SYS.KAR Systems Limited
- Market cap
- -
- P/E
- -
- P/B
- -
- ROE
- 18.7%
- Dividend yield
- -
- Fundamental score
- 2.7/5
Ratios use the latest price and the current fiscal year annualized from 3 quarters up to Sep 2026.
Is SYS.KAR undervalued?
Graham numberThe Graham number of Systems Limited cannot be estimated reliably (it needs positive earnings and book value).
Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?
Systems Limited fundamental analysis
12 of 22 checks passedROE 1/2
Moderate return on equity (18.7%), between 10% and 20%.
ROA 1/1
Return on assets (12.3%) is above the industry median (2.9%).
Profit Consistency 2/2
Profitable for 10 consecutive years.
Earnings Growth 5Y 0/1
Earnings per share did not grow over the past 5 years.
Earnings Acceleration 1/1
Last year's EPS growth (47.1%) is above the 5-year average (-1.4% a year).
Earnings Growth vs Industry 1/1
Last year's EPS growth (47.1%) is above the industry median (7.9%).
Revenue Growth 2/2
Revenue grew 36.3% a year over the past 3 years.
Short-term Liquidity 1/1
Current assets cover short-term liabilities.
Long-term Liabilities 1/1
Current assets cover long-term liabilities.
Debt to Equity 0/2
Debt to equity cannot be calculated: debt is not reported or equity is negative.
Debt Trend 0/1
Debt to equity has risen over the past 5 years.
Debt Coverage 0/1
Debt is not reported.
Interest Coverage 1/1
EBIT is 21.4x against interest expense, well covered.
PE vs Market 0/1
PE is negative or not available.
PE vs Industry 0/1
PE is negative or not available.
PBV 0/1
Price to book is negative or not available.
Graham Number 0/1
Graham number needs positive earnings and book value.
PEG 0/1
PEG needs positive PE and positive 5-year earnings growth.
Dividend Yield 0/2
Dividend yield cannot be calculated.
Dividend Stability 2/2
Dividends paid without a cut of more than 10% for 10 years.
Dividend Growth 1/1
Dividends paid grew over the past 5 years.
Payout Ratio 1/1
Payout ratio is 15.9%, covered by earnings.
Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score
Systems Limited stock price
Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.
Systems Limited financial statements
2026 annualized: Fiscal year 2026 is not finished. Income statement and cash flow are annualized from 3 quarters up to Sep 30, 2026, the balance sheet is the latest quarter. Figures change when the annual report is published.
Systems Limited annual financial statements (PKR; K = thousand, M = million, B = billion, T = trillion)
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 Anlz |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||
| Revenue | 3.11B | 3.83B | 5.32B | 7.54B | 9.88B | 15.3B | 31.8B | 53.4B | 67.5B | 80.4B | 102B |
| Gross Profit | 887M | 1.15B | 1.54B | 2.37B | 3.26B | 4.99B | 8.64B | 13.8B | 16.2B | 22.4B | 25.8B |
| Operating Income | 479M | 573M | 759M | 1.36B | 2.12B | 3.19B | 5.45B | 7.99B | 8.32B | 12.1B | 13.4B |
| EBITDA | - | 681M | 1.26B | 1.87B | 2.64B | 4.92B | 8.06B | 11.5B | 9.93B | 13.6B | 16.8B |
| Net Income | 487M | 570M | 1.07B | 1.59B | 2.21B | 4.46B | 6.63B | 8.69B | 7.46B | 11.0B | 12.1B |
| EPS | - | 4.21 | 7.91 | 12 | 8.06 | 3.22 | 4.57 | 5.98 | 5.09 | 7.49 | 8.22 |
| Balance Sheet | |||||||||||
