U-Haul Holding Company Logo

U-Haul Holding Company

UHAL-B

()
Stock Price

65,41 USD

2.69% ROA

6.48% ROE

26.59x PER

Market Cap.

13.415.540.282,00 USD

85.16% DER

0% Yield

8.24% NPM

U-Haul Holding Company Stock Analysis

U-Haul Holding Company Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

U-Haul Holding Company Fundamental Stock Analysis
# Analysis Rating

U-Haul Holding Company Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

U-Haul Holding Company Technical Stock Analysis
# Analysis Recommendation

U-Haul Holding Company Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

U-Haul Holding Company Revenue
Year Revenue Growth
1994 1.134.855.000
1995 1.240.863.000 8.54%
1996 1.294.423.000 4.14%
1997 1.425.103.000 9.17%
1998 1.409.942.000 -1.08%
1999 1.551.932.000 9.15%
2000 1.683.370.000 7.81%
2001 1.813.638.000 7.18%
2002 2.068.010.000 12.3%
2003 2.132.387.000 3.02%
2004 2.167.495.000 1.62%
2005 2.008.121.000 -7.94%
2006 2.106.626.000 4.68%
2007 2.085.597.000 -1.01%
2008 2.049.174.000 -1.78%
2009 1.934.245.000 -5.94%
2010 1.952.016.000 0.91%
2011 2.188.614.000 10.81%
2012 2.438.475.000 10.25%
2013 2.558.587.000 4.69%
2014 2.835.252.000 9.76%
2015 3.074.531.000 7.78%
2016 3.275.656.000 6.14%
2017 3.421.767.000 4.27%
2018 3.601.114.000 4.98%
2019 3.768.707.000 4.45%
2020 3.978.868.000 5.28%
2021 4.541.985.000 12.4%
2022 5.739.747.000 20.87%
2023 5.864.691.000 2.13%
2024 5.633.940.000 -4.1%
2025 6.193.960.000 9.04%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

U-Haul Holding Company Research and Development Expenses
Year Research and Development Expenses Growth
1994 0
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%
2025 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

U-Haul Holding Company General and Administrative Expenses
Year General and Administrative Expenses Growth
1994 0
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 108.259.000 100%
2010 121.105.000 10.61%
2011 341.238.000 64.51%
2012 310.839.000 -9.78%
2013 298.124.000 -4.27%
2014 257.168.000 -15.93%
2015 238.558.000 -7.8%
2016 217.216.000 -9.83%
2017 220.053.000 1.29%
2018 219.271.000 -0.36%
2019 133.435.000 -64.33%
2020 201.718.000 33.85%
2021 207.982.000 3.01%
2022 216.557.000 3.96%
2023 58.753.000 -268.59%
2024 32.654.000 -79.93%
2025 23.908.000 -36.58%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

U-Haul Holding Company EBITDA
Year EBITDA Growth
1994 302.787.000
1995 283.023.000 -6.98%
1996 220.222.000 -28.52%
1997 201.994.000 -9.02%
1998 204.442.000 1.2%
1999 231.525.000 11.7%
2000 264.048.000 12.32%
2001 202.776.000 -30.22%
2002 234.989.000 13.71%
2003 257.939.000 8.9%
2004 365.040.000 29.34%
2005 265.270.000 -37.61%
2006 508.086.000 47.79%
2007 449.244.000 -13.1%
2008 444.701.000 -1.02%
2009 538.685.000 17.45%
2010 580.077.000 7.14%
2011 590.019.000 1.69%
2012 777.011.000 24.07%
2013 755.542.000 -2.84%
2014 919.832.000 17.86%
2015 1.012.325.000 9.14%
2016 1.252.972.000 19.21%
2017 1.220.338.000 -2.67%
2018 1.120.107.000 -8.95%
2019 1.197.210.000 6.44%
2020 1.198.009.000 0.07%
2021 1.621.493.000 26.12%
2022 2.331.156.000 30.44%
2023 1.935.281.000 -20.46%
2024 1.649.634.000 -17.32%
2025 2.103.563.996 21.58%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

