Walliser Kantonalbank Logo

Walliser Kantonalbank

WKBN.SW

(2.8)
Stock Price

111,00 CHF

0.44% ROA

5.77% ROE

19.62x PER

Market Cap.

1.779.178.898,00 CHF

428.73% DER

3.39% Yield

20.81% NPM

Walliser Kantonalbank Stock Analysis

Walliser Kantonalbank Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Walliser Kantonalbank Fundamental Stock Analysis
# Analysis Rating
1 Assets Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

2 Dividend

Investors can trust the company's impressive dividend track record, consistently distributing dividends over the past five years, showcasing a strong commitment to rewarding shareholders.

3 ROE

The stock's ROE falls within an average range (4.99%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.38%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 PBV

The stock's PBV ratio (1.15x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

6 Revenue Growth

Company's revenue has experienced consistent growth over the last three years, indicating a favorable financial trajectory and making it an attractive investment choice.

7 Net Profit Growth

The net profit of this company has shown steady growth over the past three years, highlighting its positive financial trajectory and making it an appealing choice for potential investors.

8 Dividend Growth

The company's dividend growth has been consistently strong over the past three years, with annual increases that demonstrate its commitment to rewarding shareholders.

9 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (413) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

10 DER

The stock is burdened with a heavy load of debt (151%), making it financially unstable and potentially risky for investors.

11 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

Walliser Kantonalbank Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Walliser Kantonalbank Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Sell
4 Stoch RSI Hold

