King's Town Bank Logo

King's Town Bank

2809.TW

(3.0)
Stock Price

54,30 TWD

10.54% ROA

14.21% ROE

8.68x PER

Market Cap.

61.562.142.000,00 TWD

66.96% DER

5.42% Yield

53.77% NPM

King's Town Bank Stock Analysis

King's Town Bank Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

King's Town Bank Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.92x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a minimal amount of debt (12%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Assets Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

4 Dividend

Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors.

5 ROE

ROE in an average range (12.6%) suggests satisfactory profitability and decent utilization of shareholders' equity.

6 ROA

The stock's ROA (1.47%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

7 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

8 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (116) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

9 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

10 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

11 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

King's Town Bank Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

King's Town Bank Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

King's Town Bank Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

King's Town Bank Revenue
Year Revenue Growth
2006 2.944.525.000
2007 3.180.344.000 7.41%
2008 2.765.933.000 -14.98%
2009 2.973.426.000 6.98%
2010 3.819.377.000 22.15%
2011 4.384.157.000 12.88%
2012 5.474.179.000 19.91%
2013 7.285.354.000 24.86%
2014 7.725.120.000 5.69%
2015 6.383.802.000 -21.01%
2016 7.865.631.000 18.84%
2017 9.244.620.000 14.92%
2018 7.229.120.000 -27.88%
2019 8.503.685.000 14.99%
2020 9.113.190.000 6.69%
2021 10.135.953.000 10.09%
2022 5.281.719.000 -91.91%
2023 9.690.120.000 45.49%
2023 9.830.453.000 1.43%
2024 15.624.012.000 37.08%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

King's Town Bank Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

King's Town Bank General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 632.127.000
2007 567.001.000 -11.49%
2008 575.302.000 1.44%
2009 467.115.000 -23.16%
2010 468.558.000 0.31%
2011 506.798.000 7.55%
2012 535.522.000 5.36%
2013 484.243.000 -10.59%
2014 595.400.000 18.67%
2015 675.311.000 11.83%
2016 760.574.000 11.21%
2017 764.156.000 0.47%
2018 723.076.000 -5.68%
2019 780.524.000 7.36%
2020 710.882.000 -9.8%
2021 751.798.000 5.44%
2022 884.460.000 15%
2023 958.056.000 7.68%
2023 980.890.000 2.33%
2024 1.053.696.000 6.91%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

King's Town Bank EBITDA
Year EBITDA Growth
2006 2.704.393.000
2007 3.477.666.000 22.24%
2008 3.029.280.000 -14.8%
2009 1.587.307.000 -90.84%
2010 3.110.642.000 48.97%
2011 4.300.537.000 27.67%
2012 5.315.726.000 19.1%
2013 6.024.076.000 11.76%
2014 7.448.715.000 19.13%
2015 5.936.199.000 -25.48%
2016 6.955.651.000 14.66%
2017 7.943.483.000 12.44%
2018 5.478.754.000 -44.99%
2019 4.029.093.000 -35.98%
2020 6.394.635.000 36.99%
2021 6.632.621.000 3.59%
2022 5.295.142.000 -25.26%
2023 9.951.668.000 46.79%
2023 7.512.255.000 -32.47%
2024 142.648.000 -5166.29%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

King's Town Bank Gross Profit
Year Gross Profit Growth
2006 2.944.525.000
2007 3.180.344.000 7.41%
2008 2.765.933.000 -14.98%
2009 2.973.426.000 6.98%
2010 3.819.377.000 22.15%
2011 4.384.157.000 12.88%
2012 5.474.179.000 19.91%
2013 7.285.354.000 24.86%
2014 7.725.120.000 5.69%
2015 6.383.802.000 -21.01%
2016 7.865.631.000 18.84%
2017 9.244.620.000 14.92%
2018 7.229.120.000 -27.88%
2019 8.503.685.000 14.99%
2020 9.113.190.000 6.69%
2021 10.135.953.000 10.09%
2022 5.281.719.000 -91.91%
2023 9.690.120.000 45.49%
2023 9.830.453.000 1.43%
2024 15.624.012.000 37.08%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

King's Town Bank Net Profit
Year Net Profit Growth
2006 125.158.000
2007 347.872.000 64.02%
2008 60.915.000 -471.08%
2009 25.344.000 -140.35%
2010 1.846.256.000 98.63%
2011 2.588.434.000 28.67%
2012 3.443.896.000 24.84%
2013 4.142.013.000 16.85%
2014 5.196.354.000 20.29%
2015 3.682.754.000 -41.1%
2016 4.781.458.000 22.98%
2017 5.610.534.000 14.78%
2018 2.877.801.000 -94.96%
2019 3.399.687.000 15.35%
2020 5.490.966.000 38.09%
2021 5.630.303.000 2.47%
2022 2.210.422.000 -154.72%
2023 8.584.876.000 74.25%
2023 6.207.101.000 -38.31%
2024 4.880.456.000 -27.18%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

