WEX Inc. Logo

WEX Inc.

WEX

(1.0)
Stock Price

179,08 USD

2.49% ROA

13.91% ROE

35.39x PER

Market Cap.

8.580.804.240,00 USD

235.95% DER

0% Yield

9.32% NPM

WEX Inc. Stock Analysis

WEX Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

WEX Inc. Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (15.94%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 ROA

The stock's ROA (2.8%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

3 Assets Growth

Over the past three years, this company's revenue has consistently grown, demonstrating a positive financial trend that makes it an appealing choice.

4 PBV

The stock's high Price-to-Book Value (P/BV) ratio (4.41x) suggests it's overvalued, potentially making it an expensive investment.

5 DER

The company has a high debt to equity ratio (213%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

6 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

7 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

8 Graham Number

The Graham number of this company suggests that its stock price may be overvalued, indicating a less favorable investment opportunity.

9 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

10 Dividend

The company's decision to withhold dividends for three years raises questions about its ability to generate consistent returns.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is overpriced (-156), presenting a possible disadvantage for investors as its market price surpasses its estimated intrinsic value.

WEX Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

WEX Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

WEX Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

WEX Inc. Revenue
Year Revenue Growth
2001 122.162.000
2002 126.601.000 3.51%
2003 156.939.000 19.33%
2004 189.100.000 17.01%
2005 241.333.000 21.64%
2006 291.247.000 17.14%
2007 336.128.000 13.35%
2008 393.582.000 14.6%
2009 318.224.000 -23.68%
2010 390.406.000 18.49%
2011 553.076.000 29.41%
2012 623.151.000 11.25%
2013 717.463.000 13.15%
2014 817.647.000 12.25%
2015 854.637.000 4.33%
2016 1.018.460.000 16.09%
2017 1.250.548.000 18.56%
2018 1.492.639.000 16.22%
2019 1.723.691.000 13.4%
2020 1.559.869.000 -10.5%
2021 1.850.542.000 15.71%
2022 2.350.511.000 21.27%
2023 2.605.600.000 9.79%
2023 2.548.000.000 -2.26%
2024 2.694.000.000 5.42%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

WEX Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 7.823.000 100%
2007 8.738.000 10.47%
2008 8.510.000 -2.68%
2009 9.327.000 8.76%
2010 0 0%
2011 0 0%
2012 20.694.000 100%
2013 18.830.000 -9.9%
2014 18.661.000 -0.91%
2015 20.316.000 8.15%
2016 27.581.000 26.34%
2017 32.582.000 15.35%
2018 38.632.000 15.66%
2019 57.821.000 33.19%
2020 72.363.000 20.1%
2021 74.189.000 2.46%
2022 77.997.000 4.88%
2023 0 0%
2023 78.700.000 100%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

WEX Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2001 343.901.000
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 32.256.000 100%
2008 11.686.000 -176.02%
2009 11.421.000 -2.32%
2010 96.018.000 88.11%
2011 116.413.000 17.52%
2012 21.264.000 -447.47%
2013 28.176.000 24.53%
2014 32.860.000 14.25%
2015 37.499.000 12.37%
2016 44.610.000 15.94%
2017 184.734.000 75.85%
2018 209.319.000 11.75%
2019 275.807.000 24.11%
2020 292.109.000 5.58%
2021 326.878.000 10.64%
2022 343.901.000 4.95%
2023 466.400.000 26.26%
2023 428.000.000 -8.97%
2024 404.000.000 -5.94%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

WEX Inc. EBITDA
Year EBITDA Growth
2001 33.434.000
2002 126.601.000 73.59%
2003 84.243.000 -50.28%
2004 113.406.000 25.72%
2005 198.014.000 42.73%
2006 162.395.000 -21.93%
2007 144.089.000 -12.7%
2008 182.020.000 20.84%
2009 153.983.000 -18.21%
2010 185.972.000 17.2%
2011 286.889.000 35.18%
2012 285.890.000 -0.35%
2013 334.914.000 14.64%
2014 347.797.000 3.7%
2015 321.810.000 -8.08%
2016 343.702.000 6.37%
2017 407.360.000 15.63%
2018 505.382.000 19.4%
2019 529.177.000 4.5%
2020 328.392.000 -61.14%
2021 506.094.000 35.11%
2022 764.327.000 33.79%
2023 867.600.000 11.9%
2023 923.300.000 6.03%
2024 996.800.000 7.37%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

