Malaysia Building Society Berhad Logo

Malaysia Building Society Berhad

1171.KL

(2.2)
Stock Price

0,72 MYR

0.7% ROA

4.9% ROE

13.55x PER

Market Cap.

6.331.178.699,00 MYR

165.55% DER

4.55% Yield

35.22% NPM

Malaysia Building Society Berhad Stock Analysis

Malaysia Building Society Berhad Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Malaysia Building Society Berhad Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.63x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a minimal amount of debt (29%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 ROE

The stock's ROE falls within an average range (3.84%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.61%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 Assets Growth

Company's revenue has experienced consistent growth over the last three years, indicating a favorable financial trajectory and making it an attractive investment choice.

6 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

7 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (2) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

9 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

10 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

11 Dividend

Investors should note the absence of dividends from the company in the last three years, indicating potential financial challenges.

Malaysia Building Society Berhad Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Malaysia Building Society Berhad Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Malaysia Building Society Berhad Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Malaysia Building Society Berhad Revenue
Year Revenue Growth
2006 121.459.000
2007 138.084.000 12.04%
2008 176.646.000 21.83%
2009 304.698.000 42.03%
2010 441.588.000 31%
2011 763.749.000 42.18%
2012 1.043.808.000 26.83%
2013 1.499.279.000 30.38%
2014 1.361.857.000 -10.09%
2015 1.358.629.000 -0.24%
2016 1.407.727.000 3.49%
2017 1.485.363.000 5.23%
2018 1.341.932.000 -10.69%
2019 1.386.818.000 3.24%
2020 1.797.730.000 22.86%
2021 1.574.188.000 -14.2%
2022 1.474.126.000 -6.79%
2023 1.109.300.000 -32.89%
2023 1.049.185.000 -5.73%
2024 1.810.432.000 42.05%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Malaysia Building Society Berhad Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Malaysia Building Society Berhad General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 44.205.000 100%
2013 63.292.000 30.16%
2014 71.049.000 10.92%
2015 69.771.000 -1.83%
2016 65.657.000 -6.27%
2017 82.400.000 20.32%
2018 80.380.000 -2.51%
2019 45.298.000 -77.45%
2020 37.882.000 -19.58%
2021 84.865.000 55.36%
2022 98.989.000 14.27%
2023 113.868.000 13.07%
2023 112.370.000 -1.33%
2024 216.092.000 48%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Malaysia Building Society Berhad EBITDA
Year EBITDA Growth
2006 37.417.000
2007 50.717.000 26.22%
2008 61.804.000 17.94%
2009 88.471.000 30.14%
2010 214.756.000 58.8%
2011 436.278.000 50.78%
2012 670.662.000 34.95%
2013 956.849.000 29.91%
2014 960.019.000 0.33%
2015 383.315.000 -150.45%
2016 365.656.000 -4.83%
2017 572.742.000 36.16%
2018 873.732.000 34.45%
2019 938.788.000 6.93%
2020 495.050.000 -89.63%
2021 794.391.000 37.68%
2022 798.274.000 0.49%
2023 92.172.000 -766.07%
2023 107.524.000 14.28%
2024 103.280.000 -4.11%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Malaysia Building Society Berhad Gross Profit
Year Gross Profit Growth
2006 121.459.000
2007 138.084.000 12.04%
2008 176.646.000 21.83%
2009 304.698.000 42.03%
2010 441.588.000 31%
2011 763.749.000 42.18%
2012 1.043.808.000 26.83%
2013 1.499.279.000 30.38%
2014 1.361.857.000 -10.09%
2015 1.358.629.000 -0.24%
2016 1.407.727.000 3.49%
2017 1.485.363.000 5.23%
2018 1.341.932.000 -10.69%
2019 1.386.818.000 3.24%
2020 1.797.730.000 22.86%
2021 1.574.188.000 -14.2%
2022 1.474.126.000 -6.79%
2023 1.109.300.000 -32.89%
2023 1.053.402.000 -5.31%
2024 1.810.432.000 41.81%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Malaysia Building Society Berhad Net Profit
Year Net Profit Growth
2006 40.182.000
2007 53.319.000 24.64%
2008 32.575.000 -63.68%
2009 57.203.000 43.05%
2010 146.025.000 60.83%
2011 325.432.000 55.13%
