Unum Group 6.250% JR NT58 Logo

Unum Group 6.250% JR NT58

UNMA

(2.8)
Stock Price

24,79 USD

2.24% ROA

17.06% ROE

3.64x PER

Market Cap.

11.443.355.447,00 USD

33.16% DER

6.18% Yield

13.74% NPM

Unum Group 6.250% JR NT58 Stock Analysis

Unum Group 6.250% JR NT58 Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Unum Group 6.250% JR NT58 Fundamental Stock Analysis
# Analysis Rating
1 ROA

The stock's ability to make a lot of money from its assets shows that it is very profitable, making it a good choice for people who want to invest and make a lot of money.

2 PBV

With a remarkably low PBV ratio (0.48x), the stock offers substantial upside potential at a bargain price.

3 DER

The stock has a minimal amount of debt (36%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

4 Dividend

Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors.

5 ROE

The stock's ROE falls within an average range (13.22%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

6 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

7 Buffet Intrinsic Value

The company's stock seems undervalued (60.327) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

8 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

9 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

10 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

11 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

Unum Group 6.250% JR NT58 Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Unum Group 6.250% JR NT58 Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

Unum Group 6.250% JR NT58 Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Unum Group 6.250% JR NT58 Revenue
Year Revenue Growth
2002 9.613.000.000
2003 9.991.600.000 3.79%
2004 10.464.900.000 4.52%
2005 10.437.200.000 -0.27%
2006 10.535.300.000 0.93%
2007 10.519.900.000 -0.15%
2008 9.982.300.000 -5.39%
2009 10.091.000.000 1.08%
2010 10.193.200.000 1%
2011 10.278.000.000 0.83%
2012 10.515.400.000 2.26%
2013 10.364.600.000 -1.45%
2014 10.524.500.000 1.52%
2015 10.731.300.000 1.93%
2016 11.046.500.000 2.85%
2017 11.286.800.000 2.13%
2018 11.598.500.000 2.69%
2019 11.998.900.000 3.34%
2020 13.162.100.000 8.84%
2021 12.013.800.000 -9.56%
2022 11.965.200.000 -0.41%
2023 12.370.000.000 3.27%
2023 12.385.900.000 0.13%
2024 12.933.600.000 4.23%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Unum Group 6.250% JR NT58 Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Unum Group 6.250% JR NT58 General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Unum Group 6.250% JR NT58 EBITDA
Year EBITDA Growth
2002 610.900.000
2003 -145.800.000 519%
2004 -60.800.000 -139.8%
2005 709.600.000 108.57%
2006 403.600.000 -75.82%
2007 672.400.000 39.98%
2008 553.200.000 -21.55%
2009 852.600.000 35.12%
2010 1.331.300.000 35.96%
2011 257.200.000 -417.61%
2012 -145.400.000 276.89%
2013 -145.400.000 0%
2014 -167.500.000 13.19%
2015 -152.800.000 -9.62%
2016 -166.000.000 7.95%
2017 -159.900.000 -3.81%
2018 -167.300.000 4.42%
2019 -204.700.000 18.27%
2020 -200.900.000 -1.89%
2021 -278.300.000 27.81%
2022 -192.700.000 -44.42%
2023 1.046.800.000 118.41%
2023 -194.800.000 637.37%
2024 -199.600.000 2.4%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Unum Group 6.250% JR NT58 Gross Profit
Year Gross Profit Growth
2002 7.979.900.000
2003 9.074.200.000 12.06%
2004 9.529.500.000 4.78%
2005 9.518.800.000 -0.11%
2006 9.718.100.000 2.05%
2007 10.255.700.000 5.24%
2008 9.641.400.000 -6.37%
2009 9.713.100.000 0.74%
2010 9.892.200.000 1.81%
2011 10.047.500.000 1.55%
2012 1.709.000.000 -487.92%
2013 10.068.000.000 83.03%
2014 10.421.200.000 3.39%
2015 10.389.200.000 -0.31%
2016 11.046.500.000 5.95%
2017 11.286.800.000 2.13%
2018 11.598.500.000 2.69%
2019 11.998.900.000 3.34%
2020 13.162.100.000 8.84%
2021 11.801.000.000 -11.53%
2022 11.491.700.000 -2.69%
2023 11.620.000.000 1.1%
2023 11.933.900.000 2.63%
2024 12.402.000.000 3.77%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Unum Group 6.250% JR NT58 Net Profit
Year Net Profit Growth
2002 401.200.000
2003 -386.400.000 203.83%
2004 -253.000.000 -52.73%
2005 513.600.000 149.26%
2006 411.000.000 -24.96%
2007 679.300.000 39.5%
2008 553.200.000 -22.79%
2009 852.600.000 35.12%
2010 886.100.000 3.78%
2011 235.400.000 -276.42%
2012 894.400.000 73.68%
2013 847.000.000 -5.6%
2014 402.100.000 -110.64%
2015 867.100.000 53.63%
2016 931.400.000 6.9%
2017 994.200.000 6.32%
2018 523.400.000 -89.95%
2019 1.100.300.000 52.43%
2020 793.000.000 -38.75%
2021 824.200.000 3.79%
2022 1.407.200.000 41.43%
2023 808.000.000 -74.16%