| Total Assets | 3.11B | 3.99B | 5.37B | 7.38B | 11.5B | 18.0B | 38.3B | 50.7B | 57.5B | 75.5B | 98.9B |
| Total Liabilities | 307M | 761M | 1.20B | 1.85B | 3.50B | 5.97B | 15.4B | 18.3B | 18.8B | 26.9B | 33.9B |
| Shareholders' Equity | 2.82B | 3.21B | 4.17B | 5.55B | 7.83B | 12.1B | 22.9B | 32.3B | 38.7B | 48.6B | 64.9B |
| Cash & Short-term Investments | 274M | 698M | 762M | 1.52B | 2.99B | 2.98B | 5.81B | 7.98B | 6.81B | 13.5B | 10.4B |
| Cash Flow | |||||||||||
| Operating Cash Flow | 216M | 794M | 367M | 1.77B | 2.34B | 1.85B | 5.70B | 5.29B | 4.12B | 10.9B | 2.64B |
| Capital Expenditure | 351M | 475M | 369M | 708M | 370M | 953M | 2.66B | 2.81B | 2.02B | 1.92B | 1.67B |
| Free Cash Flow | - | 319M | -2.22M | 1.06B | 1.97B | 894M | 3.05B | 2.47B | 2.09B | 8.96B | 971M |
| Ratios | |||||||||||
| ROE | 17.3% | 17.7% | 25.8% | 28.6% | 28.2% | 37.0% | 28.9% | 26.9% | 19.3% | 22.7% | 18.7% |
| ROA | 15.7% | 14.3% | 20.0% | 21.5% | 19.3% | 24.7% | 17.3% | 17.1% | 13.0% | 14.6% | 12.3% |
| Net Profit Margin | 15.6% | 14.9% | 20.2% | 21.1% | 22.4% | 29.2% | 20.9% | 16.3% | 11.1% | 13.7% | 11.9% |
What these items mean
- Revenue
- Total sales of goods and services in the period.
- Gross Profit
- Revenue minus the direct cost of producing what was sold.
- Operating Income
- Profit from the core business after operating expenses.
- EBITDA
- Earnings before interest, taxes, depreciation and amortization.
- Net Income
- Profit left for shareholders after all expenses, interest and taxes.
- EPS
- Net income divided by shares outstanding.
- Total Assets
- Everything the company owns.
- Total Liabilities
- Everything the company owes.
- Shareholders' Equity
- Assets minus liabilities: the book value that belongs to shareholders.
- Cash & Short-term Investments
- Cash and investments that can be turned into cash quickly.
- Operating Cash Flow
- Cash generated by the core business.
- Capital Expenditure
- Cash spent on property, plant and equipment.
- Free Cash Flow
- Operating cash flow minus capital expenditure: cash left for dividends, buybacks or debt repayment.
- ROE
- Return on equity: net income divided by shareholders' equity.
- ROA
- Return on assets: net income divided by total assets.
- Net Profit Margin
- Net income as a share of revenue.
Systems Limited dividends
- Dividend yield
- -
- Forward dividend
- -
- Payout ratio
- 15.9%
- Ex-dividend date
- -
| Fiscal year | Dividends paid | Per share | Payout ratio |
|---|---|---|---|
| 2025 | PKR 1.75B | 1.19 | 15.9% |
| 2024 | PKR 1.74B | 1.19 | 23.3% |
| 2023 | PKR 1.45B | 1.00 | 16.7% |
| 2022 | PKR 692M | 0.48 | 10.4% |
| 2021 | PKR 435M | 0.31 | 9.7% |
| 2020 | PKR 279M | 1.02 | 12.6% |
| 2019 | PKR 218M | 1.60 | 13.7% |
| 2018 | PKR 194M | 1.43 | 18.0% |
| 2017 | PKR 212M | 1.56 | 37.1% |
From the cash flow statement: dividends paid in the fiscal year, divided by that year's shares outstanding. Payout ratio = dividends paid / net income.
Who owns Systems Limited
Ownership data of Systems Limited is not available yet.
Systems Limited company profile
- Company name
- Systems Limited
- Ticker
- SYS.KAR
- ISIN
- PK0109001013
- Exchange
- Karachi Stock Exchange
- Sector
- Other
- Industry
- Metals & Mining
- Fiscal year end
- December
- Address
- Website
- -