Samsung Life Insurance Co., Ltd. Logo

Samsung Life Insurance Co., Ltd.

032830.KS

(2.0)
Stock Price

106.000,00 KRW

0.72% ROA

5.51% ROE

7.56x PER

Market Cap.

17.311.008.695.600,00 KRW

48.67% DER

3.84% Yield

11.13% NPM

Samsung Life Insurance Co., Ltd. Stock Analysis

Samsung Life Insurance Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Samsung Life Insurance Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.3x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a low debt to equity ratio (0%), which means it has a small amount of debt compared to the ownership it holds

3 ROE

The stock's ROE falls within an average range (6.98%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.71%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

6 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (728.290) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

7 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

8 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

9 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

10 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

11 Dividend

Investors should be cautious as the company hasn't distributed dividends in the last three years, possibly indicating financial challenges.

Samsung Life Insurance Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Samsung Life Insurance Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Samsung Life Insurance Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Samsung Life Insurance Co., Ltd. Revenue
Year Revenue Growth
2006 20.844.303.000.000
2007 21.224.094.000.000 1.79%
2008 20.368.972.000.000 -4.2%
2009 21.023.105.000.000 3.11%
2010 23.128.359.000.000 9.1%
2011 21.717.857.000.000 -6.49%
2012 29.405.793.000.000 26.14%
2013 18.317.081.000.000 -60.54%
2014 26.077.730.000.000 29.76%
2015 26.011.396.000.000 -0.26%
2016 30.248.687.000.000 14.01%
2017 28.903.803.000.000 -4.65%
2018 30.021.679.000.000 3.72%
2019 28.365.488.000.000 -5.84%
2020 29.109.143.000.000 2.55%
2021 28.526.867.000.000 -2.04%
2022 28.857.370.000.000 1.15%
2023 0 0%
2023 21.283.876.000.000 100%
2024 20.443.216.000.000 -4.11%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Samsung Life Insurance Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Samsung Life Insurance Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 839.870.000.000
2007 942.542.000.000 10.89%
2008 967.428.000.000 2.57%
2009 944.025.000.000 -2.48%
2010 1.074.516.000.000 12.14%
2011 912.864.000.000 -17.71%
2012 902.855.000.000 -1.11%
2013 757.390.000.000 -19.21%
2014 1.018.168.000.000 25.61%
2015 1.115.036.000.000 8.69%
2016 961.105.000.000 -16.02%
2017 916.592.000.000 -4.86%
2018 911.559.000.000 -0.55%
2019 844.335.000.000 -7.96%
2020 821.524.000.000 -2.78%
2021 841.825.000.000 2.41%
2022 894.546.000.000 5.89%
2023 0 0%
2023 1.383.271.000.000 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Samsung Life Insurance Co., Ltd. EBITDA
Year EBITDA Growth
2006 815.802.000.000
2007 1.115.768.000.000 26.88%
2008 364.723.000.000 -205.92%
2009 1.307.729.000.000 72.11%
2010 2.766.703.000.000 52.73%
2011 1.360.170.000.000 -103.41%
2012 1.186.610.000.000 -14.63%
2013 923.661.000.000 -28.47%
2014 1.899.938.000.000 51.38%
2015 1.721.475.000.000 -10.37%
