China Pacific Insurance (Group) Co., Ltd. Logo

China Pacific Insurance (Group) Co., Ltd.

601601.SS

(3.2)
Stock Price

35,54 CNY

1.34% ROA

13.44% ROE

11.51x PER

Market Cap.

350.854.387.284,00 CNY

41.4% DER

2.5% Yield

10.55% NPM

China Pacific Insurance (Group) Co., Ltd. Stock Analysis

China Pacific Insurance (Group) Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

China Pacific Insurance (Group) Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.97x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a low debt to equity ratio (5%), which means it has a small amount of debt compared to the ownership it holds

3 Assets Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

4 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

5 ROE

ROE in an average range (11.47%) suggests satisfactory profitability and decent utilization of shareholders' equity.

6 ROA

The stock's ROA (1.22%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

7 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

8 Dividend Growth

The company's dividend growth has exhibited a remarkable upward trend over the past three years, consistently delivering higher payouts to shareholders.

9 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (135), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

10 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

11 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

China Pacific Insurance (Group) Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

China Pacific Insurance (Group) Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

China Pacific Insurance (Group) Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

China Pacific Insurance (Group) Co., Ltd. Revenue
Year Revenue Growth
2004 43.987.000.000
2005 51.976.000.000 15.37%
2006 57.544.000.000 9.68%
2007 92.994.000.000 38.12%
2008 97.826.000.000 4.94%
2009 104.228.000.000 6.14%
2010 141.650.000.000 26.42%
2011 157.918.000.000 10.3%
2012 171.451.000.000 7.89%
2013 193.137.000.000 11.23%
2014 219.756.000.000 12.11%
2015 247.167.000.000 11.09%
2016 266.996.000.000 7.43%
2017 319.567.000.000 16.45%
2018 354.010.000.000 9.73%
2019 384.980.000.000 8.04%
2020 421.666.000.000 8.7%
2021 439.834.000.000 4.13%
2022 454.947.000.000 3.32%
2023 323.440.000.000 -40.66%
2023 324.308.000.000 0.27%
2024 372.968.000.000 13.05%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

China Pacific Insurance (Group) Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

China Pacific Insurance (Group) Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 5.630.000.000
2005 6.570.000.000 14.31%
2006 8.225.000.000 20.12%
2007 10.055.000.000 18.2%
2008 11.430.000.000 12.03%
2009 13.237.000.000 13.65%
2010 16.989.000.000 22.08%
2011 20.056.000.000 15.29%
2012 22.166.000.000 9.52%
2013 24.912.000.000 11.02%
2014 27.065.000.000 7.95%
2015 29.018.000.000 6.73%
2016 33.719.000.000 13.94%
2017 36.293.000.000 7.09%
2018 39.943.000.000 9.14%
2019 45.439.000.000 12.1%
2020 52.985.000.000 14.24%
2021 50.240.000.000 -5.46%
2022 52.774.000.000 4.8%
2023 5.464.000.000 -865.85%
2023 7.397.000.000 26.13%
2024 6.260.000.000 -18.16%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

China Pacific Insurance (Group) Co., Ltd. EBITDA
Year EBITDA Growth
2004 -1.461.000.000
2005 1.940.000.000 175.31%
2006 2.769.000.000 29.94%
2007 8.748.000.000 68.35%
2008 175.000.000 -4898.86%
2009 10.558.000.000 98.34%
2010 11.806.000.000 10.57%
2011 12.163.000.000 2.94%
2012 9.487.000.000 -28.21%
2013 15.875.000.000 40.24%
2014 18.969.000.000 16.31%
2015 28.094.000.000 32.48%
2016 19.923.000.000 -41.01%
2017 26.366.000.000 24.44%
2018 32.611.000.000 19.15%
2019 27.282.000.000 -19.53%
2020 29.439.000.000 7.33%
2021 29.668.000.000 0.77%
2022 28.779.000.000 -3.09%
2023 19.016.000.000 -51.34%
2023 31.576.000.000 39.78%
2024 -1.540.000.000 2150.39%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

