Shin Kong Financial Holding Co., Ltd. Logo

Shin Kong Financial Holding Co., Ltd.

2888.TW

(1.8)
Stock Price

12,70 TWD

-0.18% ROA

-3.15% ROE

-15.54x PER

Market Cap.

138.149.392.000,00 TWD

39.44% DER

0% Yield

-29.38% NPM

Shin Kong Financial Holding Co., Ltd. Stock Analysis

Shin Kong Financial Holding Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Shin Kong Financial Holding Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.6x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a minimal amount of debt (40%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

4 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

5 ROE

Negative ROE (-3.36%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

6 ROA

The stock's ROA (-0.14%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

7 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

8 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

9 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

10 Dividend

No dividends from the company in the past three years raises doubts about its profitability for shareholders.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is overpriced (-85), presenting a possible disadvantage for investors as its market price surpasses its estimated intrinsic value.

Shin Kong Financial Holding Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Shin Kong Financial Holding Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Shin Kong Financial Holding Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Shin Kong Financial Holding Co., Ltd. Revenue
Year Revenue Growth
2006 153.383.828.000
2007 114.060.740.000 -34.48%
2008 86.403.119.000 -32.01%
2009 147.246.646.000 41.32%
2010 245.437.028.000 40.01%
2011 55.705.766.000 -340.6%
2012 134.022.727.000 58.44%
2013 147.638.727.000 9.22%
2014 183.160.850.000 19.39%
2015 203.801.344.000 10.13%
2016 233.229.672.000 12.62%
2017 237.490.908.000 1.79%
2018 252.966.079.000 6.12%
2019 276.859.909.000 8.63%
2020 268.388.744.000 -3.16%
2021 217.524.464.000 -23.38%
2022 107.081.403.000 -103.14%
2023 54.758.452.000 -95.55%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Shin Kong Financial Holding Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Shin Kong Financial Holding Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 7.364.269.000
2007 8.152.315.000 9.67%
2008 7.974.285.000 -2.23%
2009 8.675.915.000 8.09%
2010 7.197.880.000 -20.53%
2011 6.462.611.000 -11.38%
2012 6.515.722.000 0.82%
2013 7.199.124.000 9.49%
2014 7.936.235.000 9.29%
2015 8.120.826.000 2.27%
2016 7.127.959.000 -13.93%
2017 7.819.455.000 8.84%
2018 8.464.333.000 7.62%
2019 8.196.967.000 -3.26%
2020 8.135.741.000 -0.75%
2021 9.256.585.000 12.11%
2022 9.492.571.000 2.49%
2023 9.719.536.000 2.34%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Shin Kong Financial Holding Co., Ltd. EBITDA
Year EBITDA Growth
2006 11.021.271.000
2007 12.751.776.000 13.57%
2008 -16.990.978.000 175.05%
2009 8.627.261.000 296.95%
2010 8.336.414.000 -3.49%
2011 12.069.113.000 30.93%
2012 17.698.533.000 31.81%
2013 19.582.329.000 9.62%
2014 17.261.315.000 -13.45%
2015 15.181.941.000 -13.7%
2016 11.948.643.000 -27.06%
2017 16.845.764.000 29.07%
2018 18.700.438.000 9.92%
2019 18.209.413.000 -2.7%
2020 10.422.005.000 -74.72%
2021 20.436.916.000 49%
2022 15.611.109.000 -30.91%
2023 32.432.880.000 51.87%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Shin Kong Financial Holding Co., Ltd. Gross Profit
Year Gross Profit Growth
2006 153.383.828.000
2007 114.060.740.000 -34.48%
2008 86.403.119.000 -32.01%
2009 147.246.646.000 41.32%
2010 245.437.028.000 40.01%
2011 55.705.766.000 -340.6%
2012 134.022.727.000 58.44%
2013 147.638.727.000 9.22%
2014 183.160.850.000 19.39%
2015 203.801.344.000 10.13%
2016 233.229.672.000 12.62%
2017 237.490.908.000 1.79%
2018 252.966.079.000 6.12%
2019 276.859.909.000 8.63%
2020 268.388.744.000 -3.16%
2021 217.524.464.000 -23.38%
2022 107.081.403.000 -103.14%
2023 54.758.452.000 -95.55%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Shin Kong Financial Holding Co., Ltd. Net Profit
Year Net Profit Growth
2006 4.995.675.000
2007 5.007.690.000 0.24%
2008 -21.022.278.000 123.82%
2009 1.129.275.000 1961.57%
2010 2.542.911.000 55.59%
2011 5.492.556.000 53.7%
2012 9.812.072.000 44.02%
2013 9.986.345.000 1.75%
