Samsung Card Co., Ltd. Logo

Samsung Card Co., Ltd.

029780.KS

(2.0)
Stock Price

39.400,00 KRW

2.37% ROA

8.4% ROE

6.29x PER

Market Cap.

4.284.438.780.600,00 KRW

209.83% DER

6.23% Yield

16.23% NPM

Samsung Card Co., Ltd. Stock Analysis

Samsung Card Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Samsung Card Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.45x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a minimal amount of debt (0%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 ROE

The stock's ROE falls within an average range (7.63%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (2.1%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

6 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (130.044), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

7 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

8 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

9 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

10 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

11 Dividend

No dividends from the company in the past three years raises doubts about its profitability for shareholders.

Samsung Card Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Samsung Card Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

Samsung Card Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Samsung Card Co., Ltd. Revenue
Year Revenue Growth
2007 1.580.202.033.000
2008 1.229.840.535.000 -28.49%
2009 1.492.728.790.000 17.61%
2010 2.172.816.342.000 31.3%
2011 2.472.970.514.000 12.14%
2012 3.014.863.957.970 17.97%
2013 2.192.986.204.610 -37.48%
2014 2.810.981.260.000 21.99%
2015 2.690.723.528.000 -4.47%
2016 2.841.315.793.780 5.3%
2017 3.015.944.679.360 5.79%
2018 2.501.182.246.250 -20.58%
2019 2.459.004.939.900 -1.72%
2020 2.425.946.877.460 -1.36%
2021 2.685.785.406.870 9.67%
2022 2.755.944.193.960 2.55%
2023 0 0%
2023 3.870.078.526.629 100%
2024 4.358.800.000.000 11.21%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Samsung Card Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2007 0
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Samsung Card Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2007 90.077.897.000
2008 82.735.938.000 -8.87%
2009 67.248.299.000 -23.03%
2010 66.250.462.000 -1.51%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Samsung Card Co., Ltd. EBITDA
Year EBITDA Growth
2007 959.335.955.000
2008 574.512.020.000 -66.98%
2009 900.835.064.000 36.22%
2010 1.394.036.730.000 35.38%
2011 495.099.973.360 -181.57%
2012 1.076.138.159.840 53.99%
2013 455.023.359.640 -136.5%
2014 979.560.095.870 53.55%
2015 603.153.574.320 -62.41%
2016 670.321.372.200 10.02%
2017 736.761.045.030 9.02%
2018 721.778.589.190 -2.08%
2019 704.407.701.860 -2.47%
2020 738.433.199.000 4.61%
2021 921.674.032.530 19.88%
2022 1.003.621.429.220 8.17%
2023 745.310.824.000 -34.66%
2023 1.450.240.326.310 48.61%
2024 994.400.000.000 -45.84%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Samsung Card Co., Ltd. Gross Profit
Year Gross Profit Growth
2007 1.580.202.033.000
2008 1.229.840.535.000 -28.49%
2009 1.492.728.790.000 17.61%
2010 2.172.816.342.000 31.3%
2011 2.472.970.514.000 12.14%
2012 3.014.863.957.970 17.97%
2013 2.192.986.204.610 -37.48%
2014 2.810.981.260.000 21.99%
2015 2.690.723.528.000 -4.47%
2016 2.841.315.793.780 5.3%
2017 3.015.944.679.360 5.79%
2018 1.892.672.365.660 -59.35%
2019 1.877.457.364.483 -0.81%
2020 2.220.008.473.284 15.43%
2021 2.511.060.993.899 11.59%
2022 2.603.077.172.810 3.53%
2023 0 0%
2023 3.715.863.886.533 100%
2024 4.201.263.729.768 11.55%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Samsung Card Co., Ltd. Net Profit
Year Net Profit Growth
2007 571.760.213.000
2008 257.742.222.000 -121.83%
2009 603.845.951.000 57.32%
2010 1.156.216.592.000 47.77%
2011 375.167.360.770 -208.19%
2012 749.874.563.430 49.97%
2013 273.232.288.430 -174.45%
2014 656.024.985.140 58.35%
2015 333.723.683.380 -96.58%
2016 349.442.506.850 4.5%
2017 386.706.888.000 9.64%
2018 345.250.444.000 -12.01%
2019 344.118.357.000 -0.33%
2020 398.796.408.000 13.71%
2021 551.057.339.000 27.63%
2022 622.254.074.000 11.44%
2023 557.826.868.000 -11.55%
2023 609.438.704.000 8.47%
2024 739.603.412.000 17.6%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Samsung Card Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2007 4.433