2012 446.651.000 27.14%
2013 597.568.000 25.26%
2014 1.015.029.000 41.13%
2015 257.592.000 -294.05%
2016 201.412.000 -27.89%
2017 417.126.000 51.71%
2018 642.400.000 35.07%
2019 716.900.000 10.39%
2020 269.318.000 -166.19%
2021 438.705.000 38.61%
2022 460.188.000 4.67%
2023 131.360.000 -250.33%
2023 491.809.000 73.29%
2024 219.320.000 -124.24%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Malaysia Building Society Berhad Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Malaysia Building Society Berhad Free Cashflow
Year Free Cashflow Growth
2006 231.772.000
2007 -107.672.000 315.26%
2008 -16.964.000 -534.71%
2009 -248.307.000 93.17%
2010 31.704.000 883.2%
2011 -1.299.542.000 102.44%
2012 -629.401.000 -106.47%
2013 1.445.093.000 143.55%
2014 -804.740.000 279.57%
2015 66.015.000 1319.03%
2016 1.091.587.000 93.95%
2017 3.045.220.000 64.15%
2018 -3.034.527.000 200.35%
2019 2.964.295.000 202.37%
2020 -1.455.791.000 303.62%
2021 1.324.198.000 209.94%
2022 936.416.000 -41.41%
2023 801.810.000 -16.79%
2023 356.501.000 -124.91%
2024 44.695.000 -697.63%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Malaysia Building Society Berhad Operating Cashflow
Year Operating Cashflow Growth
2006 233.178.000
2007 -106.383.000 319.19%
2008 -13.506.000 -687.67%
2009 -241.795.000 94.41%
2010 35.438.000 782.3%
2011 -1.268.616.000 102.79%
2012 -555.552.000 -128.35%
2013 1.469.788.000 137.8%
2014 -740.068.000 298.6%
2015 87.386.000 946.9%
2016 1.109.639.000 92.12%
2017 3.093.111.000 64.13%
2018 -2.796.112.000 210.62%
2019 3.058.343.000 191.43%
2020 -1.365.996.000 323.89%
2021 1.404.683.000 197.25%
2022 988.939.000 -42.04%
2023 818.925.000 -20.76%
2023 439.594.000 -86.29%
2024 61.829.000 -610.98%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Malaysia Building Society Berhad Capital Expenditure
Year Capital Expenditure Growth
2006 1.406.000
2007 1.289.000 -9.08%
2008 3.458.000 62.72%
2009 6.512.000 46.9%
2010 3.734.000 -74.4%
2011 30.926.000 87.93%
2012 73.849.000 58.12%
2013 24.695.000 -199.04%
2014 64.672.000 61.82%
2015 21.371.000 -202.62%
2016 18.052.000 -18.39%
2017 47.891.000 62.31%
2018 238.415.000 79.91%
2019 94.048.000 -153.5%
2020 89.795.000 -4.74%
2021 80.485.000 -11.57%
2022 52.523.000 -53.24%
2023 17.115.000 -206.88%
2023 83.093.000 79.4%
2024 17.134.000 -384.96%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Malaysia Building Society Berhad Equity
Year Equity Growth
2006 410.077.000
2007 479.145.000 14.41%
2008 511.115.000 6.25%
2009 552.564.000 7.5%
2010 381.122.000 -44.98%
2011 1.130.149.000 66.28%
2012 1.496.646.000 24.49%
2013 2.186.210.000 31.54%
2014 4.682.413.000 53.31%
2015 4.861.540.000 3.68%
2016 6.724.048.000 27.7%
2017 7.124.863.000 5.63%
2018 7.785.604.000 8.49%
2019 8.586.871.000 9.33%
2020 8.881.172.000 3.31%
2021 8.679.325.000 -2.33%
2022 8.959.193.000 3.12%
2023 9.838.266.000 8.94%
2023 8.663.914.000 -13.55%
2024 9.713.546.000 10.81%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Malaysia Building Society Berhad Assets
Year Assets Growth
2006 5.969.116.000
2007 6.721.209.000 11.19%
2008 7.311.569.000 8.07%
2009 9.304.150.000 21.42%
2010 12.225.944.000 23.9%
2011 17.364.807.000 29.59%
2012 26.357.730.000 34.12%
2013 35.249.034.000 25.22%
2014 37.665.903.000 6.42%
2015 41.089.008.000 8.33%
2016 43.268.044.000 5.04%
2017 44.810.147.000 3.44%
2018 45.425.512.000 1.35%
2019 50.709.657.000 10.42%
2020 48.438.494.000 -4.69%
2021 50.681.288.000 4.43%
2022 54.948.305.000 7.77%
2023 66.672.334.000 17.58%
2023 57.632.525.000 -15.69%
2024 66.709.683.000 13.61%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Malaysia Building Society Berhad Liabilities
Year Liabilities Growth
2006 5.559.039.000
2007 6.242.064.000 10.94%
2008 6.800.454.000 8.21%
2009 8.751.586.000 22.29%
2010 11.844.822.000 26.11%
2011 16.234.658.000 27.04%
2012 24.861.084.000 34.7%
2013 33.062.824.000 24.81%
2014 32.983.490.000 -0.24%
2015 36.227.468.000 8.95%
2016 36.543.996.000 0.87%
2017 37.685.284.000 3.03%
2018 37.639.908.000 -0.12%
2019 42.122.786.000 10.64%
2020 39.557.322.000 -6.49%
2021 2.406.217.000 -1543.96%
2022 2.458.051.000 2.11%
2023 56.834.068.000 95.68%
2023 2.384.990.000 -2282.99%
2024 56.906.925.000 95.81%

