LendingTree, Inc. Logo

LendingTree, Inc.

TREE

(0.8)
Stock Price

39,61 USD

-34.04% ROA

-29.44% ROE

-5.71x PER

Market Cap.

730.245.971,00 USD

335.16% DER

0% Yield

-4.72% NPM

LendingTree, Inc. Stock Analysis

LendingTree, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

LendingTree, Inc. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's PBV ratio (2.05x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

2 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

3 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (68) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

4 ROE

The stock's ROE indicates a negative return (-74.32%) on shareholders' equity, suggesting poor financial performance.

5 ROA

The stock's ROA (-32.26%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

6 DER

The stock is burdened with a heavy load of debt (693%), making it financially unstable and potentially risky for investors.

7 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

8 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

9 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

10 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

11 Dividend

The company's decision to withhold dividends for three years raises questions about its ability to generate consistent returns.

LendingTree, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

LendingTree, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

LendingTree, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

LendingTree, Inc. Revenue
Year Revenue Growth
2003 55.795.000
2005 421.355.000 86.76%
2006 476.478.000 11.57%
2007 346.378.000 -37.56%
2008 228.572.000 -51.54%
2009 216.775.000 -5.44%
2010 198.181.000 -9.38%
2011 54.617.000 -262.86%
2012 77.443.000 29.47%
2013 139.240.000 44.38%
2014 167.350.000 16.8%
2015 254.216.000 34.17%
2016 384.402.000 33.87%
2017 617.736.000 37.77%
2018 764.865.000 19.24%
2019 1.106.603.000 30.88%
2020 909.990.000 -21.61%
2021 1.098.499.000 17.16%
2022 984.992.000 -11.52%
2023 620.752.000 -58.68%
2023 672.502.000 7.7%
2024 840.560.000 19.99%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

LendingTree, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2003 0
2005 0 0%
2006 15.168.000 100%
2007 14.991.000 -1.18%
2008 6.687.000 -124.18%
2009 5.962.000 -12.16%
2010 4.155.000 -43.49%
2011 3.203.000 -29.72%
2012 3.529.000 9.24%
2013 5.264.000 32.96%
2014 7.457.000 29.41%
2015 10.485.000 28.88%
2016 13.761.000 23.81%
2017 17.925.000 23.23%
2018 26.958.000 33.51%
2019 39.953.000 32.53%
2020 43.636.000 8.44%
2021 52.865.000 17.46%
2022 55.553.000 4.84%
2023 43.360.000 -28.12%
2023 47.197.000 8.13%
2024 41.496.000 -13.74%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

LendingTree, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2003 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 75.205.000 100%
2009 64.901.000 -15.88%
2010 56.790.000 -14.28%
2011 19.751.000 -187.53%
2012 22.231.000 11.16%
2013 24.658.000 9.84%
2014 25.883.000 4.73%
2015 30.030.000 13.81%
2016 37.227.000 19.33%
2017 71.541.000 47.96%
2018 101.219.000 29.32%
2019 116.847.000 13.37%
2020 129.101.000 9.49%
2021 153.472.000 15.88%
2022 152.377.000 -0.72%
2023 105.520.000 -44.41%
2023 117.700.000 10.35%
2024 108.472.000 -8.51%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

LendingTree, Inc. EBITDA
Year EBITDA Growth
2003 -18.068.000
2005 421.355.000 104.29%
2006 50.106.000 -740.93%
2007 -5.730.000 974.45%
2008 -26.832.000 78.64%
2009 -3.925.000 -583.62%
2010 5.106.000 176.87%
2011 -19.132.000 126.69%
2012 50.486.000 137.9%
2013 7.161.000 -605.01%
2014 12.261.000 41.6%
2015 28.402.000 56.83%
2016 54.608.000 47.99%
2017 50.448.000 -8.25%
2018 74.844.000 32.6%
2019 146.981.000 49.08%
2020 65.731.000 -123.61%
2021 184.147.000 64.31%
2022 20.898.000 -781.17%
2023 214.236.000 90.25%
2023 84.365.000 -153.94%
2024 63.400.000 -33.07%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