2016 3.229.882.000.000 46.7%
2017 2.340.656.000.000 -37.99%
2018 3.129.292.000.000 25.2%
2019 454.886.000.000 -587.93%
2020 2.000.323.000.000 77.26%
2021 308.714.000.000 -547.95%
2022 2.651.523.000.000 88.36%
2023 2.392.644.000.000 -10.82%
2023 -1 2.392644000001E+14%
2024 351.924.000.000 100%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Samsung Life Insurance Co., Ltd. Gross Profit
Year Gross Profit Growth
2006 20.844.303.000.000
2007 21.224.094.000.000 1.79%
2008 20.368.972.000.000 -4.2%
2009 21.023.105.000.000 3.11%
2010 23.128.359.000.000 9.1%
2011 21.717.857.000.000 -6.49%
2012 29.405.793.000.000 26.14%
2013 18.317.081.000.000 -60.54%
2014 26.077.730.000.000 29.76%
2015 26.011.396.000.000 -0.26%
2016 30.248.687.000.000 14.01%
2017 28.903.803.000.000 -4.65%
2018 30.021.679.000.000 3.72%
2019 28.365.488.000.000 -5.84%
2020 29.109.143.000.000 2.55%
2021 28.526.867.000.000 -2.04%
2022 28.857.370.000.000 1.15%
2023 0 0%
2023 30.937.013.373.000 100%
2024 20.443.216.000.000 -51.33%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Samsung Life Insurance Co., Ltd. Net Profit
Year Net Profit Growth
2006 514.580.000.000
2007 715.945.000.000 28.13%
2008 113.658.000.000 -529.91%
2009 906.095.000.000 87.46%
2010 1.924.853.000.000 52.93%
2011 948.397.000.000 -102.96%
2012 984.329.000.000 3.65%
2013 586.366.000.000 -67.87%
2014 1.337.488.000.000 56.16%
2015 1.211.233.000.000 -10.42%
2016 2.054.267.000.000 41.04%
2017 1.166.121.000.000 -76.16%
2018 1.664.382.000.000 29.94%
2019 977.391.000.000 -70.29%
2020 1.265.766.000.000 22.78%
2021 1.469.436.000.000 13.86%
2022 1.583.348.000.000 7.19%
2023 1.902.268.000.000 16.77%
2023 1.895.312.000.000 -0.37%
2024 2.985.772.000.000 36.52%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Samsung Life Insurance Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 2.573
2007 3.580 28.14%
2008 568 -530.11%
2009 4.530 87.46%
2010 9.624 52.93%
2011 4.781 -101.3%
2012 5.174 7.6%
2013 3.059 -69.14%
2014 7.062 56.68%
2015 6.418 -10.03%
2016 11.407 43.74%
2017 6.494 -75.65%
2018 9.268 29.93%
2019 5.443 -70.31%
2020 7.049 22.79%
2021 8.183 13.86%
2022 8.817 7.2%
2023 10.593 16.77%
2023 10.554 -0.37%
2024 16.627 36.52%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Samsung Life Insurance Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2006 5.139.077.000.000
2007 1.883.957.000.000 -172.78%
2008 2.208.244.000.000 14.69%
2009 -1.629.938.000.000 235.48%
2010 1.172.610.000.000 239%
2011 9.588.731.000.000 87.77%
2012 12.073.480.000.000 20.58%
2013 9.869.905.000.000 -22.33%
2014 8.786.261.000.000 -12.33%
2015 5.102.948.000.000 -72.18%
2016 4.527.080.000.000 -12.72%
2017 983.096.000.000 -360.49%
2018 358.478.000.000 -174.24%
2019 8.369.764.000.000 95.72%
2020 2.777.359.000.000 -201.36%
2021 2.446.549.000.000 -13.52%
2022 -1.460.076.000.000 267.56%
2023 1.936.978.000.000 175.38%
2023 -2.865.989.000.000 167.58%
2024 2.050.732.000.000 239.75%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Samsung Life Insurance Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 5.535.940.000.000
2007 2.036.309.000.000 -171.86%
2008 2.427.407.000.000 16.11%
2009 -1.426.944.000.000 270.11%
2010 1.483.434.000.000 196.19%
2011 9.713.325.000.000 84.73%
2012 12.171.471.000.000 20.2%