2023 1.283.800.000 37.06%
2024 1.558.000.000 17.6%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Unum Group 6.250% JR NT58 Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 3 100%
2011 1 0%
2012 3 100%
2013 3 0%
2014 2 -200%
2015 4 66.67%
2016 4 0%
2017 4 25%
2018 2 -100%
2019 5 60%
2020 4 -66.67%
2021 4 25%
2022 7 42.86%
2023 4 -75%
2023 7 33.33%
2024 8 25%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Unum Group 6.250% JR NT58 Free Cashflow
Year Free Cashflow Growth
2002 154.700.000
2003 25.300.000 -511.46%
2004 168.800.000 85.01%
2005 767.300.000 78%
2006 117.400.000 -553.58%
2007 1.750.300.000 93.29%
2008 1.326.100.000 -31.99%
2009 1.237.000.000 -7.2%
2010 1.196.800.000 -3.36%
2011 1.193.700.000 -0.26%
2012 1.274.200.000 6.32%
2013 926.000.000 -37.6%
2014 1.109.100.000 16.51%
2015 1.191.900.000 6.95%
2016 1.031.100.000 -15.59%
2017 1.058.800.000 2.62%
2018 1.392.400.000 23.96%
2019 1.590.700.000 12.47%
2020 478.400.000 -232.5%
2021 1.277.200.000 62.54%
2022 1.316.500.000 2.99%
2023 304.000.000 -333.06%
2023 1.068.000.000 71.54%
2024 270.000.000 -295.56%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Unum Group 6.250% JR NT58 Operating Cashflow
Year Operating Cashflow Growth
2002 154.700.000
2003 25.300.000 -511.46%
2004 168.800.000 85.01%
2005 767.300.000 78%
2006 117.400.000 -553.58%
2007 1.750.300.000 93.29%
2008 1.326.100.000 -31.99%
2009 1.237.000.000 -7.2%
2010 1.196.800.000 -3.36%
2011 1.193.700.000 -0.26%
2012 1.379.600.000 13.47%
2013 1.031.500.000 -33.75%
2014 1.223.600.000 15.7%
2015 1.292.100.000 5.3%
2016 1.116.100.000 -15.77%
2017 1.164.100.000 4.12%
2018 1.536.500.000 24.24%
2019 1.741.600.000 11.78%
2020 597.500.000 -191.48%
2021 1.387.500.000 56.94%
2022 1.418.700.000 2.2%
2023 325.800.000 -335.45%
2023 1.202.800.000 72.91%
2024 298.300.000 -303.22%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Unum Group 6.250% JR NT58 Capital Expenditure
Year Capital Expenditure Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 105.400.000 100%
2013 105.500.000 0.09%
2014 114.500.000 7.86%
2015 100.200.000 -14.27%
2016 85.000.000 -17.88%
2017 105.300.000 19.28%
2018 144.100.000 26.93%
2019 150.900.000 4.51%
2020 119.100.000 -26.7%
2021 110.300.000 -7.98%
2022 102.200.000 -7.93%
2023 21.800.000 -368.81%
2023 134.800.000 83.83%
2024 28.300.000 -376.33%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Unum Group 6.250% JR NT58 Equity
Year Equity Growth
2002 6.843.200.000
2003 7.271.000.000 5.88%
2004 7.224.100.000 -0.65%
2005 7.363.900.000 1.9%
2006 7.718.800.000 4.6%
2007 8.039.900.000 3.99%
2008 6.397.900.000 -25.66%
2009 8.500.100.000 24.73%
2010 8.944.400.000 4.97%
2011 8.577.000.000 -4.28%
2012 8.612.600.000 0.41%
2013 8.659.100.000 0.54%
2014 8.521.900.000 -1.61%
2015 8.663.900.000 1.64%
2016 8.968.000.000 3.39%
2017 9.574.900.000 6.34%
2018 8.621.800.000 -11.05%
2019 9.965.000.000 13.48%
2020 10.871.000.000 8.33%
2021 11.416.400.000 4.78%
2022 8.735.000.000 -30.7%
2023 9.651.400.000 9.49%
2023 9.618.100.000 -0.35%
2024 10.464.600.000 8.09%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Unum Group 6.250% JR NT58 Assets
Year Assets Growth
2002 10.296.600.000
2003 10.799.900.000 4.66%
2004 11.058.300.000 2.34%
2005 10.909.900.000 -1.36%
2006 10.493.500.000 -3.97%
2007 9.985.600.000 -5.09%
2008 8.382.400.000 -19.13%
2009 10.584.500.000 20.8%
2010 11.353.800.000 6.78%
2011 11.023.500.000 -3%
2012 62.236.100.000 82.29%
2013 59.403.600.000 -4.77%
2014 62.450.200.000 4.88%
2015 60.563.600.000 -3.12%
2016 58.698.700.000 -3.18%
2017 60.222.600.000 2.53%
2018 57.950.600.000 -3.92%
2019 63.580.000.000 8.85%
2020 60.683.500.000 -4.77%
2021 59.530.300.000 -1.94%
2022 51.324.700.000 -15.99%
2023 63.255.200.000 18.86%
2023 27.100.000 -233314.02%
2024 62.044.400.000 99.96%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Unum Group 6.250% JR NT58 Liabilities
Year Liabilities Growth
2002 3.153.400.000
2003 3.528.900.000 10.64%
2004 3.834.200.000 7.96%
2005 3.546.000.000 -8.13%
2006 2.162.000.000 -64.01%
2007 1.945.700.000 -11.12%
2008 1.984.500.000 1.96%
2009 1.467.700.000 -35.21%
2010 2.409.400.000 39.08%
2011 2.446.500.000 1.52%
2012 2.755.400.000 11.21%
2013 2.612.000.000 -5.49%
2014 2.628.700.000 0.64%
2015 2.449.400.000 -7.32%
2016 49.730.700.000 95.07%
2017 50.647.700.000 1.81%
2018 49.328.800.000 -2.67%
2019 53.615.000.000 7.99%
2020 49.812.500.000 -7.63%
2021 48.113.900.000 -3.53%
2022 42.589.700.000 -12.97%
2023 3.430.400.000 -1141.54%
2023 50.336.400.000 93.19%
2024 3.470.300.000 -1350.49%

