Thaivivat Insurance Public Company Limited Logo

Thaivivat Insurance Public Company Limited

TVI.BK

(2.8)
Stock Price

7,30 THB

2.06% ROA

7.31% ROE

11.32x PER

Market Cap.

2.211.900.000,00 THB

0.12% DER

3.97% Yield

2.59% NPM

Thaivivat Insurance Public Company Limited Stock Analysis

Thaivivat Insurance Public Company Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Thaivivat Insurance Public Company Limited Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a minimal amount of debt (0%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

2 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

4 ROE

The stock's ROE falls within an average range (10.95%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (2.06%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 PBV

The stock's PBV ratio (1.17x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

7 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

8 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (559) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

9 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

10 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

11 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

Thaivivat Insurance Public Company Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Thaivivat Insurance Public Company Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

Thaivivat Insurance Public Company Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Thaivivat Insurance Public Company Limited Revenue
Year Revenue Growth
2002 715.060.328
2003 818.613.541 12.65%
2004 949.882.365 13.82%
2005 1.082.302.746 12.24%
2006 0 0%
2007 0 0%
2008 0 0%
2009 1.613.771.783 100%
2010 1.830.655.709 11.85%
2011 1.971.174.734 7.13%
2012 2.226.264.570 11.46%
2013 2.383.646.861 6.6%
2014 2.652.426.453 10.13%
2015 2.613.327.614 -1.5%
2016 2.826.586.004 7.54%
2017 2.836.671.285 0.36%
2018 3.243.055.447 12.53%
2019 3.873.002.746 16.27%
2020 4.685.619.612 17.34%
2021 5.741.044.705 18.38%
2022 6.373.559.692 9.92%
2023 6.884.660.420 7.42%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Thaivivat Insurance Public Company Limited Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Thaivivat Insurance Public Company Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 112.189.669
2003 118.651.706 5.45%
2004 121.581.904 2.41%
2005 153.185.401 20.63%
2006 153.262.080 0.05%
2007 174.429.840 12.14%
2008 187.467.228 6.95%
2009 233.246.858 19.63%
2010 342.395.325 31.88%
2011 657.263.358 47.91%
2012 89.285.999 -636.13%
2013 74.739.573 -19.46%
2014 84.654.807 11.71%
2015 81.394.514 -4.01%
2016 84.537.226 3.72%
2017 89.675.100 5.73%
2018 85.878.058 -4.42%
2019 92.341.217 7%
2020 106.637.781 13.41%
2021 131.585.540 18.96%
2022 136.470.551 3.58%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Thaivivat Insurance Public Company Limited EBITDA
Year EBITDA Growth
2002 17.443.520
2003 68.167.127 74.41%
2004 3.618.584 -1783.81%
2005 44.103.165 91.8%
2006 39.365.143 -12.04%
2007 51.585.557 23.69%
2008 -29.859.247 272.76%
2009 25.682.870 216.26%
2010 71.936.032 64.3%
2011 69.918.318 -2.89%
2012 204.375.278 65.79%
2013 118.891.391 -71.9%
2014 212.141.999 43.96%
2015 21.424.549 -890.18%
2016 25.391.022 15.62%
2017 32.419.395 21.68%
2018 137.362.419 76.4%
2019 137.319.369 -0.03%
2020 96.251.481 -42.67%
2021 590.000.994 83.69%
2022 261.512.185 -125.61%
2023 522.191.516 49.92%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Thaivivat Insurance Public Company Limited Gross Profit
Year Gross Profit Growth
2002 715.060.328
2003 818.613.541 12.65%
2004 949.882.365 13.82%
2005 1.082.302.746 12.24%
2006 0 0%
2007 0 0%
2008 0 0%
2009 1.613.771.783 100%
2010 1.830.655.709 11.85%
2011 1.971.174.734 7.13%
2012 2.226.264.570 11.46%
2013 2.383.646.861 6.6%
2014 2.652.426.453 10.13%
2015 2.613.327.614 -1.5%
2016 2.826.586.004 7.54%
2017 2.836.671.285 0.36%
2018 3.243.055.447 12.53%
2019 3.873.002.746 16.27%
2020 4.685.619.612 17.34%
2021 5.741.044.705 18.38%
2022 6.373.559.692 9.92%
2023 6.884.660.420 7.42%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Thaivivat Insurance Public Company Limited Net Profit
Year Net Profit Growth
2002 9.804.144
2003 62.320.769 84.27%
2004 3.618.584 -1622.24%
2005 26.268.641 86.22%
2006 37.463.997 29.88%
2007 31.380.616 -19.39%
2008 -33.358.434 194.07%
2009 19.119.269 274.48%
2010 63.879.724 70.07%
2011 43.254.710 -47.68%
2012 162.178.011 73.33%
2013 98.864.817 -64.04%
