TCH.VN Hoang Huy Investment Financial
- Market cap
- VND 12.3T
- P/E
- 44.1x
- P/B
- 1.04x
- ROE
- 4.3%
- Dividend yield
- 0.36%
- Fundamental score
- 1.3/5
Ratios use the latest price and the current fiscal year annualized from 1 quarter up to Jun 2026.
Is TCH.VN undervalued?
Graham numberTCH.VN trades 43.1% above its Graham number.
Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?
Hoang Huy Investment Financial fundamental analysis
6 of 22 checks passedROE 0/2
Low return on equity (4.3%), below 10%.
ROA 0/1
Return on assets (2.3%) is below the industry median (4.7%).
Profit Consistency 2/2
Profitable for 6 consecutive years.
Earnings Growth 5Y 0/1
Earnings per share did not grow over the past 5 years.
Earnings Acceleration 0/1
Last year's EPS growth (-78.2%) is not above the 5-year average (-35.7% a year).
Earnings Growth vs Industry 0/1
Last year's EPS growth (-78.2%) is below the industry median (-22.1%).
Revenue Growth 0/2
Revenue shrank 11.6% a year over the past 3 years.
Short-term Liquidity 1/1
Current assets cover short-term liabilities.
Long-term Liabilities 1/1
Current assets cover long-term liabilities.
Debt to Equity 0/2
Debt to equity cannot be calculated: debt is not reported or equity is negative.
Debt Trend 0/1
Debt to equity has risen over the past 5 years.
Debt Coverage 0/1
Debt is not reported.
Interest Coverage 1/1
No interest expense reported.
PE vs Market 0/1
PE (44.1x) is above the market median (11.2x).
PE vs Industry 0/1
PE (44.1x) is above the industry median (31.2x).
PBV 1/1
Price to book (1.0x) is below the industry median (1.2x).
Graham Number 0/1
The price is above the Graham number (PE x PB = 46.0, limit 22.5).
PEG 0/1
PEG needs positive PE and positive 5-year earnings growth.
Dividend Yield 0/2
Dividend yield (0.4%) is in the bottom 25% of dividend payers in the market.
Dividend Stability 0/2
Dividends were not paid steadily for the past 5 years.
Dividend Growth 0/1
Dividends paid did not grow over the past 5 years.
Payout Ratio 1/1
Payout ratio is 20.9%, covered by earnings.
Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score
Hoang Huy Investment Financial stock price
Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.
About Hoang Huy Investment Financial
Hoang Huy Investment Financial Services Joint Stock Company, together with its subsidiaries, engages in the manufacturing, trading, and assembling of motorcycles and trucks. The company also offers automobile and other motor vehicle dealerships; automobile accessories; maintenance and repair of automobiles; and tractors and spare parts under the Hoang Huy brand. In addition, it supplies new and used trucks, and tractors products, as well as replacement parts under the Hoang …
Full company profileHoang Huy Investment Financial financial statements
2026 annualized: Fiscal year 2026 is not finished. Income statement and cash flow are annualized from 1 quarter up to Jun 30, 2026, the balance sheet is the latest quarter. Figures change when the annual report is published.
Hoang Huy Investment Financial annual financial statements (VND; K = thousand, M = million, B = billion, T = trillion)
| Item | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2026 Anlz |
|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||
| Revenue | - | 4.42T | 2.76T | 2.09T | 3.80T | 4.67T | 1.45T | 1.80T |
| Gross Profit | - | 1.16T | 647B | 561B | 1.53T | 1.80T | 348B | 561B |
| Operating Income | - | 1.03T | 519B | 464B | 1.19T | 1.38T | 125B | 367B |
| EBITDA | - | - | - | 892B | 1.63T | 1.54T | 417B | 861B |
| Net Income | - | 906B | 401B | 246B | 744B | 855B | 211B | 502B |
| EPS | - | 1,914 | - | 368 | 841 | 966 | 210 | 500 |
| Balance Sheet | ||||||||
| Total Assets | - | 10.4T | 14.7T | 14.2T | 14.6T | 15.3T | 21.8T | 22.3T |
| Total Liabilities | - | 1.51T | 2.33T | 2.52T | 2.19T | 1.88T | 7.48T | 7.75T |
| Shareholders' Equity | - | 5.43T | 8.94T | 8.47T | 8.90T | 9.75T | 11.5T | 11.6T |
| Cash & Short-term Investments | - | 390B | 668B | 363B | 486B | 1.27T | 1.69T | 608B |
| Cash Flow | ||||||||
| Operating Cash Flow | -304B | 333B | -354B | -423B | -4.54T | 1.47T | 2.03T | -6.38T |
| Capital Expenditure | 6.28B | 3.01B | 11.3B | 267B | 14.6B | 26.6B | 211B | 183B |
| Free Cash Flow | - | 330B | -366B | -690B | -4.55T | 1.44T | 1.82T | -6.57T |
| Ratios | ||||||||
| ROE | - | 16.7% | 4.5% | 2.9% | 8.4% | 8.8% | 1.8% | 4.3% |
| ROA | - | 8.7% | 2.7% | 1.7% | 5.1% | 5.6% | 1.0% | 2.3% |
| Net Profit Margin | - | 20.5% | 14.5% | 11.8% | 19.6% | 18.3% | 14.6% | 27.8% |
What these items mean
- Revenue
- Total sales of goods and services in the period.