Walliser Kantonalbank Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Walliser Kantonalbank Revenue
Year Revenue Growth
2005 169.507.190
2006 182.101.938 6.92%
2007 189.490.418 3.9%
2008 193.989.261 2.32%
2009 206.771.646 6.18%
2010 214.467.938 3.59%
2011 221.446.136 3.15%
2012 229.804.882 3.64%
2013 225.375.587 -1.97%
2014 227.629.262 0.99%
2015 222.597.866 -2.26%
2016 228.942.341 2.77%
2017 237.203.881 3.48%
2018 242.238.635 2.08%
2019 227.393.726 -6.53%
2019 265.621.141 14.39%
2020 262.293.430 -1.27%
2021 263.220.314 0.35%
2022 277.913.000 5.29%
2023 296.748.000 6.35%
2024 897.448.000 66.93%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Walliser Kantonalbank Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Walliser Kantonalbank General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 15.595.000 100%
2013 15.992.000 2.48%
2014 17.392.000 8.05%
2015 33.561.347 48.18%
2016 21.598.000 -55.39%
2017 36.672.883 41.11%
2018 32.445.754 -13.03%
2019 16.883.000 -92.18%
2019 16.883.000 0%
2020 16.819.000 -0.38%
2021 427.000 -3838.88%
2022 334.000 -27.84%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Walliser Kantonalbank EBITDA
Year EBITDA Growth
2005 153.386.284
2006 164.622.007 6.83%
2007 198.330.739 17%
2008 214.254.068 7.43%
2009 168.176.880 -27.4%
2010 161.449.157 -4.17%
2011 160.722.927 -0.45%
2012 152.450.752 -5.43%
2013 -318.479 47968.38%
2014 284.483 211.95%
2015 59.020.925 99.52%
2016 33.652.441 -75.38%
2017 36.780.247 8.5%
2018 37.308.509 1.42%
2019 116.005.746 67.84%
2019 34.949.550 -231.92%
2020 -12.713.447 374.9%
2021 33.427.000 138.03%
2022 36.745.000 9.03%
2023 48.629.000 24.44%
2024 26.632.000 -82.6%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Walliser Kantonalbank Gross Profit
Year Gross Profit Growth
2005 169.507.190
2006 182.101.938 6.92%
2007 189.490.418 3.9%
2008 193.989.261 2.32%
2009 206.771.646 6.18%
2010 214.467.938 3.59%
2011 221.446.136 3.15%
2012 229.804.882 3.64%
2013 225.375.587 -1.97%
2014 227.629.262 0.99%
2015 222.597.866 -2.26%
2016 228.942.341 2.77%
2017 237.203.881 3.48%
2018 242.238.635 2.08%
2019 227.393.726 -6.53%
2019 265.621.141 14.39%
2020 262.293.430 -1.27%
2021 263.220.314 0.35%
2022 277.913.000 5.29%
2023 512.768.000 45.8%
2024 897.448.000 42.86%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Walliser Kantonalbank Net Profit
Year Net Profit Growth
2005 33.027.378
2006 36.340.217 9.12%
2007 41.138.877 11.66%
2008 45.268.598 9.12%
2009 48.514.326 6.69%
2010 51.710.193 6.18%
2011 53.517.763 3.38%
2012 54.801.997 2.34%
2013 56.014.506 2.16%
2014 56.328.556 0.56%
2015 105.818.982 46.77%
2016 88.530.528 -19.53%
2017 99.049.173 10.62%
2018 102.076.730 2.97%
2019 67.291.101 -51.69%
2019 67.290.703 -0%
2020 67.352.143 0.09%
2021 68.496.000 1.67%
2022 72.887.000 6.02%
2023 138.363.000 47.32%
2024 264.196.000 47.63%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Walliser Kantonalbank Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 2
2006 6 66.67%
2007 7 0%
2008 8 14.29%
2009 8 0%
2010 8 12.5%
2011 9 0%
2012 9 11.11%
2013 6 -80%
2014 2 -150%
2015 7 71.43%
2016 6 -40%
2017 6 16.67%
2018 6 0%
2019 4 -50%
2019 4 0%
2020 4 0%
2021 4 0%
2022 5 0%
2023 9 50%
2024 17 50%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Walliser Kantonalbank Free Cashflow
Year Free Cashflow Growth
2005 273.817.000
2006 133.317.000 -105.39%
2007 46.138.000 -188.95%
2008 -536.000 8707.84%
2009 31.000 1829.03%
2010 298.000 89.6%
2011 324.397.000 99.91%
2012 891.758.000 63.62%
2013 -1.595.001 56009.56%
2014 195.134.999 100.82%
2015 -88.144.001 321.38%
2016 31.126.999 383.18%
2017 248.050.000 87.45%
2018 40.262.999 -516.07%
2019 69.393.000 41.98%
2019 99.782.000 30.46%
2020 79.214.000 -25.97%
2021 78.725.000 -0.62%
2022 284.578.000 72.34%
2023 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Walliser Kantonalbank Operating Cashflow
Year Operating Cashflow Growth
2005 284.094.000
2006 154.249.000 -84.18%
2007 73.206.000 -110.71%
2008 8.672.000 -744.17%
2009 12.245.000 29.18%
2010 10.874.000 -12.61%
2011 332.419.000 96.73%
2012 900.127.000 63.07%
2013 1.350.999 -66526.77%
2014 209.341.999 99.35%
2015 -81.237.001 357.69%
2016 44.554.999 282.33%
2017 259.745.000 82.85%
2018 47.247.999 -449.75%
2019 70.614.750 33.09%
2019 112.388.000 37.17%
2020 90.768.000 -23.82%
2021 93.620.000 3.05%
2022 297.102.000 68.49%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Walliser Kantonalbank Capital Expenditure
Year Capital Expenditure Growth
2005 10.277.000
2006 20.932.000 50.9%
2007 27.068.000 22.67%
2008 9.208.000 -193.96%
2009 12.214.000 24.61%
2010 10.576.000 -15.49%
2011 8.022.000 -31.84%
2012 8.369.000 4.15%
2013 2.946.000 -184.08%
2014 14.207.000 79.26%
2015 6.907.000 -105.69%
2016 13.428.000 48.56%
2017 11.695.000 -14.82%
2018 6.985.000 -67.43%
2019 1.221.750 -471.72%
2019 12.606.000 90.31%
2020 11.554.000 -9.11%
2021 14.895.000 22.43%
2022 12.524.000 -18.93%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Walliser Kantonalbank Equity
Year Equity Growth
2005 427.627.386
2006 439.437.465 2.69%
2007 466.520.816 5.81%
2008 496.024.354 5.95%
2009 536.742.375 7.59%
2010 570.159.108 5.86%
2011 862.362.805 33.88%
2012 907.418.929 4.97%
2013 977.911.557 7.21%
2014 1.053.611.634 7.18%
2015 1.140.812.112 7.64%
2016 1.261.828.401 9.59%
2017 1.323.306.193 4.65%
2018 1.369.017.937 3.34%
2019 1.417.888.753 3.45%
2020 1.385.832.866 -2.31%
2021 1.433.889.709 3.35%
2022 1.486.393.000 3.53%
2023 1.497.066.000 0.71%
2023 1.568.526.000 4.56%
2024 1.574.564.000 0.38%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Walliser Kantonalbank Assets
Year Assets Growth
2005 7.944.570.270
2006 8.223.352.824 3.39%
2007 8.179.407.528 -0.54%
2008 9.220.230.675 11.29%
2009 9.995.653.843 7.76%
2010 10.332.136.491 3.26%
2011 11.488.836.218 10.07%
2012 12.370.270.949 7.13%
2013 12.759.000.142 3.05%
2014 13.061.760.044 2.32%
2015 13.952.345.445 6.38%
2016 14.633.172.343 4.65%
2017 15.566.414.788 6%
2018 16.121.729.320 3.44%
2019 16.567.631.378 2.69%
2020 18.067.899.176 8.3%
2021 18.499.839.706 2.33%
2022 19.313.476.000 4.21%
2023 19.699.502.000 1.96%
2023 20.109.096.000 2.04%
2024 20.526.529.000 2.03%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Walliser Kantonalbank Liabilities
Year Liabilities Growth
2005 7.516.942.884
2006 7.783.915.359 3.43%
2007 7.712.886.712 -0.92%
2008 8.724.206.321 11.59%
2009 9.458.911.468 7.77%
2010 9.761.977.383 3.1%
2011 10.626.473.412 8.14%
2012 11.462.852.020 7.3%
2013 11.781.088.586 2.7%
2014 12.008.148.411 1.89%
2015 12.811.533.333 6.27%
2016 13.371.343.946 4.19%
2017 14.243.108.596 6.12%
2018 4.767.412.284 -198.76%
2019 15.149.742.625 68.53%
2020 16.682.066.309 9.19%
2021 17.065.949.997 2.25%
2022 17.827.083.000 4.27%
2023 4.495.822.000 -296.53%
2023 18.540.570.000 75.75%
2024 18.951.965.000 2.17%

