000 14.35%
2009 2.039.755.000.000 -2.16%
2010 2.065.139.000.000 1.23%
2011 2.359.842.000.000 12.49%
2012 2.280.961.000.000 -3.46%
2013 2.378.467.000.000 4.1%
2014 2.689.849.000.000 11.58%
2015 2.393.865.000.000 -12.36%
2016 2.491.199.000.000 3.91%
2017 2.625.373.000.000 5.11%
2018 2.835.913.000.000 7.42%
2019 2.909.835.000.000 2.54%
2020 2.963.815.000.000 1.82%
2021 1.438.325.000.000 -106.06%
2022 3.257.686.000.000 55.85%
2023 1.600.194.000.000 -103.58%
2023 1.566.598.000.000 -2.14%
2024 3.532.523.000.000 55.65%

Svenska Handelsbanken AB (publ) Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
48.28
Net Income per Share
14.44
Price to Earning Ratio
7.07x
Price To Sales Ratio
2.08x
POCF Ratio
1.68
PFCF Ratio
1.67
Price to Book Ratio
1.04
EV to Sales
13.93
EV Over EBITDA
45.61
EV to Operating CashFlow
11.07
EV to FreeCashFlow
11.21
Earnings Yield
0.14
FreeCashFlow Yield
0.6
Market Cap
198,46 Bil.
Enterprise Value
1.331,85 Bil.
Graham Number
178.88
Graham NetNet
-1490.37

Income Statement Metrics

Net Income per Share
14.44
Income Quality
3.45
ROE
0.14
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.8
EBT Per Ebit
1.25
Ebit per Revenue
0.22
Effective Tax Rate
0.23

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.22
Pretax Profit Margin
0.28
Net Profit Margin
0.22

Dividends

Dividend Yield
0.06
Dividend Yield %
6.37
Payout Ratio
0.9
Dividend Per Share
6.5

Operating Metrics

Operating Cashflow per Share
60.75
Free CashFlow per Share
60.02
Capex to Operating CashFlow
0.01
Capex to Revenue
0.02
Capex to Depreciation
0.79
Return on Invested Capital
0.01
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.74

Balance Sheet

Cash per Share
293,71
Book Value per Share
98,50
Tangible Book Value per Share
94.16
Shareholders Equity per Share
98.5
Interest Debt per Share
933.04
Debt to Equity
8.81
Debt to Assets
0.46
Net Debt to EBITDA
38.81
Current Ratio
0.82
Tangible Asset Value
186,45 Bil.
Net Current Asset Value
-2.742,65 Bil.
Invested Capital
-154502000000
Working Capital
-168,00 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
8.66

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Svenska Handelsbanken AB (publ) Dividends
Year Dividends Growth
2000 3
2001 4 25%
2002 5 0%
2003 5 0%
2005 6 33.33%
2006 7 14.29%
2007 8 12.5%
2008 5 -60%
2009 7 28.57%
2010 8 12.5%
2011 9 11.11%
2012 10 0%
2013 11 10%
2014 5 -100%
2015 5 0%
2016 2 -400%
2017 5 80%
2018 2 -150%
2019 6 60%
2020 6 0%
2021 4 -25%
2022 5 20%
2023 3 -150%
2024 7 66.67%

Svenska Handelsbanken AB (publ) Profile

About Svenska Handelsbanken AB (publ)

Svenska Handelsbanken AB (publ) provides various banking products and services for private and corporate customers primarily in Sweden, the United Kingdom, Norway, the Netherlands, the United States, Luxembourg, China, Germany, France, and Poland. The company offers savings, transactions, business, currency, and investment accounts, as well as accounts for cash pool, and forestry and agriculture; mortgage and committed loans, and private loans; mutual funds; pension products; credit and debit cards; and payment and reconciliation services. It also provides financing for investments, such as equipment, cars, computers, and other inventories, as well as vehicle and real estate financing services; green loans and advisor services; investment and other financing services; medical care, group and health, and travel insurance products; forestry and farming banking products; and online and mobile banking services. In addition, the company offers transaction, trade finance, cash management, risk management, and foreign exchange services, as well as various banking services for children and young people. It operates approximately 214 branches in Sweden, 196 in the Great Britain, 41 in Norway, 42 in Denmark, 27 in Finland, and 28 in the Netherlands. Svenska Handelsbanken AB (publ) was incorporated in 1871 and is headquartered in Stockholm, Sweden.

CEO
Mr. Carl Cederschiold
Employee
12.248
Address
Kungsträdgårdsgatan 2
Stockholm, 106 70

Svenska Handelsbanken AB (publ) Executives & BODs

Svenska Handelsbanken AB (publ) Executives & BODs
# Name Age
1 Magnus Lundin
Deputy Head of Group Risk Control
70
2 Helena Ostrom Nimander
Head of Group Governance
70
3 Mr. Martin Wasteson
Chief Legal Officer & Company Secretary
70
4 Ms. Monika Bergström
Chief Compliance Officer
70
5 Daniel Andersson
Head of Savings & Pensions
70
6 Mr. Per Beckman
Chief Credit Officer & Executive Vice President
70
7 Mr. Michael Green
President & Group Chief Executive Officer
70
8 Mr. Anton Romare Keller
Chief Information Officer
70
9 Mr. Carl Cederschiold
Chief Financial Officer, Deputy Chief Executive Officer & Executive Vice President
70
10 Mr. Peter Grabe
Head of Investor Relations
70

Svenska Handelsbanken AB (publ) Competitors

Nordea Bank Abp Logo
Nordea Bank Abp

NDA-SE.ST

(2.2)
Atlas Copco AB Logo
Atlas Copco AB

ATCO-B.ST

(3.2)
Skanska AB (publ) Logo
Skanska AB (publ)

SKA-B.ST

(2.5)