The Akita Bank, Ltd. Logo

The Akita Bank, Ltd.

8343.T

(2.0)
Stock Price

2.235,00 JPY

0.08% ROA

1.86% ROE

11.8x PER

Market Cap.

33.851.433.200,00 JPY

134.32% DER

3.64% Yield

7.59% NPM

The Akita Bank, Ltd. Stock Analysis

The Akita Bank, Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

The Akita Bank, Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.23x), the stock offers substantial upside potential at a bargain price.

2 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

3 ROE

The stock's ROE falls within an average range (2.2%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.09%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

6 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (23.050) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

7 DER

The stock is burdened with a heavy load of debt (164%), making it financially unstable and potentially risky for investors.

8 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

10 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

11 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

The Akita Bank, Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

The Akita Bank, Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

The Akita Bank, Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

The Akita Bank, Ltd. Revenue
Year Revenue Growth
2004 44.220.000.000
2005 46.856.000.000 5.63%
2006 47.282.000.000 0.9%
2007 48.519.000.000 2.55%
2008 49.114.000.000 1.21%
2009 46.982.000.000 -4.54%
2010 47.065.000.000 0.18%
2011 45.546.000.000 -3.34%
2012 46.637.000.000 2.34%
2013 40.778.000.000 -14.37%
2014 42.448.000.000 3.93%
2015 50.691.000.000 16.26%
2016 42.123.000.000 -20.34%
2017 42.965.000.000 1.96%
2018 41.207.000.000 -4.27%
2019 43.179.000.000 4.57%
2020 40.842.000.000 -5.72%
2021 37.260.000.000 -9.61%
2022 43.274.000.000 13.9%
2023 35.716.000.000 -21.16%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

The Akita Bank, Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

The Akita Bank, Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 26.679.000.000
2005 26.604.000.000 -0.28%
2006 25.960.000.000 -2.48%
2007 26.840.000.000 3.28%
2008 27.961.000.000 4.01%
2009 28.716.000.000 2.63%
2010 29.070.000.000 1.22%
2011 27.636.000.000 -5.19%
2012 26.014.000.000 -6.24%
2013 25.289.000.000 -2.87%
2014 25.536.000.000 0.97%
2015 24.123.000.000 -5.86%
2016 24.471.000.000 1.42%
2017 24.515.000.000 0.18%
2018 24.070.000.000 -1.85%
2019 23.395.000.000 -2.89%
2020 22.981.000.000 -1.8%
2021 21.938.000.000 -4.75%
2022 21.230.000.000 -3.33%
2023 21.344.000.000 0.53%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

The Akita Bank, Ltd. EBITDA
Year EBITDA Growth
2004 10.884.000.000
2005 14.936.000.000 27.13%
2006 15.944.000.000 6.32%
2007 17.092.000.000 6.72%
2008 7.379.000.000 -131.63%
2009 11.805.000.000 37.49%
2010 11.386.000.000 -3.68%
2011 12.859.000.000 11.46%
2012 10.821.000.000 -18.83%
2013 15.007.000.000 27.89%
2014 15.579.000.000 3.67%
2015 14.208.000.000 -9.65%
2016 10.429.000.000 -36.24%
2017 9.272.000.000 -12.48%
2018 -322.000.000 2979.5%
2019 -626.000.000 48.56%
2020 -172.000.000 -263.95%
2021 -126.000.000 -36.51%
2022 -292.000.000 56.85%
2023 8.956.000.000 103.26%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

The Akita Bank, Ltd. Gross Profit
Year Gross Profit Growth
2004 44.220.000.000
2005 46.856.000.000 5.63%
2006 47.282.000.000 0.9%
2007 48.519.000.000 2.55%
2008 49.114.000.000 1.21%
2009 46.982.000.000 -4.54%
2010 47.065.000.000 0.18%
2011 45.546.000.000 -3.34%
2012 46.640.000.000 2.35%
2013 40.785.000.000 -14.36%
2014 42.449.000.000 3.92%
2015 50.691.000.000 16.26%
2016 42.126.000.000 -20.33%
2017 42.978.000.000 1.98%
2018 41.207.000.000 -4.3%
2019 43.179.000.000 4.57%
2020 40.842.000.000 -5.72%
2021 37.260.000.000 -9.61%
2022 43.274.000.000 13.9%
2023 35.716.000.000 -21.16%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

The Akita Bank, Ltd. Net Profit
Year Net Profit Growth
2004 3.888.000.000
2005 4.776.000.000 18.59%
2006 4.952.000.000 3.55%
2007 3.514.000.000 -40.92%
2008 -2.102.000.000 267.17%
2009 3.513.000.000 159.83%
2010 2.652.000.000 -32.47%
2011 3.755.000.000 29.37%
2012 3.758.000.000 0.08%
2013 6.699.000.000 43.9%
2014 6.916.000.000 3.14%
2015 6.578.000.000 -5.14%
2016 4.741.000.000 -38.75%
2017 4.733.000.000 -0.17%
2018 4.142.000.000 -14.27%
2019 3.128.000.000 -32.42%
2020 2.716.000.000 -15.17%
2021 3.184.000.000 14.7%
2022 3.295.000.000 3.37%
2023 6.680.000.000 50.67%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