2013 9.973.621.000.000 -22.04%
2014 8.946.403.000.000 -11.48%
2015 5.288.088.000.000 -69.18%
2016 4.834.400.000.000 -9.38%
2017 1.608.186.000.000 -200.61%
2018 1.956.123.000.000 17.79%
2019 8.644.450.000.000 77.37%
2020 2.918.840.000.000 -196.16%
2021 2.547.531.000.000 -14.58%
2022 -1.361.476.000.000 287.12%
2023 2.066.063.000.000 165.9%
2023 -2.855.158.000.000 172.36%
2024 2.063.359.000.000 238.37%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Samsung Life Insurance Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 396.863.000.000
2007 152.352.000.000 -160.49%
2008 219.163.000.000 30.48%
2009 202.994.000.000 -7.97%
2010 310.824.000.000 34.69%
2011 124.594.000.000 -149.47%
2012 97.991.000.000 -27.15%
2013 103.716.000.000 5.52%
2014 160.142.000.000 35.23%
2015 185.140.000.000 13.5%
2016 307.320.000.000 39.76%
2017 625.090.000.000 50.84%
2018 1.597.645.000.000 60.87%
2019 274.686.000.000 -481.63%
2020 141.481.000.000 -94.15%
2021 100.982.000.000 -40.11%
2022 98.600.000.000 -2.42%
2023 129.085.000.000 23.62%
2023 10.831.000.000 -1091.81%
2024 12.627.000.000 14.22%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Samsung Life Insurance Co., Ltd. Equity
Year Equity Growth
2006 8.784.722.000.000
2007 9.397.464.000.000 6.52%
2008 7.495.024.000.000 -25.38%
2009 12.190.244.000.000 38.52%
2010 15.443.982.000.000 21.07%
2011 18.113.192.000.000 14.74%
2012 21.730.307.000.000 16.65%
2013 19.636.711.000.000 -10.66%
2014 23.740.083.000.000 17.28%
2015 25.335.759.000.000 6.3%
2016 29.708.232.000.000 14.72%
2017 32.870.868.000.000 9.62%
2018 34.305.415.000.000 4.18%
2019 37.316.405.000.000 8.07%
2020 43.610.634.000.000 14.43%
2021 39.625.367.000.000 -10.06%
2022 24.168.469.000.000 -63.95%
2023 48.642.750.000.000 50.31%
2023 44.662.479.000.000 -8.91%
2024 46.138.804.000.000 3.2%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Samsung Life Insurance Co., Ltd. Assets
Year Assets Growth
2006 108.864.712.000.000
2007 116.428.396.000.000 6.5%
2008 121.778.582.000.000 4.39%
2009 133.161.251.000.000 8.55%
2010 146.517.893.000.000 9.12%
2011 161.072.378.000.000 9.04%
2012 186.039.359.000.000 13.42%
2013 192.949.250.000.000 3.58%
2014 215.889.058.000.000 10.63%
2015 231.976.910.000.000 6.94%
2016 266.053.585.000.000 12.81%
2017 284.463.113.000.000 6.47%
2018 293.227.611.000.000 2.99%
2019 312.762.272.000.000 6.25%
2020 336.569.287.000.000 7.07%
2021 341.382.574.000.000 1.41%
2022 316.165.903.000.000 -7.98%
2023 313.277.275.000.000 -0.92%
2023 297.084.670.000.000 -5.45%
2024 319.799.739.000.000 7.1%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Samsung Life Insurance Co., Ltd. Liabilities
Year Liabilities Growth
2006 100.079.990.000.000
2007 107.030.932.000.000 6.49%
2008 114.283.558.000.000 6.35%
2009 120.971.007.000.000 5.53%
2010 131.073.911.000.000 7.71%
2011 142.959.186.000.000 8.31%
2012 164.309.052.000.000 12.99%
2013 173.312.539.000.000 5.19%
2014 192.148.975.000.000 9.8%
2015 206.641.151.000.000 7.01%
2016 236.345.353.000.000 12.57%
2017 251.592.245.000.000 6.06%
2018 258.922.196.000.000 2.83%
2019 275.445.867.000.000 6%
2020 292.958.653.000.000 5.98%
2021 301.757.207.000.000 2.92%
2022 291.997.434.000.000 -3.34%
2023 254.123.857.000.000 -14.9%
2023 0 0%
2024 262.457.428.000.000 100%