2014 178.966.872 44.76%
2015 22.323.876 -701.68%
2016 25.097.050 11.05%
2017 32.761.090 23.39%
2018 112.096.010 70.77%
2019 113.336.664 1.09%
2020 77.900.547 -45.49%
2021 472.227.910 83.5%
2022 206.773.453 -128.38%
2023 417.920.788 50.52%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Thaivivat Insurance Public Company Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 1 0%
2013 0 0%
2014 1 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 2 100%
2022 1 0%
2023 1 100%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Thaivivat Insurance Public Company Limited Free Cashflow
Year Free Cashflow Growth
2002 82.306.506
2003 82.643.560 0.41%
2004 72.562.501 -13.89%
2005 72.595.101 0.04%
2006 62.606.141 -15.96%
2007 108.352.041 42.22%
2008 27.329.961 -296.46%
2009 258.973.620 89.45%
2010 193.307.650 -33.97%
2011 188.153.077 -2.74%
2012 343.272.048 45.19%
2013 511.173.723 32.85%
2014 134.842.875 -279.09%
2015 -37.613.675 458.49%
2016 -7.161.375 -425.23%
2017 5.412.670 232.31%
2018 55.314.944 90.21%
2019 56.155.346 1.5%
2020 167.692.745 66.51%
2021 472.945.702 64.54%
2022 150.543.604 -214.16%
2023 83.322.619 -80.68%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Thaivivat Insurance Public Company Limited Operating Cashflow
Year Operating Cashflow Growth
2002 93.699.334
2003 97.159.978 3.56%
2004 94.438.968 -2.88%
2005 83.909.720 -12.55%
2006 95.748.485 12.36%
2007 140.912.977 32.05%
2008 80.649.519 -74.72%
2009 285.156.347 71.72%
2010 232.068.508 -22.88%
2011 211.731.621 -9.61%
2012 368.007.112 42.47%
2013 543.869.452 32.34%
2014 178.966.872 -203.89%
2015 22.323.876 -701.68%
2016 25.097.050 11.05%
2017 32.761.090 23.39%
2018 112.096.010 70.77%
2019 93.548.622 -19.83%
2020 207.938.580 55.01%
2021 509.038.736 59.15%
2022 206.773.453 -146.18%
2023 104.480.197 -97.91%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Thaivivat Insurance Public Company Limited Capital Expenditure
Year Capital Expenditure Growth
2002 11.392.828
2003 14.516.418 21.52%
2004 21.876.467 33.64%
2005 11.314.619 -93.35%
2006 33.142.344 65.86%
2007 32.560.936 -1.79%
2008 53.319.558 38.93%
2009 26.182.727 -103.64%
2010 38.760.858 32.45%
2011 23.578.544 -64.39%
2012 24.735.064 4.68%
2013 32.695.729 24.35%
2014 44.123.997 25.9%
2015 59.937.551 26.38%
2016 32.258.425 -85.8%
2017 27.348.420 -17.95%
2018 56.781.066 51.84%
2019 37.393.276 -51.85%
2020 40.245.835 7.09%
2021 36.093.034 -11.51%
2022 56.229.849 35.81%
2023 21.157.578 -165.77%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Thaivivat Insurance Public Company Limited Equity
Year Equity Growth
2002 639.260.372
2003 771.527.739 17.14%
2004 651.804.938 -18.37%
2005 645.276.698 -1.01%
2006 646.133.651 0.13%
2007 664.801.343 2.81%
2008 532.940.164 -24.74%
2009 678.567.704 21.46%
2010 834.202.462 18.66%
2011 723.522.767 -15.3%
2012 929.003.703 22.12%
2013 921.563.503 -0.81%
2014 1.101.302.259 16.32%
2015 1.094.771.984 -0.6%
2016 1.104.576.756 0.89%
2017 1.164.670.904 5.16%
2018 1.236.493.981 5.81%
2019 1.313.573.063 5.87%
2020 1.345.758.757 2.39%
2021 1.800.852.546 25.27%
2022 1.814.923.359 0.78%
2023 1.931.858.675 6.05%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Thaivivat Insurance Public Company Limited Assets
Year Assets Growth
2002 1.301.058.884
2003 1.570.324.961 17.15%
2004 1.582.713.532 0.78%
2005 1.773.805.452 10.77%
2006 1.813.805.490 2.21%
2007 1.930.210.880 6.03%
2008 1.866.360.532 -3.42%
2009 2.248.719.440 17%
2010 2.517.387.051 10.67%
2011 3.494.224.757 27.96%
2012 4.126.779.118 15.33%
2013 4.279.021.165 3.56%
2014 4.329.847.770 1.17%
2015 4.589.944.316 5.67%
2016 4.853.687.148 5.43%
2017 5.203.579.456 6.72%
2018 5.633.285.412 7.63%
2019 6.530.719.262 13.74%
2020 7.845.299.435 16.76%
2021 8.845.049.393 11.3%
2022 9.699.467.958 8.81%
2023 9.696.442.880 -0.03%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Thaivivat Insurance Public Company Limited Liabilities
Year Liabilities Growth
2002 661.798.512
2003 798.797.222 17.15%
2004 930.908.594 14.19%
2005 1.128.528.754 17.51%
2006 1.167.671.839 3.35%
2007 1.265.409.537 7.72%
2008 1.333.420.368 5.1%
2009 1.570.151.736 15.08%
2010 1.683.184.589 6.72%
2011 2.770.701.990 39.25%
2012 3.197.775.415 13.36%
2013 3.357.457.662 4.76%
2014 3.228.545.511 -3.99%
2015 3.495.172.332 7.63%
2016 3.749.110.392 6.77%
2017 4.038.908.552 7.18%
2018 4.396.791.431 8.14%
2019 5.217.146.199 15.72%
2020 6.499.540.678 19.73%
2021 7.044.196.847 7.73%
2022 7.884.544.599 10.66%
2023 7.764.584.205 -1.54%

