The Shimizu Bank, Ltd. Logo

The Shimizu Bank, Ltd.

8364.T

(1.8)
Stock Price

1.518,00 JPY

-0.19% ROA

-4.64% ROE

-4.93x PER

Market Cap.

17.190.762.597,00 JPY

155.11% DER

3.69% Yield

-14.55% NPM

The Shimizu Bank, Ltd. Stock Analysis

The Shimizu Bank, Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

The Shimizu Bank, Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.23x), the stock offers substantial upside potential at a bargain price.

2 ROE

The stock's ROE falls within an average range (1.98%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

3 ROA

The stock's ROA (0.08%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

4 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

5 Dividend

Investors can rely on the company's consistent dividend payments over the past three years, offering a steady stream of returns.

6 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (17.995) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

7 DER

The stock is burdened with a heavy load of debt (175%), making it financially unstable and potentially risky for investors.

8 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

9 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

10 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

11 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

The Shimizu Bank, Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

The Shimizu Bank, Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

The Shimizu Bank, Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

The Shimizu Bank, Ltd. Revenue
Year Revenue Growth
2005 26.354.000.000
2006 26.847.000.000 1.84%
2007 26.940.000.000 0.35%
2008 22.340.000.000 -20.59%
2009 21.731.000.000 -2.8%
2010 23.555.000.000 7.74%
2011 23.213.000.000 -1.47%
2012 23.863.000.000 2.72%
2013 24.523.000.000 2.69%
2014 23.339.000.000 -5.07%
2015 23.725.000.000 1.63%
2016 22.903.000.000 -3.59%
2017 21.658.000.000 -5.75%
2018 21.859.000.000 0.92%
2019 22.271.000.000 1.85%
2020 21.211.000.000 -5%
2021 20.899.000.000 -1.49%
2022 20.354.000.000 -2.68%
2023 18.520.000.000 -9.9%
2023 29.632.000.000 37.5%
2024 30.720.000.000 3.54%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

The Shimizu Bank, Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

The Shimizu Bank, Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 18.034.000.000
2006 17.102.000.000 -5.45%
2007 17.122.000.000 0.12%
2008 17.582.000.000 2.62%
2009 17.521.000.000 -0.35%
2010 17.635.000.000 0.65%
2011 17.569.000.000 -0.38%
2012 17.366.000.000 -1.17%
2013 17.441.000.000 0.43%
2014 17.180.000.000 -1.52%
2015 16.457.000.000 -4.39%
2016 16.409.000.000 -0.29%
2017 16.194.000.000 -1.33%
2018 16.108.000.000 -0.53%
2019 15.673.000.000 -2.78%
2020 15.488.000.000 -1.19%
2021 15.165.000.000 -2.13%
2022 15.208.000.000 0.28%
2023 15.140.000.000 -0.45%
2023 15.107.000.000 -0.22%
2024 16.624.000.000 9.13%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

The Shimizu Bank, Ltd. EBITDA
Year EBITDA Growth
2005 1.792.000.000
2006 14.129.000.000 87.32%
2007 12.307.000.000 -14.8%
2008 -1.270.000.000 1069.06%
2009 7.613.000.000 116.68%
2010 6.575.000.000 -15.79%
2011 7.241.000.000 9.2%
2012 6.417.000.000 -12.84%
2013 6.287.000.000 -2.07%
2014 8.009.000.000 21.5%
2015 7.194.000.000 -11.33%
2016 5.973.000.000 -20.44%
2017 5.133.000.000 -16.36%
2018 3.582.000.000 -43.3%
2019 -3.601.000.000 199.47%
2020 3.403.000.000 205.82%
2021 3.596.000.000 5.37%
2022 1.528.000.000 -135.34%
2023 -4.688.000.000 132.59%
2023 1.876.000.000 349.89%
2024 -20.000.000 9480%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