King's Town Bank Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 2 100%
2011 2 50%
2012 3 33.33%
2013 4 0%
2014 4 25%
2015 3 -33.33%
2016 4 25%
2017 5 0%
2018 3 -100%
2019 3 0%
2020 5 50%
2021 5 20%
2022 2 -400%
2023 8 85.71%
2023 6 -40%
2024 4 -25%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

King's Town Bank Free Cashflow
Year Free Cashflow Growth
2006 5.436.770.000
2007 -3.068.564.000 277.18%
2008 727.262.000 521.93%
2009 575.279.000 -26.42%
2010 2.971.190.000 80.64%
2011 817.536.000 -263.43%
2012 4.300.430.000 80.99%
2013 137.522.000 -3027.09%
2014 -16.085.667.000 100.85%
2015 11.058.413.000 245.46%
2016 -2.867.289.000 485.67%
2017 -23.469.274.000 87.78%
2018 -7.264.086.000 -223.09%
2019 -1.737.220.000 -318.14%
2020 9.523.544.000 118.24%
2021 11.630.657.000 18.12%
2022 119.201.000 -9657.18%
2023 5.989.734.000 98.01%
2023 19.305.356.000 68.97%
2024 1.970.601.000 -879.67%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

King's Town Bank Operating Cashflow
Year Operating Cashflow Growth
2006 5.610.465.000
2007 -2.953.538.000 289.96%
2008 803.114.000 467.76%
2009 612.068.000 -31.21%
2010 2.992.116.000 79.54%
2011 825.995.000 -262.24%
2012 4.307.535.000 80.82%
2013 145.464.000 -2861.24%
2014 -16.059.070.000 100.91%
2015 11.098.007.000 244.7%
2016 -2.831.246.000 491.98%
2017 -23.426.652.000 87.91%
2018 -7.219.331.000 -224.5%
2019 -1.340.352.000 -438.61%
2020 10.244.599.000 113.08%
2021 11.864.743.000 13.66%
2022 1.150.222.000 -931.52%
2023 6.048.671.000 80.98%
2023 19.714.934.000 69.32%
2024 1.989.011.000 -891.19%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

King's Town Bank Capital Expenditure
Year Capital Expenditure Growth
2006 173.695.000
2007 115.026.000 -51%
2008 75.852.000 -51.65%
2009 36.789.000 -106.18%
2010 20.926.000 -75.81%
2011 8.459.000 -147.38%
2012 7.105.000 -19.06%
2013 7.942.000 10.54%
2014 26.597.000 70.14%
2015 39.594.000 32.83%
2016 36.043.000 -9.85%
2017 42.622.000 15.44%
2018 44.755.000 4.77%
2019 396.868.000 88.72%
2020 721.055.000 44.96%
2021 234.086.000 -208.03%
2022 1.031.021.000 77.3%
2023 58.937.000 -1649.36%
2023 409.578.000 85.61%
2024 18.410.000 -2124.76%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

King's Town Bank Equity
Year Equity Growth
2006 11.008.554.000
2007 11.233.592.000 2%
2008 11.040.036.000 -1.75%
2009 11.160.529.000 1.08%
2010 13.075.076.000 14.64%
2011 15.546.692.000 15.9%
2012 20.100.355.000 22.65%
2013 24.307.974.000 17.31%
2014 27.146.852.000 10.46%
2015 28.455.109.000 4.6%
2016 32.800.496.000 13.25%
2017 36.960.880.000 11.26%
2018 35.184.061.000 -5.05%
2019 40.931.509.000 14.04%
2020 46.583.090.000 12.13%
2021 48.881.028.000 4.7%
2022 42.416.736.000 -15.24%
2023 50.114.566.000 15.36%
2023 46.408.297.000 -7.99%
2024 50.658.730.000 8.39%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

King's Town Bank Assets
Year Assets Growth
2006 196.597.237.000
2007 171.278.264.000 -14.78%
2008 150.370.401.000 -13.9%
2009 161.919.510.000 7.13%
2010 168.811.489.000 4.08%
2011 176.223.393.000 4.21%
2012 194.119.933.000 9.22%
2013 213.997.631.000 9.29%
2014 235.287.520.000 9.05%
2015 237.553.590.000 0.95%
2016 244.083.962.000 2.68%
2017 271.176.261.000 9.99%
2018 281.094.719.000 3.53%
2019 282.742.908.000 0.58%
2020 325.457.939.000 13.12%
2021 343.149.280.000 5.16%
2022 379.986.796.000 9.69%
2023 384.348.059.000 1.13%
2023 382.231.128.000 -0.55%
2024 387.157.185.000 1.27%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