China Pacific Insurance (Group) Co., Ltd. Gross Profit
Year Gross Profit Growth
2004 43.987.000.000
2005 51.976.000.000 15.37%
2006 57.544.000.000 9.68%
2007 92.994.000.000 38.12%
2008 97.826.000.000 4.94%
2009 104.228.000.000 6.14%
2010 141.650.000.000 26.42%
2011 157.918.000.000 10.3%
2012 171.451.000.000 7.89%
2013 193.137.000.000 11.23%
2014 219.756.000.000 12.11%
2015 247.167.000.000 11.09%
2016 266.996.000.000 7.43%
2017 319.567.000.000 16.45%
2018 354.010.000.000 9.73%
2019 384.980.000.000 8.04%
2020 421.666.000.000 8.7%
2021 439.834.000.000 4.13%
2022 454.947.000.000 3.32%
2023 323.440.000.000 -40.66%
2023 324.308.000.000 0.27%
2024 372.968.000.000 13.05%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

China Pacific Insurance (Group) Co., Ltd. Net Profit
Year Net Profit Growth
2004 -1.106.000.000
2005 1.131.000.000 197.79%
2006 1.008.000.000 -12.2%
2007 6.893.000.000 85.38%
2008 1.339.000.000 -414.79%
2009 7.356.000.000 81.8%
2010 8.557.000.000 14.04%
2011 8.313.000.000 -2.94%
2012 5.077.000.000 -63.74%
2013 9.261.000.000 45.18%
2014 11.049.000.000 16.18%
2015 17.728.000.000 37.67%
2016 12.057.000.000 -47.03%
2017 14.662.000.000 17.77%
2018 18.019.000.000 18.63%
2019 27.741.000.000 35.05%
2020 24.584.000.000 -12.84%
2021 26.834.000.000 8.38%
2022 24.609.000.000 -9.04%
2023 19.268.000.000 -27.72%
2023 27.257.000.000 29.31%
2024 53.492.000.000 49.04%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

China Pacific Insurance (Group) Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 0
2005 0 0%
2006 0 0%
2007 1 100%
2008 0 0%
2009 1 0%
2010 1 100%
2011 1 0%
2012 1 0%
2013 1 100%
2014 1 0%
2015 2 0%
2016 1 0%
2017 2 0%
2018 2 0%
2019 3 66.67%
2020 3 -50%
2021 3 0%
2022 3 0%
2023 2 0%
2023 3 0%
2024 6 60%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

China Pacific Insurance (Group) Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2004 19.088.000.000
2005 22.262.000.000 14.26%
2006 26.944.000.000 17.38%
2007 20.175.000.000 -33.55%
2008 22.111.000.000 8.76%
2009 36.469.000.000 39.37%
2010 59.322.000.000 38.52%
2011 53.782.000.000 -10.3%
2012 49.067.000.000 -9.61%
2013 41.438.000.000 -18.41%
2014 36.405.000.000 -13.83%
2015 37.637.000.000 3.27%
2016 57.058.000.000 34.04%
2017 81.833.000.000 30.28%
2018 85.272.000.000 4.03%
2019 108.320.000.000 21.28%
2020 104.435.000.000 -3.72%
2021 104.719.000.000 0.27%
2022 138.814.000.000 24.56%
2023 24.850.000.000 -458.61%
2023 133.875.000.000 81.44%
2024 57.582.000.000 -132.49%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

China Pacific Insurance (Group) Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2004 19.707.000.000
2005 22.703.000.000 13.2%
2006 27.541.000.000 17.57%
2007 21.670.000.000 -27.09%
2008 25.056.000.000 13.51%
2009 38.474.000.000 34.88%
2010 61.618.000.000 37.56%
2011 55.527.000.000 -10.97%
2012 52.124.000.000 -6.53%
2013 45.114.000.000 -15.54%
2014 40.050.000.000 -12.64%
2015 40.894.000.000 2.06%
2016 63.137.000.000 35.23%
2017 86.051.000.000 26.63%
2018 89.449.000.000 3.8%
2019 111.795.000.000 19.99%
2020 108.063.000.000 -3.45%
2021 108.407.000.000 0.32%
2022 147.911.000.000 26.71%
2023 25.733.000.000 -474.79%
2023 137.863.000.000 81.33%
2024 58.010.000.000 -137.65%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