The Akita Bank, Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 195
2005 242 19.42%
2006 254 4.35%
2007 181 -39.78%
2008 -109 267.59%
2009 182 159.67%
2010 137 -32.12%
2011 197 30.46%
2012 199 0.51%
2013 356 44.38%
2014 373 4.3%
2015 358 -3.91%
2016 261 -37.16%
2017 264 0.76%
2018 231 -14.35%
2019 175 -32.18%
2020 152 -15.23%
2021 178 15.17%
2022 185 3.78%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

The Akita Bank, Ltd. Free Cashflow
Year Free Cashflow Growth
2004 37.453.000.000
2005 27.957.000.000 -33.97%
2006 -108.615.000.000 125.74%
2007 33.712.000.000 422.18%
2008 67.621.000.000 50.15%
2009 112.147.000.000 39.7%
2010 7.471.000.000 -1401.1%
2011 93.332.000.000 92%
2012 -61.667.000.000 251.35%
2013 103.928.000.000 159.34%
2014 101.723.000.000 -2.17%
2015 100.429.000.000 -1.29%
2016 -50.270.000.000 299.78%
2017 96.923.000.000 151.87%
2018 -97.470.000.000 199.44%
2019 77.512.000.000 225.75%
2020 210.305.000.000 63.14%
2021 201.257.000.000 -4.5%
2022 -168.200.000.000 219.65%
2023 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

The Akita Bank, Ltd. Operating Cashflow
Year Operating Cashflow Growth
2004 38.278.000.000
2005 29.402.000.000 -30.19%
2006 -106.846.000.000 127.52%
2007 35.477.000.000 401.17%
2008 71.669.000.000 50.5%
2009 113.315.000.000 36.75%
2010 12.901.000.000 -778.34%
2011 95.693.000.000 86.52%
2012 -59.654.000.000 260.41%
2013 106.305.000.000 156.12%
2014 103.865.000.000 -2.35%
2015 101.796.000.000 -2.03%
2016 -48.953.000.000 307.95%
2017 98.620.000.000 149.64%
2018 -94.679.000.000 204.16%
2019 79.333.000.000 219.34%
2020 210.896.000.000 62.38%
2021 203.306.000.000 -3.73%
2022 -167.139.000.000 221.64%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

The Akita Bank, Ltd. Capital Expenditure
Year Capital Expenditure Growth
2004 825.000.000
2005 1.445.000.000 42.91%
2006 1.769.000.000 18.32%
2007 1.765.000.000 -0.23%
2008 4.048.000.000 56.4%
2009 1.168.000.000 -246.58%
2010 5.430.000.000 78.49%
2011 2.361.000.000 -129.99%
2012 2.013.000.000 -17.29%
2013 2.377.000.000 15.31%
2014 2.142.000.000 -10.97%
2015 1.367.000.000 -56.69%
2016 1.317.000.000 -3.8%
2017 1.697.000.000 22.39%
2018 2.791.000.000 39.2%
2019 1.821.000.000 -53.27%
2020 591.000.000 -208.12%
2021 2.049.000.000 71.16%
2022 1.061.000.000 -93.12%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

The Akita Bank, Ltd. Equity
Year Equity Growth
2004 128.534.000.000
2005 135.989.000.000 5.48%
2006 141.452.000.000 3.86%
2007 128.420.000.000 -10.15%
2008 110.369.000.000 -16.36%
2009 129.920.000.000 15.05%
2010 125.494.000.000 -3.53%
2011 130.529.000.000 3.86%
2012 142.015.000.000 8.09%
2013 145.214.000.000 2.2%
2014 168.671.000.000 13.91%
2015 171.286.000.000 1.53%
2016 169.081.000.000 -1.3%
2017 178.506.000.000 5.28%
2018 178.391.000.000 -0.06%
2019 165.829.000.000 -7.58%
2020 176.592.000.000 6.09%
2021 167.870.000.000 -5.2%
2022 149.952.000.000 -11.95%
2023 150.947.000.000 0.66%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