King's Town Bank Liabilities
Year Liabilities Growth
2006 185.588.683.000
2007 160.044.672.000 -15.96%
2008 139.330.365.000 -14.87%
2009 150.758.981.000 7.58%
2010 155.736.413.000 3.2%
2011 160.676.701.000 3.07%
2012 174.019.578.000 7.67%
2013 189.689.657.000 8.26%
2014 208.140.668.000 8.86%
2015 209.098.481.000 0.46%
2016 211.283.466.000 1.03%
2017 234.215.381.000 9.79%
2018 245.910.658.000 4.76%
2019 241.811.399.000 -1.7%
2020 278.874.849.000 13.29%
2021 294.268.252.000 5.23%
2022 337.570.060.000 12.83%
2023 334.233.493.000 -1%
2023 335.822.831.000 0.47%
2024 336.498.455.000 0.2%

King's Town Bank Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
11.87
Net Income per Share
6.38
Price to Earning Ratio
8.68x
Price To Sales Ratio
4.67x
POCF Ratio
3.87
PFCF Ratio
3.91
Price to Book Ratio
1.22
EV to Sales
5.79
EV Over EBITDA
16.54
EV to Operating CashFlow
4.8
EV to FreeCashFlow
4.85
Earnings Yield
0.12
FreeCashFlow Yield
0.26
Market Cap
61,56 Bil.
Enterprise Value
76,34 Bil.
Graham Number
80.92
Graham NetNet
-307.28

Income Statement Metrics

Net Income per Share
6.38
Income Quality
2.06
ROE
0.14
Return On Assets
0.02
Return On Capital Employed
0.06
Net Income per EBT
0.85
EBT Per Ebit
1.22
Ebit per Revenue
0.52
Effective Tax Rate
0.15

Margins

Sales, General, & Administrative to Revenue
0.07
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.52
Pretax Profit Margin
0.63
Net Profit Margin
0.54

Dividends

Dividend Yield
0.05
Dividend Yield %
5.42
Payout Ratio
0
Dividend Per Share
3

Operating Metrics

Operating Cashflow per Share
14.3
Free CashFlow per Share
14.17
Capex to Operating CashFlow
0.01
Capex to Revenue
0.01
Capex to Depreciation
0.97
Return on Invested Capital
0.07
Return on Tangible Assets
0.11
Days Sales Outstanding
439.98
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0.83
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.13

Balance Sheet

Cash per Share
-16,09
Book Value per Share
45,59
Tangible Book Value per Share
-242.24
Shareholders Equity per Share
45.59
Interest Debt per Share
35
Debt to Equity
0.67
Debt to Assets
0.09
Net Debt to EBITDA
3.2
Current Ratio
0.17
Tangible Asset Value
-269,18 Bil.
Net Current Asset Value
-291,55 Bil.
Invested Capital
100791922001
Working Capital
-224,36 Bil.
Intangibles to Total Assets
0.83
Average Receivables
16,03 Bil.
Average Payables
1,38 Bil.
Average Inventory
-16796709000
Debt to Market Cap
0.55

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

King's Town Bank Dividends
Year Dividends Growth
2005 0
2013 2 100%
2014 2 0%
2015 2 0%
2016 0 0%
2017 2 100%
2018 2 0%
2019 2 0%
2020 2 0%
2021 2 0%
2022 2 50%
2023 1 -100%
2024 3 66.67%

King's Town Bank Profile

About King's Town Bank

King's Town Bank Co., Ltd., together with its subsidiaries, provides various personal and corporate banking products and services in Taiwan. It accepts various deposit accounts, such as check, savings, time, and demand deposits, as well as offers domestic and foreign exchange services. The company also provides corporate financing services, including loans, bills discounting, and issuance of domestic and foreign letters of credit and domestic and foreign guarantee; and handles investment businesses, draft acceptance, collections, advances, depository, and agency services, as well as issues financial bonds and operates other business chartered by the government. In addition, the company invests in securities. Further, it offers construction management services, as well as engages in leasing business. The company was founded in 1948 and is headquartered in Tainan City, Taiwan.

CEO
Mr. Hung-Liang Chiang
Employee
1.094
Address
No. 506 Ximen Road
Tainan City,

King's Town Bank Executives & BODs

King's Town Bank Executives & BODs
# Name Age
1 Ms. Yu-Hsuan Chen
Chief of Accounting Department, Accounting Supervisor & Accounting Executive
70
2 Mr. Chien-Ko Yang
Vice President of Administration Department, Corporate Governance Director & Company Secretary
70
3 Shiqi Zhuang
Manager of Finance Department
70
4 Ms. Shu-Chen Tsai
Vice President of Human Resources Department and Strategy & Operations Department
70
5 Mr. Shui-Shan Huang
Legal Affairs Department Manager
70
6 Mr. Hung-Liang Chiang
President
70
7 Mr. Hung-Sung Shen
Senior Vice President of Information Technology Department
70
8 Mr. Chien-Wei Pan
Senior Vice President
70
9 Mr. Ching-Chu Pai
Chief Auditor
70
10 Mr. Chung-Cheng Lin
Senior Vice President
70

King's Town Bank Competitors