Samsung Life Insurance Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
114593.72
Net Income per Share
12750.62
Price to Earning Ratio
7.56x
Price To Sales Ratio
0.84x
POCF Ratio
2.94
PFCF Ratio
3.01
Price to Book Ratio
0.44
EV to Sales
1.59
EV Over EBITDA
40.81
EV to Operating CashFlow
5.57
EV to FreeCashFlow
5.69
Earnings Yield
0.13
FreeCashFlow Yield
0.33
Market Cap
17.311,01 Bil.
Enterprise Value
32.780,88 Bil.
Graham Number
251481.72
Graham NetNet
-1439154.73

Income Statement Metrics

Net Income per Share
12750.62
Income Quality
2.54
ROE
0.06
Return On Assets
0.01
Return On Capital Employed
-0.02
Net Income per EBT
0.79
EBT Per Ebit
-0.41
Ebit per Revenue
-0.34
Effective Tax Rate
0.21

Margins

Sales, General, & Administrative to Revenue
0.05
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.88
Operating Profit Margin
-0.34
Pretax Profit Margin
0.14
Net Profit Margin
0.11

Dividends

Dividend Yield
0.04
Dividend Yield %
3.84
Payout Ratio
0.55
Dividend Per Share
3700

Operating Metrics

Operating Cashflow per Share
32788.02
Free CashFlow per Share
32078.82
Capex to Operating CashFlow
0.02
Capex to Revenue
0.01
Capex to Depreciation
0.55
Return on Invested Capital
-0.09
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
-3.02
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
-120.74
Inventory Turnover
0
Capex per Share
709.2

Balance Sheet

Cash per Share
22.394,77
Book Value per Share
319.322,74
Tangible Book Value per Share
318386.16
Shareholders Equity per Share
220444.35
Interest Debt per Share
117518.03
Debt to Equity
0.49
Debt to Assets
0.06
Net Debt to EBITDA
19.26
Current Ratio
1.06
Tangible Asset Value
57.174,12 Bil.
Net Current Asset Value
-251.575,24 Bil.
Invested Capital
1573697000000
Working Capital
636,16 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
95.917,50 Bil.
Average Inventory
0
Debt to Market Cap
1.11

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Samsung Life Insurance Co., Ltd. Dividends
Year Dividends Growth
2011 2.000
2012 2.000 0%
2013 2.350 14.89%
2014 1.800 -30.56%
2015 1.800 0%
2016 1.200 -50%
2017 2.000 40%
2018 2.650 24.53%
2019 2.650 0%
2020 2.500 -6%
2021 3.000 16.67%
2022 3.000 0%
2023 3.700 18.92%

Samsung Life Insurance Co., Ltd. Profile

About Samsung Life Insurance Co., Ltd.

Samsung Life Insurance Co., Ltd. engages in the life insurance business in Korea and internationally. The company operates through Domestic Insurance; Credit Card Service, Installment Financing, and Leasing; and Overseas segments. It offers life, term, health, accident, pension, saving, child, and direct insurance; insurance contract, credit, and mortgage loans; and retirement pension products. In addition, the company engages in the provision of real estate lease, investment and trust management, specialized credit finance, collective and real estate collective investment vehicle, and new technology business investment services. As of December 31, 2021, it operated 88 local divisions and 590 branches. The company was incorporated in 1957 and is based in Seoul, South Korea.

CEO
Mr. Wonhak Hong
Employee
4.819
Address
11, Seocho-Daero 74-gil
Seoul, 06620

Samsung Life Insurance Co., Ltd. Executives & BODs

Samsung Life Insurance Co., Ltd. Executives & BODs
# Name Age
1 In Hwan Kim
Head of Investor Relations
70
2 Mr. Chang-Woo Byun
Marketing Division Head and Senior Vice President
70
3 Jun-Kun Lee
Internal Accounting Control System Officer
70
4 Jong Wook Jung
Chief Legal & Compliance Officer and MD
70
5 Mr. Jong-Guk Shim
Vice President of Sales Division
70
6 Mr. Kyung-Bok Lee
Chief of Financial Affairs Team & Executive Director
70
7 Mr. Sang-Mook Lee
Vice President & Head of Planning Division
70
8 Hyan Ho Kim
Executive Vice President of Corporate Planning & Management Division
70
9 Mr. Young Soo Cha
Asset Management Division Head & SVice President
70
10 Mr. Wonhak Hong
Chief Executive Officer & Internal Director
70

Samsung Life Insurance Co., Ltd. Competitors