The Hyakujushi Bank, Ltd. Logo

The Hyakujushi Bank, Ltd.

8386.T

(2.2)
Stock Price

2.514,00 JPY

0.14% ROA

3.14% ROE

8.5x PER

Market Cap.

68.479.206.400,00 JPY

208.71% DER

3.13% Yield

14.9% NPM

The Hyakujushi Bank, Ltd. Stock Analysis

The Hyakujushi Bank, Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

The Hyakujushi Bank, Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.28x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Assets Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

3 ROE

The stock's ROE falls within an average range (3.51%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.17%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

6 Dividend

The company's track record of consistently paying dividends in the last three years highlights its dedication to providing investors with regular income.

7 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (35.567) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 DER

The stock is burdened with a heavy load of debt (205%), making it financially unstable and potentially risky for investors.

9 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

10 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

11 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

The Hyakujushi Bank, Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

The Hyakujushi Bank, Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Sell
3 RSI Hold
4 Stoch RSI Hold

The Hyakujushi Bank, Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

The Hyakujushi Bank, Ltd. Revenue
Year Revenue Growth
2004 78.603.000.000
2005 72.500.000.000 -8.42%
2006 72.236.000.000 -0.37%
2007 73.648.000.000 1.92%
2008 70.052.000.000 -5.13%
2009 73.200.000.000 4.3%
2010 71.449.000.000 -2.45%
2011 70.867.000.000 -0.82%
2012 67.464.000.000 -5.04%
2013 69.631.000.000 3.11%
2014 67.202.000.000 -3.61%
2015 72.568.000.000 7.39%
2016 80.331.000.000 9.66%
2017 70.688.000.000 -13.64%
2018 65.709.000.000 -7.58%
2019 67.078.000.000 2.04%
2020 62.564.000.000 -7.22%
2021 67.258.000.000 6.98%
2022 73.512.000.000 8.51%
2023 60.852.000.000 -20.8%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

The Hyakujushi Bank, Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

The Hyakujushi Bank, Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 49.238.000.000
2005 48.388.000.000 -1.76%
2006 47.899.000.000 -1.02%
2007 48.385.000.000 1%
2008 41.608.000.000 -16.29%
2009 41.433.000.000 -0.42%
2010 41.586.000.000 0.37%
2011 42.334.000.000 1.77%
2012 40.169.000.000 -5.39%
2013 40.253.000.000 0.21%
2014 40.108.000.000 -0.36%
2015 38.922.000.000 -3.05%
2016 39.744.000.000 2.07%
2017 39.299.000.000 -1.13%
2018 37.625.000.000 -4.45%
2019 36.972.000.000 -1.77%
2020 37.046.000.000 0.2%
2021 35.204.000.000 -5.23%
2022 34.215.000.000 -2.89%
2023 33.564.000.000 -1.94%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

The Hyakujushi Bank, Ltd. EBITDA
Year EBITDA Growth
2004 26.388.000.000
2005 45.112.000.000 41.51%
2006 42.400.000.000 -6.4%
2007 42.797.000.000 0.93%
2008 12.351.000.000 -246.51%
2009 20.891.000.000 40.88%
2010 17.387.000.000 -20.15%
2011 20.586.000.000 15.54%
2012 16.534.000.000 -24.51%
2013 27.430.000.000 39.72%
2014 23.563.000.000 -16.41%
2015 26.421.000.000 10.82%
2016 25.864.000.000 -2.15%
2017 23.467.000.000 -10.21%
2018 8.698.000.000 -169.8%
2019 10.966.000.000 20.68%
2020 5.111.000.000 -114.56%
2021 15.038.000.000 66.01%
2022 13.208.000.000 -13.86%
2023 6.464.000.000 -104.33%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

The Hyakujushi Bank, Ltd. Gross Profit
Year Gross Profit Growth
2004 78.603.000.000
2005 72.500.000.000 -8.42%
2006 72.236.000.000 -0.37%
2007 73.648.000.000 1.92%
2008 70.052.000.000 -5.13%
2009 73.200.000.000 4.3%
2010 71.449.000.000 -2.45%
2011 70.867.000.000 -0.82%
2012 68.785.000.000 -3.03%
2013 72.441.000.000 5.05%
2014 69.584.000.000 -4.11%
2015 73.733.000.000 5.63%
2016 81.506.000.000 9.54%
2017 71.463.000.000 -14.05%
2018 65.709.000.000 -8.76%
2019 67.078.000.000 2.04%
2020 62.564.000.000 -7.22%
2021 67.258.000.000 6.98%
2022 73.512.000.000 8.51%
2023 60.852.000.000 -20.8%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

The Hyakujushi Bank, Ltd. Net Profit
Year Net Profit Growth
2004 6.504.000.000
2005 17.450.000.000 62.73%
2006 14.263.000.000 -22.34%
2007 10.556.000.000 -35.12%
2008 -1.876.000.000 662.69%
2009 5.371.000.000 134.93%
2010 5.209.000.000 -3.11%
2011 5.813.000.000 10.39%
2012 5.851.000.000 0.65%
2013 11.230.000.000 47.9%
2014 8.957.000.000 -25.38%
2015 11.632.000.000 23%
2016 9.645.000.000 -20.6%
2017 10.227.000.000 5.69%
2018 5.584.000.000 -83.15%
2019 7.715.000.000 27.62%
2020 2.565.000.000 -200.78%
2021 11.702.000.000 78.08%
2022 9.172.000.000 -27.58%
2023 4.868.000.000 -88.41%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