WEX Inc. Gross Profit
Year Gross Profit Growth
2001 101.583.000
2002 126.601.000 19.76%
2003 156.939.000 19.33%
2004 189.100.000 17.01%
2005 235.459.000 19.69%
2006 260.027.000 9.45%
2007 246.901.000 -5.32%
2008 303.097.000 18.54%
2009 212.632.000 -42.55%
2010 328.676.000 35.31%
2011 463.687.000 29.12%
2012 365.906.000 -26.72%
2013 425.027.000 13.91%
2014 458.381.000 7.28%
2015 452.776.000 -1.24%
2016 513.376.000 11.8%
2017 740.489.000 30.67%
2018 944.710.000 21.62%
2019 1.063.921.000 11.2%
2020 886.694.000 -19.99%
2021 1.148.433.000 22.79%
2022 1.420.061.000 19.13%
2023 1.665.200.000 14.72%
2023 1.492.700.000 -11.56%
2024 1.533.600.000 2.67%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

WEX Inc. Net Profit
Year Net Profit Growth
2001 18.731.000
2002 24.421.000 23.3%
2003 34.640.000 29.5%
2004 51.219.000 32.37%
2005 18.653.000 -174.59%
2006 74.609.000 75%
2007 51.577.000 -44.66%
2008 127.640.000 59.59%
2009 139.659.000 8.61%
2010 87.629.000 -59.38%
2011 133.622.000 34.42%
2012 96.922.000 -37.87%
2013 149.208.000 35.04%
2014 202.211.000 26.21%
2015 101.904.000 -98.43%
2016 60.637.000 -68.06%
2017 160.266.000 62.16%
2018 168.295.000 4.77%
2019 155.293.000 -8.37%
2020 -280.484.000 155.37%
2021 136.139.000 306.03%
2022 201.400.000 32.4%
2023 73.600.000 -173.64%
2023 266.600.000 72.39%
2024 308.000.000 13.44%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

WEX Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2001 0
2002 1 0%
2003 1 0%
2004 1 100%
2005 0 0%
2006 2 100%
2007 1 0%
2008 3 66.67%
2009 4 0%
2010 2 -50%
2011 3 33.33%
2012 3 -50%
2013 4 33.33%
2014 5 40%
2015 3 -150%
2016 1 -100%
2017 4 66.67%
2018 4 0%
2019 4 0%
2020 -6 150%
2021 3 300%
2022 5 25%
2023 2 -300%
2023 6 83.33%
2024 7 14.29%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

WEX Inc. Free Cashflow
Year Free Cashflow Growth
2003 969.000
2004 -51.654.000 101.88%
2005 -51.959.000 0.59%
2006 47.975.000 208.3%
2007 -108.713.000 144.13%
2008 323.024.000 133.65%
2009 -51.015.000 733.19%
2010 -39.494.000 -29.17%
2011 22.679.000 274.14%
2012 43.775.000 48.19%
2013 96.000 -45498.96%
2014 238.280.000 99.96%
2015 381.609.000 37.56%
2016 -216.930.000 275.91%
2017 53.673.000 504.17%
2018 313.077.000 82.86%
2019 560.311.000 44.12%
2020 776.548.000 27.85%
2021 64.357.000 -1106.63%
2022 563.212.000 88.57%
2023 763.900.000 26.27%
2023 10.100.000 -7463.37%
2024 -51.700.000 119.54%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

WEX Inc. Operating Cashflow
Year Operating Cashflow Growth
2003 12.669.000
2004 -40.615.000 131.19%
2005 -40.942.000 0.8%
2006 60.449.000 167.73%
2007 -92.089.000 165.64%
2008 339.179.000 127.15%
2009 -33.167.000 1122.64%
2010 -10.550.000 -214.38%
2011 51.168.000 120.62%
2012 71.811.000 28.75%
2013 39.551.000 -81.57%
2014 296.413.000 86.66%
2015 445.100.000 33.41%
2016 -151.131.000 394.51%
2017 132.949.000 213.68%
2018 400.229.000 66.78%
2019 663.171.000 39.65%
2020 857.019.000 22.62%
2021 150.398.000 -469.83%
2022 679.425.000 77.86%
2023 912.000.000 25.5%
2023 46.500.000 -1861.29%
2024 -7.000.000 764.29%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