The Shimizu Bank, Ltd. Gross Profit
Year Gross Profit Growth
2005 26.354.000.000
2006 26.847.000.000 1.84%
2007 26.940.000.000 0.35%
2008 22.340.000.000 -20.59%
2009 21.731.000.000 -2.8%
2010 23.555.000.000 7.74%
2011 23.213.000.000 -1.47%
2012 23.863.000.000 2.72%
2013 24.523.000.000 2.69%
2014 23.339.000.000 -5.07%
2015 23.725.000.000 1.63%
2016 22.903.000.000 -3.59%
2017 21.658.000.000 -5.75%
2018 21.859.000.000 0.92%
2019 22.271.000.000 1.85%
2020 21.211.000.000 -5%
2021 20.899.000.000 -1.49%
2022 20.354.000.000 -2.68%
2023 18.520.000.000 -9.9%
2023 27.556.000.000 32.79%
2024 28.044.000.000 1.74%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

The Shimizu Bank, Ltd. Net Profit
Year Net Profit Growth
2005 -5.545.000.000
2006 3.176.000.000 274.59%
2007 1.696.000.000 -87.26%
2008 -6.285.000.000 126.98%
2009 3.449.000.000 282.23%
2010 3.037.000.000 -13.57%
2011 1.636.000.000 -85.64%
2012 2.430.000.000 32.67%
2013 2.077.000.000 -17%
2014 3.400.000.000 38.91%
2015 3.299.000.000 -3.06%
2016 2.978.000.000 -10.78%
2017 2.332.000.000 -27.7%
2018 2.521.000.000 7.5%
2019 -3.968.000.000 163.53%
2020 2.163.000.000 283.45%
2021 2.580.000.000 16.16%
2022 1.474.000.000 -75.03%
2023 -3.756.000.000 139.24%
2023 -3.301.000.000 -13.78%
2024 3.656.000.000 190.29%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

The Shimizu Bank, Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 -581
2006 319 282.7%
2007 178 -79.66%
2008 -658 126.9%
2009 361 282.27%
2010 318 -13.52%
2011 172 -85.96%
2012 255 32.68%
2013 218 -17.05%
2014 356 39.04%
2015 346 -3.19%
2016 312 -10.58%
2017 245 -27.87%
2018 226 -8.44%
2019 -343 165.79%
2020 186 283.87%
2021 223 16.22%
2022 127 -74.8%
2023 0 0%
2023 -286 100%
2024 317 190.51%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

The Shimizu Bank, Ltd. Free Cashflow
Year Free Cashflow Growth
2005 -35.287.000.000
2006 -12.026.000.000 -193.42%
2007 -22.674.000.000 46.96%
2008 -1.234.000.000 -1737.44%
2009 -29.429.000.000 95.81%
2010 130.667.000.000 122.52%
2011 -8.225.000.000 1688.66%
2012 -36.580.000.000 77.52%
2013 43.318.000.000 184.45%
2014 82.809.000.000 47.69%
2015 -126.187.000.000 165.62%
2016 86.423.000.000 246.01%
2017 -99.438.000.000 186.91%
2018 117.154.000.000 184.88%
2019 -86.797.000.000 234.97%
2020 140.675.000.000 161.7%
2021 -1.073.000.000 13210.44%
2022 57.397.000.000 101.87%
2023 -7.448.000.000 870.64%
2023 0 0%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

The Shimizu Bank, Ltd. Operating Cashflow
Year Operating Cashflow Growth
2005 -28.170.000.000
2006 -6.724.000.000 -318.95%
2007 -16.101.000.000 58.24%
2008 1.320.000.000 1319.77%
2009 -28.138.000.000 104.69%
2010 131.961.000.000 121.32%
2011 -7.595.000.000 1837.47%
2012 -35.688.000.000 78.72%
2013 43.803.000.000 181.47%
2014 83.960.000.000 47.83%
2015 -124.395.000.000 167.49%
2016 87.442.000.000 242.26%
2017 -98.863.000.000 188.45%
2018 117.615.000.000 184.06%
2019 -86.234.000.000 236.39%
2020 141.149.000.000 161.09%
2021 77.000.000 -183210.39%
2022 58.323.000.000 99.87%
2023 -6.260.000.000 1031.68%
2023 0 0%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

