Xero Limited Logo

Xero Limited

XROLF

(1.0)
Stock Price

106,05 USD

9.68% ROA

14.14% ROE

143.41x PER

Market Cap.

25.023.615.645,00 USD

87.88% DER

0% Yield

10.2% NPM

Xero Limited Stock Analysis

Xero Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Xero Limited Fundamental Stock Analysis
# Analysis Rating
1 Revenue Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

2 DER

The stock maintains a fair debt to equity ratio (99%), indicating a reasonable balance between the money it owes and the ownership it possesses.

3 Assets Growth

This company's revenue has shown remarkable growth over the past three years, making it an excellent choice for seeking a consistently prosperous investment.

4 ROE

The stock's ROE indicates a negative return (-1.03%) on shareholders' equity, suggesting poor financial performance.

5 ROA

The stock's ROA (-0.66%) suggests that it's struggling to generate profits from its assets, making it a risky choice for investment.

6 PBV

The stock's high Price-to-Book Value (P/BV) ratio (15.36x) suggests it's overvalued, potentially making it an expensive investment.

7 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

8 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

9 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

10 Dividend

Investors should note the absence of dividends from the company in the last three years, indicating potential financial challenges.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is overpriced (-52.385), presenting a possible disadvantage for investors as its market price surpasses its estimated intrinsic value.

Xero Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Xero Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Buy