WEX Inc. Capital Expenditure
Year Capital Expenditure Growth
2003 11.700.000
2004 11.039.000 -5.99%
2005 11.017.000 -0.2%
2006 12.474.000 11.68%
2007 16.624.000 24.96%
2008 16.155.000 -2.9%
2009 17.848.000 9.49%
2010 28.944.000 38.34%
2011 28.489.000 -1.6%
2012 28.036.000 -1.62%
2013 39.455.000 28.94%
2014 58.133.000 32.13%
2015 63.491.000 8.44%
2016 65.799.000 3.51%
2017 79.276.000 17%
2018 87.152.000 9.04%
2019 102.860.000 15.27%
2020 80.471.000 -27.82%
2021 86.041.000 6.47%
2022 116.213.000 25.96%
2023 148.100.000 21.53%
2023 36.400.000 -306.87%
2024 44.700.000 18.57%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

WEX Inc. Equity
Year Equity Growth
2001 199.247.000
2003 258.332.000 22.87%
2004 284.250.000 9.12%
2005 74.739.000 -280.32%
2006 183.127.000 59.19%
2007 204.259.000 10.35%
2008 294.662.000 30.68%
2009 441.316.000 33.23%
2010 559.007.000 21.05%
2011 709.315.000 21.19%
2012 839.593.000 15.52%
2013 922.026.000 8.94%
2014 1.094.311.000 15.74%
2015 1.095.681.000 0.13%
2016 1.505.747.000 27.23%
2017 1.720.558.000 12.48%
2018 1.795.924.000 4.2%
2019 2.093.401.000 14.21%
2020 2.035.136.000 -2.86%
2021 2.092.879.000 2.76%
2022 1.649.513.000 -26.88%
2023 1.696.300.000 2.76%
2023 1.820.600.000 6.83%
2024 1.783.500.000 -2.08%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

WEX Inc. Assets
Year Assets Growth
2001 414.979.000
2003 583.610.000 28.89%
2004 812.689.000 28.19%
2005 1.420.421.000 42.79%
2006 1.551.015.000 8.42%
2007 1.785.076.000 13.11%
2008 1.611.855.000 -10.75%
2009 1.499.662.000 -7.48%
2010 2.097.951.000 28.52%
2011 2.278.060.000 7.91%
2012 3.106.684.000 26.67%
2013 3.433.043.000 9.51%
2014 4.118.347.000 16.64%
2015 3.857.946.000 -6.75%
2016 6.079.881.000 36.55%
2017 6.739.175.000 9.78%
2018 6.770.595.000 0.46%
2019 8.298.418.000 18.41%
2020 8.183.361.000 -1.41%
2021 10.306.828.000 20.6%
2022 11.529.229.000 10.6%
2023 13.900.400.000 17.06%
2023 13.882.100.000 -0.13%
2024 14.246.900.000 2.56%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

WEX Inc. Liabilities
Year Liabilities Growth
2001 203.946.000
2003 325.278.000 37.3%
2004 528.439.000 38.45%
2005 1.345.682.000 60.73%
2006 1.367.888.000 1.62%
2007 1.580.817.000 13.47%
2008 1.317.193.000 -20.01%
2009 1.058.346.000 -24.46%
2010 1.538.944.000 31.23%
2011 1.568.745.000 1.9%
2012 2.267.091.000 30.8%
2013 2.511.017.000 9.71%
2014 3.024.036.000 16.96%
2015 2.762.265.000 -9.48%
2016 4.574.134.000 39.61%
2017 5.018.617.000 8.86%
2018 4.974.671.000 -0.88%
2019 6.205.017.000 19.83%
2020 6.148.225.000 -0.92%
2021 8.213.949.000 25.15%
2022 9.879.716.000 16.86%
2023 12.204.100.000 19.05%
2023 12.061.500.000 -1.18%
2024 12.463.400.000 3.22%

WEX Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
63.33
Net Income per Share
5.9
Price to Earning Ratio
35.39x
Price To Sales Ratio
3.25x
POCF Ratio
13.35
PFCF Ratio
17.33
Price to Book Ratio
4.88
EV to Sales
4.17
EV Over EBITDA
11.68
EV to Operating CashFlow
16.88
EV to FreeCashFlow
22.23
Earnings Yield
0.03
FreeCashFlow Yield
0.06
Market Cap
8,58 Bil.
Enterprise Value
11,01 Bil.
Graham Number
75.36
Graham NetNet
-101.88