The Shimizu Bank, Ltd. Capital Expenditure
Year Capital Expenditure Growth
2005 7.117.000.000
2006 5.302.000.000 -34.23%
2007 6.573.000.000 19.34%
2008 2.554.000.000 -157.36%
2009 1.291.000.000 -97.83%
2010 1.294.000.000 0.23%
2011 630.000.000 -105.4%
2012 892.000.000 29.37%
2013 485.000.000 -83.92%
2014 1.151.000.000 57.86%
2015 1.792.000.000 35.77%
2016 1.019.000.000 -75.86%
2017 575.000.000 -77.22%
2018 461.000.000 -24.73%
2019 563.000.000 18.12%
2020 474.000.000 -18.78%
2021 1.150.000.000 58.78%
2022 926.000.000 -24.19%
2023 1.188.000.000 22.05%
2023 0 0%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

The Shimizu Bank, Ltd. Equity
Year Equity Growth
2005 69.047.000.000
2006 70.636.000.000 2.25%
2007 66.632.000.000 -6.01%
2008 61.461.000.000 -8.41%
2009 66.439.000.000 7.49%
2010 66.702.000.000 0.39%
2011 69.879.000.000 4.55%
2012 74.432.000.000 6.12%
2013 74.250.000.000 -0.25%
2014 80.717.000.000 8.01%
2015 80.528.000.000 -0.23%
2016 81.659.000.000 1.39%
2017 83.600.000.000 2.32%
2018 89.171.000.000 6.25%
2019 82.510.000.000 -8.07%
2020 87.068.000.000 5.23%
2021 82.568.000.000 -5.45%
2022 75.157.000.000 -9.86%
2023 72.395.000.000 -3.82%
2023 79.930.000.000 9.43%
2024 78.421.000.000 -1.92%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

The Shimizu Bank, Ltd. Assets
Year Assets Growth
2005 1.281.556.000.000
2006 1.314.011.000.000 2.47%
2007 1.303.711.000.000 -0.79%
2008 1.334.308.000.000 2.29%
2009 1.353.833.000.000 1.44%
2010 1.416.408.000.000 4.42%
2011 1.408.745.000.000 -0.54%
2012 1.488.023.000.000 5.33%
2013 1.494.830.000.000 0.46%
2014 1.591.910.000.000 6.1%
2015 1.483.918.000.000 -7.28%
2016 1.590.062.000.000 6.68%
2017 1.510.013.000.000 -5.3%
2018 1.656.759.000.000 8.86%
2019 1.596.871.000.000 -3.75%
2020 1.795.397.000.000 11.06%
2021 1.808.806.000.000 0.74%
2022 1.889.075.000.000 4.25%
2023 1.781.193.000.000 -6.06%
2023 1.755.862.000.000 -1.44%
2024 1.852.512.000.000 5.22%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

The Shimizu Bank, Ltd. Liabilities
Year Liabilities Growth
2005 1.212.509.000.000
2006 1.243.375.000.000 2.48%
2007 1.237.079.000.000 -0.51%
2008 1.272.847.000.000 2.81%
2009 1.287.394.000.000 1.13%
2010 1.349.706.000.000 4.62%
2011 1.338.866.000.000 -0.81%
2012 1.413.591.000.000 5.29%
2013 1.420.580.000.000 0.49%
2014 1.511.193.000.000 6%
2015 1.403.390.000.000 -7.68%
2016 1.508.403.000.000 6.96%
2017 1.426.411.000.000 -5.75%
2018 1.567.588.000.000 9.01%
2019 1.514.361.000.000 -3.51%
2020 1.708.329.000.000 11.35%
2021 1.726.238.000.000 1.04%
2022 176.920.000.000 -875.72%
2023 118.508.000.000 -49.29%
2023 1.675.932.000.000 92.93%
2024 119.254.000.000 -1305.35%

