Sunnyside Bancorp, Inc. Logo

Sunnyside Bancorp, Inc.

SNNY

(1.0)
Stock Price

20,20 USD

-1.37% ROA

-12.2% ROE

-11.78x PER

Market Cap.

0,00 USD

0% DER

0% Yield

-49.95% NPM

Sunnyside Bancorp, Inc. Stock Analysis

Sunnyside Bancorp, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Sunnyside Bancorp, Inc. Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a minimal amount of debt (0%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

2 PBV

The stock's PBV ratio (1.59x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

3 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

4 ROE

Negative ROE (-12.2%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (-1.37%) suggests that it's struggling to generate profits from its assets, making it a risky choice for investment.

6 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

7 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

8 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

10 Dividend

Investors should be cautious as the company hasn't distributed dividends in the last three years, possibly indicating financial challenges.

11 Buffet Intrinsic Value

The company's stock shows signs of being overvalued (2) according to Warren Buffett's formula, indicating a potential downside as its market price exceeds its estimated intrinsic value.

Sunnyside Bancorp, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Sunnyside Bancorp, Inc. Technical Stock Analysis
# Analysis Recommendation

Sunnyside Bancorp, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Sunnyside Bancorp, Inc. Revenue
Year Revenue Growth
2012 2.331.421
2013 2.444.079 4.61%
2014 2.477.414 1.35%
2015 2.637.067 6.05%
2016 2.839.686 7.14%
2017 2.792.302 -1.7%
2018 2.536.369 -10.09%
2019 2.225.450 -13.97%
2020 2.586.753 13.97%
2021 2.589.872 0.12%
2022 2.398.152 -7.99%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Sunnyside Bancorp, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2012 0
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Sunnyside Bancorp, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2012 1.531.700
2013 1.534.998 0.21%
2014 1.610.558 4.69%
2015 1.752.612 8.11%
2016 1.790.316 2.11%
2017 1.718.701 -4.17%
2018 1.538.424 -11.72%
2019 1.586.779 3.05%
2020 1.485.847 -6.79%
2021 347.300 -327.83%
2022 1.507.280 76.96%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Sunnyside Bancorp, Inc. EBITDA
Year EBITDA Growth
2012 677.412
2013 557.350 -21.54%
2014 161.884 -244.29%
2015 323.699 49.99%
2016 439.104 26.28%
2017 464.120 5.39%
2018 500.653 7.3%
2019 284.487 -75.98%
2020 -792.819 135.88%
2021 -847.111 6.41%
2022 246.248 444.01%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Sunnyside Bancorp, Inc. Gross Profit
Year Gross Profit Growth
2012 2.331.421
2013 2.444.079 4.61%
2014 2.477.414 1.35%
2015 2.637.067 6.05%
2016 2.839.686 7.14%
2017 2.792.302 -1.7%
2018 2.536.369 -10.09%
2019 2.225.450 -13.97%
2020 2.586.753 13.97%
2021 2.589.872 0.12%
2022 2.398.152 -7.99%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Sunnyside Bancorp, Inc. Net Profit
Year Net Profit Growth
2012 -320.481
2013 -59.826 -435.69%
2014 -210.367 71.56%
2015 -80.483 -161.38%
2016 -117.419 31.46%
2017 -327.049 64.1%
2018 52.106 727.66%
2019 -338.156 115.41%
2020 -235.628 -43.51%
2021 -1.293.696 81.79%
2022 -119.576 -981.9%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Sunnyside Bancorp, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2012 0
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 -2 100%
2022 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Sunnyside Bancorp, Inc. Free Cashflow
Year Free Cashflow Growth
2012 359.158
2013 -109.829 427.02%
2014 -188.523 41.74%
2015 170.540 210.54%
2016 12.414 -1273.77%
2017 272.750 95.45%
2018 370.100 26.3%
2019 -100.464 468.39%
2020 -144.356 30.41%
2021 -1.094.006 86.8%
2022 -231.120 -373.35%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Sunnyside Bancorp, Inc. Operating Cashflow
Year Operating Cashflow Growth
2012 369.063
2013 11.471 -3117.36%
2014 -26.267 143.67%
2015 176.318 114.9%
2016 27.833 -533.49%
2017 302.472 90.8%
2018 384.532 21.34%
2019 -48.161 898.43%
2020 -95.155 49.39%
2021 -1.094.006 91.3%
2022 -229.428 -376.84%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Sunnyside Bancorp, Inc. Capital Expenditure
Year Capital Expenditure Growth
2012 9.905
2013 121.300 91.83%
2014 162.256 25.24%
2015 5.778 -2708.17%
2016 15.419 62.53%
2017 29.722 48.12%
2018 14.432 -105.95%
2019 52.303 72.41%
2020 49.201 -6.3%
2021 0 0%
2022 1.692 100%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Sunnyside Bancorp, Inc. Equity
Year Equity Growth
2012 6.214.005
2013 11.936.003 47.94%
2014 12.198.117 2.15%
2015 11.853.524 -2.91%
2016 11.231.593 -5.54%
2017 11.275.513 0.39%
2018 10.865.112 -3.78%
2019 11.404.331 4.73%
2020 11.600.981 1.7%
2021 9.604.261 -20.79%
2022 7.783.769 -23.39%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Sunnyside Bancorp, Inc. Assets
Year Assets Growth
2012 94.054.603
2013 91.251.000 -3.07%
2014 93.153.380 2.04%
2015 91.608.799 -1.69%
2016 90.274.468 -1.48%
2017 84.934.997 -6.29%
2018 79.700.727 -6.57%
2019 86.242.517 7.59%
2020 97.502.112 11.55%
2021 94.399.296 -3.29%
2022 89.452.722 -5.53%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Sunnyside Bancorp, Inc. Liabilities
Year Liabilities Growth
2012 87.840.598
2013 79.314.997 -10.75%
2014 80.955.263 2.03%
2015 79.755.275 -1.5%
2016 79.042.875 -0.9%
2017 73.659.484 -7.31%
2018 68.835.615 -7.01%
2019 74.838.186 8.02%
2020 85.901.131 12.88%
2021 84.795.035 -1.3%
2022 81.668.953 -3.83%