Thaivivat Insurance Public Company Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
21.61
Net Income per Share
0.64
Price to Earning Ratio
11.32x
Price To Sales Ratio
0.33x
POCF Ratio
11.32
PFCF Ratio
17.02
Price to Book Ratio
1.17
EV to Sales
0.29
EV Over EBITDA
7.66
EV to Operating CashFlow
9.67
EV to FreeCashFlow
14.73
Earnings Yield
0.09
FreeCashFlow Yield
0.06
Market Cap
2,21 Bil.
Enterprise Value
1,91 Bil.
Graham Number
9.53
Graham NetNet
-4.63

Income Statement Metrics

Net Income per Share
0.64
Income Quality
1
ROE
0.11
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.79
EBT Per Ebit
0.98
Ebit per Revenue
0.03
Effective Tax Rate
0.22

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.03
Pretax Profit Margin
0.03
Net Profit Margin
0.03

Dividends

Dividend Yield
0.04
Dividend Yield %
3.97
Payout Ratio
0
Dividend Per Share
0.29

Operating Metrics

Operating Cashflow per Share
0.64
Free CashFlow per Share
0.42
Capex to Operating CashFlow
-0.34
Capex to Revenue
-0.01
Capex to Depreciation
0
Return on Invested Capital
0.1
Return on Tangible Assets
0.02
Days Sales Outstanding
69.41
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
5.26
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.22

Balance Sheet

Cash per Share
17,55
Book Value per Share
6,26
Tangible Book Value per Share
6.08
Shareholders Equity per Share
6.26
Interest Debt per Share
0.01
Debt to Equity
0
Debt to Assets
0
Net Debt to EBITDA
-1.19
Current Ratio
74.29
Tangible Asset Value
1,87 Bil.
Net Current Asset Value
-1,11 Bil.
Invested Capital
0
Working Capital
6,57 Bil.
Intangibles to Total Assets
0.01
Average Receivables
1,37 Bil.
Average Payables
0,07 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Thaivivat Insurance Public Company Limited Dividends
Year Dividends Growth
2000 0
2001 1 100%
2002 1 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 1 0%
2023 0 0%

Thaivivat Insurance Public Company Limited Profile

About Thaivivat Insurance Public Company Limited

Thaivivat Insurance Public Company Limited engages in non-life insurance business in Thailand. The company's insurance products include fire, marine and transportation, motor, and personal and travel accident, health, compensation indemnity, critical illness, contractor all risks, contractor plant and machinery, burglary, health, global travel, boiler explosion, public liability, golfer indemnity, and neon sign insurance products. It also provides reinsurance products. The company was founded in 1951 and is based in Bangkok, Thailand.

CEO
Mr. Jiraphant Asvatanakul
Employee
0
Address
Thaivivat Insurance Building
Bangkok, 10400

Thaivivat Insurance Public Company Limited Executives & BODs

Thaivivat Insurance Public Company Limited Executives & BODs
# Name Age
1 Ms. Sutepee Asvatanakul
MD, Chief Financial Officer & Director
70
2 Mr. Jiraphant Asvatanakul
Pres, Chief Executive Officer & Director
70
3 Ms. Sunee Theravithayangkura
Company Sec. & Director
70
4 Mr. Sucheep Lakthong
Accounting Mang.
70
5 Ms. Janejira Asvatanakul
Senior Executive Vice President
70
6 Mr. Suraphong Theravithayangkura
Senior Executive Vice President
70
7 Mr. Krailoes Hanvivadhanakul
Executive Vice President
70
8 Mr. Praphid Dhiraprayudti
Senior Executive Vice President
70
9 Mr. Thawan Viranont
Vice President, Advisor of Chief Executive Officer & Director
70
10 Mr. Thepphan Asvatanakul
Senior Executive Vice President
70

Thaivivat Insurance Public Company Limited Competitors