China Pacific Insurance (Group) Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2004 619.000.000
2005 441.000.000 -40.36%
2006 597.000.000 26.13%
2007 1.495.000.000 60.07%
2008 2.945.000.000 49.24%
2009 2.005.000.000 -46.88%
2010 2.296.000.000 12.67%
2011 1.745.000.000 -31.58%
2012 3.057.000.000 42.92%
2013 3.676.000.000 16.84%
2014 3.645.000.000 -0.85%
2015 3.257.000.000 -11.91%
2016 6.079.000.000 46.42%
2017 4.218.000.000 -44.12%
2018 4.177.000.000 -0.98%
2019 3.475.000.000 -20.2%
2020 3.628.000.000 4.22%
2021 3.688.000.000 1.63%
2022 9.097.000.000 59.46%
2023 883.000.000 -930.24%
2023 3.988.000.000 77.86%
2024 428.000.000 -831.78%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

China Pacific Insurance (Group) Co., Ltd. Equity
Year Equity Growth
2004 2.659.000.000
2005 7.334.000.000 63.74%
2006 13.266.000.000 44.72%
2007 63.321.000.000 79.05%
2008 49.228.000.000 -28.63%
2009 75.673.000.000 34.95%
2010 81.551.000.000 7.21%
2011 78.055.000.000 -4.48%
2012 97.569.000.000 20%
2013 100.386.000.000 2.81%
2014 119.195.000.000 15.78%
2015 135.682.000.000 12.15%
2016 134.763.000.000 -0.68%
2017 141.119.000.000 4.5%
2018 154.048.000.000 8.39%
2019 183.320.000.000 15.97%
2020 220.835.000.000 16.99%
2021 232.405.000.000 4.98%
2022 234.128.000.000 0.74%
2023 244.402.000.000 4.2%
2023 267.704.000.000 8.7%
2024 293.656.000.000 8.84%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

China Pacific Insurance (Group) Co., Ltd. Assets
Year Assets Growth
2004 121.563.000.000
2005 161.343.000.000 24.66%
2006 203.091.000.000 20.56%
2007 309.010.000.000 34.28%
2008 319.390.000.000 3.25%
2009 397.187.000.000 19.59%
2010 475.711.000.000 16.51%
2011 570.612.000.000 16.63%
2012 681.502.000.000 16.27%
2013 723.533.000.000 5.81%
2014 825.100.000.000 12.31%
2015 923.843.000.000 10.69%
2016 1.020.692.000.000 9.49%
2017 1.171.224.000.000 12.85%
2018 1.335.959.000.000 12.33%
2019 1.528.333.000.000 12.59%
2020 1.771.004.000.000 13.7%
2021 1.946.164.000.000 9%
2022 2.176.299.000.000 10.57%
2023 2.261.382.000.000 3.76%
2023 2.343.962.000.000 3.52%
2024 2.553.488.000.000 8.21%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

China Pacific Insurance (Group) Co., Ltd. Liabilities
Year Liabilities Growth
2004 118.904.000.000
2005 154.009.000.000 22.79%
2006 189.825.000.000 18.87%
2007 245.689.000.000 22.74%
2008 270.162.000.000 9.06%
2009 321.514.000.000 15.97%
2010 394.160.000.000 18.43%
2011 492.557.000.000 19.98%
2012 583.933.000.000 15.65%
2013 623.147.000.000 6.29%
2014 705.905.000.000 11.72%
2015 788.161.000.000 10.44%
2016 885.929.000.000 11.04%
2017 1.030.105.000.000 14%
2018 1.181.911.000.000 12.84%
2019 1.345.013.000.000 12.13%
2020 1.550.169.000.000 13.23%
2021 1.713.759.000.000 9.55%
2022 1.942.171.000.000 11.76%
2023 17.342.000.000 -11099.23%
2023 31.525.000.000 44.99%
2024 2.259.832.000.000 98.6%