U-Haul Holding Company Gross Profit
Year Gross Profit Growth
1994 1.042.676.000
1995 323.523.000 -222.29%
1996 301.688.000 -7.24%
1997 248.265.000 -21.52%
1998 224.164.000 -10.75%
1999 264.549.000 15.27%
2000 306.913.000 13.8%
2001 235.808.000 -30.15%
2002 270.681.000 12.88%
2003 284.475.000 4.85%
2004 358.908.000 20.74%
2005 316.611.000 -13.36%
2006 472.459.000 32.99%
2007 442.275.000 -6.82%
2008 438.785.000 -0.8%
2009 601.317.000 27.03%
2010 656.802.000 8.45%
2011 865.032.000 24.07%
2012 1.016.553.000 14.91%
2013 2.451.371.000 58.53%
2014 2.707.982.000 9.48%
2015 2.928.459.000 7.53%
2016 3.130.666.000 6.46%
2017 3.269.282.000 4.24%
2018 3.440.625.000 4.98%
2019 3.606.565.000 4.6%
2020 3.814.850.000 5.46%
2021 4.327.926.000 11.86%
2022 5.480.162.000 21.03%
2023 5.019.797.000 -9.17%
2024 855.983.000 -486.44%
2025 1.224.896.000 30.12%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

U-Haul Holding Company Net Profit
Year Net Profit Growth
1994 40.184.000
1995 60.032.000 33.06%
1996 60.394.000 0.6%
1997 51.865.000 -16.44%
1998 34.984.000 -48.25%
1999 62.509.000 44.03%
2000 65.491.000 4.55%
2001 12.965.000 -405.14%
2002 2.721.000 -376.48%
2003 -24.986.000 110.89%
2004 -2.852.000 -776.09%
2005 89.424.000 103.19%
2006 121.154.000 26.19%
2007 90.553.000 -33.79%
2008 67.784.000 -33.59%
2009 13.410.000 -405.47%
2010 65.623.000 79.57%
2011 183.575.000 64.25%
2012 205.367.000 10.61%
2013 264.708.000 22.42%
2014 342.391.000 22.69%
2015 356.741.000 4.02%
2016 489.001.000 27.05%
2017 398.424.000 -22.73%
2018 790.583.000 49.6%
2019 370.857.000 -113.18%
2020 442.048.000 16.1%
2021 610.856.000 27.63%
2022 1.124.362.000 45.67%
2023 924.472.000 -21.62%
2024 628.707.000 -47.04%
2025 781.668.000 19.57%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

U-Haul Holding Company Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1994 0
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 1 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 1 0%
2012 1 100%
2013 1 0%
2014 2 0%
2015 2 0%
2016 3 50%
2017 2 0%
2018 4 50%
2019 2 -300%
2020 23 95.45%
2021 31 29.03%
2022 57 45.61%
2023 5 -1325%
2024 3 -33.33%
2025 4 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

U-Haul Holding Company Free Cashflow
Year Free Cashflow Growth
1994 -328.377.000
1995 -212.165.000 -54.77%
1996 -147.280.000 -44.06%
1997 -15.762.000 -834.4%
1998 -232.396.000 93.22%
1999 -139.280.000 -66.86%
2000 -180.060.000 22.65%
2001 -238.802.000 24.6%
2002 -145.394.000 -64.24%
2003 -190.390.000 23.63%
2004 -255.924.000 25.61%
2005 -64.247.000 -298.34%
2006 -73.874.000 13.03%
2007 -297.623.000 75.18%
2008 -240.923.000 -23.53%
2009 -121.730.000 -97.92%
2010 140.381.000 186.71%
2011 92.376.000 -51.97%
2012 74.806.000 -23.49%
2013 5.546.000 -1248.83%
2014 -289.861.000 101.91%
2015 -303.709.000 4.56%
2016 -468.091.000 35.12%
2017 -399.444.000 -17.19%
2018 -427.417.000 6.54%
2019 -894.385.000 52.21%
2020 -1.233.893.000 27.52%
2021 93.920.000 1413.77%
2022 -190.302.000 149.35%
2023 -994.291.000 80.86%
2024 -1.540.142.000 35.44%
2025 -509.260.000 -202.43%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