Sunnyside Bancorp, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
3.43
Net Income per Share
-1.71
Price to Earning Ratio
-11.78x
Price To Sales Ratio
0x
POCF Ratio
-13.93
PFCF Ratio
0
Price to Book Ratio
1.59
EV to Sales
-1.34
EV Over EBITDA
4.1
EV to Operating CashFlow
3.17
EV to FreeCashFlow
3.17
Earnings Yield
-0.08
FreeCashFlow Yield
0
Market Cap
0,00 Bil.
Enterprise Value
0,00 Bil.
Graham Number
22.16
Graham NetNet
-5.55

Income Statement Metrics

Net Income per Share
-1.71
Income Quality
0.85
ROE
-0.12
Return On Assets
-0.01
Return On Capital Employed
-0.01
Net Income per EBT
0.97
EBT Per Ebit
1.36
Ebit per Revenue
-0.38
Effective Tax Rate
0.03

Margins

Sales, General, & Administrative to Revenue
0.13
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
1
Operating Profit Margin
-0.38
Pretax Profit Margin
-0.51
Net Profit Margin
-0.5

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
-1.45
Free CashFlow per Share
-1.45
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
-0.1
Return on Tangible Assets
-0.01
Days Sales Outstanding
4458.28
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0.08
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
75,40
Book Value per Share
12,73
Tangible Book Value per Share
12.73
Shareholders Equity per Share
12.73
Interest Debt per Share
0.47
Debt to Equity
0
Debt to Assets
0
Net Debt to EBITDA
4.1
Current Ratio
0
Tangible Asset Value
0,01 Bil.
Net Current Asset Value
0,00 Bil.
Invested Capital
0
Working Capital
0,09 Bil.
Intangibles to Total Assets
0
Average Receivables
0,04 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Sunnyside Bancorp, Inc. Dividends
Year Dividends Growth

Sunnyside Bancorp, Inc. Profile

About Sunnyside Bancorp, Inc.

Sunnyside Bancorp, Inc. operates as the bank holding company for Sunnyside Federal Savings and Loan Association of Irvington that provides various banking products and services in New York. Its deposit products include certificates of deposit, money market, savings, NOW, noninterest-bearing demand, and individual retirement accounts. The company also offers a range of loan products comprising one-to four-family residential real estate loans, commercial and multi-family real estate loans, commercial loans, student loans, home equity lines of credit, and other loans secured by deposits and marketable securities. In addition, it invests in various securities, which include the U.S. government agency obligations and mortgage-backed securities, as well as securities of states, counties, and political subdivisions. The company was founded in 1930 and is based in Irvington, New York.

CEO
Mr. Timothy D. Sullivan
Employee
10
Address
56 Main Street
Irvington, 10533

Sunnyside Bancorp, Inc. Executives & BODs

Sunnyside Bancorp, Inc. Executives & BODs
# Name Age

Sunnyside Bancorp, Inc. Competitors