TriState Capital Holdings, Inc. Logo

TriState Capital Holdings, Inc.

TSCAP

(2.8)
Stock Price

25,35 USD

0.6% ROA

9.8% ROE

11.26x PER

Market Cap.

116.299.715,00 USD

56.19% DER

0% Yield

32.8% NPM

TriState Capital Holdings, Inc. Stock Analysis

TriState Capital Holdings, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

TriState Capital Holdings, Inc. Fundamental Stock Analysis
# Analysis Rating
1 Revenue Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

2 Assets Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 ROE

ROE in an average range (9.8%) suggests satisfactory profitability and decent utilization of shareholders' equity.

4 ROA

The stock's ROA (0.6%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 PBV

The stock's PBV ratio (1.03x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

6 DER

The stock maintains a fair debt to equity ratio (56%), indicating a reasonable balance between the money it owes and the ownership it possesses.

7 Net Profit Growth

This company's net profit has been consistently on the rise over the past three years, indicating a strong financial performance and making it an appealing investment opportunity.

8 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

9 Buffet Intrinsic Value

The company's stock seems undervalued (106) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

10 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

11 Dividend

The company has not distributed any dividends in the past three years, which may raise concerns for investors looking for regular income from their investments.

TriState Capital Holdings, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

TriState Capital Holdings, Inc. Technical Stock Analysis
# Analysis Recommendation

TriState Capital Holdings, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

TriState Capital Holdings, Inc. Revenue
Year Revenue Growth
2008 16.800.000
2009 40.600.000 58.62%
2010 46.497.000 12.68%
2011 51.289.000 9.34%
2012 63.559.000 19.3%
2013 67.582.000 5.95%
2014 97.383.000 30.6%
2015 103.436.000 5.85%
2016 121.321.000 14.74%
2017 138.319.000 12.29%
2018 161.321.000 14.26%
2019 179.839.000 10.3%
2020 195.149.000 7.85%
2021 238.005.000 18.01%
2022 270.308.000 11.95%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

TriState Capital Holdings, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2008 0
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

TriState Capital Holdings, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2008 31.000.000
2009 52.900.000 41.4%
2010 26.051.000 -103.06%
2011 25.285.000 -3.03%
2012 27.577.000 8.31%
2013 29.203.000 5.57%
2014 47.467.000 38.48%
2015 53.024.000 10.48%
2016 62.832.000 15.61%
2017 68.301.000 8.01%
2018 75.725.000 9.8%
2019 82.033.000 7.69%
2020 95.245.000 13.87%
2021 108.502.000 12.22%
2022 9.120.000 -1089.71%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

TriState Capital Holdings, Inc. EBITDA
Year EBITDA Growth
2008 5.200.000
2009 12.700.000 59.06%
2010 29.078.000 56.32%
2011 30.774.000 5.51%
2012 32.061.000 4.01%
2013 30.705.000 -4.42%
2014 37.654.000 18.45%
2015 51.905.000 27.46%
2016 68.265.000 23.97%
2017 93.778.000 27.21%
2018 150.260.000 37.59%
2019 207.694.000 27.65%
2020 136.006.000 -52.71%
2021 147.527.000 7.81%
2022 156.460.000 5.71%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

TriState Capital Holdings, Inc. Gross Profit
Year Gross Profit Growth
2008 -2.600.000
2009 15.600.000 116.67%
2010 46.497.000 66.45%
2011 51.289.000 9.34%
2012 63.559.000 19.3%
2013 67.582.000 5.95%
2014 97.383.000 30.6%
2015 103.436.000 5.85%
2016 121.321.000 14.74%
2017 138.319.000 12.29%
2018 161.321.000 14.26%
2019 179.839.000 10.3%
2020 195.149.000 7.85%
2021 238.005.000 18.01%
2022 270.308.000 11.95%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