U-Haul Holding Company Operating Cashflow
Year Operating Cashflow Growth
1994 202.319.000
1995 234.403.000 13.69%
1996 151.904.000 -54.31%
1997 188.181.000 19.28%
1998 159.902.000 -17.69%
1999 159.549.000 -0.22%
2000 237.657.000 32.87%
2001 126.053.000 -88.54%
2002 130.493.000 3.4%
2003 74.530.000 -75.09%
2004 -40.325.000 284.82%
2005 220.719.000 118.27%
2006 270.508.000 18.41%
2007 350.721.000 22.87%
2008 329.287.000 -6.51%
2009 274.960.000 -19.76%
2010 399.872.000 31.24%
2011 572.794.000 30.19%
2012 664.605.000 13.81%
2013 661.530.000 -0.46%
2014 709.504.000 6.76%
2015 808.190.000 12.21%
2016 1.041.063.000 22.37%
2017 1.020.061.000 -2.06%
2018 936.328.000 -8.94%
2019 975.583.000 4.02%
2020 1.075.513.000 9.29%
2021 1.535.395.000 29.95%
2022 1.946.235.000 21.11%
2023 1.729.610.000 -12.52%
2024 1.452.756.000 -19.06%
2025 453.903.000 -220.06%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

U-Haul Holding Company Capital Expenditure
Year Capital Expenditure Growth
1994 530.696.000
1995 446.568.000 -18.84%
1996 299.184.000 -49.26%
1997 203.943.000 -46.7%
1998 392.298.000 48.01%
1999 298.829.000 -31.28%
2000 417.717.000 28.46%
2001 364.855.000 -14.49%
2002 275.887.000 -32.25%
2003 264.920.000 -4.14%
2004 215.599.000 -22.88%
2005 284.966.000 24.34%
2006 344.382.000 17.25%
2007 648.344.000 46.88%
2008 570.210.000 -13.7%
2009 396.690.000 -43.74%
2010 259.491.000 -52.87%
2011 480.418.000 45.99%
2012 589.799.000 18.55%
2013 655.984.000 10.09%
2014 999.365.000 34.36%
2015 1.111.899.000 10.12%
2016 1.509.154.000 26.32%
2017 1.419.505.000 -6.32%
2018 1.363.745.000 -4.09%
2019 1.869.968.000 27.07%
2020 2.309.406.000 19.03%
2021 1.441.475.000 -60.21%
2022 2.136.537.000 32.53%
2023 2.723.901.000 21.56%
2024 2.992.898.000 8.99%
2025 963.163.000 -210.74%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

U-Haul Holding Company Equity
Year Equity Growth
1994 651.787.000
1995 686.784.000 5.1%
1996 649.548.000 -5.73%
1997 602.320.000 -7.84%
1998 595.059.000 -1.22%
1999 616.025.000 3.4%
2000 585.294.000 -5.25%
2001 615.366.000 4.89%
2002 499.106.000 -23.29%
2003 327.448.000 -52.42%
2004 503.846.000 35.01%
2005 572.839.000 12.04%
2006 695.604.000 17.65%
2007 718.098.000 3.13%
2008 758.431.000 5.32%
2009 717.629.000 -5.69%
2010 812.911.000 11.72%
2011 993.020.000 18.14%
2012 1.035.820.000 4.13%
2013 1.229.259.000 15.74%
2014 1.527.368.000 19.52%
2015 1.884.359.000 18.94%
2016 2.251.406.000 16.3%
2017 2.619.744.000 14.06%
2018 3.408.708.000 23.15%
2019 3.692.389.000 7.68%
2020 4.220.720.000 12.52%
2021 4.851.882.000 13.01%
2022 5.885.283.000 17.56%
2023 6.528.335.000 9.85%
2024 7.172.445.000 8.98%
2025 7.350.441.000 2.42%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