2014 6.890.355.000 -44.93%
2015 5.780.140.000 -19.21%
2016 4.810.317.000 -20.16%
2017 10.531.170.000 54.32%
2018 9.753.791.000 -7.97%
2019 16.562.137.000 41.11%
2020 14.385.587.000 -15.13%
2021 22.652.742.000 36.5%
2022 2.086.636.000 -985.61%
2023 22.460.772.000 90.71%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Shin Kong Financial Holding Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 1
2007 1 0%
2008 -3 100%
2009 0 0%
2010 0 0%
2011 1 0%
2012 1 100%
2013 1 0%
2014 1 0%
2015 1 0%
2016 0 0%
2017 1 100%
2018 1 0%
2019 1 100%
2020 1 0%
2021 2 0%
2022 0 0%
2023 1 100%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Shin Kong Financial Holding Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2006 73.559.997.000
2007 92.880.232.000 20.8%
2008 58.169.605.000 -59.67%
2009 115.836.660.000 49.78%
2010 46.976.970.000 -146.58%
2011 91.611.119.000 48.72%
2012 63.173.014.000 -45.02%
2013 109.887.284.000 42.51%
2014 24.753.846.000 -343.92%
2015 -12.398.782.000 299.65%
2016 -55.661.830.000 77.72%
2017 -7.700.606.000 -622.82%
2018 -53.608.515.000 85.64%
2019 155.438.269.000 134.49%
2020 -95.834.919.000 262.19%
2021 -22.195.038.000 -331.79%
2022 24.831.791.000 189.38%
2023 -23.882.591.000 203.97%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Shin Kong Financial Holding Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 76.283.392.000
2007 93.680.185.000 18.57%
2008 58.697.285.000 -59.6%
2009 116.414.463.000 49.58%
2010 47.349.711.000 -145.86%
2011 92.138.342.000 48.61%
2012 64.284.201.000 -43.33%
2013 110.867.939.000 42.02%
2014 26.072.751.000 -325.23%
2015 -9.759.853.000 367.14%
2016 -54.118.440.000 81.97%
2017 -5.748.829.000 -841.38%
2018 -52.148.191.000 88.98%
2019 157.764.080.000 133.05%
2020 -93.915.584.000 267.98%
2021 -11.539.656.000 -713.85%
2022 27.632.995.000 141.76%
2023 -23.500.848.000 217.58%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Shin Kong Financial Holding Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 2.723.395.000
2007 799.953.000 -240.44%
2008 527.680.000 -51.6%
2009 577.803.000 8.67%
2010 372.741.000 -55.01%
2011 527.223.000 29.3%
2012 1.111.187.000 52.55%
2013 980.655.000 -13.31%
2014 1.318.905.000 25.65%
2015 2.638.929.000 50.02%
2016 1.543.390.000 -70.98%
2017 1.951.777.000 20.92%
2018 1.460.324.000 -33.65%
2019 2.325.811.000 37.21%
2020 1.919.335.000 -21.18%
2021 10.655.382.000 81.99%
2022 2.801.204.000 -280.39%
2023 381.743.000 -633.79%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Shin Kong Financial Holding Co., Ltd. Equity
Year Equity Growth
2006 88.348.744.000
2007 83.891.542.000 -5.31%
2008 44.473.468.000 -88.63%
2009 79.149.146.000 43.81%
2010 87.268.478.000 9.3%
2011 69.543.902.000 -25.49%
2012 79.968.232.000 13.04%
2013 100.947.850.000 20.78%
2014 110.851.899.000 8.93%
2015 108.329.909.000 -2.33%
2016 121.396.675.000 10.76%
2017 141.310.499.000 14.09%
2018 144.615.720.000 2.29%
2019 195.296.860.000 25.95%
2020 241.578.858.000 19.16%
2021 263.382.377.000 8.28%
2022 212.129.702.000 -24.16%
2023 230.745.080.000 8.07%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Shin Kong Financial Holding Co., Ltd. Assets
Year Assets Growth
2006 1.492.327.869.000
2007 1.687.995.926.000 11.59%
2008 1.783.077.967.000 5.33%
2009 1.917.972.098.000 7.03%
2010 2.064.160.840.000 7.08%
2011 2.136.220.013.000 3.37%
2012 2.309.650.492.000 7.51%
2013 2.535.233.401.000 8.9%
2014 2.797.836.519.000 9.39%
2015 2.963.070.917.000 5.58%
2016 3.157.672.572.000 6.16%
2017 3.384.388.449.000 6.7%
2018 3.648.467.252.000 7.24%
2019 3.981.133.819.000 8.36%
2020 4.357.123.796.000 8.63%
2021 4.685.262.887.000 7%
2022 4.850.699.248.000 3.41%
2023 4.942.995.498.000 1.87%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Shin Kong Financial Holding Co., Ltd. Liabilities
Year Liabilities Growth
2006 1.401.480.856.000
2007 1.587.882.981.000 11.74%
2008 1.726.883.530.000 8.05%
2009 1.825.293.860.000 5.39%
2010 1.962.250.776.000 6.98%
2011 2.053.805.782.000 4.46%
2012 2.216.433.844.000 7.34%
2013 2.420.431.533.000 8.43%
2014 2.672.363.003.000 9.43%
2015 2.839.937.585.000 5.9%
2016 3.022.104.487.000 6.03%
2017 3.228.417.848.000 6.39%
2018 3.503.851.532.000 7.86%
2019 62.975.577.000 -5463.83%
2020 76.880.411.000 18.09%
2021 75.224.989.000 -2.2%
2022 4.638.569.546.000 98.38%
2023 90.845.682.000 -5005.99%