LendingTree, Inc. Gross Profit
Year Gross Profit Growth
2003 55.795.000
2005 421.355.000 86.76%
2006 403.261.000 -4.49%
2007 273.264.000 -47.57%
2008 164.179.000 -66.44%
2009 142.015.000 -15.61%
2010 140.117.000 -1.35%
2011 50.484.000 -177.55%
2012 73.148.000 30.98%
2013 132.698.000 44.88%
2014 159.447.000 16.78%
2015 244.846.000 34.88%
2016 370.638.000 33.94%
2017 600.513.000 38.28%
2018 728.466.000 17.56%
2019 1.038.224.000 29.84%
2020 855.496.000 -21.36%
2021 1.041.202.000 17.84%
2022 927.223.000 -12.29%
2023 590.472.000 -57.03%
2023 633.744.000 6.83%
2024 782.644.000 19.03%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

LendingTree, Inc. Net Profit
Year Net Profit Growth
2003 -11.359.000
2005 5.851.000 294.14%
2006 8.693.000 32.69%
2007 -550.402.000 101.58%
2008 -202.276.000 -172.1%
2009 -24.474.000 -726.49%
2010 -17.585.000 -39.18%
2011 -45.838.000 61.64%
2012 46.335.000 198.93%
2013 4.149.000 -1016.78%
2014 9.362.000 55.68%
2015 48.047.000 80.51%
2016 27.494.000 -74.75%
2017 15.578.000 -76.49%
2018 96.499.000 83.86%
2019 39.460.000 -144.55%
2020 -22.566.000 274.86%
2021 69.115.000 132.65%
2022 -187.946.000 136.77%
2023 -593.860.000 68.35%
2023 -122.404.000 -385.16%
2024 31.008.000 494.75%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

LendingTree, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2003 -1
2005 1 0%
2006 1 0%
2007 -59 100%
2008 -22 -180.95%
2009 -2 -950%
2010 -2 -100%
2011 -4 75%
2012 4 200%
2013 0 0%
2014 1 0%
2015 4 100%
2016 2 -100%
2017 1 -100%
2018 7 83.33%
2019 3 -100%
2020 -2 400%
2021 5 120%
2022 -15 135.71%
2023 -46 68.89%
2023 -9 -400%
2024 2 550%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

LendingTree, Inc. Free Cashflow
Year Free Cashflow Growth
2006 61.663.000
2007 223.564.000 72.42%
2008 -46.051.000 585.47%
2009 9.352.000 592.42%
2010 -30.564.000 130.6%
2011 -105.635.000 71.07%
2012 219.393.000 148.15%
2013 4.063.000 -5299.78%
2014 -4.364.000 193.1%
2015 21.716.000 120.1%
2016 14.266.000 -52.22%
2017 90.686.000 84.27%
2018 95.805.000 5.34%
2019 123.878.000 22.66%
2020 -3.580.000 3560.28%
2021 99.508.000 103.6%
2022 31.524.000 -215.66%
2023 55.043.000 42.73%
2023 13.393.000 -310.98%
2024 -7.673.000 274.55%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

LendingTree, Inc. Operating Cashflow
Year Operating Cashflow Growth
2006 74.914.000
2007 232.985.000 67.85%
2008 -41.920.000 655.78%
2009 13.217.000 417.17%
2010 -23.338.000 156.63%
2011 -99.525.000 76.55%
2012 222.025.000 144.83%
2013 6.813.000 -3158.84%
2014 -508.000 1441.14%
2015 28.953.000 101.75%
2016 48.251.000 40%
2017 98.731.000 51.13%
2018 110.712.000 10.82%
2019 143.919.000 23.07%
2020 38.569.000 -273.15%
2021 134.573.000 71.34%
2022 42.967.000 -213.2%
2023 67.571.000 36.41%
2023 18.468.000 -265.88%
2024 -4.943.000 473.62%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