China Pacific Insurance (Group) Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
33.55
Net Income per Share
3.54
Price to Earning Ratio
11.51x
Price To Sales Ratio
1.09x
POCF Ratio
2.21
PFCF Ratio
2.02
Price to Book Ratio
1.47
EV to Sales
1.27
EV Over EBITDA
65.66
EV to Operating CashFlow
2.31
EV to FreeCashFlow
2.37
Earnings Yield
0.09
FreeCashFlow Yield
0.49
Market Cap
350,85 Bil.
Enterprise Value
410,33 Bil.
Graham Number
47.05
Graham NetNet
-157.35

Income Statement Metrics

Net Income per Share
3.54
Income Quality
5.22
ROE
0.13
Return On Assets
0.01
Return On Capital Employed
0
Net Income per EBT
0.88
EBT Per Ebit
6.17
Ebit per Revenue
0.02
Effective Tax Rate
0.09

Margins

Sales, General, & Administrative to Revenue
0.02
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.02
Pretax Profit Margin
0.12
Net Profit Margin
0.11

Dividends

Dividend Yield
0.03
Dividend Yield %
2.5
Payout Ratio
0.08
Dividend Per Share
1.02

Operating Metrics

Operating Cashflow per Share
18.46
Free CashFlow per Share
18.01
Capex to Operating CashFlow
0.02
Capex to Revenue
0.01
Capex to Depreciation
7.3
Return on Invested Capital
0.02
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.45

Balance Sheet

Cash per Share
77,56
Book Value per Share
30,53
Tangible Book Value per Share
29.65
Shareholders Equity per Share
27.79
Interest Debt per Share
41.9
Debt to Equity
0.41
Debt to Assets
0.04
Net Debt to EBITDA
9.52
Current Ratio
6.99
Tangible Asset Value
285,19 Bil.
Net Current Asset Value
-1.459,29 Bil.
Invested Capital
719639000000
Working Capital
685,95 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
1.005,93 Bil.
Average Inventory
0
Debt to Market Cap
0.32

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

China Pacific Insurance (Group) Co., Ltd. Dividends
Year Dividends Growth
2008 0
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 1 0%
2016 1 100%
2017 1 0%
2018 1 0%
2019 1 100%
2020 1 0%
2021 0 0%
2022 1 100%
2023 1 0%
2024 1 0%

China Pacific Insurance (Group) Co., Ltd. Profile

About China Pacific Insurance (Group) Co., Ltd.

China Pacific Insurance (Group) Co., Ltd., together with its subsidiaries, offers insurance products in the People's Republic of China. It operates through Life and Health Insurance, Property and Casualty Insurance, and Other Businesses segments. The company offers life, health, and accident insurance products, etc.; liability insurance; credit and guarantee insurance; short-term health insurance and casualty insurance; property insurance; agricultural insurance; and individual and group pension and annuity products, as well as insurance funds investment and reinsurance services. It is also involved in the management of capital and insurance funds; outsourcing of fund management; and other asset management activities, as well as provision of advisory services relating to asset management. In addition, the company is involved in the property management and construction; real estate activities; elderly service and medical consulting services; and seniors and disabled care services. It sells its products directly, as well as through insurance agents and brokers, bancassurance, telemarketing, and internet Sales. The company was founded in 1991 and is headquartered in Shanghai, the People's Republic of China.

CEO
Mr. Fan Fu
Employee
98.732
Address
No.1 South Zhongshan Road
Shanghai, 200010

China Pacific Insurance (Group) Co., Ltd. Executives & BODs

China Pacific Insurance (Group) Co., Ltd. Executives & BODs
# Name Age
1 Mr. Wei Chen
Chief Risk Officer & Acting Compliance
70
2 Mr. Weidong Zhang
Chief Internal Auditor & General Counsel
70
3 Mr. Yuhua Zhang
Director of Market Development
70
4 Mr. Yonggang Zhao
Group President & Executive Director
70
5 Mr. Xin Ma
Vice President
70
6 Mr. Shaojun Su
Joint Company Secretary
70
7 Mr. Fan Fu
Executive Chairman
70
8 Mr. Yuanhan Zhang
Chief Actuary & Chief Financial Officer
70
9 Mr. Gang Su
Chief Investment Officer
70
10 Mr. Bin Yu
Vice President
70

China Pacific Insurance (Group) Co., Ltd. Competitors