Malaysia Building Society Berhad Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.16
Net Income per Share
0.06
Price to Earning Ratio
13.55x
Price To Sales Ratio
4.77x
POCF Ratio
8.91
PFCF Ratio
10.15
Price to Book Ratio
0.65
EV to Sales
13.47
EV Over EBITDA
169.98
EV to Operating CashFlow
25.14
EV to FreeCashFlow
28.66
Earnings Yield
0.07
FreeCashFlow Yield
0.1
Market Cap
6,33 Bil.
Enterprise Value
17,87 Bil.
Graham Number
1.23
Graham NetNet
-7.15

Income Statement Metrics

Net Income per Share
0.06
Income Quality
1.55
ROE
0.05
Return On Assets
0.01
Return On Capital Employed
0
Net Income per EBT
0.9
EBT Per Ebit
6.59
Ebit per Revenue
0.06
Effective Tax Rate
0.1

Margins

Sales, General, & Administrative to Revenue
0.12
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.06
Pretax Profit Margin
0.39
Net Profit Margin
0.35

Dividends

Dividend Yield
0.05
Dividend Yield %
4.55
Payout Ratio
1.3
Dividend Per Share
0.04

Operating Metrics

Operating Cashflow per Share
0.09
Free CashFlow per Share
0.08
Capex to Operating CashFlow
0.12
Capex to Revenue
0.07
Capex to Depreciation
0.81
Return on Invested Capital
0
Return on Tangible Assets
0.01
Days Sales Outstanding
63.15
Days Payables Outstanding
-3920.92
Days of Inventory on Hand
-313281.57
Receivables Turnover
5.78
Payables Turnover
-0.09
Inventory Turnover
-0
Capex per Share
0.01

Balance Sheet

Cash per Share
-0,47
Book Value per Share
1,19
Tangible Book Value per Share
1.15
Shareholders Equity per Share
1.18
Interest Debt per Share
1.96
Debt to Equity
1.66
Debt to Assets
0.24
Net Debt to EBITDA
109.76
Current Ratio
0.31
Tangible Asset Value
9,49 Bil.
Net Current Asset Value
-51,80 Bil.
Invested Capital
-10910214000
Working Capital
-11,58 Bil.
Intangibles to Total Assets
0
Average Receivables
0,26 Bil.
Average Payables
0,06 Bil.
Average Inventory
3597299000
Debt to Market Cap
2.54

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Malaysia Building Society Berhad Dividends
Year Dividends Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2023 0 0%
2024 0 0%

Malaysia Building Society Berhad Profile

About Malaysia Building Society Berhad

Malaysia Building Society Berhad, an investment holding company, provides banking and related financial services in Malaysia. The company operates through four segments: Consumer Banking, Corporate Banking, Global Market, and Others. It offers savings and current accounts, and demand and term deposits; personal, property, contract, corporate, commercial property, business, trade, equipment, cross-border, and wholesale financing; debit cards; fund transfer and self-service baking services; and wealth management, advisory, syndication, protection, investment, safe deposit, e-wallet, and estate management services. The company also provides treasury services, including money market, sukuk, and derivatives, as well as capital market securities trading services. In addition, it is involved in the property development; real estate property leasing; and trading activities, as well as provision of Islamic banking and related financial services. The company was founded in 1950 and is based in Petaling Jaya, Malaysia. Malaysia Building Society Berhad is a subsidiary of Citigroup Nominees (Tempatan) Sdn Bhd.

CEO
Mr. Mohamed Rafe bin Mohamed H
Employee
2.324
Address
Menara MBSB Bank
Petaling Jaya, 46200

Malaysia Building Society Berhad Executives & BODs

Malaysia Building Society Berhad Executives & BODs
# Name Age
1 Ms. Ai Hoon Koh
Group Legal & Company Secretary
70
2 Mr. Che Nazari Che Bin Azid
Group Chief Commercial Banking Officer
70
3 Ms. Aniza Binti Zakaria
Group Chief Internal Auditor
70
4 Mr. Khalizul Bin Khalid
Group Chief Compliance Officer
70
5 Mr. Azlan Bin Shahrim
Group Chief Strategy Officer
70
6 Mr. Mohamed Rafe bin Mohamed Haneef
Group Chief Executive Officer
70
7 Mr. Shahnaz Farouque Bin Jammal Ahmad
Group Chief Financial Officer
70
8 Mr. Jesleigh Bin Johari
Group Chief Operating Officer
70
9 Mr. Mohd Farid Shah bin Mohd Basir
Group Chief People Officer
70
10 Mr. Wooi Keat Ong
Group Chief Risk Officer
70

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