Shin Kong Financial Holding Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
1.44
Net Income per Share
-0.57
Price to Earning Ratio
-15.54x
Price To Sales Ratio
6.16x
POCF Ratio
-2.19
PFCF Ratio
-2.12
Price to Book Ratio
0.6
EV to Sales
4.84
EV Over EBITDA
-36.02
EV to Operating CashFlow
-1.71
EV to FreeCashFlow
-1.67
Earnings Yield
-0.06
FreeCashFlow Yield
-0.47
Market Cap
138,15 Bil.
Enterprise Value
108,61 Bil.
Graham Number
13.81
Graham NetNet
5.99

Income Statement Metrics

Net Income per Share
-0.57
Income Quality
4.96
ROE
-0.04
Return On Assets
-0
Return On Capital Employed
-0
Net Income per EBT
0.58
EBT Per Ebit
1.45
Ebit per Revenue
-0.35
Effective Tax Rate
0.42

Margins

Sales, General, & Administrative to Revenue
0.46
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
-0.35
Pretax Profit Margin
-0.51
Net Profit Margin
-0.29

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
-4.07
Free CashFlow per Share
-4.18
Capex to Operating CashFlow
0.03
Capex to Revenue
-0.08
Capex to Depreciation
-0.81
Return on Invested Capital
-0.01
Return on Tangible Assets
-0
Days Sales Outstanding
1387.63
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0.26
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.12

Balance Sheet

Cash per Share
7,72
Book Value per Share
14,77
Tangible Book Value per Share
311.08
Shareholders Equity per Share
14.77
Interest Debt per Share
6.88
Debt to Equity
0.39
Debt to Assets
0.02
Net Debt to EBITDA
9.8
Current Ratio
0
Tangible Asset Value
4.848,37 Bil.
Net Current Asset Value
114,82 Bil.
Invested Capital
0.39
Working Capital
205,67 Bil.
Intangibles to Total Assets
0
Average Receivables
92,05 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.66

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Shin Kong Financial Holding Co., Ltd. Dividends
Year Dividends Growth
2004 0
2005 0 0%
2006 0 0%
2007 1 0%
2008 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%

Shin Kong Financial Holding Co., Ltd. Profile

About Shin Kong Financial Holding Co., Ltd.

Shin Kong Financial Holding Co., Ltd., together with its subsidiaries, provides a range of financial products and services in Taipei and internationally. The company operates through Insurance, Securities, Banking, and Others segments. It provides life insurance products, including individual and group life, accident, property and casualty, and health insurance; commercial banking services, which include business, trust, foreign exchange transaction, and offshore banking services; and securities brokerage, underwriting, futures brokerage and dealing, security transfer, and other services, as well as processes share registration matters. The company is also involved in the negotiable securities investment trust, securities and investment advisory, carte blanche investment, concurrent future trust, venture capital, and other businesses; and building management business, which includes management and sanitary services, repair and maintenance of utility equipment, commerce and installation of car parking equipment, operation of parking lots, housing brokerage, and real estate business management, as well as commerce and installation of water-proof, burglarproof, and fire alarm equipment. In addition, it provides investment advisory and credit, human resource allocation and agency, data processing and information software, reinvestment, electronic information supply, financial leasing, and general advertising services; and consulting services for the loan market, as well as operates as a non-store retailer. Further, the company offers management and investment consulting, research and analysis services for securities investment; securities investment consulting and discretionary investment services; and training services, as well as publishes investment research and industry reports. As of December 31, 2021, it operated 104 banking branches. Shin Kong Financial Holding Co., Ltd. was founded in 2002 and is based in Taipei City, Taiwan.

CEO
Judi Ling
Employee
15.878
Address
No. 66, Chung-Hsiao West Road
Taipei,

Shin Kong Financial Holding Co., Ltd. Executives & BODs

Shin Kong Financial Holding Co., Ltd. Executives & BODs
# Name Age
1 Mr. Kuang-Ti Sun
Vice President & Head of Administration Department
70
2 Ms. I-Tsui Hsu
Vice President & Head of Integrated Marketing Department
70
3 Mr. Stan Lee
Senior Vice President & Financial Officer
70
4 Ms. Ya-Ru Lu
Senior Vice President & Head of Accounting Department
70
5 Mr. Chih-Kang Kuo
Chief Compliance Officer
70
6 Hsiu-Yu Chang
Chief Legal Officer & Corporate Governance Officer
70
7 Mr. Kuang-Tsu Chang
Senior Vice President & Chief Information Officer
70
8 Mr. Ming-Ta Hung
Senior Vice President & Head of HR Department
70
9 Judi Ling
Chief Financial Officer
70
10 Mr. Honglong Yuam
Chief Investment Officer
70

Shin Kong Financial Holding Co., Ltd. Competitors