Tian Ruixiang Holdings Ltd Logo

Tian Ruixiang Holdings Ltd

TIRX

(1.2)
Stock Price

1,46 USD

2.82% ROA

3.15% ROE

1.77x PER

Market Cap.

4.434.895,00 USD

0.2% DER

0% Yield

146.1% NPM

Tian Ruixiang Holdings Ltd Stock Analysis

Tian Ruixiang Holdings Ltd Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Tian Ruixiang Holdings Ltd Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.03x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a low debt to equity ratio (0%), which means it has a small amount of debt compared to the ownership it holds

3 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

4 ROE

Negative ROE (-12.93%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (-13.37%) suggests that it's struggling to generate profits from its assets, making it a risky choice for investment.

6 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

7 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

8 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

10 Dividend

The company has not distributed any dividends in the past three years, which may raise concerns for investors looking for regular income from their investments.

11 Buffet Intrinsic Value

The company's stock presents a potential concern as it appears overvalued (0) by Warren Buffett's formula, indicating that its market price exceeds its estimated intrinsic value.

Tian Ruixiang Holdings Ltd Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Tian Ruixiang Holdings Ltd Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Sell
4 Stoch RSI Sell

Tian Ruixiang Holdings Ltd Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Tian Ruixiang Holdings Ltd Revenue
Year Revenue Growth
2017 1.531.223
2018 3.087.708 50.41%
2019 2.002.217 -54.21%
2020 1.415.588 -41.44%
2020 3.249.344 56.43%
2021 2.790.617 -16.44%
2022 1.351.909 -106.42%
2023 1.244.247 -8.65%
2024 713.380 -74.42%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Tian Ruixiang Holdings Ltd Research and Development Expenses
Year Research and Development Expenses Growth
2017 1
2018 0 0%
2019 0 0%
2020 0 0%
2020 0 0%
2021 -1 0%
2022 -3 100%
2023 -2 -200%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Tian Ruixiang Holdings Ltd General and Administrative Expenses
Year General and Administrative Expenses Growth
2017 338.444
2018 595.083 43.13%
2019 1.101.975 46%
2020 1.439.740 23.46%
2020 1.130.993 -27.3%
2021 2.526.924 55.24%
2022 4.532.268 44.25%
2023 1.361.534 -232.88%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Tian Ruixiang Holdings Ltd EBITDA
Year EBITDA Growth
2017 1.140.386
2018 1.539.817 25.94%
2019 467.539 -229.35%
2020 -434.792 207.53%
2020 987.693 144.02%
2021 -1.664.215 159.35%
2022 -4.613.348 63.93%
2023 -2.936.570 -57.1%
2024 -11.580.400 74.64%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Tian Ruixiang Holdings Ltd Gross Profit
Year Gross Profit Growth
2017 1.394.173
2018 3.087.708 54.85%
2019 1.350.727 -128.6%
2020 704.168 -91.82%
2020 2.506.282 71.9%
2021 1.841.717 -36.08%
2022 -1.339.842 237.46%
2023 783.456 271.02%
2024 713.380 -9.82%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Tian Ruixiang Holdings Ltd Net Profit
Year Net Profit Growth
2017 963.324
2018 1.121.429 14.1%
2019 175.787 -537.95%
2020 -471.416 137.29%
2020 634.103 174.34%
2021 -1.944.577 132.61%
2022 -4.684.189 58.49%
2023 -2.453.977 -90.88%
2024 -10.421.392 76.45%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Tian Ruixiang Holdings Ltd Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2017 5
2018 6 20%
2019 1 0%
2020 0 0%
2020 3 100%
2021 -6 160%
2022 -9 44.44%
2023 -4 -200%
2024 -11 70%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Tian Ruixiang Holdings Ltd Free Cashflow
Year Free Cashflow Growth
2017 457.490
2018 1.364.928 66.48%
2019 33.926 -3923.25%
2020 -2.968 1243.06%
2020 -51.626 94.25%
2021 -1.367.349 96.22%
2022 -201.106 -579.91%
2023 994.304 120.23%
2024 129.105 -670.15%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Tian Ruixiang Holdings Ltd Operating Cashflow
Year Operating Cashflow Growth
2017 498.826
2018 1.374.546 63.71%
2019 229.053 -500.1%
2020 0 0%
2020 -48.169 100%
2021 -1.363.938 96.47%
2022 -198.760 -586.22%
2023 994.304 119.99%
2024 129.105 -670.15%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Tian Ruixiang Holdings Ltd Capital Expenditure
Year Capital Expenditure Growth
2017 41.336
2018 9.618 -329.78%
2019 195.127 95.07%
2020 2.968 -6474.36%
2020 3.457 14.15%
2021 3.411 -1.35%
2022 2.346 -45.4%
2023 0 0%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Tian Ruixiang Holdings Ltd Equity
Year Equity Growth
2017 718.436
2018 7.473.536 90.39%
2019 7.578.894 1.39%
2020 8.638.713 12.27%
2021 38.994.902 77.85%
2022 33.482.022 -16.47%
2023 32.416.905 -3.29%
2024 32.343.088 -0.23%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Tian Ruixiang Holdings Ltd Assets
Year Assets Growth
2017 988.810
2018 8.741.576 88.69%
2019 8.409.626 -3.95%
2020 10.060.473 16.41%
2021 40.350.466 75.07%
2022 35.030.828 -15.19%
2023 35.479.774 1.27%
2024 37.967.293 6.55%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Tian Ruixiang Holdings Ltd Liabilities
Year Liabilities Growth
2017 270.374
2018 1.268.040 78.68%
2019 830.732 -52.64%
2020 1.421.760 41.57%
2021 1.355.564 -4.88%
2022 1.548.806 12.48%
2023 3.062.868 49.43%
2024 5.624.205 45.54%