The Hyakujushi Bank, Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 205
2005 554 63.18%
2006 458 -20.96%
2007 342 -33.92%
2008 -61 670%
2009 174 134.48%
2010 169 -2.96%
2011 189 10.58%
2012 193 1.56%
2013 372 48.25%
2014 298 -24.5%
2015 391 23.59%
2016 326 -19.63%
2017 346 5.78%
2018 189 -83.07%
2019 261 27.59%
2020 87 -203.49%
2021 397 78.28%
2022 316 -25.71%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

The Hyakujushi Bank, Ltd. Free Cashflow
Year Free Cashflow Growth
2004 40.743.000.000
2005 -53.146.000.000 176.66%
2006 -2.366.000.000 -2146.24%
2007 12.823.000.000 118.45%
2008 155.663.000.000 91.76%
2009 130.329.000.000 -19.44%
2010 -36.621.000.000 455.89%
2011 160.654.000.000 122.79%
2012 3.379.000.000 -4654.48%
2013 220.789.000.000 98.47%
2014 -5.858.000.000 3869.02%
2015 118.832.000.000 104.93%
2016 194.207.000.000 38.81%
2017 -236.320.000.000 182.18%
2018 149.471.000.000 258.1%
2019 72.031.000.000 -107.51%
2020 213.527.000.000 66.27%
2021 251.241.000.000 15.01%
2022 -154.657.000.000 262.45%
2023 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

The Hyakujushi Bank, Ltd. Operating Cashflow
Year Operating Cashflow Growth
2004 53.819.000.000
2005 -42.956.000.000 225.29%
2006 9.788.000.000 538.86%
2007 24.702.000.000 60.38%
2008 159.747.000.000 84.54%
2009 133.612.000.000 -19.56%
2010 -28.274.000.000 572.56%
2011 165.300.000.000 117.1%
2012 7.124.000.000 -2220.33%
2013 224.701.000.000 96.83%
2014 -3.321.000.000 6866.06%
2015 121.118.000.000 102.74%
2016 197.539.000.000 38.69%
2017 -233.047.000.000 184.76%
2018 153.020.000.000 252.3%
2019 74.580.000.000 -105.18%
2020 216.353.000.000 65.53%
2021 253.921.000.000 14.8%
2022 -152.153.000.000 266.89%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

The Hyakujushi Bank, Ltd. Capital Expenditure
Year Capital Expenditure Growth
2004 13.076.000.000
2005 10.190.000.000 -28.32%
2006 12.154.000.000 16.16%
2007 11.879.000.000 -2.32%
2008 4.084.000.000 -190.87%
2009 3.283.000.000 -24.4%
2010 8.347.000.000 60.67%
2011 4.646.000.000 -79.66%
2012 3.745.000.000 -24.06%
2013 3.912.000.000 4.27%
2014 2.537.000.000 -54.2%
2015 2.286.000.000 -10.98%
2016 3.332.000.000 31.39%
2017 3.273.000.000 -1.8%
2018 3.549.000.000 7.78%
2019 2.549.000.000 -39.23%
2020 2.826.000.000 9.8%
2021 2.680.000.000 -5.45%
2022 2.504.000.000 -7.03%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

The Hyakujushi Bank, Ltd. Equity
Year Equity Growth
2004 188.872.000.000
2005 229.494.000.000 17.7%
2006 250.686.000.000 8.45%
2007 226.974.000.000 -10.45%
2008 190.734.000.000 -19%
2009 210.819.000.000 9.53%
2010 205.200.000.000 -2.74%
2011 212.202.000.000 3.3%
2012 235.097.000.000 9.74%
2013 239.928.000.000 2.01%
2014 277.891.000.000 13.66%
2015 263.838.000.000 -5.33%
2016 277.039.000.000 4.77%
2017 303.603.000.000 8.75%
2018 286.574.000.000 -5.94%
2019 249.829.000.000 -14.71%
2020 291.697.000.000 14.35%
2021 284.334.000.000 -2.59%
2022 281.097.000.000 -1.15%
2023 292.111.000.000 3.77%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

The Hyakujushi Bank, Ltd. Assets
Year Assets Growth
2004 3.480.313.000.000
2005 3.556.002.000.000 2.13%
2006 3.641.553.000.000 2.35%
2007 3.681.925.000.000 1.1%
2008 3.828.961.000.000 3.84%
2009 3.844.792.000.000 0.41%
2010 3.862.071.000.000 0.45%
2011 4.018.896.000.000 3.9%
2012 4.134.329.000.000 2.79%
2013 4.493.211.000.000 7.99%
2014 4.615.105.000.000 2.64%
2015 4.719.661.000.000 2.22%
2016 4.926.538.000.000 4.2%
2017 4.777.061.000.000 -3.13%
2018 4.895.624.000.000 2.42%
2019 4.953.946.000.000 1.18%
2020 5.375.569.000.000 7.84%
2021 5.747.266.000.000 6.47%
2022 5.809.359.000.000 1.07%
2023 5.753.159.000.000 -0.98%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