Walliser Kantonalbank Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
27.81
Net Income per Share
5.79
Price to Earning Ratio
19.62x
Price To Sales Ratio
4.08x
POCF Ratio
151.01
PFCF Ratio
151.01
Price to Book Ratio
1.13
EV to Sales
27.33
EV Over EBITDA
217.65
EV to Operating CashFlow
1011.25
EV to FreeCashFlow
1011.25
Earnings Yield
0.05
FreeCashFlow Yield
0.01
Market Cap
1,78 Bil.
Enterprise Value
11,91 Bil.
Graham Number
114.36
Graham NetNet
-1424.94

Income Statement Metrics

Net Income per Share
5.79
Income Quality
0.13
ROE
0.06
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.83
EBT Per Ebit
3.18
Ebit per Revenue
0.08
Effective Tax Rate
0.17

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.58
Operating Profit Margin
0.08
Pretax Profit Margin
0.25
Net Profit Margin
0.21

Dividends

Dividend Yield
0.03
Dividend Yield %
3.39
Payout Ratio
0
Dividend Per Share
3.85

Operating Metrics

Operating Cashflow per Share
0.75
Free CashFlow per Share
0.75
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
-215,92
Book Value per Share
100,45
Tangible Book Value per Share
100.45
Shareholders Equity per Share
100.45
Interest Debt per Share
430.65
Debt to Equity
4.29
Debt to Assets
0.33
Net Debt to EBITDA
185.15
Current Ratio
18.16
Tangible Asset Value
1,57 Bil.
Net Current Asset Value
-15,54 Bil.
Invested Capital
3336742000
Working Capital
3,23 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
3.79

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Walliser Kantonalbank Dividends
Year Dividends Growth
2004 13
2005 13 7.69%
2006 14 0%
2007 15 13.33%
2008 16 6.25%
2009 17 5.88%
2010 19 10.53%
2011 22 9.52%
2012 24 8.7%
2013 25 8%
2014 27 7.41%
2015 27 0%
2016 3 -1250%
2017 3 33.33%
2018 3 0%
2019 3 0%
2020 7 50%
2021 3 -100%
2022 3 0%
2023 4 0%
2024 4 0%

Walliser Kantonalbank Profile

About Walliser Kantonalbank

Walliser Kantonalbank provides various banking products and services in Switzerland. It offers Euro and savings plus accounts; mortgages and credits; investment products; provident and insurance products; wealth management services; and e-trade, e-banking, and mobile banking services, as well as leases equipment. The company operates through a network of 30 stores and 13 representative offices; and 76 ATMs, 14 deposit machines, and 7 multifunction machines. Walliser Kantonalbank was founded in 1917 and is headquartered in Sion, Switzerland.

CEO
Mr. Oliver Schnyder
Employee
495
Address
Place des Cèdres 8
Sion, 1951

Walliser Kantonalbank Executives & BODs

Walliser Kantonalbank Executives & BODs
# Name Age
1 Mr. Philippe Glassey
Deputy Director & Communication and Marketing Manager
70
2 Mr. Oliver Schnyder
Chairman of the General Management & Chief Executive Officer
70
3 Mr. Jean-Albert Ferrez
Secretary & Independent Director
70
4 Mr. Christian Donzé
General Director and Head of Finance & Loan
70
5 Ms. Laure Deppierraz
Deputy Director, Head of Legal Department & General Secretary
70
6 Ms. Aline de Riedmatten
Deputy Director & Head of Human Resources Department
70
7 Mr. Philippe Métrailler
Deputy Director and Head of Department of Operations & Logistics
70
8 Mr. Fabrice Fournier
Deputy Director and Head of Compliance & Conformity
70
9 Mr. Thierry Cornut
Director & Head of Bas-Valais Region
70
10 Mr. Stéphane Jean
Director and Head of Institutional - Heritage Counsel
70

Walliser Kantonalbank Competitors