TriState Capital Holdings, Inc. Net Profit
Year Net Profit Growth
2008 -14.200.000
2009 -12.300.000 -15.45%
2010 15.228.000 180.77%
2011 7.218.000 -110.97%
2012 10.672.000 32.37%
2013 12.867.000 17.06%
2014 15.928.000 19.22%
2015 22.488.000 29.17%
2016 28.641.000 21.48%
2017 37.988.000 24.61%
2018 54.424.000 30.2%
2019 60.193.000 9.58%
2020 45.234.000 -33.07%
2021 78.060.000 42.05%
2022 86.564.000 9.82%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

TriState Capital Holdings, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2008 -1
2009 -1 0%
2010 1 0%
2011 0 0%
2012 0 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 100%
2017 1 0%
2018 2 0%
2019 2 50%
2020 2 -100%
2021 3 50%
2022 3 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

TriState Capital Holdings, Inc. Free Cashflow
Year Free Cashflow Growth
2010 29.695.000
2011 13.800.000 -115.18%
2012 17.148.000 19.52%
2013 31.535.000 45.62%
2014 27.377.000 -15.19%
2015 30.655.000 10.69%
2016 27.172.000 -12.82%
2017 37.284.000 27.12%
2018 80.916.000 53.92%
2019 62.113.000 -30.27%
2020 80.340.000 22.69%
2021 95.307.000 15.7%
2022 24.763.000 -284.88%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

TriState Capital Holdings, Inc. Operating Cashflow
Year Operating Cashflow Growth
2010 30.187.000
2011 15.242.000 -98.05%
2012 18.297.000 16.7%
2013 32.552.000 43.79%
2014 28.348.000 -14.83%
2015 31.690.000 10.55%
2016 30.109.000 -5.25%
2017 38.213.000 21.21%
2018 82.698.000 53.79%
2019 68.193.000 -21.27%
2020 85.407.000 20.16%
2021 105.746.000 19.23%
2022 28.078.000 -276.62%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

TriState Capital Holdings, Inc. Capital Expenditure
Year Capital Expenditure Growth
2010 492.000
2011 1.442.000 65.88%
2012 1.149.000 -25.5%
2013 1.017.000 -12.98%
2014 971.000 -4.74%
2015 1.035.000 6.18%
2016 2.937.000 64.76%
2017 929.000 -216.15%
2018 1.782.000 47.87%
2019 6.080.000 70.69%
2020 5.067.000 -19.99%
2021 10.439.000 51.46%
2022 3.315.000 -214.9%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

TriState Capital Holdings, Inc. Equity
Year Equity Growth
2010 175.600.000
2011 184.452.000 4.8%
2012 217.724.000 15.28%
2013 293.945.000 25.93%
2014 305.390.000 3.75%
2015 325.977.000 6.32%
2016 351.807.000 7.34%
2017 389.071.000 9.58%
2018 479.354.000 18.83%
2019 621.281.000 22.84%
2020 757.145.000 17.94%
2021 836.722.000 9.51%
2022 838.138.000 0.17%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

TriState Capital Holdings, Inc. Assets
Year Assets Growth
2010 1.659.800.000
2011 1.833.450.000 9.47%
2012 2.073.129.000 11.56%
2013 2.290.509.000 9.49%
2014 2.846.857.000 19.54%
2015 3.302.863.000 13.81%
2016 3.930.457.000 15.97%
2017 4.777.897.000 17.74%
2018 6.035.655.000 20.84%
2019 7.765.810.000 22.28%
2020 9.896.816.000 21.53%
2021 13.004.852.000 23.9%
2022 13.677.667.000 4.92%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

TriState Capital Holdings, Inc. Liabilities
Year Liabilities Growth
2010 1.484.200.000
2011 1.648.998.000 9.99%
2012 1.855.405.000 11.12%
2013 1.996.564.000 7.07%
2014 2.541.467.000 21.44%
2015 2.976.886.000 14.63%
2016 3.578.650.000 16.82%
2017 4.388.826.000 18.46%
2018 5.556.301.000 21.01%
2019 7.144.529.000 22.23%
2020 9.139.671.000 21.83%
2021 12.168.130.000 24.89%
2022 12.839.529.000 5.23%