The Shimizu Bank, Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
2074.71
Net Income per Share
-301.84
Price to Earning Ratio
-4.93x
Price To Sales Ratio
0.71x
POCF Ratio
18.63
PFCF Ratio
18.52
Price to Book Ratio
0.22
EV to Sales
-5.65
EV Over EBITDA
-73.04
EV to Operating CashFlow
-146.56
EV to FreeCashFlow
-146.56
Earnings Yield
-0.2
FreeCashFlow Yield
0.05
Market Cap
17,19 Bil.
Enterprise Value
-136,01 Bil.
Graham Number
6705.55
Graham NetNet
13192.88

Income Statement Metrics

Net Income per Share
-301.84
Income Quality
-0.26
ROE
-0.05
Return On Assets
-0
Return On Capital Employed
-0
Net Income per EBT
0.8
EBT Per Ebit
1.04
Ebit per Revenue
-0.18
Effective Tax Rate
0.21

Margins

Sales, General, & Administrative to Revenue
0.64
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.97
Operating Profit Margin
-0.18
Pretax Profit Margin
-0.18
Net Profit Margin
-0.15

Dividends

Dividend Yield
0.04
Dividend Yield %
3.69
Payout Ratio
0
Dividend Per Share
55

Operating Metrics

Operating Cashflow per Share
79.92
Free CashFlow per Share
79.92
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
-0.02
Return on Tangible Assets
-0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
23.462,56
Book Value per Share
149.261,21
Tangible Book Value per Share
149059.09
Shareholders Equity per Share
6620.85
Interest Debt per Share
10416.16
Debt to Equity
1.55
Debt to Assets
0.06
Net Debt to EBITDA
-82.28
Current Ratio
43.23
Tangible Asset Value
1.730,91 Bil.
Net Current Asset Value
153,20 Bil.
Invested Capital
285594000000
Working Capital
266,15 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
6.94

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

The Shimizu Bank, Ltd. Dividends
Year Dividends Growth
2001 50
2002 50 0%
2003 50 0%
2004 30 -66.67%
2005 60 50%
2006 60 0%
2007 70 14.29%
2008 70 0%
2009 55 -27.27%
2010 60 8.33%
2011 60 0%
2012 60 0%
2013 60 0%
2014 60 0%
2015 60 0%
2016 60 0%
2017 60 0%
2018 35 -71.43%
2019 60 41.67%
2020 55 -9.09%
2021 60 8.33%
2022 60 0%
2023 60 0%
2024 55 -9.09%
2025 0 0%

The Shimizu Bank, Ltd. Profile

About The Shimizu Bank, Ltd.

The Shimizu Bank, Ltd. provides various banking services in Japan. The company offers cash calculation, credit guaranteeing, leasing, and credit card services. It also manages real estate properties; and provides personnel delegation services, as well as financial and economic research, and training services. As of March 31, 2021, the company operated a network of 78 branches and 1 sub-branch. The Shimizu Bank, Ltd. was founded in 1928 and is headquartered in Shizuoka, Japan.

CEO
Mr. Yasuhiro Iwayama
Employee
982
Address
2-1 Fujimicho
Shizuoka, 424-0941

The Shimizu Bank, Ltd. Executives & BODs

The Shimizu Bank, Ltd. Executives & BODs
# Name Age
1 Mr. Yasumasa Oki
Executive Officer
70
2 Mr. Nobuhide Fukazawa
Director & MD
70
3 Mr. Yasuhiro Iwayama
President & Representative Director
70
4 Mr. Ayato Mochizuki
Senior MD & Director
70
5 Mr. Fumitoshi Yabuzaki
Senior MD
70
6 Mr. Masashi Hiraiwa
MD & Director
70

The Shimizu Bank, Ltd. Competitors