LendingTree, Inc. Capital Expenditure
Year Capital Expenditure Growth
2006 13.251.000
2007 9.421.000 -40.65%
2008 4.131.000 -128.06%
2009 3.865.000 -6.88%
2010 7.226.000 46.51%
2011 6.110.000 -18.27%
2012 2.632.000 -132.14%
2013 2.750.000 4.29%
2014 3.856.000 28.68%
2015 7.237.000 46.72%
2016 33.985.000 78.71%
2017 8.045.000 -322.44%
2018 14.907.000 46.03%
2019 20.041.000 25.62%
2020 42.149.000 52.45%
2021 35.065.000 -20.2%
2022 11.443.000 -206.43%
2023 12.528.000 8.66%
2023 5.075.000 -146.86%
2024 2.730.000 -85.9%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

LendingTree, Inc. Equity
Year Equity Growth
2003 707.948.000
2006 773.453.000 8.47%
2007 214.624.000 -260.38%
2008 138.128.000 -55.38%
2009 120.910.000 -14.24%
2010 101.821.000 -18.75%
2011 59.136.000 -72.18%
2012 83.096.000 28.83%
2013 87.210.000 4.72%
2014 96.366.000 9.5%
2015 241.142.000 60.04%
2016 231.435.000 -4.19%
2017 294.874.000 21.51%
2018 346.208.000 14.83%
2019 402.326.000 13.95%
2020 364.761.000 -10.3%
2021 447.992.000 18.58%
2022 207.940.000 -115.44%
2023 102.619.000 -102.63%
2023 124.132.000 17.33%
2024 145.820.000 14.87%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

LendingTree, Inc. Assets
Year Assets Growth
2003 745.400.000
2006 1.261.045.000 40.89%
2007 443.587.000 -184.28%
2008 284.083.000 -56.15%
2009 291.832.000 2.66%
2010 282.802.000 -3.19%
2011 353.532.000 20.01%
2012 143.141.000 -146.98%
2013 152.169.000 5.93%
2014 139.891.000 -8.78%
2015 295.781.000 52.7%
2016 325.860.000 9.23%
2017 693.459.000 53.01%
2018 896.115.000 22.61%
2019 947.969.000 5.47%
2020 1.188.990.000 20.27%
2021 1.299.356.000 8.49%
2022 1.199.313.000 -8.34%
2023 884.983.000 -35.52%
2023 802.759.000 -10.24%
2024 802.193.000 -0.07%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

LendingTree, Inc. Liabilities
Year Liabilities Growth
2003 37.452.000
2006 487.592.000 92.32%
2007 228.963.000 -112.96%
2008 145.955.000 -56.87%
2009 170.922.000 14.61%
2010 180.981.000 5.56%
2011 294.396.000 38.52%
2012 60.045.000 -390.29%
2013 64.959.000 7.56%
2014 43.525.000 -49.25%
2015 54.639.000 20.34%
2016 94.425.000 42.14%
2017 398.585.000 76.31%
2018 549.907.000 27.52%
2019 545.643.000 -0.78%
2020 824.229.000 33.8%
2021 851.364.000 3.19%
2022 991.373.000 14.12%
2023 782.364.000 -26.72%
2023 678.627.000 -15.29%
2024 656.373.000 -3.39%

LendingTree, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
50.35
Net Income per Share
-9.58
Price to Earning Ratio
-5.71x
Price To Sales Ratio
1.09x
POCF Ratio
20.14
PFCF Ratio
31.92
Price to Book Ratio
4.98
EV to Sales
1.83
EV Over EBITDA
13.68
EV to Operating CashFlow
33.99
EV to FreeCashFlow
53.52
Earnings Yield
-0.18
FreeCashFlow Yield
0.03
Market Cap
0,73 Bil.
Enterprise Value
1,22 Bil.
Graham Number
48.69
Graham NetNet
-37.44

Income Statement Metrics

Net Income per Share
-9.58
Income Quality
-0.28
ROE
-1.01
Return On Assets
-0.05
Return On Capital Employed
0.05
Net Income per EBT
1.09
EBT Per Ebit
-1.25
Ebit per Revenue
0.03
Effective Tax Rate
-0.09

