Spenda Limited Logo

Spenda Limited

SPX.AX

(1.2)
Stock Price

0,01 AUD

-63.08% ROA

-59.58% ROE

-2.32x PER

Market Cap.

60.265.260,00 AUD

39.09% DER

0% Yield

-254.07% NPM

Spenda Limited Stock Analysis

Spenda Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Spenda Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.79x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a minimal amount of debt (19%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

4 ROE

Negative ROE (-80.58%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (-211.9%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

6 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

7 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

8 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

9 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

10 Dividend

No dividends from the company in the past three years raises doubts about its profitability for shareholders.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is overpriced (0), presenting a possible disadvantage for investors as its market price surpasses its estimated intrinsic value.

Spenda Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Spenda Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

Spenda Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Spenda Limited Revenue
Year Revenue Growth
2001 0
2002 9.918 100%
2003 135.819 92.7%
2004 0 0%
2005 1.158.783 100%
2006 2.964.201 60.91%
2007 1.288.771 -130%
2008 3.131.391 58.84%
2009 1.185.034 -164.24%
2010 711.436 -66.57%
2011 2.589.423 72.53%
2012 0 0%
2013 20.769 100%
2014 0 0%
2015 40.000 100%
2016 6.000 -566.67%
2017 37.955 84.19%
2018 301.553 87.41%
2019 670.732 55.04%
2020 462.128 -45.14%
2021 776.752 40.51%
2022 301.342 -157.76%
2023 3.111.513 90.32%
2024 10.883.588 71.41%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Spenda Limited Research and Development Expenses
Year Research and Development Expenses Growth
2001 0
2002 71.092 100%
2003 511.591 86.1%
2004 740.095 30.87%
2005 879.964 15.89%
2006 428.620 -105.3%
2007 353.727 -21.17%
2008 656.886 46.15%
2009 206.499 -218.11%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Spenda Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2001 0
2002 71.875 100%
2003 297.486 75.84%
2004 786.263 62.16%
2005 1.494.456 47.39%
2006 2.660.463 43.83%
2007 3.081.539 13.66%
2008 2.137.517 -44.16%
2009 1.394.017 -53.34%
2010 860.442 -62.01%
2011 2.634.607 67.34%
2012 369.174 -613.65%
2013 243.436 -51.65%
2014 154.699 -57.36%
2015 130.675 -18.38%
2016 173.504 24.68%
2017 177.725 2.38%
2018 2.880.863 93.83%
2019 2.309.392 -24.75%
2020 1.552.164 -48.79%
2021 5.639.523 72.48%
2022 9.580.236 41.13%
2023 6.918.821 -38.47%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Spenda Limited EBITDA
Year EBITDA Growth
2001 0
2002 -178.163 100%
2003 -1.042.932 82.92%
2004 -1.711.441 39.06%
2005 -1.899.385 9.89%
2006 -2.737.401 30.61%
2007 -4.974.969 44.98%
2008 -2.581.633 -92.71%
2009 -2.260.582 -14.2%
2010 -390.070 -479.53%
2011 -3.206.821 87.84%
2012 -1.291.259 -148.35%
2013 -702.507 -83.81%
2014 -620.377 -13.24%
2015 -656.814 5.55%
2016 -1.034.155 36.49%
2017 -1.704.948 39.34%
2018 -4.129.485 58.71%
2019 -3.196.161 -29.2%
2020 -2.512.755 -27.2%
2021 -11.239.449 77.64%
2022 -51.353.632 78.11%
2023 -7.137.130 -619.53%
2024 -13.263.000 46.19%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Spenda Limited Gross Profit
Year Gross Profit Growth
2001 0
2002 9.918 100%
2003 135.819 92.7%
2004 0 0%
2005 670.364 100%
2006 1.686.182 60.24%
2007 268.708 -527.51%
2008 1.839.740 85.39%
2009 306.413 -500.41%
2010 427.111 28.26%
2011 1.120.811 61.89%
2012 0 0%
2013 1.418 100%
2014 0 0%
2015 40.000 100%
2016 -104.925 138.12%
2017 -327.198 67.93%
2018 -170.895 -91.46%
2019 172.269 199.2%
2020 140.267 -22.82%
2021 388.001 63.85%
2022 -675.168 157.47%
2023 -8.281.280 91.85%
2024 -12.811.000 35.36%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Spenda Limited Net Profit
Year Net Profit Growth
2001 0
2002 48.810 100%
2003 180.277 72.92%
