The Shikoku Bank, Ltd. Logo

The Shikoku Bank, Ltd.

8387.T

(2.2)
Stock Price

1.092,00 JPY

0.22% ROA

4.58% ROE

5.36x PER

Market Cap.

39.622.168.700,00 JPY

63.83% DER

4.47% Yield

15.64% NPM

The Shikoku Bank, Ltd. Stock Analysis

The Shikoku Bank, Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

The Shikoku Bank, Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.28x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

3 ROE

ROE in an average range (3.78%) suggests satisfactory profitability and decent utilization of shareholders' equity.

4 ROA

The stock's ROA (0.15%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

6 Dividend

Investors can take comfort in the fact that the company has consistently distributed dividends over the past three years, demonstrating a commitment to rewarding shareholders.

7 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (15.034) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 DER

The company has a high debt to equity ratio (137%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

9 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

10 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

11 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

The Shikoku Bank, Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

The Shikoku Bank, Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Hold

The Shikoku Bank, Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

The Shikoku Bank, Ltd. Revenue
Year Revenue Growth
2005 60.500.000.000
2006 51.563.000.000 -17.33%
2007 48.531.000.000 -6.25%
2008 43.102.000.000 -12.6%
2009 42.600.000.000 -1.18%
2010 44.375.000.000 4%
2011 42.814.000.000 -3.65%
2012 44.140.000.000 3%
2013 40.333.000.000 -9.44%
2014 39.666.000.000 -1.68%
2015 42.097.000.000 5.77%
2016 44.283.000.000 4.94%
2017 40.860.000.000 -8.38%
2018 39.352.000.000 -3.83%
2019 36.800.000.000 -6.93%
2020 36.992.000.000 0.52%
2021 38.924.000.000 4.96%
2022 56.477.000.000 31.08%
2023 43.388.000.000 -30.17%
2023 51.600.000.000 15.91%
2024 48.256.000.000 -6.93%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

The Shikoku Bank, Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

The Shikoku Bank, Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 0
2006 0 0%
2007 30.705.000.000 100%
2008 29.928.000.000 -2.6%
2009 28.089.000.000 -6.55%
2010 28.805.000.000 2.49%
2011 28.621.000.000 -0.64%
2012 27.036.000.000 -5.86%
2013 26.362.000.000 -2.56%
2014 25.614.000.000 -2.92%
2015 24.893.000.000 -2.9%
2016 24.940.000.000 0.19%
2017 24.920.000.000 -0.08%
2018 24.608.000.000 -1.27%
2019 24.039.000.000 -2.37%
2020 24.066.000.000 0.11%
2021 22.884.000.000 -5.17%
2022 22.353.000.000 -2.38%
2023 23.272.000.000 3.95%
2023 23.025.000.000 -1.07%
2024 23.216.000.000 0.82%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

The Shikoku Bank, Ltd. EBITDA
Year EBITDA Growth
2005 11.982.000.000
2006 16.141.000.000 25.77%
2007 15.643.000.000 -3.18%
2008 -13.876.000.000 212.73%
2009 12.497.000.000 211.03%
2010 11.187.000.000 -11.71%
2011 10.856.000.000 -3.05%
2012 13.391.000.000 18.93%
2013 15.412.000.000 13.11%
2014 14.065.000.000 -9.58%
2015 15.521.000.000 9.38%
2016 16.689.000.000 7%
2017 15.594.000.000 -7.02%
2018 9.018.000.000 -72.92%
2019 3.722.000.000 -142.29%
2020 9.336.000.000 60.13%
2021 10.522.000.000 11.27%
2022 7.888.000.000 -33.39%
2023 12.728.000.000 38.03%
2023 -67.000.000 19097.01%
2024 -4.000.000 -1575%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