U-Haul Holding Company Assets
Year Assets Growth
1994 2.344.442.000
1995 2.605.989.000 10.04%
1996 2.827.978.000 7.85%
1997 2.718.994.000 -4.01%
1998 2.913.277.000 6.67%
1999 3.087.503.000 5.64%
2000 3.125.225.000 1.21%
2001 3.384.064.000 7.65%
2002 3.773.455.000 10.32%
2003 3.805.666.000 0.85%
2004 3.375.605.000 -12.74%
2005 3.103.622.000 -8.76%
2006 3.367.218.000 7.83%
2007 3.523.048.000 4.42%
2008 3.832.487.000 8.07%
2009 3.825.073.000 -0.19%
2010 3.762.454.000 -1.66%
2011 4.176.154.000 9.91%
2012 4.654.051.000 10.27%
2013 5.306.601.000 12.3%
2014 5.998.978.000 11.54%
2015 6.872.175.000 12.71%
2016 8.150.725.000 15.69%
2017 9.405.840.000 13.34%
2018 10.746.985.000 12.48%
2019 11.891.713.000 9.63%
2020 13.438.024.000 11.51%
2021 14.651.606.000 8.28%
2022 17.299.581.000 15.31%
2023 18.124.648.000 4.55%
2024 19.291.330.000 6.05%
2025 19.305.427.000 0.07%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

U-Haul Holding Company Liabilities
Year Liabilities Growth
1994 1.692.655.000
1995 1.919.205.000 11.8%
1996 2.178.430.000 11.9%
1997 2.116.674.000 -2.92%
1998 2.318.218.000 8.69%
1999 2.471.478.000 6.2%
2000 2.539.931.000 2.7%
2001 2.768.698.000 8.26%
2002 3.274.349.000 15.44%
2003 3.478.218.000 5.86%
2004 2.871.759.000 -21.12%
2005 2.530.783.000 -13.47%
2006 2.671.614.000 5.27%
2007 2.804.950.000 4.75%
2008 3.074.056.000 8.75%
2009 3.107.444.000 1.07%
2010 2.949.543.000 -5.35%
2011 3.183.134.000 7.34%
2012 3.618.231.000 12.03%
2013 4.077.342.000 11.26%
2014 4.471.610.000 8.82%
2015 4.987.816.000 10.35%
2016 5.899.319.000 15.45%
2017 6.786.096.000 13.07%
2018 7.338.277.000 7.52%
2019 8.199.324.000 10.5%
2020 9.217.304.000 11.04%
2021 9.799.724.000 5.94%
2022 11.414.298.000 14.15%
2023 11.596.313.000 1.57%
2024 12.118.885.000 4.31%
2025 11.954.986.000 -1.37%

U-Haul Holding Company Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
29.16
Net Income per Share
2.85
Price to Earning Ratio
26.59x
Price To Sales Ratio
2.35x
POCF Ratio
10.31
PFCF Ratio
-7.7
Price to Book Ratio
2.02
EV to Sales
3.24
EV Over EBITDA
11.81
EV to Operating CashFlow
12.85
EV to FreeCashFlow
-10.64
Earnings Yield
0.04
FreeCashFlow Yield
-0.13
Market Cap
13,42 Bil.
Enterprise Value
18,52 Bil.
Graham Number
49.01
Graham NetNet
-41.5

Income Statement Metrics

Net Income per Share
2.85
Income Quality
2.62
ROE
0.08
Return On Assets
0.02
Return On Capital Employed
0.05
Net Income per EBT
0.73
EBT Per Ebit
0.76
Ebit per Revenue
0.15
Effective Tax Rate
0.26

Margins

Sales, General, & Administrative to Revenue
0.01
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.36
Operating Profit Margin
0.15
Pretax Profit Margin
0.11
Net Profit Margin
0.08