Tian Ruixiang Holdings Ltd Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.72
Net Income per Share
1.05
Price to Earning Ratio
1.77x
Price To Sales Ratio
6.36x
POCF Ratio
2.97
PFCF Ratio
7.3
Price to Book Ratio
0.06
EV to Sales
-32.94
EV Over EBITDA
8.35
EV to Operating CashFlow
-37.84
EV to FreeCashFlow
-37.84
Earnings Yield
0.56
FreeCashFlow Yield
0.14
Market Cap
0,00 Bil.
Enterprise Value
-0,02 Bil.
Graham Number
28.06
Graham NetNet
22.5

Income Statement Metrics

Net Income per Share
1.05
Income Quality
-0.15
ROE
0.03
Return On Assets
0.03
Return On Capital Employed
-0.12
Net Income per EBT
-0.39
EBT Per Ebit
0.66
Ebit per Revenue
-5.63
Effective Tax Rate
-0.01

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0.38
Stock Based Compensation to Revenue
0.55
Gross Profit Margin
2.56
Operating Profit Margin
-5.63
Pretax Profit Margin
-3.71
Net Profit Margin
1.46

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
0.63
Free CashFlow per Share
0.63
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
-0.12
Return on Tangible Assets
0.03
Days Sales Outstanding
4.1
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
88.95
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
28,28
Book Value per Share
33,32
Tangible Book Value per Share
31.5
Shareholders Equity per Share
33.32
Interest Debt per Share
0.07
Debt to Equity
0
Debt to Assets
0
Net Debt to EBITDA
9.96
Current Ratio
5.06
Tangible Asset Value
0,03 Bil.
Net Current Asset Value
0,02 Bil.
Invested Capital
24504960
Working Capital
0,02 Bil.
Intangibles to Total Assets
0.05
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.01

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Tian Ruixiang Holdings Ltd Dividends
Year Dividends Growth

Tian Ruixiang Holdings Ltd Profile

About Tian Ruixiang Holdings Ltd

Tian Ruixiang Holdings Ltd, together its subsidiaries, operates as an insurance broker in China and the United States. The company distributes a range of insurance products, including property and casualty insurance, such as automobile insurance, commercial property insurance, liability insurance, and accidental insurance; and life insurance comprising individual and group life insurances. It serves individual or institutional customers. Tian Ruixiang Holdings Ltd was founded in 2010 and is headquartered in Beijing, China.

CEO
Mr. Sheng Xu
Employee
9
Address
30A Jingyuan Art Center
Beijing, 100124

Tian Ruixiang Holdings Ltd Executives & BODs

Tian Ruixiang Holdings Ltd Executives & BODs
# Name Age
1 Mr. Sheng Xu
Chief Executive Officer & Chairman
70

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