The Akita Bank, Ltd. Assets
Year Assets Growth
2004 2.306.895.000.000
2005 2.229.418.000.000 -3.48%
2006 2.238.248.000.000 0.39%
2007 2.222.037.000.000 -0.73%
2008 2.273.512.000.000 2.26%
2009 2.397.547.000.000 5.17%
2010 2.449.055.000.000 2.1%
2011 2.598.840.000.000 5.76%
2012 2.602.834.000.000 0.15%
2013 2.772.671.000.000 6.13%
2014 2.883.621.000.000 3.85%
2015 2.992.961.000.000 3.65%
2016 2.980.211.000.000 -0.43%
2017 3.146.827.000.000 5.29%
2018 3.024.615.000.000 -4.04%
2019 3.030.786.000.000 0.2%
2020 3.488.741.000.000 13.13%
2021 3.665.682.000.000 4.83%
2022 3.526.176.000.000 -3.96%
2023 3.589.604.000.000 1.77%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

The Akita Bank, Ltd. Liabilities
Year Liabilities Growth
2004 2.173.660.000.000
2005 2.088.853.000.000 -4.06%
2006 2.092.066.000.000 0.15%
2007 2.089.698.000.000 -0.11%
2008 2.159.202.000.000 3.22%
2009 2.263.105.000.000 4.59%
2010 2.318.738.000.000 2.4%
2011 2.463.176.000.000 5.86%
2012 2.455.452.000.000 -0.31%
2013 2.621.886.000.000 6.35%
2014 2.709.180.000.000 3.22%
2015 2.815.741.000.000 3.78%
2016 2.804.954.000.000 -0.38%
2017 2.968.321.000.000 5.5%
2018 2.846.224.000.000 -4.29%
2019 2.864.957.000.000 0.65%
2020 3.312.149.000.000 13.5%
2021 3.497.812.000.000 5.31%
2022 3.376.224.000.000 -3.6%
2023 201.802.000.000 -1573.04%

The Akita Bank, Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
2243.51
Net Income per Share
163.08
Price to Earning Ratio
11.8x
Price To Sales Ratio
0.86x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
0.23
EV to Sales
-13.5
EV Over EBITDA
-172.28
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0.08
FreeCashFlow Yield
0
Market Cap
33,85 Bil.
Enterprise Value
-534,25 Bil.
Graham Number
5589.91
Graham NetNet
32201.45

Income Statement Metrics

Net Income per Share
163.08
Income Quality
0
ROE
0.02
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.72
EBT Per Ebit
1
Ebit per Revenue
0.11
Effective Tax Rate
0.28

Margins

Sales, General, & Administrative to Revenue
0.54
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.11
Pretax Profit Margin
0.11
Net Profit Margin
0.08

Dividends

Dividend Yield
0.04
Dividend Yield %
3.64
Payout Ratio
0
Dividend Per Share
70

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.01
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
43.640,18
Book Value per Share
8.515,98
Tangible Book Value per Share
192030.5
Shareholders Equity per Share
8515.98
Interest Debt per Share
11552.2
Debt to Equity
1.34
Debt to Assets
0.06
Net Debt to EBITDA
-183.2
Current Ratio
0
Tangible Asset Value
3.386,80 Bil.
Net Current Asset Value
568,10 Bil.
Invested Capital
1.34
Working Capital
769,90 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
5.96

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

The Akita Bank, Ltd. Dividends
Year Dividends Growth
2001 5
2002 5 0%
2003 5 0%
2004 5 0%
2005 5 0%
2006 6 16.67%
2007 6 0%
2008 6 0%
2009 6 0%
2010 4 -50%
2011 6 33.33%
2012 6 0%
2013 6 0%
2014 6 0%
2015 6 0%
2016 7 14.29%
2017 4 -133.33%
2018 70 95.71%
2019 40 -75%
2020 40 0%
2021 70 42.86%
2022 70 0%
2023 35 -100%

The Akita Bank, Ltd. Profile

About The Akita Bank, Ltd.

The Akita Bank, Ltd. provides banking and other financial services in Japan. It offers current, ordinary, savings, time, and other deposits, as well as installment savings and deposits at notice. The company also provides loans and credit cards, as well as guarantee, leasing, and consulting services. As of March 31, 2021, it operated through a network of 98 branches. The Akita Bank, Ltd. was founded in 1879 and is headquartered in Akita, Japan.

CEO
Mr. Akihiro Araya
Employee
1.267
Address
2-1, Sanno 3-Chome
Akita, 010-8655

The Akita Bank, Ltd. Executives & BODs

The Akita Bank, Ltd. Executives & BODs
# Name Age
1 Mr. Hiroyoshi Miura
Managing Executive Officer & Director
70
2 Mr. Kosuke Ashida
Senior Managing Executive Officer & Director
70
3 Mr. Chikara Miura
Managing Executive Officer & Director
70
4 Mr. Tsuyoshi Minakawa
Senior Managing Executive Officer & Director
70
5 Mr. Akihiro Araya
President & Representative Director
70
6 Mr. Masahiro Haraoka
Executive Officer & GM of Human Resources Department
70
7 Mr. . Goto
IR Contact
70

The Akita Bank, Ltd. Competitors