Income Statement Metrics

Net Income per Share
5.9
Income Quality
2.65
ROE
0.14
Return On Assets
0.02
Return On Capital Employed
0.13
Net Income per EBT
0.71
EBT Per Ebit
0.52
Ebit per Revenue
0.25
Effective Tax Rate
0.29

Margins

Sales, General, & Administrative to Revenue
0.16
Research & Developement to Revenue
0.03
Stock Based Compensation to Revenue
0.05
Gross Profit Margin
0.58
Operating Profit Margin
0.25
Pretax Profit Margin
0.13
Net Profit Margin
0.09

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
15.64
Free CashFlow per Share
11.88
Capex to Operating CashFlow
0.24
Capex to Revenue
0.06
Capex to Depreciation
0.56
Return on Invested Capital
0.08
Return on Tangible Assets
0.02
Days Sales Outstanding
573.86
Days Payables Outstanding
571.66
Days of Inventory on Hand
0
Receivables Turnover
0.64
Payables Turnover
0.64
Inventory Turnover
0
Capex per Share
3.76

Balance Sheet

Cash per Share
122,32
Book Value per Share
42,77
Tangible Book Value per Share
-61.98
Shareholders Equity per Share
42.77
Interest Debt per Share
106.04
Debt to Equity
2.36
Debt to Assets
0.3
Net Debt to EBITDA
2.58
Current Ratio
1.03
Tangible Asset Value
-2,58 Bil.
Net Current Asset Value
-3,08 Bil.
Invested Capital
4938599999
Working Capital
0,31 Bil.
Intangibles to Total Assets
0.31
Average Receivables
4,08 Bil.
Average Payables
1,78 Bil.
Average Inventory
0
Debt to Market Cap
0.49

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

WEX Inc. Dividends
Year Dividends Growth

WEX Inc. Profile

About WEX Inc.

WEX Inc. provides financial technology services in the United States and internationally. It operates through three segments: Fleet Solutions, Travel and Corporate Solutions, and Health and Employee Benefit Solutions. The Fleet Solutions segment offers fleet vehicle payment processing services. Its services include customer, account activation, and account retention services; authorization and billing inquiries, and account maintenance services; credit and collections services; merchant services; analytics solutions with access to web-based data analytics platform that offers insights to fleet managers; and ancillary services and tools to fleets to manage expenses and capital requirements. This segment markets its products directly and indirectly to commercial and government vehicle fleet customers with small, medium, and large fleets, as well as with over-the-road and long haul fleets; and indirectly through co-branded and private label relationships. The Travel and Corporate Solutions segment provides payment solutions, including embedded payments; and accounts payable automation and spend management solutions. Its products include virtual cards that are used for transactions where no card is presented. This segment markets its products directly and indirectly to commercial and government organizations. The Health and Employee Benefit Solutions segment offers healthcare payment products and software-as-a-service consumer directed platforms for healthcare market, as well as payroll related and employee benefit products in Brazil. This segment markets its products through health plans, third-party administrators, financial institutions, payroll companies benefits consultants, software providers, and individuals. The company was formerly known as Wright Express Corporation and changed its name to WEX Inc. in October 2012. WEX Inc. was founded in 1983 and is based in Portland, Maine.

CEO
Ms. Melissa D. Smith
Employee
7.200
Address
1 Hancock Street
Portland, 04101

WEX Inc. Executives & BODs

WEX Inc. Executives & BODs
# Name Age
1 Mr. Joel Alan Dearborn Jr.
Chief Operating Officer of International
70
2 Mr. Steven Alan Elder
Senior Vice President of Global Investor Relations
70
3 Mr. Robert Joseph Deshaies
Chief Operating Officer of Benefits
70
4 Ms. Sara Trickett
Senior Vice President, Chief Legal Officer & Corporate Secretary
70
5 Mr. Sachin Dhawan
Chief Technology Officer
70
6 Ms. Melissa D. Smith
Chairman of the Board, President & Chief Executive Officer
70
7 Ms. Ann Elena Drew J.D.
Chief Risk & Compliance Officer
70
8 Ms. Jennifer Kimball
Chief Accounting Officer
70
9 Ms. Melanie J. Tinto
Chief People Officer
70
10 Mr. Jagtar Narula
Chief Financial Officer
70

WEX Inc. Competitors