2004 221.435 18.59%
2005 -4.084.965 105.42%
2006 -2.956.014 -38.19%
2007 -3.817.778 22.57%
2008 -5.483.777 30.38%
2009 -2.464.407 -122.52%
2010 -1.029.300 -139.43%
2011 -16.568.155 93.79%
2012 -2.199.472 -653.28%
2013 -706.907 -211.14%
2014 -1.671.354 57.7%
2015 -743.377 -124.83%
2016 -1.773.798 58.09%
2017 -1.938.065 8.48%
2018 -6.440.644 69.91%
2019 -6.037.037 -6.69%
2020 -3.560.724 -69.55%
2021 -11.412.797 68.8%
2022 -50.241.209 77.28%
2023 -11.002.914 -356.62%
2024 -28.377.456 61.23%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Spenda Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2001 0
2002 2 100%
2003 -3 166.67%
2004 -4 25%
2005 -9 55.56%
2006 -4 -200%
2007 -3 0%
2008 -4 25%
2009 -2 -300%
2010 0 0%
2011 -4 100%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Spenda Limited Free Cashflow
Year Free Cashflow Growth
2002 -26.829
2003 -9.332 -187.49%
2004 -19.244 51.51%
2005 -254.483 92.44%
2006 -549.907 53.72%
2007 -253.930 -116.56%
2008 -51.740 -390.78%
2009 -13.605 -280.3%
2010 -20.287 32.94%
2011 -168.700 87.97%
2012 0 0%
2013 0 0%
2014 0 0%
2015 -211.780 100%
2016 -1.044.889 79.73%
2017 -750.926 -39.15%
2018 -4.729.372 84.12%
2019 -3.961.278 -19.39%
2020 -2.894.238 -36.87%
2021 -3.056.060 5.3%
2022 -10.573.967 71.1%
2023 -2.413.968 -338.03%
2024 -1.633.634 -47.77%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Spenda Limited Operating Cashflow
Year Operating Cashflow Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 -869.489 100%
2017 -750.926 -15.79%
2018 -3.983.728 81.15%
2019 -2.198.096 -81.24%
2020 -1.533.838 -43.31%
2021 -3.050.542 49.72%
2022 -10.478.971 70.89%
2023 -2.326.446 -350.43%
2024 -2.878.002 19.16%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Spenda Limited Capital Expenditure
Year Capital Expenditure Growth
2002 26.829
2003 9.332 -187.49%
2004 19.244 51.51%
2005 254.483 92.44%
2006 549.907 53.72%
2007 253.930 -116.56%
2008 51.740 -390.78%
2009 13.605 -280.3%
2010 20.287 32.94%
2011 168.700 87.97%
2012 0 0%
2013 0 0%
2014 0 0%
2015 211.780 100%
2016 175.400 -20.74%
2017 0 0%
2018 745.644 100%
2019 1.763.182 57.71%
2020 1.360.400 -29.61%
2021 5.518 -24553.86%
2022 94.996 94.19%
2023 87.522 -8.54%
2024 -1.244.368 107.03%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Spenda Limited Equity
Year Equity Growth
2001 3.308.233
2002 3.131.128 -5.66%
2003 2.153.889 -45.37%
2004 2.990.177 27.97%
2005 5.641.420 47%
2006 5.891.456 4.24%
2007 8.119.514 27.44%
2008 2.058.894 -294.36%
2009 324.355 -534.77%
2010 2.480.547 86.92%
2011 1.563.640 -58.64%
2012 60.898 -2467.64%
2013 -4.682 1400.68%
2014 833.530 100.56%
2015 968.183 13.91%
2016 268.709 -260.31%
2017 -1.415.437 118.98%
2018 4.484.811 131.56%
2019 3.087.614 -45.25%
2020 -2.494.170 223.79%
2021 81.301.088 103.07%
2022 43.399.004 -87.33%
2023 38.188.026 -13.65%
2024 34.504.057 -10.68%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Spenda Limited Assets
Year Assets Growth
2001 3.308.233
2002 3.173.128 -4.26%
2003 2.252.349 -40.88%
2004 3.293.073 31.6%
2005 7.087.041 53.53%
2006 7.066.835 -0.29%
2007 9.180.065 23.02%
2008 2.766.906 -231.78%
2009 1.677.770 -64.92%
2010 3.156.772 46.85%
2011 3.453.713 8.6%
2012 244.577 -1312.12%
2013 174.508 -40.15%
2014 978.476 82.17%
2015 1.223.484 20.03%
2016 557.954 -119.28%
2017 264.233 -111.16%
2018 5.192.958 94.91%
2019 3.664.800 -41.7%
2020 990.401 -270.03%
2021 87.187.586 98.86%
2022 54.326.392 -60.49%
2023 53.383.960 -1.77%
2024 51.047.351 -4.58%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Spenda Limited Liabilities
Year Liabilities Growth
2001 0
2002 42.000 100%
2003 98.460 57.34%
2004 302.896 67.49%
2005 1.445.621 79.05%
2006 1.175.379 -22.99%
2007 1.060.551 -10.83%
2008 708.012 -49.79%
2009 1.353.415 47.69%
2010 676.225 -100.14%
2011 1.890.073 64.22%
2012 183.679 -929.01%
2013 179.190 -2.51%
2014 144.946 -23.63%
2015 255.301 43.23%
2016 289.245 11.74%
2017 1.679.670 82.78%
2018 708.147 -137.19%
2019 577.186 -22.69%
2020 3.484.571 83.44%
2021 5.886.498 40.8%
2022 10.927.388 46.13%
2023 15.195.934 28.09%
2024 16.543.294 8.14%