The Hyakujushi Bank, Ltd. Liabilities
Year Liabilities Growth
2004 3.289.542.000.000
2005 3.323.682.000.000 1.03%
2006 3.386.404.000.000 1.85%
2007 3.439.960.000.000 1.56%
2008 3.624.572.000.000 5.09%
2009 3.619.360.000.000 -0.14%
2010 3.641.669.000.000 0.61%
2011 3.791.042.000.000 3.94%
2012 3.882.908.000.000 2.37%
2013 4.236.363.000.000 8.34%
2014 4.319.631.000.000 1.93%
2015 4.437.633.000.000 2.66%
2016 4.633.412.000.000 4.23%
2017 4.473.458.000.000 -3.58%
2018 4.609.050.000.000 2.94%
2019 4.704.117.000.000 2.02%
2020 5.083.872.000.000 7.47%
2021 5.462.932.000.000 6.94%
2022 624.432.000.000 -774.86%
2023 609.672.000.000 -2.42%

The Hyakujushi Bank, Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
2224.84
Net Income per Share
282.16
Price to Earning Ratio
8.5x
Price To Sales Ratio
1.06x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
0.24
EV to Sales
-4.42
EV Over EBITDA
-24.11
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0.12
FreeCashFlow Yield
0
Market Cap
68,48 Bil.
Enterprise Value
-284,17 Bil.
Graham Number
8007.96
Graham NetNet
12194.37

Income Statement Metrics

Net Income per Share
282.16
Income Quality
0
ROE
0.03
Return On Assets
0
Return On Capital Employed
0.01
Net Income per EBT
0.7
EBT Per Ebit
1
Ebit per Revenue
0.21
Effective Tax Rate
0.3

Margins

Sales, General, & Administrative to Revenue
0.53
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.21
Pretax Profit Margin
0.21
Net Profit Margin
0.15

Dividends

Dividend Yield
0.03
Dividend Yield %
3.13
Payout Ratio
0
Dividend Per Share
75

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.01
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
33.276,18
Book Value per Share
10.100,89
Tangible Book Value per Share
177856.35
Shareholders Equity per Share
10100.89
Interest Debt per Share
21516.78
Debt to Equity
2.09
Debt to Assets
0.11
Net Debt to EBITDA
-29.92
Current Ratio
0
Tangible Asset Value
5.139,22 Bil.
Net Current Asset Value
352,65 Bil.
Invested Capital
2.09
Working Capital
962,33 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
8.9

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

The Hyakujushi Bank, Ltd. Dividends
Year Dividends Growth
2001 6
2002 6 0%
2003 6 0%
2004 6 0%
2005 6 0%
2006 6 0%
2007 6 0%
2008 5 -50%
2009 7 42.86%
2010 7 0%
2011 7 0%
2012 7 0%
2013 7 0%
2014 7 0%
2015 8 0%
2016 8 12.5%
2017 8 0%
2018 4 -100%
2019 45 91.11%
2020 80 43.75%
2021 60 -33.33%
2022 75 20%
2023 75 0%
2024 0 0%

The Hyakujushi Bank, Ltd. Profile

About The Hyakujushi Bank, Ltd.

The Hyakujushi Bank, Ltd. primarily engages in banking activities in Japan. It operates through two segments, Banking and Leasing. The Banking segment provides deposits, loans, and foreign currency exchange services; and marketable securities and related investment services. The Leasing segment engages in leasing and other operations. As of March 31, 2021, it operated 129 offices, including 99 branches, 21 sub-branches, 5 quick square, and 4 consulting plazas. The company was founded in 1878 and is headquartered in Takamatsu, Japan.

CEO
Mr. Yujiro Ayada
Employee
2.179
Address
5-1 Kamei-cho
Takamatsu, 760-8574

The Hyakujushi Bank, Ltd. Executives & BODs

The Hyakujushi Bank, Ltd. Executives & BODs
# Name Age
1 Mr. Hiroshi Tsushima
Manager IR
70
2 Takaaki Higashihara
Executive Officer & Kanonji Branch Manager
70
3 Tatsuya Sakuma
Executive Officer & Manager of Corporate Planning Department
70
4 Mr. Yujiro Ayada
President, Chief Executive Officer & Representative Director
70
5 Mr. Ryohei Kagawa
Chief Compliance Officer, Deputy President & Representative Director
70
6 Hiroyuki Kondo
Executive Officer & Head of Sales
70
7 Mr. Kiichiro Oyama
Senior Managing Executive Officer & Director
70
8 Mr. Masakazu Toyoshima
Managing Executive Officer & Director
70
9 Mr. Hiroyuki Kurokawa
Managing Executive Officer & Director
70
10 Mr. Kazuhito Tada
Managing Executive Officer & Director
70

The Hyakujushi Bank, Ltd. Competitors