- Gross Profit
- Revenue minus the direct cost of producing what was sold.
- Operating Income
- Profit from the core business after operating expenses.
- EBITDA
- Earnings before interest, taxes, depreciation and amortization.
- Net Income
- Profit left for shareholders after all expenses, interest and taxes.
- EPS
- Net income divided by shares outstanding.
- Total Assets
- Everything the company owns.
- Total Liabilities
- Everything the company owes.
- Shareholders' Equity
- Assets minus liabilities: the book value that belongs to shareholders.
- Cash & Short-term Investments
- Cash and investments that can be turned into cash quickly.
- Operating Cash Flow
- Cash generated by the core business.
- Capital Expenditure
- Cash spent on property, plant and equipment.
- Free Cash Flow
- Operating cash flow minus capital expenditure: cash left for dividends, buybacks or debt repayment.
- ROE
- Return on equity: net income divided by shareholders' equity.
- ROA
- Return on assets: net income divided by total assets.
- Net Profit Margin
- Net income as a share of revenue.
Hoang Huy Investment Financial dividends
- Dividend yield
- 0.36%
- Forward dividend
- -
- Payout ratio
- 20.9%
- Ex-dividend date
- Aug 31, 2023
| Fiscal year | Dividends paid | Per share | Payout ratio |
|---|---|---|---|
| 2026 | VND 44.1B | 44 | 20.9% |
| 2025 | VND 82.7B | 93 | 9.7% |
| 2024 | VND 433B | 489 | 58.2% |
| 2023 | VND 1.00T | 1,500 | 407.5% |
| 2022 | VND 1.00T | - | 250.3% |
| 2021 | VND 371B | 784 | 41.0% |
| 2020 | VND 403B | - | - |
| 2019 | - | - | - |
From the cash flow statement: dividends paid in the fiscal year, divided by that year's shares outstanding. Payout ratio = dividends paid / net income.
Last stock split: 11:10 on Sep 3, 2026.
Who owns Hoang Huy Investment Financial
- Insiders 44.53%
- Institutions 2.83%
- Public & others 52.65%
- Shares outstanding 1.00B
- Free float 653M
Hoang Huy Investment Financial company profile
- Company name
- Hoang Huy Investment Financial
- Ticker
- TCH.VN
- ISIN
- VN000000TCH5
- Exchange
- Vietnam Stocks
- Sector
- Industrials
- Industry
- Farm & Heavy Construction Machinery
- Employees
- 299
- Fiscal year end
- March
- Address
- No. 116 Nguyen Duc Canh Street, Hai Phong, Vietnam
- Phone
- 84 225 361 0021
- Website
- hoanghuy.vn
About Hoang Huy Investment Financial
Hoang Huy Investment Financial Services Joint Stock Company, together with its subsidiaries, engages in the manufacturing, trading, and assembling of motorcycles and trucks. The company also offers automobile and other motor vehicle dealerships; automobile accessories; maintenance and repair of automobiles; and tractors and spare parts under the Hoang Huy brand. In addition, it supplies new and used trucks, and tractors products, as well as replacement parts under the Hoang Huy International brand name; distributes trucks under the Hoang Huy DongFeng brand name; and air purifiers, front wheel rim, and electric starter under the DongFeng brand name. Further, the company engages in construction of residential building, non-residential building, and other construction works; real estate leasing and land use rights owned, used, and leased; and real estate properties investment. The company was incorporated in 1995 and is headquartered in Hai Phong, Vietnam.
Hoang Huy Investment Financial management
6- Mr. Ha Huu DoMember of Management Board, Deputy General Director & Chairman · born 1955
- Ms. Huyen Thi HoangGeneral Director & Member of Management Board
- Mr. Hung Huu DoMember of Management Board, Deputy GD & Director
- Ms. Hoa Thi Xuan HoDeputy General Director & Member of Management Board · born 1974
- Mr. Hung The NguyenDeputy General Director & Member of Management Board
- Ms. Huong Thi Thu PhungChief Accountant