TriState Capital Holdings, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
8.28
Net Income per Share
2.72
Price to Earning Ratio
11.26x
Price To Sales Ratio
0.49x
POCF Ratio
8.31
PFCF Ratio
1.22
Price to Book Ratio
1.05
EV to Sales
0.56
EV Over EBITDA
0.91
EV to Operating CashFlow
1.27
EV to FreeCashFlow
1.41
Earnings Yield
0.09
FreeCashFlow Yield
0.82
Market Cap
0,12 Bil.
Enterprise Value
0,13 Bil.
Graham Number
42.18
Graham NetNet
-407.68

Income Statement Metrics

Net Income per Share
2.72
Income Quality
1.35
ROE
0.1
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.86
EBT Per Ebit
0.64
Ebit per Revenue
0.6
Effective Tax Rate
0.14

Margins

Sales, General, & Administrative to Revenue
0.46
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.05
Gross Profit Margin
1
Operating Profit Margin
0.6
Pretax Profit Margin
0.38
Net Profit Margin
0.33

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0.1
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
3.68
Free CashFlow per Share
3.32
Capex to Operating CashFlow
-0.1
Capex to Revenue
-0.04
Capex to Depreciation
-2.14
Return on Invested Capital
0.09
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.36

Balance Sheet

Cash per Share
15,73
Book Value per Share
29,12
Tangible Book Value per Share
29.12
Shareholders Equity per Share
29.12
Interest Debt per Share
18.17
Debt to Equity
0.56
Debt to Assets
0.04
Net Debt to EBITDA
0.12
Current Ratio
0
Tangible Asset Value
0,84 Bil.
Net Current Asset Value
-11,72 Bil.
Invested Capital
0.56
Working Capital
0,45 Bil.
Intangibles to Total Assets
0
Average Receivables
0,01 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
4.04

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

TriState Capital Holdings, Inc. Dividends
Year Dividends Growth
2018 1
2019 2 0%
2020 2 0%
2021 2 0%
2022 1 0%

TriState Capital Holdings, Inc. Profile

About TriState Capital Holdings, Inc.

TriState Capital Holdings, Inc. operates as the bank holding company for TriState Capital Bank that provides various commercial and private banking services to middle-market businesses and high-net-worth individuals in the United States. The company operates in two segments, Bank and Investment Management. Its deposit products include checking accounts, money market deposit accounts, and certificates of deposit, as well as promontory's certificate of deposit account registry services and insured cash sweep services. The company also provides loans that are secured by cash, marketable securities, cash value life insurance, residential property, or other financial assets, as well as commercial and industrial loans, commercial real estate loans, personal loans, asset-based loans, acquisition financing, and letters of credit. In addition, it offers liquidity and treasury management services, such as online balance reporting, online bill payment, remote deposit, liquidity, wire and automated clearing house, foreign exchange, and controlled disbursement services; and equity and fixed income advisory and sub-advisory services to third party mutual funds and series trust mutual funds, as well as separately managed accounts primarily comprising ultra-high-net-worth and institutional clients that include corporations, ERISA plans, Taft-Hartley funds, municipalities, endowments, and foundations. Further, the company provides cash management services; and capital market services, such as interest rate swaps and investment management products, as well as engages in wholesaling and marketing the investment products and services. It offers its products and services through its main office located in Pittsburgh, Pennsylvania, as well as through its four additional representative offices in Cleveland, Ohio; Philadelphia, Pennsylvania; Edison, New Jersey; and New York, New York. The company was incorporated in 2006 and is headquartered in Pittsburgh, Pennsylvania.

CEO
Mr. James Francis Getz
Employee
376
Address
One Oxford Centre
Pittsburgh, 15219

TriState Capital Holdings, Inc. Executives & BODs

TriState Capital Holdings, Inc. Executives & BODs
# Name Age

TriState Capital Holdings, Inc. Competitors