Margins

Sales, General, & Administrative to Revenue
0.16
Research & Developement to Revenue
0.07
Stock Based Compensation to Revenue
0.05
Gross Profit Margin
0.94
Operating Profit Margin
0.03
Pretax Profit Margin
-0.04
Net Profit Margin
-0.05

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
-0.01
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
2.72
Free CashFlow per Share
1.73
Capex to Operating CashFlow
0.37
Capex to Revenue
0.02
Capex to Depreciation
0.52
Return on Invested Capital
-0.03
Return on Tangible Assets
-0.34
Days Sales Outstanding
68.04
Days Payables Outstanding
24.74
Days of Inventory on Hand
0
Receivables Turnover
5.36
Payables Turnover
14.75
Inventory Turnover
44876000
Capex per Share
0.99

Balance Sheet

Cash per Share
5,04
Book Value per Share
11,00
Tangible Book Value per Share
-21.38
Shareholders Equity per Share
11
Interest Debt per Share
36.73
Debt to Equity
3.35
Debt to Assets
0.61
Net Debt to EBITDA
5.52
Current Ratio
1.82
Tangible Asset Value
-0,28 Bil.
Net Current Asset Value
-0,45 Bil.
Invested Capital
623261000
Working Capital
0,09 Bil.
Intangibles to Total Assets
0.54
Average Receivables
0,10 Bil.
Average Payables
0,00 Bil.
Average Inventory
1
Debt to Market Cap
0.67

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

LendingTree, Inc. Dividends
Year Dividends Growth
2012 1

LendingTree, Inc. Profile

About LendingTree, Inc.

LendingTree, Inc., through its subsidiary, LT Intermediate Company, LLC, operates online consumer platform in the United States. It operates through three segments: Home, Consumer, and Insurance. The Home segment offers purchase mortgage, refinance mortgage, reverse mortgage, and home equity loans; lines of credit; and real estate brokerage services. The Consumer segment provides credit cards; personal, small business, student, and auto loans; deposit accounts; and other credit products, such as credit repair and debt settlement services. The Insurance segment includes information, tools, and access to insurance quote products, including home and automobile, through which consumers are matched with insurance lead aggregators to obtain insurance offers. LendingTree, Inc. also operates Student Loan Hero, a personal finance website dedicated to helping student loan borrowers manage their student debt; QuoteWizard.com, a marketplace for insurance comparison; ValuePenguin, a personal finance website that offers consumers objective analysis on various financial topics from insurance to credit cards; and Stash, a consumer investing and banking platform that offers a suite of personal investment accounts, traditional and Roth IRAs, custodial investment accounts, and banking services, including checking accounts and debit cards with a Stock-Back rewards program. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was incorporated in 1996 and is headquartered in Charlotte, North Carolina.

CEO
Mr. Douglas R. Lebda
Employee
860
Address
1415 Vantage Park Drive
Charlotte, 28203

LendingTree, Inc. Executives & BODs

LendingTree, Inc. Executives & BODs
# Name Age
1 Ms. Jill A. Olmstead
Chief Human Resources Officer
70
2 Mr. Scott Totman
Chief Technology Officer
70
3 Mr. Jason Bengel
Chief Financial Officer
70
4 Ms. Megan Greuling
Vice President, Head of Corporate Communications & Director of PR
70
5 Mr. Scott Peyree
Chief Operating Officer & President of Marketplace Businesses
70
6 Ms. Carla Shumate CPA
Senior Vice President & Chief Accounting Officer
70
7 Mr. Andrew N. Wessel
SVice President of Investor Relations & Corporate Development
70
8 Ms. Heather Enlow-Novitsky
General Counsel & Corporate Secretary
70
9 Ms. Tamara Kotronis
Senior Vice President of Finance
70
10 Mr. Douglas R. Lebda
Founder, Chairman & Chief Executive Officer
70

LendingTree, Inc. Competitors