The Shikoku Bank, Ltd. Gross Profit
Year Gross Profit Growth
2005 60.500.000.000
2006 51.563.000.000 -17.33%
2007 48.531.000.000 -6.25%
2008 43.102.000.000 -12.6%
2009 42.600.000.000 -1.18%
2010 44.375.000.000 4%
2011 42.814.000.000 -3.65%
2012 45.375.000.000 5.64%
2013 41.504.000.000 -9.33%
2014 40.589.000.000 -2.25%
2015 42.840.000.000 5.25%
2016 45.470.000.000 5.78%
2017 41.710.000.000 -9.01%
2018 39.352.000.000 -5.99%
2019 36.800.000.000 -6.93%
2020 36.992.000.000 0.52%
2021 38.924.000.000 4.96%
2022 56.477.000.000 31.08%
2023 43.388.000.000 -30.17%
2023 48.491.000.000 10.52%
2024 48.552.000.000 0.13%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

The Shikoku Bank, Ltd. Net Profit
Year Net Profit Growth
2005 4.832.000.000
2006 5.415.000.000 10.77%
2007 3.574.000.000 -51.51%
2008 -21.616.000.000 116.53%
2009 4.462.000.000 584.45%
2010 3.956.000.000 -12.79%
2011 1.987.000.000 -99.09%
2012 4.093.000.000 51.45%
2013 6.835.000.000 40.12%
2014 5.867.000.000 -16.5%
2015 6.350.000.000 7.61%
2016 8.869.000.000 28.4%
2017 7.157.000.000 -23.92%
2018 6.221.000.000 -15.05%
2019 3.096.000.000 -100.94%
2020 6.641.000.000 53.38%
2021 7.945.000.000 16.41%
2022 5.549.000.000 -43.18%
2023 8.956.000.000 38.04%
2023 7.285.000.000 -22.94%
2024 7.808.000.000 6.7%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

The Shikoku Bank, Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 111
2006 125 11.29%
2007 82 -51.22%
2008 -500 116.43%
2009 103 584.47%
2010 92 -13.19%
2011 46 -97.83%
2012 95 51.06%
2013 158 40.51%
2014 136 -17.04%
2015 147 7.53%
2016 206 28.78%
2017 167 -22.75%
2018 146 -15.17%
2019 73 -101.39%
2020 157 53.85%
2021 191 18.32%
2022 133 -43.61%
2023 0 0%
2023 175 100%
2024 187 6.95%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

The Shikoku Bank, Ltd. Free Cashflow
Year Free Cashflow Growth
2005 -44.111.000.000
2006 7.448.000.000 692.25%
2007 -3.422.000.000 317.65%
2008 -25.718.000.000 86.69%
2009 141.498.000.000 118.18%
2010 55.415.000.000 -155.34%
2011 56.700.000.000 2.27%
2012 83.814.000.000 32.35%
2013 83.917.000.000 0.12%
2014 77.699.000.000 -8%
2015 -31.600.000.000 345.88%
2016 69.371.000.000 145.55%
2017 -47.190.000.000 247%
2018 -61.092.000.000 22.76%
2019 -96.940.000.000 36.98%
2020 223.079.000.000 143.46%
2021 296.820.000.000 24.84%
2022 -364.035.000.000 181.54%
2023 24.649.000.000 1576.88%
2023 0 0%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

The Shikoku Bank, Ltd. Operating Cashflow
Year Operating Cashflow Growth
2005 -42.842.000.000
2006 9.340.000.000 558.69%
2007 -424.000.000 2302.83%
2008 -23.223.000.000 98.17%
2009 144.655.000.000 116.05%
2010 60.260.000.000 -140.05%
2011 58.354.000.000 -3.27%
2012 85.340.000.000 31.62%
2013 85.668.000.000 0.38%
2014 80.010.000.000 -7.07%
2015 -29.236.000.000 373.67%
2016 72.794.000.000 140.16%
2017 -43.861.000.000 265.97%
2018 -58.915.000.000 25.55%
2019 -95.552.000.000 38.34%
2020 224.249.000.000 142.61%
2021 299.231.000.000 25.06%
2022 -362.234.000.000 182.61%
2023 26.643.000.000 1459.58%
2023 0 0%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