2008 2.156 -105.61%
2009 4.931 56.28%
2010 9.441 47.77%
2011 3.064 -208.13%
2012 6.182 50.44%
2013 2.368 -161.06%
2014 5.685 58.35%
2015 2.892 -96.58%
2016 3.063 5.58%
2017 3.528 13.18%
2018 3.178 -11.01%
2019 3.225 1.43%
2020 3.737 13.73%
2021 5.164 27.63%
2022 5.831 11.44%
2023 5.227 -11.56%
2023 5.711 8.47%
2024 6.931 17.59%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Samsung Card Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2007 -345.079.765.000
2008 -170.482.394.000 -102.41%
2009 2.076.109.021.000 108.21%
2010 -33.398.387.000 6316.2%
2011 -1.320.639.649.080 97.47%
2012 -905.891.209.540 -45.78%
2013 273.477.493.250 431.25%
2014 -1.339.598.837.850 120.41%
2015 -524.328.488.970 -155.49%
2016 -1.172.851.337.060 55.29%
2017 -1.061.284.985.630 -10.51%
2018 -444.692.503.380 -138.66%
2019 1.148.902.469.710 138.71%
2020 -807.258.478.770 242.32%
2021 -2.642.614.326.080 69.45%
2022 -1.314.637.142.220 -101.01%
2023 -264.414.173.990 -397.19%
2023 1.888.870.088.637 114%
2024 337.735.980.369 -459.27%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Samsung Card Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2007 -332.669.131.000
2008 -141.066.010.000 -135.83%
2009 2.113.903.145.000 106.67%
2010 8.930.401.000 -23570.86%
2011 -1.234.193.138.080 100.72%
2012 -885.446.216.470 -39.39%
2013 348.996.808.500 353.71%
2014 -1.192.711.534.640 129.26%
2015 -403.777.205.560 -195.39%
2016 -1.103.840.659.050 63.42%
2017 -1.017.638.016.590 -8.47%
2018 -403.123.158.510 -152.44%
2019 1.174.482.788.080 134.32%
2020 -769.422.263.650 252.64%
2021 -2.591.860.138.060 70.31%
2022 -1.252.640.879.320 -106.91%
2023 -258.151.240.160 -385.24%
2023 1.934.313.660.503 113.35%
2024 343.019.597.276 -463.91%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Samsung Card Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2007 12.410.634.000
2008 29.416.384.000 57.81%
2009 37.794.124.000 22.17%
2010 42.328.788.000 10.71%
2011 86.446.511.000 51.03%
2012 20.444.993.070 -322.82%
2013 75.519.315.250 72.93%
2014 146.887.303.210 48.59%
2015 120.551.283.410 -21.85%
2016 69.010.678.010 -74.68%
2017 43.646.969.040 -58.11%
2018 41.569.344.870 -5%
2019 25.580.318.370 -62.51%
2020 37.836.215.120 32.39%
2021 50.754.188.020 25.45%
2022 61.996.262.900 18.13%
2023 6.262.933.830 -889.89%
2023 45.443.571.866 86.22%
2024 5.283.616.907 -760.08%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Samsung Card Co., Ltd. Equity
Year Equity Growth
2007 3.599.049.925.000
2008 3.769.033.513.000 4.51%
2009 4.425.556.677.000 14.83%
2010 6.044.164.307.000 26.78%
2011 6.131.402.177.000 1.42%
2012 5.930.562.564.000 -3.39%
2013 6.202.660.846.000 4.39%
2014 6.390.346.168.000 2.94%
2015 6.688.325.383.000 4.46%
2016 17.473.565.120.472 61.72%
2017 18.745.218.545.621 6.78%
2018 19.390.258.623.405 3.33%
2019 19.008.658.086.551 -2.01%
2020 19.335.456.743.413 1.69%
2021 22.734.511.182.388 14.95%
2022 24.738.986.126.707 8.1%
2023 23.904.611.866.171 -3.49%
2023 8.030.425.595.000 -197.68%
2024 8.228.916.039.977 2.41%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Samsung Card Co., Ltd. Assets
Year Assets Growth
2007 12.534.048.101.000
2008 14.433.634.681.000 13.16%
2009 11.788.784.498.000 -22.44%
2010 12.514.045.904.000 5.8%
2011 16.135.253.273.280 22.44%
2012 16.287.815.801.330 0.94%
2013 16.560.926.259.910 1.65%
2014 17.736.626.744.470 6.63%
2015 19.070.996.908.680 7%
2016 21.904.458.545.700 12.94%
2017 23.076.571.105.420 5.08%
2018 23.042.118.821.120 -0.15%
2019 22.038.223.988.940 -4.56%
2020 23.398.860.283.170 5.81%
2021 27.144.187.002.020 13.8%
2022 29.623.192.873.200 8.37%
2023 28.832.738.237.375 -2.74%
2023 29.573.590.675.000 2.51%
2024 28.718.523.619.687 -2.98%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Samsung Card Co., Ltd. Liabilities
Year Liabilities Growth
2007 8.934.998.176.000
2008 10.664.601.168.000 16.22%
2009 7.363.227.821.000 -44.84%
2010 6.469.881.597.000 -13.81%
2011 10.003.851.096.280 35.33%
2012 10.357.253.237.330 3.41%
2013 10.358.265.413.910 0.01%
2014 11.346.280.576.470 8.71%
2015 12.382.671.525.680 8.37%
2016 15.288.787.378.900 19.01%
2017 16.153.627.764.500 5.35%
2018 16.270.826.359.190 0.72%
2019 12.719.471.354.790 -27.92%
2020 13.616.115.303.670 6.59%
2021 16.662.749.543.860 18.28%
2022 21.733.666.278.870 23.33%
2023 20.696.847.675.573 -5.01%
2023 0 0%
2024 20.489.607.579.710 100%