Spenda Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0
Net Income per Share
-0.01
Price to Earning Ratio
-2.32x
Price To Sales Ratio
7.09x
POCF Ratio
-5.81
PFCF Ratio
-8.46
Price to Book Ratio
1.45
EV to Sales
7.57
EV Over EBITDA
-4.9
EV to Operating CashFlow
-7.46
EV to FreeCashFlow
-9.02
Earnings Yield
-0.43
FreeCashFlow Yield
-0.12
Market Cap
0,06 Bil.
Enterprise Value
0,06 Bil.
Graham Number
0.03
Graham NetNet
0

Income Statement Metrics

Net Income per Share
-0.01
Income Quality
0.4
ROE
-0.6
Return On Assets
-0.42
Return On Capital Employed
-0.4
Net Income per EBT
1
EBT Per Ebit
1.11
Ebit per Revenue
-2.28
Effective Tax Rate
-0

Margins

Sales, General, & Administrative to Revenue
0.1
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.18
Gross Profit Margin
-1.42
Operating Profit Margin
-2.28
Pretax Profit Margin
-2.53
Net Profit Margin
-2.54

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
-0
Free CashFlow per Share
-0
Capex to Operating CashFlow
-0.17
Capex to Revenue
0.18
Capex to Depreciation
0.24
Return on Invested Capital
-0.4
Return on Tangible Assets
-0.63
Days Sales Outstanding
473.82
Days Payables Outstanding
28.39
Days of Inventory on Hand
0.72
Receivables Turnover
0.77
Payables Turnover
12.86
Inventory Turnover
506.19
Capex per Share
0

Balance Sheet

Cash per Share
0,00
Book Value per Share
0,01
Tangible Book Value per Share
0
Shareholders Equity per Share
0.01
Interest Debt per Share
0
Debt to Equity
0.39
Debt to Assets
0.26
Net Debt to EBITDA
-0.31
Current Ratio
8.4
Tangible Asset Value
0,02 Bil.
Net Current Asset Value
0,00 Bil.
Invested Capital
36028301
Working Capital
0,02 Bil.
Intangibles to Total Assets
0.33
Average Receivables
0,01 Bil.
Average Payables
0,00 Bil.
Average Inventory
40574
Debt to Market Cap
0.22

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Spenda Limited Dividends
Year Dividends Growth

Spenda Limited Profile

About Spenda Limited

Spenda Limited develops and commercializes technology assets that enable the modernization of business IT systems through conversion, migration, and management of server-based legacy data and systems to the cloud in Australia. It operates through SaaS and Payments, and Lending segments. The company offers business-to-business payment services; merchant services; solutions for integrating payments into the software platform or marketplace; and invoice, supplier, buyer, and agri finance solutions. It also provides accounts receivable automation software for streamlining collections and accelerating incoming payments; accounts payable automation software for managing supplier payments and driving stronger cash flow; portable point of sale systems; sales order management for collaborating on orders with customers; eCommerce solutions; warehouse management solution for accessing accurate data and managing inventory; workshop management software for managing auto workshops; service management solution for streamlining business from end-to-end and enhance the customer experience with cloud-based field service management solution; and purchasing software, a digital tool designed to automate and optimize procurement processes. The company was formerly known as Cirralto Limited and changed its name to Spenda Limited in February 2022. Spenda Limited is based in North Sydney, Australia.

CEO
Mr. Adrian Floate
Employee
78
Address
275 Alfred Street
North Sydney, 2060

Spenda Limited Executives & BODs

Spenda Limited Executives & BODs
# Name Age
1 Ms. Corrie Hassan
Chief Operating Officer
70
2 Mr. David Matthew Wood
Chief Product Officer
70
3 Mr. Justyn Peter Stedwell B.Com, B.Com.
Company Secretary
70
4 Mr. Andrew Hilton
Chief Commercial Officer
70
5 Mr. Adrian Floate
MD, Chief Executive Officer & Executive Director
70
6 Mr. Richard Alan Jarvis
Chief Financial Officer
70

Spenda Limited Competitors