The Shikoku Bank, Ltd. Capital Expenditure
Year Capital Expenditure Growth
2005 1.269.000.000
2006 1.892.000.000 32.93%
2007 2.998.000.000 36.89%
2008 2.495.000.000 -20.16%
2009 3.157.000.000 20.97%
2010 4.845.000.000 34.84%
2011 1.654.000.000 -192.93%
2012 1.526.000.000 -8.39%
2013 1.751.000.000 12.85%
2014 2.311.000.000 24.23%
2015 2.364.000.000 2.24%
2016 3.423.000.000 30.94%
2017 3.329.000.000 -2.82%
2018 2.177.000.000 -52.92%
2019 1.388.000.000 -56.84%
2020 1.170.000.000 -18.63%
2021 2.411.000.000 51.47%
2022 1.801.000.000 -33.87%
2023 1.994.000.000 9.68%
2023 0 0%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

The Shikoku Bank, Ltd. Equity
Year Equity Growth
2005 121.868.000.000
2006 122.861.000.000 0.81%
2007 108.877.000.000 -12.84%
2008 77.480.000.000 -40.52%
2009 97.507.000.000 20.54%
2010 97.413.000.000 -0.1%
2011 102.553.000.000 5.01%
2012 111.522.000.000 8.04%
2013 118.056.000.000 5.53%
2014 135.927.000.000 13.15%
2015 138.136.000.000 1.6%
2016 139.464.000.000 0.95%
2017 147.912.000.000 5.71%
2018 148.039.000.000 0.09%
2019 138.001.000.000 -7.27%
2020 158.536.000.000 12.95%
2021 154.620.000.000 -2.53%
2022 149.958.000.000 -3.11%
2023 168.229.000.000 10.86%
2023 154.819.000.000 -8.66%
2024 164.742.000.000 6.02%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

The Shikoku Bank, Ltd. Assets
Year Assets Growth
2005 2.480.830.000.000
2006 2.467.716.000.000 -0.53%
2007 2.446.325.000.000 -0.87%
2008 2.429.334.000.000 -0.7%
2009 2.547.544.000.000 4.64%
2010 2.553.996.000.000 0.25%
2011 2.615.430.000.000 2.35%
2012 2.704.941.000.000 3.31%
2013 2.813.217.000.000 3.85%
2014 2.948.369.000.000 4.58%
2015 2.935.226.000.000 -0.45%
2016 3.042.700.000.000 3.53%
2017 3.027.431.000.000 -0.5%
2018 3.078.883.000.000 1.67%
2019 2.997.845.000.000 -2.7%
2020 3.330.943.000.000 10%
2021 3.632.696.000.000 8.31%
2022 3.324.626.000.000 -9.27%
2023 3.309.612.000.000 -0.45%
2023 3.274.479.000.000 -1.07%
2024 3.428.960.000.000 4.51%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

The Shikoku Bank, Ltd. Liabilities
Year Liabilities Growth
2005 2.358.962.000.000
2006 2.344.855.000.000 -0.6%
2007 2.337.448.000.000 -0.32%
2008 2.351.854.000.000 0.61%
2009 2.450.037.000.000 4.01%
2010 2.456.583.000.000 0.27%
2011 2.512.877.000.000 2.24%
2012 2.593.419.000.000 3.11%
2013 2.695.161.000.000 3.77%
2014 2.812.442.000.000 4.17%
2015 2.797.090.000.000 -0.55%
2016 2.903.236.000.000 3.66%
2017 2.879.519.000.000 -0.82%
2018 2.930.844.000.000 1.75%
2019 2.859.844.000.000 -2.48%
2020 3.172.407.000.000 9.85%
2021 3.478.076.000.000 8.79%
2022 42.233.000.000 -8135.45%
2023 3.141.383.000.000 98.66%
2023 6.619.000.000 -47360.08%
2024 83.158.000.000 92.04%