Samsung Card Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
39356.31
Net Income per Share
6387.24
Price to Earning Ratio
6.29x
Price To Sales Ratio
1.02x
POCF Ratio
3.28
PFCF Ratio
3.38
Price to Book Ratio
0.52
EV to Sales
4.95
EV Over EBITDA
19.27
EV to Operating CashFlow
15.9
EV to FreeCashFlow
16.38
Earnings Yield
0.16
FreeCashFlow Yield
0.3
Market Cap
4.284,44 Bil.
Enterprise Value
20.771,93 Bil.
Graham Number
105272.6
Graham NetNet
-5882.27

Income Statement Metrics

Net Income per Share
6387.24
Income Quality
1.92
ROE
0.08
Return On Assets
0.02
Return On Capital Employed
0.04
Net Income per EBT
0.75
EBT Per Ebit
0.88
Ebit per Revenue
0.25
Effective Tax Rate
0.25

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.96
Operating Profit Margin
0.25
Pretax Profit Margin
0.22
Net Profit Margin
0.16

Dividends

Dividend Yield
0.06
Dividend Yield %
6.23
Payout Ratio
0.39
Dividend Per Share
2500

Operating Metrics

Operating Cashflow per Share
12244.87
Free CashFlow per Share
11881.48
Capex to Operating CashFlow
0.03
Capex to Revenue
0.01
Capex to Depreciation
0.25
Return on Invested Capital
0.03
Return on Tangible Assets
0.02
Days Sales Outstanding
2142.93
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0.17
Payables Turnover
0
Inventory Turnover
0
Capex per Share
363.38

Balance Sheet

Cash per Share
12.831,47
Book Value per Share
77.114,26
Tangible Book Value per Share
77114.26
Shareholders Equity per Share
77114.26
Interest Debt per Share
164122.44
Debt to Equity
2.1
Debt to Assets
0.6
Net Debt to EBITDA
15.3
Current Ratio
0
Tangible Asset Value
8.228,92 Bil.
Net Current Asset Value
-20.489,61 Bil.
Invested Capital
-3855136692987
Working Capital
-4.330,31 Bil.
Intangibles to Total Assets
0
Average Receivables
24.614,07 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
4.03

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Samsung Card Co., Ltd. Dividends
Year Dividends Growth
2007 1.000
2008 600 -66.67%
2009 1.015 40.89%
2010 1.500 32.33%
2011 700 -114.29%
2012 700 0%
2013 700 0%
2014 1.000 30%
2015 1.500 33.33%
2016 1.500 0%
2017 1.500 0%
2018 1.600 6.25%
2019 1.600 0%
2020 1.800 11.11%
2021 2.300 21.74%
2022 2.500 8%
2024 2.500 0%

Samsung Card Co., Ltd. Profile

About Samsung Card Co., Ltd.

Samsung Card Co., Ltd. provides financial services in South Korea. The company offers card payment services, such as credit card, debit card, and pre-paid cards; short-term and long-term card loans; and installment and lease/rental finance. It also provides insurance and shopping services, as well as services for wedding, travel, and lifestyle; and fraud protection services. The company was formerly known as Samsung Credit Card Co., Ltd. and changed its name to Samsung Card Co., Ltd. in July 1995. The company was founded in 1988 and is headquartered in Seoul, South Korea. Samsung Card Co., Ltd. is a subsidiary of Samsung Life Insurance Co., Ltd.

CEO
Mr. Dae-hwan Kim
Employee
1.744
Address
Samsung Main Building
Seoul, 04514

Samsung Card Co., Ltd. Executives & BODs

Samsung Card Co., Ltd. Executives & BODs
# Name Age
1 Kim Tae Seon
Executive Vice President
70
2 Choi JungHoon
Executive Vice President of Marketing Group & Director
70
3 Mr. Sung Chul Hyun
Vice President and Chief of Management Supporting Department
70
4 Mr. Dae-hwan Kim
Chief Executive Officer & Director
70
5 Mr. Doo-Suk Lee
Senior MD & Chief of Marketing Office
70

Samsung Card Co., Ltd. Competitors