Xero Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Xero Limited Revenue
Year Revenue Growth
2008 0
2009 959.000 100%
2010 3.158.000 69.63%
2011 9.341.000 66.19%
2012 19.370.000 51.78%
2013 31.316.591 38.15%
2014 65.745.239 52.37%
2015 121.481.118 45.88%
2016 190.448.574 36.21%
2017 278.137.618 31.53%
2018 375.691.812 25.97%
2019 516.114.982 27.21%
2020 682.447.177 24.37%
2021 792.579.242 13.9%
2022 1.033.850.688 23.34%
2023 1.275.494.010 18.95%
2024 1.828.440.000 30.24%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Xero Limited Research and Development Expenses
Year Research and Development Expenses Growth
2008 533.000
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 11.618.000 100%
2014 19.602.000 40.73%
2015 48.022.560 59.18%
2016 42.787.004 -12.24%
2017 55.696.448 23.18%
2018 63.242.134 11.93%
2019 79.153.894 20.1%
2020 104.299.120 24.11%
2021 148.966.597 29.98%
2022 231.354.017 35.61%
2023 290.410.317 20.34%
2024 620.688.000 53.21%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Xero Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2008 2.425.000
2009 5.144.000 52.86%
2010 7.373.000 30.23%
2011 9.517.000 22.53%
2012 15.838.000 39.91%
2013 24.910.943 36.42%
2014 11.636.807 -114.07%
2015 24.078.469 51.67%
2016 27.786.486 13.34%
2017 34.590.867 19.67%
2018 213.909.449 83.83%
2019 260.631.105 17.93%
2020 323.295.310 19.38%
2021 373.547.232 13.45%
2022 520.882.981 28.29%
2023 653.609.472 20.31%
2024 176.976.000 -269.32%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Xero Limited EBITDA
Year EBITDA Growth
2008 0
2009 -6.527.000 100%
2010 -8.243.000 20.82%
2011 -7.563.000 -8.99%
2012 -6.891.000 -9.75%
2013 -9.559.531 27.91%
2014 -37.843.542 74.74%
2015 -48.495.341 21.96%
2016 -57.457.410 15.6%
2017 -28.044.550 -104.88%
2018 47.008.250 159.66%
2019 86.984.980 45.96%
2020 129.813.290 32.99%
2021 182.652.860 28.93%
2022 194.427.110 6.06%
2023 277.539.510 29.95%
2024 391.963.000 29.19%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Xero Limited Gross Profit
Year Gross Profit Growth
2008 0
2009 959.000 100%
2010 3.158.000 69.63%
2011 9.341.000 66.19%
2012 19.370.000 51.78%
2013 17.400.591 -11.32%
2014 42.749.273 59.3%
2015 84.793.527 49.58%
2016 119.923.920 29.29%
2017 176.075.955 31.89%
2018 246.293.722 28.51%
2019 359.857.393 31.56%
2020 488.099.703 26.27%
2021 568.685.799 14.17%
2022 749.722.939 24.15%
2023 922.617.575 18.74%
2024 1.622.944.000 43.15%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Xero Limited Net Profit
Year Net Profit Growth
2008 0
2009 -6.751.000 100%
2010 -8.450.000 20.11%
2011 -7.487.000 -12.86%
2012 -7.904.000 5.28%
2013 -11.587.773 31.79%
2014 -33.342.088 65.25%
2015 -68.204.022 51.11%
2016 -75.848.310 10.08%
2017 -65.023.916 -16.65%
2018 -23.016.792 -182.51%
2019 -25.340.860 9.17%
2020 3.252.412 879.14%
2021 18.152.942 82.08%
2022 -8.590.765 311.31%
2023 -103.443.846 91.7%
2024 241.112.000 142.9%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Xero Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2008 0
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 -1 0%
2016 -1 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 -1 0%
2024 2 100%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Xero Limited Free Cashflow
Year Free Cashflow Growth
2008 -3.875.000
2009 -5.271.000 26.48%
2010 -8.775.000 39.93%
2011 -8.315.000 -5.53%
2012 -12.679.000 34.42%
2013 -12.098.000 -4.8%
2014 -26.169.000 53.77%
2015 -48.938.000 46.53%
2016 -81.363.280 39.85%
2017 -66.582.259 -22.2%
2018 -27.265.578 -144.2%
2019 2.618.764 1141.16%
2020 26.394.990 90.08%
2021 53.390.047 50.56%
2022 -4.100.267 1402.11%
2023 95.318.276 104.3%
2024 180.119.500 47.08%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Xero Limited Operating Cashflow
Year Operating Cashflow Growth
2008 -3.875.000
2009 -5.144.000 24.67%
2010 -6.795.000 24.3%
2011 -5.220.000 -30.17%
2012 -4.861.000 -7.39%
2013 -7.532.000 35.46%
2014 -21.019.000 64.17%
2015 -38.623.000 45.58%
2016 -31.980.570 -20.77%
2017 -4.143.971 -671.74%
2018 56.535.908 107.33%
2019 106.642.047 46.99%
2020 158.327.182 32.64%
2021 204.161.649 22.45%
2022 222.800.955 8.37%
2023 355.754.734 37.37%
2024 180.898.500 -96.66%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Xero Limited Capital Expenditure
Year Capital Expenditure Growth
2008 0
2009 127.000 100%
2010 1.980.000 93.59%
2011 3.095.000 36.03%
2012 7.818.000 60.41%
2013 4.566.000 -71.22%
2014 5.150.000 11.34%
2015 10.315.000 50.07%
2016 49.382.710 79.11%
2017 62.438.288 20.91%
2018 83.801.486 25.49%
2019 104.023.283 19.44%
2020 131.932.192 21.15%
2021 150.771.602 12.5%
2022 226.901.222 33.55%
2023 260.436.458 12.88%
2024 779.000 -33332.15%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Xero Limited Equity
Year Equity Growth
2008 0
2009 5.020.000 100%
2010 24.594.000 79.59%
2011 21.688.000 -13.4%
2012 52.248.000 58.49%
2013 102.652.000 49.1%
2014 254.938.000 59.73%
2015 339.041.687 24.81%
2016 251.896.643 -34.6%
2017 205.403.496 -22.64%
2018 226.736.193 9.41%
2019 339.208.471 33.16%
2020 409.116.384 17.09%
2021 685.909.907 40.35%
2022 957.647.170 28.38%
2023 984.511.069 2.73%
2024 1.277.815.796 22.95%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Xero Limited Assets
Year Assets Growth
2008 0
2009 7.117.000 100%
2010 26.672.000 73.32%
2011 24.347.000 -9.55%
2012 57.773.000 57.86%
2013 110.422.000 47.68%
2014 271.801.000 59.37%
2015 371.160.372 26.77%
2016 296.133.278 -25.34%
2017 268.724.405 -10.2%
2018 329.749.537 18.51%
2019 931.592.702 64.6%
2020 1.117.496.823 16.64%
2021 1.861.127.827 39.96%
2022 2.170.464.261 14.25%
2023 2.326.189.586 6.69%
2024 2.707.480.047 14.08%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Xero Limited Liabilities
Year Liabilities Growth
2008 34.000
2009 2.097.000 98.38%
2010 2.078.000 -0.91%
2011 2.659.000 21.85%
2012 5.525.000 51.87%
2013 7.770.000 28.89%
2014 16.806.000 53.77%
2015 32.118.685 47.68%
2016 44.236.635 27.39%
2017 63.320.908 30.14%
2018 103.013.343 38.53%
2019 592.384.230 82.61%
2020 708.380.439 16.37%
2021 1.175.217.919 39.72%
2022 1.212.817.090 3.1%
2023 1.341.678.517 9.6%
2024 1.429.664.250 6.15%