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0.06
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
7.35
Free CashFlow per Share
-8.88
Capex to Operating CashFlow
2.21
Capex to Revenue
0.56
Capex to Depreciation
3.82
Return on Invested Capital
0.07
Return on Tangible Assets
0.03
Days Sales Outstanding
16.19
Days Payables Outstanding
115.97
Days of Inventory on Hand
21.94
Receivables Turnover
22.54
Payables Turnover
3.15
Inventory Turnover
16.64
Capex per Share
16.23

Balance Sheet

Cash per Share
18,10
Book Value per Share
37,49
Tangible Book Value per Share
44.99
Shareholders Equity per Share
37.49
Interest Debt per Share
32.61
Debt to Equity
0.85
Debt to Assets
0.32
Net Debt to EBITDA
3.26
Current Ratio
1.99
Tangible Asset Value
8,82 Bil.
Net Current Asset Value
-10,14 Bil.
Invested Capital
13505231000
Working Capital
0,90 Bil.
Intangibles to Total Assets
-0.08
Average Receivables
0,26 Bil.
Average Payables
0,81 Bil.
Average Inventory
154282500
Debt to Market Cap
0.47

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

U-Haul Holding Company Dividends
Year Dividends Growth
2022 0
2023 0 0%
2024 0 0%

U-Haul Holding Company Profile

About U-Haul Holding Company

U-Haul Holding Company operates as a do-it-yourself moving and storage operator for household and commercial goods in the United States and Canada. The company's Moving and Storage segment rents trucks, trailers, portable moving and storage units, specialty rental items, and self-storage spaces primarily to the household movers; and sells moving supplies, towing accessories, and propane. It also provides uhaul.com, an online marketplace that connects consumers to independent Moving Help service providers and independent self-storage affiliates; auto transport and tow dolly options to transport vehicles; and specialty boxes for dishes, computers, flat screen television, and sensitive electronic equipment, as well as tapes, security locks, and packing supplies. This segment rents its products and services through a network of approximately 2,300 company operated retail moving stores and 21,000 independent U-Haul dealers. It also has a rental fleet of approximately 188,700 trucks, 139,400 trailers, and 43,700 towing devices; and 1,962 self-storage locations with approximately 1,004,000 rentable storage units. The company's Property and Casualty Insurance segment offers loss adjusting and claims handling services. It also provides moving and storage protection packages, such as Safemove and Safetow packages, which offer moving and towing customers with a damage waiver, cargo protection, and medical and life insurance coverage; Safestor that protects storage customers from loss on their goods in storage; Safestor Mobile, which protects customers stored belongings; and Safemove Plus, which provides rental customers with a layer of primary liability protection. Its Life Insurance segment provides life and health insurance products primarily to the senior market through the direct writing and reinsuring of life insurance, Medicare supplement, and annuity policies. The company was formerly known as AMERCO. The company was founded in 1945 and is based in Reno, Nevada.

CEO
Mr. Edward Joseph Shoen J.D.
Employee
17.836
Address
5555 Kietzke Lane
Reno, 89511

U-Haul Holding Company Executives & BODs

U-Haul Holding Company Executives & BODs
# Name Age
1 Ms. Maria Lourdes Bell
Chief Accounting Officer
70
2 Mr. Douglas Marvin Bell
President of Repwest Insurance Company
70
3 Mr. Matthew F. Braccia
President of Amerco Real Estate Company
70
4 Mr. Robert William Simmons
President of Oxford Life Insurance Company
70
5 Mr. Edward Joseph Shoen J.D.
Chairman of the Board, President & Chief Executive Officer
70
6 Mr. John Cary Taylor
President of U-Haul International Inc.
70
7 Mr. Sebastien Reyes
Director of Investor Relations
70
8 Mr. Jason Allen Berg
Chief Financial Officer
70
9 Mr. Samuel Joseph Shoen M.B.A., M.D.
Vice Chairman of the Board & U-Box Project Manager
70
10 Ms. Kristine Kunkel Campbell
General Counsel
70

U-Haul Holding Company Competitors