Unum Group 6.250% JR NT58 Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
66.78
Net Income per Share
6.93
Price to Earning Ratio
3.64x
Price To Sales Ratio
0.9x
POCF Ratio
3.56
PFCF Ratio
9.41
Price to Book Ratio
0.46
EV to Sales
1.16
EV Over EBITDA
130.69
EV to Operating CashFlow
10.94
EV to FreeCashFlow
12.15
Earnings Yield
0.27
FreeCashFlow Yield
0.11
Market Cap
11,44 Bil.
Enterprise Value
14,78 Bil.
Graham Number
92.69
Graham NetNet
-1.9

Income Statement Metrics

Net Income per Share
6.93
Income Quality
1.02
ROE
0.13
Return On Assets
0.03
Return On Capital Employed
0.09
Net Income per EBT
0.79
EBT Per Ebit
0.46
Ebit per Revenue
0.38
Effective Tax Rate
0.21

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.97
Operating Profit Margin
0.38
Pretax Profit Margin
0.17
Net Profit Margin
0.14

Dividends

Dividend Yield
0.06
Dividend Yield %
6.18
Payout Ratio
0.21
Dividend Per Share
1.56

Operating Metrics

Operating Cashflow per Share
7.11
Free CashFlow per Share
6.4
Capex to Operating CashFlow
0.1
Capex to Revenue
0.01
Capex to Depreciation
0.69
Return on Invested Capital
0.1
Return on Tangible Assets
0.02
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.71

Balance Sheet

Cash per Share
16,36
Book Value per Share
308,28
Tangible Book Value per Share
291.75
Shareholders Equity per Share
55.08
Interest Debt per Share
19.3
Debt to Equity
0.33
Debt to Assets
0.06
Net Debt to EBITDA
29.51
Current Ratio
-0.02
Tangible Asset Value
55,43 Bil.
Net Current Asset Value
-3,34 Bil.
Invested Capital
12259699999
Working Capital
8,64 Bil.
Intangibles to Total Assets
0.05
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.3

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Unum Group 6.250% JR NT58 Dividends
Year Dividends Growth
2018 1
2019 2 100%
2020 1 0%
2021 2 0%
2022 2 0%
2023 2 0%
2024 2 0%

Unum Group 6.250% JR NT58 Profile

About Unum Group 6.250% JR NT58

Unum Group engages in the provision of financial protection benefits. Its services include disability, life, accident, critical illness, dental, vision, and other related services. It operates through the following segments: Unum US, Unum International, Colonial Life, Closed Block, and Corporate. The Unum US segment focuses on group disability, group life and accidental death and dismemberment products, and supplemental and voluntary lines of business. The Unum International segment engages in the operations of the UK business, which includes insurance for group long-term disability, group life, and supplemental lines of business that include dental, individual disability, and critical illness products. The Colonial Life segment includes insurance for accident, sickness, disability products, life products, and cancer and critical illness products. The Closed Block segment consists of individual disability, group and individual long-term care, and other insurance products no longer actively marketed. The Corporate segment refers to investment income on corporate assets and other corporate income and expenses not allocated to a line of business. The company was founded in 1848 and is headquartered in Chattanooga, TN.

CEO
None
Employee
10.812
Address

Chattanooga,

Unum Group 6.250% JR NT58 Executives & BODs

Unum Group 6.250% JR NT58 Executives & BODs
# Name Age

Unum Group 6.250% JR NT58 Competitors