Xero Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
11.21
Net Income per Share
1.14
Price to Earning Ratio
143.41x
Price To Sales Ratio
14.6x
POCF Ratio
42.32
PFCF Ratio
42.76
Price to Book Ratio
19.6
EV to Sales
14.99
EV Over EBITDA
87.54
EV to Operating CashFlow
43.41
EV to FreeCashFlow
43.9
Earnings Yield
0.01
FreeCashFlow Yield
0.02
Market Cap
25,02 Bil.
Enterprise Value
25,69 Bil.
Graham Number
14.66
Graham NetNet
0.63

Income Statement Metrics

Net Income per Share
1.14
Income Quality
3.39
ROE
0.14
Return On Assets
0.06
Return On Capital Employed
0.1
Net Income per EBT
0.67
EBT Per Ebit
1.02
Ebit per Revenue
0.15
Effective Tax Rate
0.33

Margins

Sales, General, & Administrative to Revenue
0.11
Research & Developement to Revenue
0.34
Stock Based Compensation to Revenue
0.06
Gross Profit Margin
0.81
Operating Profit Margin
0.15
Pretax Profit Margin
0.15
Net Profit Margin
0.1

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
3.87
Free CashFlow per Share
3.83
Capex to Operating CashFlow
0.01
Capex to Revenue
0
Capex to Depreciation
0.19
Return on Invested Capital
0.07
Return on Tangible Assets
0.1
Days Sales Outstanding
20.77
Days Payables Outstanding
16.31
Days of Inventory on Hand
176.58
Receivables Turnover
17.58
Payables Turnover
22.38
Inventory Turnover
2.07
Capex per Share
0.04

Balance Sheet

Cash per Share
9,18
Book Value per Share
8,36
Tangible Book Value per Share
2.45
Shareholders Equity per Share
8.36
Interest Debt per Share
7.48
Debt to Equity
0.88
Debt to Assets
0.41
Net Debt to EBITDA
2.27
Current Ratio
6.62
Tangible Asset Value
0,38 Bil.
Net Current Asset Value
0,17 Bil.
Invested Capital
2378456104
Working Capital
1,36 Bil.
Intangibles to Total Assets
0.33
Average Receivables
0,08 Bil.
Average Payables
0,01 Bil.
Average Inventory
48984955.5
Debt to Market Cap
0.04

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Xero Limited Dividends
Year Dividends Growth

Xero Limited Profile

About Xero Limited

Xero Limited, together with its subsidiaries, operates as a software as a service company in New Zealand, Australia, the United Kingdom, and internationally. The company offers Xero, an open platform that connects small businesses to a range of solutions, which helps to manage their finances. It also provides Xero mobile app; and accountant/bookkeeper tools, including Xero HQ, Xero Practice Manager, Xero Workpapers, and Xero Cashbook or Xero Ledger. Xero Limited was incorporated in 2006 and is headquartered in Wellington, New Zealand.

CEO
Ms. Sukhinder Singh Cassidy
Employee
4.322
Address
Xero One
Wellington, 6011

Xero Limited Executives & BODs

Xero Limited Executives & BODs
# Name Age
1 Ms. Kate McLaughlin
General Manager Corporate Communications
70
2 Mr. Michael Strickman
Chief Marketing Officer
70
3 Mr. Damien Coleman BEc, FCIS, GAICD, LLB (Hons)
Company Secretary & Chief Legal Officer
70
4 Ms. Diya Jolly
Chief Product & Technology Officer
70
5 Ms. Nicole Mehalski
Head of Investor Relations
70
6 Mr. Angad Soin
MD of Australia and New Zealand & Global Chief Strategy Officer
70
7 Mr. Alexander von Schirmeister
Managing Director of UK & Emerging Markets
70
8 Ms. Kirsty Godfrey-Billy
Chief Financial Officer
70
9 Ms. Sukhinder Singh Cassidy
Chief Executive Officer
70
10 Ms. Nicole Reid
Chief People Officer
70

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