The Shikoku Bank, Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
1133.56
Net Income per Share
177.33
Price to Earning Ratio
5.36x
Price To Sales Ratio
0.84x
POCF Ratio
20.95
PFCF Ratio
20.92
Price to Book Ratio
0.24
EV to Sales
-2.06
EV Over EBITDA
-18.18
EV to Operating CashFlow
-51.47
EV to FreeCashFlow
-51.47
Earnings Yield
0.19
FreeCashFlow Yield
0.05
Market Cap
39,62 Bil.
Enterprise Value
-97,48 Bil.
Graham Number
3965.61
Graham NetNet
3282.96

Income Statement Metrics

Net Income per Share
177.33
Income Quality
0.26
ROE
0.05
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.69
EBT Per Ebit
1
Ebit per Revenue
0.23
Effective Tax Rate
0.31

Margins

Sales, General, & Administrative to Revenue
0.49
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.99
Operating Profit Margin
0.23
Pretax Profit Margin
0.23
Net Profit Margin
0.16

Dividends

Dividend Yield
0.04
Dividend Yield %
4.47
Payout Ratio
0
Dividend Per Share
42.5

Operating Metrics

Operating Cashflow per Share
45.35
Free CashFlow per Share
45.35
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.03
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
5.274,15
Book Value per Share
80.114,13
Tangible Book Value per Share
80064.57
Shareholders Equity per Share
3941.34
Interest Debt per Share
2550.99
Debt to Equity
0.64
Debt to Assets
0.03
Net Debt to EBITDA
-25.57
Current Ratio
8.42
Tangible Asset Value
3.343,73 Bil.
Net Current Asset Value
137,11 Bil.
Invested Capital
230117000000
Working Capital
194,11 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
2.65

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

The Shikoku Bank, Ltd. Dividends
Year Dividends Growth
2001 5
2002 5 0%
2003 5 0%
2004 5 0%
2005 5 0%
2006 5 0%
2007 6 0%
2008 4 -66.67%
2009 6 40%
2010 6 0%
2011 6 0%
2012 6 0%
2013 6 0%
2014 6 16.67%
2015 6 0%
2016 6 0%
2017 4 -100%
2018 20 85%
2019 30 33.33%
2020 30 0%
2021 30 0%
2022 43 28.57%
2023 35 -20%
2024 43 16.67%
2025 0 0%

The Shikoku Bank, Ltd. Profile

About The Shikoku Bank, Ltd.

The Shikoku Bank, Ltd. provides various commercial banking products and services for individual and corporate customers in Japan. The company offers time, property accumulation, and foreign currency deposits; guaranteed, mortgages, card, owner's, education, car, purpose, remodeling, pension free, proxy and syndicated, and unoccupied house demolition support loans; loan simulation; and factoring services, as well as prepaid, credit, and cash cards. It also provides personal annuity, and life and pet insurance products; government and private placement bonds; payroll, foreign remittance, payment, trust, management consultation, merger and acquisition intermediary support, business succession, financial diagnostic, grant diagnostic, and farm banking services; and safe deposit boxes, as well as Internet banking services. The company was formerly known as Koichi Bank, Ltd. and changed its name to The Shikoku Bank, Ltd. in 1923. The Shikoku Bank, Ltd. was incorporated in 1878 and is headquartered in Kochi, Japan.

CEO
Mr. Tatsuji Kobayashi
Employee
1.263
Address
1-1-1 Minamiharimayacho
Kochi, 780-8605

The Shikoku Bank, Ltd. Executives & BODs

The Shikoku Bank, Ltd. Executives & BODs
# Name Age
1 Mr. Masahiko Suka
MD, GM of Tokushima Sales Headquarters & Director
70
2 Mr. Masato Hashitani
MD, GM of Sales Supervision Department & Director
70
3 Mr. Isao Shiraishi
MD, GM of Credit Department & Director
70
4 Mr. Tatsuji Kobayashi
President & Representative Director
70
5 Mr. Noriyuki Kuroshita
GM of Head Office Sales Department
70
6 Mr. Yohei Kinoshi
IR contact
70

The Shikoku Bank, Ltd. Competitors